Sharonview Credit Union Wilmington NC | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Sharonview, your trusted financial partner located at 3212 Oleander Dr, Wilmington, NC 28403. Since opening our doors in 1976, we've been dedicated to serving our community with personal banking solutions designed to meet your unique needs. With over 87,000 members and a robust asset base of $1,497,841,956, we pride ourselves on being a reliable resource for all your financial goals. At Sharonview, we understand that every member has different financial aspirations. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our commitment to community impact is evident in our total loans exceeding 40,861, helping families and businesses thrive throughout the Wilmington area. Our leadership team, led by CEO Herb White and Board President Roy Fahl, is passionate about fostering a supportive environment where you can feel confident in your financial decisions. We also have an incredible staff of 286 employees who are here to assist you with personalized service. Whether you're looking to open a new account or explore loan options, our team is ready to help. Feel free to reach out at 910-343-1950 during our lobby hours from Monday to Friday, 9 AM to 5 PM. We invite you to visit us at our Wilmington branch or check out our website at http://www.sharonview.org for more information. Your journey towards financial success begins here!

Branch History & Mission

Community Engagement

We understand that being part of a community means more than just providing financial products; it's about building relationships and supporting local events. Sharonview actively partners with various organizations to give back through sponsorships and volunteer efforts aimed at enhancing the quality of life in Wilmington. As we continue on this journey together, we invite you to join us at Sharonview. Experience firsthand how we can help you reach your financial dreams while being part of a community-focused credit union. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. For more information or to become a member today, please call us at 910-343-1950 or visit us online at Sharonview. Together, let's build a brighter financial future!

Our Journey

Since opening our doors at 3212 Oleander Dr, Wilmington, NC 28403, Sharonview has been dedicated to serving the local area with integrity and care. Over the years, we have expanded our offerings and now proudly serve over 87,000 members. With total assets exceeding $1.49 billion, we are positioned as a trusted partner for personal banking, auto loans, mortgages, and more. Our journey is marked by milestones that reflect our dedication to innovation and member satisfaction. We continuously invest in technology to enhance our services, including online banking and mobile payments, ensuring that our members can manage their finances conveniently from anywhere.

Our Mission

At the heart of Sharonview's mission is a commitment to making a positive impact in the lives of our members and the communities we serve. We believe that everyone deserves access to quality financial services that empower them toward achieving their goals. Our team works tirelessly not only to provide excellent banking options but also to engage in community outreach efforts that foster growth and support local initiatives. While members can visit us at our Wilmington branch for all their banking needs during lobby hours from Monday to Friday, 9 AM to 5 PM, official correspondence should be sent to our mailing address if it differs from our physical location.

Branch Location & Accessibility

Accessibility and Parking

We understand how important accessibility is for our members. Our branch features ADA-compliant facilities and ample parking options, ensuring that everyone can easily visit us. Whether you're stopping by for personal banking or looking into business services, we strive to make your experience as smooth as possible.

Call-to-Action

We invite you to stop by our Wilmington branch today! Experience firsthand the commitment we have towards serving our members with care and dedication. For any questions or assistance, don't hesitate to give us a call at 910-343-1950. Your financial well-being is our priority!

Services Offered

At Sharonview, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. We also provide online and mobile banking services for added convenience, making it easy to manage your finances on the go.

Member Eligibility

Becoming a member of Sharonview is like stepping into a welcoming community where your financial needs are prioritized. If you're looking to join us at our Wilmington branch located at 3212 Oleander Dr Wilmington Nc 28403, you'll find that eligibility is quite straightforward and inclusive. Typically, anyone who lives, works, worships, or attends school in the area can become a member. We believe in supporting our members through personalized banking experiences and various financial services that cater to your unique goals. To get started on this exciting journey, simply visit our website for more detailed eligibility information at . If you have any questions or need assistance, feel free to reach out to us at (910) 343-1950; we're here to help!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers easily, whether they pay with a card or mobile wallet. This not only enhances customer satisfaction but also helps improve your cash flow. Our goal is to make financial transactions smooth so you can focus on what you do best running your business. Let us partner with you on your journey to success at Sharonview! For more information, give us a call at (910) 343-1950 or visit our website at Sharonview.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $245,828, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer business banking services including merchant services and business loans. We understand how vital it is for businesses to have reliable financial support, which is why we strive to provide solutions that promote growth and success.

