Sharonview Credit Union Salisbury NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sharonview in Salisbury, where community banking meets personal service! Located at 403 N Main St, Salisbury, NC 28144, our branch has been a trusted financial partner since 1976. With a proud membership of 87,078, we are dedicated to serving our members with a variety of financial products tailored to their needs. At Sharonview, we understand that financial decisions can be overwhelming. That's why we're here to guide you every step of the way. Our branch is proud to manage total assets of over $1.4 billion and maintain a solid net worth of $130,219,707, ensuring your money is in safe hands. Whether you're looking for a new auto loan or want to open a savings account, our experienced team is ready to assist you. While members can visit us at our branch location, please note that official correspondence should be sent to our mailing address: 501 N Main St, Salisbury, NC 28144. This allows us to efficiently handle your inquiries and provide the best possible service. Under the leadership of CEO Herb White and Board President Roy Fahl, we strive to create meaningful relationships with our members and give back to the communities we serve. Our team consists of 286 dedicated employees, all working toward one goal: your financial success. As part of our commitment to innovation and convenience, we offer online banking services, mobile payments, and access to ATMs making it easier than ever for you to manage your finances on the go. Ready to take the next step? Visit us today or call us at 704-636-1222. At Sharonview, we're not just about transactions; we're about building lasting relationships that help you achieve your financial dreams!

Branch History & Mission

Our Mission

At Sharonview, our mission is simple yet profound: we strive to enhance the financial well-being of our members while nurturing a sense of community. We believe that everyone deserves access to reliable financial services that empower them to achieve their dreams. From personal checking accounts and savings options to auto loans and mortgage refinancing, we aim to provide products that cater to your unique needs. In addition to our robust financial offerings, we place great importance on giving back. Our outreach efforts include partnerships with local organizations that focus on education, housing, and economic development. We are passionate about making a positive impact in Salisbury and surrounding areas. While members can visit us at 403 N Main St, official correspondence should be sent to 501 N Main St, Salisbury, NC 28144. This ensures that your messages reach us without delay. As we embrace modern advancements in technology, Sharonview remains committed to providing user-friendly online and mobile banking options. Our services include online bill pay, mobile deposits, and person-to-person payments all designed with you in mind. We also ensure compliance with ADA standards so that all members can easily access our services. Join us at Sharonview today! Experience firsthand how we can help you navigate your financial journey while supporting the community you love. Whether you're looking for personal banking solutions or business financing options, we're here for you every step of the way. Visit us soon or give us a call at 704-636-1222 we can't wait to welcome you into our family!

Branch Location & Accessibility

Accessibility Features

At Sharonview, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and spacious parking areas to accommodate everyone comfortably. We want every member of our community to feel welcome when they come through our doors.

Call-to-Action

We invite you to visit us at Sharonview in Salisbury today! If you have any questions or need assistance before your visit, feel free to call us at 704-636-1222. Our dedicated team is ready and eager to assist you with all your financial needs!

Nearby Landmarks

Our branch is situated close to several local landmarks that make it easy to locate us. Just a short walk away is the beautiful Hurley Park, perfect for a stroll after your visit. You'll also find popular dining spots nearby, making it simple to grab a bite before or after your banking errands.

Operating Hours and Services Offered

We know that life can get busy! That's why we offer convenient banking hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Our drive-thru service allows you to complete simple transactions like deposits and withdrawals without leaving your car perfect for those on-the-go days! For those who prefer self-service options, we have ATMs available for quick cash withdrawals and balance checks. Our wide range of services includes personal banking accounts, auto loans, mortgage options, and even business banking solutions.

Member Eligibility

At Sharonview, we believe that becoming a member means joining a supportive community where your financial well-being is our top priority. If you're looking to experience the benefits of membership, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in certain areas, as well as their family members. This makes it easy for many people to join us! You can find all the specific details about eligibility on our website at . Once you've confirmed your eligibility, opening an account with us is straightforward and welcoming. We're here to help guide you through the process so that you can start enjoying services tailored just for you like personal banking, loans, and online banking options. If you have any questions or need assistance, don't hesitate to reach out at (704) 636-1222. We're excited to welcome you to the Sharonview family at 403 N Main St Salisbury Nc 28144!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $245,828, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies your payment processes, allowing you to focus on what matters most growing your business. Our merchant services provide essential tools like secure payment processing and point-of-sale systems that enhance customer experiences while streamlining operations. Visit us at 403 N Main St Salisbury Nc 28144 in Salisbury, NC, or call us at (704) 636-1222 to discover how our tailored services can empower your business journey today!

