Shaw-ross Employees Credit Union Miami FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Shaw-ross Employees, your trusted partner in financial services located at 1600 Nw 163Rd St, Miami, FL 33169. Since our establishment in 1982, we've been dedicated to fostering a sense of community and providing exceptional banking experiences to our 620 members. With a robust asset base of $7,149,451 and total deposits of $467,550, we are committed to helping you achieve your financial goals. At Shaw-ross Employees, we believe in building lasting relationships with our members. Our leadership team, headed by CEO Sergio Paliska and Board President Steven Becker, is focused on delivering personalized service and innovative financial solutions tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or seeking support for auto loans and mortgages, we have you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 1600 NW 163rd St, Miami, FL 33169-5641. With a total loan portfolio comprising 87 loans and a net worth of $1,018,414, we are well-positioned to support our community's diverse financial requirements. Our commitment goes beyond numbers; it's about enriching lives through responsible lending and financial education. We invite you to connect with us by calling 305-625-4171 during our operating hours from 9:00 AM to 4:00 PM, Monday through Friday. Join us at Shaw-ross Employees and discover how we can help you turn your financial dreams into reality!

Branch History & Mission

Community Engagement

Our commitment goes beyond providing banking services; we actively participate in community outreach efforts aimed at improving the well-being of Miami residents. By partnering with local organizations and supporting various initiatives, we aim to uplift those around us and create a positive impact. Whether you're looking for help with personal loans or need guidance on business financing, Shaw-ross Employees is here for you. While members can visit us at 1600 Nw 163Rd St Miami Fl 33169, official correspondence should be sent to 1600 NW 163rd St, Miami, FL 33169-5641. Join us on this journey! Experience the benefits of being part of a credit union that prioritizes your needs and values community support. Together, let's build a brighter financial future. For any inquiries or assistance, feel free to call us at (305) 625-4171. We look forward to welcoming you into the Shaw-ross family!

Our Mission

At Shaw-ross Employees, our mission is simple yet profound: to provide exceptional financial services while fostering a strong sense of community. We believe that every member deserves access to affordable banking options that empower them financially. Our focus extends beyond transactions; we are committed to enriching the lives of those we serve through support and guidance. We understand that in today's fast-paced world, convenience is key. While we currently do not offer ATM or drive-thru services at this branch, we strive to make your banking experience seamless during our operating hours from 9:00 AM to 4:00 PM Monday through Friday. Our team is dedicated to assisting you with personalized attention and care.

Branch Location & Accessibility

Welcome to the Shaw-ross Employees branch, your friendly neighborhood credit union located at 1600 NW 163rd St in Miami, FL. This convenient spot is not only easy to find but also close to several local landmarks, making it a breeze for members and visitors alike. Whether you're coming from the bustling area near Miami-Dade College or just passing through the lively streets of our vibrant community, we are here to help you with your financial needs. While our main location is at 1600 NW 163rd St, please note that any official correspondence should be sent to our mailing address at 1600 NW 163rd St, Miami, FL 33169-5641. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities so everyone can visit us without hassle. Plus, ample parking space means you won't have to worry about finding a spot when you arrive. Our operating hours are designed to fit your schedule come see us from 9:00 AM to 4:00 PM Monday through Friday. Although we currently do not offer ATM services or drive-thru banking, our dedicated team is ready and waiting to assist you in person with a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and more. If you're looking for a reliable partner for your financial journey, don't hesitate to give us a call at 305-625-4171 or drop by for a visit. We can't wait to welcome you!

Member Eligibility

Becoming a member of Shaw-ross Employees is like joining a close-knit family where everyone looks out for one another. To qualify for membership, you simply need to be an employee or member of specific groups associated with our community. This can include certain organizations or businesses in the area. If you're curious about whether you meet the eligibility criteria, feel free to check out the details at . It's straightforward and welcoming, ensuring that you feel right at home from day one. Once you're ready to take the next step, opening an account with us is easy! You can reach out by calling us at (305) 625-4171, and our friendly staff will guide you through the process. We're here to make your experience smooth and enjoyable, so you can start benefiting from all that Shaw-ross Employees has to offer like personalized financial services tailored just for you. Don't hesitate to get in touch; we're excited to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make it easier for you to accept payments and manage transactions. This means faster service for your customers and streamlined operations for your business. Whether you're a retailer or a service provider, our merchant solutions can help you thrive in today's competitive market. Visit us at 1600 Nw 163Rd St Miami Fl 33169 in Miami, FL or call us at (305) 625-4171 to learn how we can help your business grow!