Credit Cards

Our credit cards come with rewards that can benefit you every time you use them. Whether it's cash back or points toward travel, having a credit card from Sharonview means earning while you spend.

Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can access your accounts anytime, anywhere whether it's transferring money between accounts or paying bills on-the-go with just a few taps on your smartphone. With ATM & Cash Withdrawal Services, accessing your funds has never been easier. Though we currently do not have ATMs at our branch, our online services ensure that you're never far from managing your money efficiently. At Sharonview, we believe in empowering our members with the tools they need to succeed financially. If you're ready to learn more about how we can assist you on your financial journey, give us a call at (910) 343-1950 or visit us at 3212 Oleander Dr Wilmington Nc 28403 in Wilmington, NC. Together, let's turn your financial aspirations into reality!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process smoothly. We understand that purchasing a home is one of the most significant decisions you'll make, and our team is here to ensure you have all the information you need along the way.

Personal Banking

Whether you're looking to open a checking or savings account, Sharonview has you covered. Our personal banking options include user-friendly accounts designed to help you manage your day-to-day finances effectively. For those considering larger purchases, we provide auto loans and vehicle financing that can fit any budget. Imagine driving off in your new car with affordable monthly payments that make sense for your lifestyle!

Personal Loans

Life can throw unexpected expenses your way. That's where our personal loans come into play. They are perfect for debt consolidation or covering unforeseen costs without adding stress to your finances. With competitive rates and flexible terms, getting back on track financially is easier than ever.

Digital & Online Banking

Effortless Payments and Transfers

We also offer mobile payments and person-to-person transfer options, making it simple to send money to friends or family in just a few taps. Whether you're splitting a bill or sending a gift, our mobile payment features provide a quick and easy solution. At Sharonview, we believe banking should be accessible and straightforward. Join us today and discover how our digital banking services can enhance your financial experience!

Safe and Secure Transactions

Security is a top priority for us. While we currently do not offer electronic signature authorization for transactions, rest assured that our systems are designed with multiple layers of protection to keep your information safe. You can feel confident knowing your financial data is secure while you enjoy the convenience of online banking.

Stay Connected with E-Statements

Say goodbye to paper clutter! With e-statements available at Sharonview, you can easily access your account statements online whenever you want. This environmentally friendly option allows you to keep track of your finances without the hassle of physical paperwork.

Your Banking, Anytime, Anywhere

With our 24/7 online banking services, managing your account has never been easier. Whether you're at home or on the go, you can check your balances, transfer funds, and pay bills whenever you need to. Plus, our user-friendly mobile application makes it simple to handle your banking tasks right from your smartphone.

Financial Strength

Building Trust Through Transparency

Total Share Accounts stand at 235,413, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,187,928. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharonview is your trusted partner. Visit us at 3212 Oleander Dr Wilmington Nc 28403 or call (910) 343-1950 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $129,482,431 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $12,907 in used auto loans and $1,039,128,729 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $411,264,063 in share certificates and $290,266,556 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,348,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our focus on operational efficiency is reflected in our $-8,813,506, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees who are dedicated to providing exceptional service.

Strong Financial Health

With a net worth of $130,219,707, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $141,894,446 in used vehicle loans and $26,704,534 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, making it easy for you to drive away with a great deal. Plus, if you're interested in refinancing an existing auto loan, we have options available that could save you money!

Business Loans

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $245,828 can provide the capital needed to expand your operations or invest in new projects. At Sharonview Credit Union, we're dedicated to helping our members navigate their financial journeys with ease and confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For more information on any of our loan offerings or assistance with applications and eligibility checks, don't hesitate to contact us or visit our website at sharonview.org. We're here to support you every step of the way!

Credit Lines and Unsecured Loans

For those who prefer flexibility in managing their finances, we offer credit lines totaling $406,947,304. These lines of credit allow you to borrow what you need when you need it without going through a lengthy approval process each time. We also provide unsecured credit card loans although currently at zero outstanding amount our plans are designed with favorable terms to help members manage expenses effectively when they arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $225,604,531. We make buying or refinancing simple and straightforward. If you're uncertain about your eligibility or would like to explore refinancing options for your current mortgage, our team is here to guide you through the process.

Loan Aggregator

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SHARONVIEW FEDERAL CREDIT UNION - Wilmington, NC