Comprehensive List Of Services

Accessibility Made Easy

For those who prefer face-to-face interactions for their banking needs, our basic drive-thru service provides quick access for deposits and withdrawals without leaving your car. And if you're in need of cash quickly, our ATM access allows for hassle-free withdrawals and balance checks. At Sharonview, we're committed to making banking accessible and enjoyable for all our members. If you're ready to take the next step toward financial wellness or simply want to learn more about what we offer, don't hesitate to reach out! Call us at (704) 636-1222 or visit us online at http://www.sharonview.org. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. You can manage your accounts anytime, anywhere! Whether it's checking balances, making transfers, or paying bills, everything is just a click away. We also provide ATM & Cash Withdrawal Services, ensuring that access to your funds is simple and straightforward.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why our personal banking services include Checking & Savings Accounts tailored to fit your lifestyle. Imagine having easy access to your funds while enjoying the peace of mind that comes with competitive interest rates and no hidden fees. For those thinking about purchasing a new vehicle or refinancing an existing loan, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. With flexible terms and quick approvals, you'll be cruising in no time! If homeownership is on your radar, check out our Mortgage Loans & Refinancing services. Our knowledgeable staff will guide you through the process, helping you find the right mortgage that fits your budget and dreams. Plus, if you're dealing with debt, our Personal Loans & Debt Consolidation options can help simplify your payments and lower your interest rates.

Rewards and Business Services

Don't forget to explore our Credit Cards with Rewards, which allow you to earn points for every purchase you make. It's a great way to save on future expenses while enjoying what you love most. For small business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. This means you can focus on what matters most growing your business while we take care of the financial details.

Digital & Online Banking

At Sharonview, we understand that your time is valuable, and managing your finances should be as easy and secure as possible. That's why we offer a variety of digital and online banking services designed to keep you connected to your money, no matter where you are. With our 24/7 Online Banking Services available at http://www.sharonview.org, you can check your account balances, pay bills, and transfer funds whenever it suits you. Our platform is user-friendly, ensuring that even if you're not tech-savvy, you'll find it easy to navigate. Plus, for those who prefer to manage their accounts on the go, our Mobile Application offers all the features you need right in the palm of your hand. One of the highlights of banking with us is the ability to send money easily through Person-to-Person Transfers. Whether you're splitting a dinner bill or sending funds to a friend in need, this feature makes transactions simple and quick. And if you're someone who values paperless options, you'll be pleased to know that we offer E-Statements, which allow you to view your account statements online securely. Security is a top priority at Sharonview. While we currently do not support Electronic Signature Authorization, we ensure that all your transactions are protected with robust security measures. You can also enjoy the convenience of Mobile Payments, making it easier than ever to make purchases without needing cash or cards. In today's fast-paced world, having access to your financial information when you need it is crucial. With our comprehensive digital banking services, managing your finances has never been easier or more secure. Join us at Sharonview and take control of your banking experience today!

Financial Strength

Committed to Reinvestment

With $129,482,431 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that your financial needs are met with the utmost care and attention.

Dedicated Team

We also take pride in having 286 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 235,413, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharonview is your trusted partner. Visit us at 403 N Main St Salisbury Nc 28144 or call (704) 636-1222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $411,264,063 in share certificates and $290,266,556 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,348,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $130,219,707, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $12,907 in used auto loans and $1,039,128,729 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $-8,813,506 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $14,189,446 in used vehicle loans and $26,704,534 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or finding a reliable used vehicle, we provide flexible terms that work for you.

Contact Us

For more information about our loan products or to discuss which option might be best for you, please reach out to us at our branch located at 403 N Main St, Salisbury, NC 28144. You can give us a call at 704-636-1222 during our operating hours: Monday to Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $225,604,531, making it easier than ever to take that important step toward owning your own home. Our experienced team is here to guide you through the process and help you understand your financing options.

Refinancing Options

If you're considering refinancing an existing loan, we have options available that could save you money on monthly payments or help you pay off debt faster. It's always worth exploring how refinancing can benefit your current financial situation.

Unsecured Credit Card Loans

For those looking for flexibility in managing everyday expenses, we also offer unsecured credit card loans. While currently totaling $0, our goal is to provide options that help members manage their finances effectively without the burden of excessive fees or high interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By working with reputable institutions, LendMesh guarantees the accuracy of its loan comparisons.

Sharonview