Shawnee TVA Employees Credit Union West Paducah KY | Top Auto Loans & Business Banking

Introduction

At Shawnee Tva Employees, we understand that banking is more than just transactions; it's about building lasting relationships and supporting our community. Located at 7755 Metropolis Lake Rd, West Paducah, KY 42086, our branch has been a trusted financial partner since 1954. With a dedicated team of 3 employees, led by our CEO Gina Futrell and Board President Jennifer McCallon, we are here to serve you with personalized banking solutions tailored to your needs. As a proud member of the community, we currently support 613 members with total assets amounting to an impressive $5,920,976. Our commitment to our members is reflected in our services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking solutions such as merchant services and business loans. While members can visit us at 7755 Metropolis Lake Rd, official correspondence should be sent to the same address for consistency. Our branch boasts total deposits of $612,179 and a net worth of $1,320,936, showcasing our stability and reliability as your financial institution. We invite you to experience the difference at Shawnee Tva Employees Credit Union. Whether you're looking to secure a loan or open a new account, we are ready to help you achieve your financial goals. Feel free to call us at 270-442-6479 or stop by during our lobby hours from 7:30 AM to 4:00 PM, Monday through Friday. Join us in making your financial dreams a reality!

Branch History & Mission

Community Engagement

Over the years, we've established strong ties within West Paducah and beyond. By partnering with local organizations and participating in community events, we aim to make a positive impact where it matters most. Our commitment goes beyond just providing financial services; it's about building relationships that enrich lives. We invite you to join us at Shawnee Tva Employees Credit Union and experience firsthand the benefits of being part of a community-focused institution. Together, let's work towards achieving your financial dreams! If you have any questions or would like more information about becoming a member, please call us at (270) 442-6479.

Our Evolution

From our early days serving employees of the Tennessee Valley Authority, we have expanded our offerings and membership base while staying true to our mission: to enhance the financial well-being of our members through accessible services and community involvement. As of today, we proudly manage total assets exceeding $5,920,976. This growth reflects not only our financial strength but also the trust placed in us by our members. Our operating hours are designed with your convenience in mind open Monday through Friday from 7:30 AM to 4:00 PM. While we currently do not offer ATM or drive-thru services, we remain dedicated to providing personalized service within our welcoming lobby.

Our Mission Statement

At Shawnee Tva Employees, our mission is simple yet powerful: we strive to empower individuals and families with the tools they need to achieve their financial goals. We understand that each member's journey is unique, which is why we offer a variety of services including personal banking options, auto loans, mortgage refinancing, and business banking solutions. Our focus on education and community outreach sets us apart as a financial institution that truly cares. While members can visit us at 7755 Metropolis Lake Rd West Paducah Ky 42086, official correspondence should be sent to 7755 METROPOLIS LAKE RD, WEST PADUCAH, KY 42086. We believe in keeping open lines of communication so that you feel supported every step of the way.

Branch Location & Accessibility

Nearby Landmarks and Parking

Conveniently situated near popular local landmarks, our branch is easy to find. Ample parking is available right outside, making your visit hassle-free. We've designed our location with accessibility in mind, ensuring that all members can navigate our space comfortably.

Operating Hours

We understand that life gets busy. That's why we're open Monday through Friday from 7:30 AM to 4:00 PM, ready to assist you with all your banking needs. If you ever have questions or need assistance outside of these hours, don't hesitate to give us a call at 270-442-6479.

Services Offered

At Shawnee Tva Employees, we offer a variety of services tailored just for you! From checking and savings accounts to auto loans and mortgages, our team is dedicated to helping you achieve your financial goals. Although we currently do not have an ATM or drive-thru service available at this location, our staff is always ready to assist you directly inside the branch.

Visit Us Today!

We invite you to stop by and experience the difference at Shawnee Tva Employees. Whether you're looking for advice on loans or simply want to open an account, we're here for you. Come visit us today at 7755 Metropolis Lake Rd in West Paducah you'll be greeted with a warm smile and expert guidance!

