Sharonview Credit Union Spartanburg SC | Best Auto Loans & Rewards Cards

Introduction

Welcome to Sharonview, your trusted partner in financial wellness! Located at 1855 E Main St Ste 7, Spartanburg, SC 29307, we have proudly served our community since 1976. With a commitment to providing personalized banking solutions, we now boast a membership of over 87,000 individuals who rely on us for their financial needs. At Sharonview, we understand that your money matters. That's why we manage an impressive $1,497,841,956 in total assets and hold $78,850,191 in deposits to ensure your savings are safe and secure. Our lending services are tailored to support you with 40,861 loans and leases, all aimed at helping you achieve your goals whether it's purchasing a new vehicle or refinancing your home. Our leadership team is dedicated to serving you better. Under the guidance of CEO Herb White and Board President Roy Fahl, we strive to create a welcoming environment where members feel valued and empowered. If you ever need assistance or have questions about our services including personal banking, auto loans, or business banking don't hesitate to reach out. You can call us at 864-579-5084 during our lobby hours from Monday to Friday, 7 AM to 4 PM. For any official correspondence, please use our mailing address: PO Box 10000, Spartanburg, SC 29307. Explore what Sharonview has to offer by visiting our website at http://www.sharonview.org . We're excited to help you navigate your financial journey with confidence!

Branch History & Mission

Commitment to Community

Our mission goes beyond banking; it's about making a positive impact in the lives of those we serve. We believe in supporting local initiatives and partnerships that uplift our community. By investing time and resources into community outreach programs, we strive to make Spartanburg a better place for everyone.

Join Us Today

As we continue to grow and adapt to meet the needs of our members, we invite you to be part of our story. Experience firsthand how Sharonview can help you achieve your financial goals while being part of a caring community. For any inquiries or assistance, feel free to reach out at 864-579-5084 during our operating hours from Monday to Friday, 7 AM - 4 PM. Join us at Sharonview where your financial success is our mission!

Modern Banking for Everyone

While we cherish our history, we're also committed to moving forward with the times. Our digital banking options allow you to manage your finances conveniently through online and mobile platforms. Whether you're applying for a loan or checking your balance from home, we ensure that banking with Sharonview is accessible and user-friendly.

Our Journey

From our humble beginnings, Sharonview has evolved into a trusted financial institution within Spartanburg. Our mission is clear: to provide exceptional financial services while fostering a sense of community among our members. As we look back on our journey, we celebrate key milestones that have shaped who we are today. We've introduced various services such as personal banking accounts, auto loans, mortgage options, and business banking solutions to meet the diverse needs of our members.

Branch Location & Accessibility

Welcome to Sharonview's Spartanburg branch, located at 1855 E Main St Ste 7 in the heart of Spartanburg, SC. Our location is not only easy to find but also offers a welcoming atmosphere where our members can feel right at home while managing their financial needs. Nestled near local landmarks, we are just a stone's throw away from bustling shops and eateries, making it convenient for you to stop by while running errands or enjoying a day out. At Sharonview, we prioritize accessibility for all our members. Our branch features ADA-compliant entryways and ramps, ensuring that everyone can navigate our space comfortably. Parking is readily available nearby, allowing you to visit us without hassle. We understand that your time is valuable. That's why we're open Monday through Friday from 7 AM to 4 PM, providing flexible hours for your banking needs. Whether you're looking to open a new checking account, explore loan options, or simply have questions about your finances, our friendly team is here to assist you. While you're visiting us at our Spartanburg location, please note that we do not currently offer ATM services or drive-thru banking; however, our knowledgeable staff will be happy to help with any transactions inside the branch. If you need to send official correspondence, feel free to address it to our mailing address at PO Box 10000, Spartanburg, SC 29307. Have questions? Want to learn more about our services like personal banking options and vehicle financing? Don't hesitate to give us a call at 864-579-5084! We look forward to seeing you soon and helping you achieve your financial goals right here at Sharonview in Spartanburg.