Tailored Loan Options

Imagine having the capital you need to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

While we currently do not have ATM or drive-thru services available at our location, our friendly team is always ready to assist you during lobby hours from 9:00 AM to 4:00 PM Monday through Friday. Should you need any help or have questions about our services, don't hesitate to reach out at 305-625-4171. At Shaw-ross Employees, we believe in creating lasting relationships with our members through trust and transparency. Whether you're planning for the future or managing daily expenses, we're here for you every step of the way. If you're interested in learning more about how we can serve your financial needs, please visit us or give us a call today!

Business Banking

For our entrepreneurial members, we offer robust Business Banking solutions. From merchant services that simplify payment processing to business loans that fuel growth, we aim to support your business journey every step of the way.

Credit Solutions

Credit can be a powerful tool when used wisely. With our Credit Cards with Rewards, you can earn benefits while making everyday purchases. This not only provides flexibility but also rewards you for being a loyal member.

Digital Convenience

In today's fast-paced world, having access to banking on-the-go is crucial. That's why Shaw-ross Employees offers convenient Online & Mobile Banking features. You can manage your accounts, transfer funds, and pay bills right from your smartphone or computer whenever it suits you.

Home Financing

Buying a home is one of the most significant decisions you'll ever make. Our Mortgage Loans & Refinancing options are here to guide you through the process with competitive rates and personalized service. If you're considering consolidating debts or needing extra cash, our Personal Loans & Debt Consolidation services can assist in making financial management simpler.

Personal Banking

We understand that managing your finances is a big part of your life. That's why our Personal Banking services include everything from checking and savings accounts that help you keep track of your money, to auto loans that make getting behind the wheel easier. Whether you're looking to purchase a new vehicle or refinance an existing loan, we have options tailored just for you.

Digital & Online Banking

Key Services

Our online banking platform makes it easy to keep track of your finances. You can access your accounts 24/7 through our website at . Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. While we currently do not offer mobile payments or a dedicated mobile application, rest assured that our online banking system is designed with security in mind. We prioritize protecting your personal information so you can bank confidently.

Real-Time Management

Even though features like electronic signatures and e-statements are not available yet at Shaw-ross Employees, you can still enjoy easy account management. Our person-to-person transfer feature is also not currently offered, but our team is here to assist you with any questions or concerns about your transactions. With our simple and secure online banking services, you have the flexibility to handle your finances on your terms. For any inquiries or support, don't hesitate to reach out by phone at (305) 625-4171. Experience the ease of managing your money with us!

Financial Strength

At Shaw-ross Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to trust where your money is kept, and we are proud to share our strong financial position with you. With a net worth of $1,018,414, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,424 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,755, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $898,414 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $0 in used auto loans and $326,758 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 623, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shaw-ross Employees is your trusted partner. Visit us at 1600 Nw 163Rd St Miami Fl 33169 or call (305) 625-4171 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. While we currently do not have any new or used vehicle loans available, we encourage you to check back as our offerings may change in the future.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available at this time, our team is here to assist you with any questions about future opportunities.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding credit card loans available, our team can provide insights into how you can better manage your finances through future offerings. At Shaw-ross Employees, we aim to provide accessible and transparent lending solutions tailored to your individual needs. If you're considering refinancing or exploring eligibility options for future loans, our knowledgeable staff is ready to guide you through the process. For more information on our loan offerings or to discuss how we can assist you further, please contact us at (305) 625-4171 during our operating hours from 9:00 AM to 4:00 PM Monday through Friday. For detailed performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey toward financial stability starts here at Shaw-ross Employees where community and service come together for your benefit!

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