Member Eligibility

Becoming a member of Shawnee Tva Employees means joining a community that truly cares about your financial well-being. If you're wondering whether you qualify, it's quite simple! Generally, membership is open to anyone who lives, works, or worships in the area around our branch at 7755 Metropolis Lake Rd West Paducah Ky 42086. We welcome individuals from various backgrounds and professions because we believe everyone deserves access to personalized financial services. As a member, you'll enjoy a range of benefits including competitive rates on loans and savings accounts, making it easier for you to achieve your financial goals. Ready to take the next step? Opening an account is straightforward! You can find all the details you need about eligibility and account opening by visiting our website [here](). If you have any questions or need assistance, feel free to give us a call at (270) 442-6479. We're excited to welcome you into our family at Shawnee Tva Employees!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running a busy retail store. With our merchant services, you can easily accept payments from customers whether they're using credit cards or mobile wallets. This means quicker transactions, happier customers, and more sales. Plus, our tools help you manage your cash flow effectively. At Shawnee Tva Employees, we're here to help you thrive. Connect with us today at (270) 442-6479 to learn more about how our business banking and commercial services can support your success!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or transferring funds between accounts, we've made it easy for you to stay connected with your finances. While we currently do not have ATM availability or drive-thru services at this location, our commitment remains focused on providing quality member service during lobby hours from 7:30 AM to 4:00 PM on weekdays. We invite you to visit us at 7755 Metropolis Lake Rd, West Paducah, KY 42086, or give us a call at 270-442-6479. Let us show you how Shawnee Tva Employees can support your financial journey today!

Business Solutions Tailored for Success

For our business members, we offer specialized services such as merchant services and business loans. We know how important it is to keep your business running smoothly, and our team is ready to assist you in finding solutions that work best for you.

Personal Banking Made Easy

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day expenses while saving for future goals. Imagine being able to easily access your funds and track your spending with the help of our friendly staff. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can make that dream car a reality. Picture yourself driving off the lot with a manageable monthly payment that fits comfortably within your budget. Additionally, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services provide competitive rates and terms tailored just for you.

Support for Your Financial Needs

Life can throw unexpected challenges your way, but we are here to support you with personal loans and debt consolidation options. This service can help ease financial stress by combining multiple debts into one manageable payment. Our goal is to empower you with the tools necessary to regain control over your finances. For those who enjoy rewards for their spending, our credit cards with rewards make every purchase count. Imagine earning points on groceries or gas that can be redeemed for travel or merchandise!

Digital & Online Banking

Key Features

Even though we currently do not offer electronic signatures, e-statements, or mobile payments, our focus remains on providing essential services tailored for our members. You can easily manage your personal finances without the hassle of paper statements, making it both eco-friendly and efficient. While our mobile application is not available yet, we're committed to enhancing your experience in the future. In the meantime, you can still enjoy person-to-person transfers directly through our website when those features become available.

Security and Accessibility

Your security is our top priority. We continually work to implement features that protect your information while maintaining ease of use. Our online banking service is designed to be user-friendly so that anyone can navigate it comfortably. In summary, Shawnee Tva Employees strives to make your banking experience straightforward and secure. We are here to support you with all your financial needs because at the end of the day, it's all about you! If you have any questions or need assistance, feel free to reach out at (270) 442-6479.

Financial Strength

Dedicated Team

We also take pride in having 0 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable and committed team. Their dedication ensures that you receive personalized service tailored to your unique financial situation.

Growing Member Base

Our commitment is further underscored by having a total of 643 share accounts, showing a strong and growing member base that trusts us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shawnee Tva Employees is your trusted partner. Visit us at 7755 Metropolis Lake Rd West Paducah Ky 42086 or call (270) 442-6479 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity is robust with $91 in used auto loans and $3,336,391 in total loans and leases available to support your financial goals across various sectors. Additionally, our $35,241 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Prioritizing Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $1,068,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment helps us stay ahead in providing excellent services that meet your needs.

Secure Savings Options

Members' savings are secured through $332,739 in share certificates, offering stable and rewarding financial growth opportunities. While we do not currently have money market shares available, our focus remains on providing the best possible options for our members.

Strong Financial Health

With a net worth of $1,320,936, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,231 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

Our commitment extends beyond just lending. We provide various financial services tailored to assist you with personal banking needs such as checking and savings accounts, debt consolidation options, and business banking solutions for local entrepreneurs. For more information or to discuss your eligibility for any of our loan offerings, please don't hesitate to reach out! You can contact us at (270) 442-6479 during our lobby hours from 7:30 AM to 4:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Shawnee Tva Employees, we're here to help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,436,939 in used vehicle loans and $589,042 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $145,972, make buying or refinancing simple. We guide you through the process so you can focus on what matters most making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows for easier budgeting and spending without the worry of collateral requirements.

Loan Aggregator

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SHAWNEE TVA EMPLOYEES FEDERAL CREDIT UNION - West Paducah, KY