Member Eligibility

Joining the vibrant community at Sharonview is an exciting step towards better financial well-being! To become a member, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in Spartanburg County, you're likely eligible to join us. We believe in inclusivity and support for everyone, so if you have a family member who is already part of our credit union, that opens the door for you as well! For more detailed eligibility information, feel free to check out our website at . Opening an account with us is just as easy and welcoming. You can start your journey by visiting us at our branch located at 1855 E Main St Ste 7 Spartanburg Sc 29307 or simply give us a call at (864) 579-5084 to learn about the process. We're here to guide you every step of the way as you explore the benefits of membership like competitive rates on loans and personalized service. Join Sharonview today and discover how we can support your financial goals together!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $245,828, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services provide essential tools that can streamline your payment processes. Picture this: a customer makes a purchase using their card, and your transaction is processed quickly and securely, allowing you to focus more on what you do best running your business. With our support, managing finances becomes smoother, giving you more time to innovate and grow. Visit us at 1855 E Main St Ste 7 Spartanburg Sc 29307 in Spartanburg, SC, or call us at (864) 579-5084 to learn how our business banking solutions can help elevate your enterprise today!

Comprehensive List Of Services

Business Banking Services

For business owners, Sharonview provides essential services like Merchant Services & Business Loans. We know how important it is for businesses to have reliable support, so we tailor our offerings to meet the unique demands of your enterprise.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to conduct transactions with ease. From checking balances to transferring funds or paying bills, everything is at your fingertips. While we currently do not offer ATM services or drive-thru options, our digital features ensure that accessing your accounts is quick and hassle-free.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play, helping you manage those costs effectively and get back on track financially. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases while enjoying the flexibility of credit.

Get In Touch

We invite you to explore all that Sharonview has to offer! If you have questions or want more information about any of our services, don't hesitate to reach out at (864) 579-5084 during our lobby hours from Monday to Friday, 7 AM to 4 PM. Our team is eager to assist you on your financial journey. Visit us online at http://www.sharonview.org for more details about our offerings and how we can help meet your needs today!

Personal Banking Solutions

For everyday banking, our Personal Banking services offer everything you need. We provide Checking & Savings Accounts that fit your lifestyle. Imagine having easy access to your funds with online and mobile banking features. With just a few taps on your phone, you can manage your money anytime, anywhere. When it comes to making significant purchases like a car, our Auto Loans & Vehicle Financing options make it easier than ever. You can drive away in the vehicle you want without breaking the bank. And if you're considering homeownership, our Mortgage Loans & Refinancing services are designed to make that dream a reality, offering competitive rates and personalized guidance throughout the process.

Digital & Online Banking

Key Features

Our online banking platform provides you with the tools you need for real-time account management. You can easily check balances, pay bills, and transfer money all from the comfort of your home or while on the go. Plus, if you prefer to manage your finances via mobile devices, our mobile application is available for download, making it even easier to keep track of your money. For those who love convenience, our person-to-person transfer feature lets you send money to friends and family in just a few taps. Whether you're splitting a dinner bill or helping out someone in need, this service makes transactions quick and straightforward.

Security and Accessibility

Security is a top priority at Sharonview. Our online platform employs robust security measures to ensure your information is safe. Although we currently do not offer electronic signature authorization, you can still rely on our secure systems when accessing e-statements available to all members so you'll always have a record of your transactions without the clutter of paper. We also embrace modern payment methods with our mobile payments feature, allowing you to make purchases directly from your phone. This means less hassle and more flexibility when you're out shopping or dining. In summary, Sharonview is committed to providing accessible and user-friendly digital banking solutions that cater to your needs. Experience the ease of managing your finances online or through our app today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 235,413, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,187,928. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharonview is your trusted partner. Visit us at 1855 E Main St Ste 7 Spartanburg Sc 29307 or call (864) 579-5084 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $129,482,431 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,907 in used auto loans and $1,039,128,729 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $411,264,063 in share certificates and $290,266,556 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,348,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $-8,813,506, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $130,219,707, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $141,894,446 in used vehicle loans and $26,704,534 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates that make financing your next vehicle easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $245,828 provide the capital needed to grow and expand. We understand that every business has unique needs, and we are here to support you with tailored financing options. If you're considering refinancing any of these products or want to know more about eligibility options, our team is ready to assist you. We aim to provide clarity on all available pathways to secure financing that works best for you. We invite you to visit us at our branch located at 1855 E Main St Ste 7 Spartanburg Sc 29307, or give us a call at 864-579-5084 during our lobby hours from Monday to Friday between 7 AM and 4 PM. Let us help you take the next step towards achieving your financial aspirations! For more information on performance insights and financial data related to our loan offerings sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov , based on the latest results. Explore how Sharonview can support your journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $225,604,531, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we have solutions tailored just for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently our total amount stands at $0. These cards can help you manage your finances effectively without tying up any collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers. By using verified data, LendMesh prioritizes accuracy in every comparison.

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency throughout the process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SHARONVIEW FEDERAL CREDIT UNION - Spartanburg, SC