Sharonview Credit Union Charlotte NC | Low Mortgage Rates & Business Loans

Introduction

At Sharonview, we believe in building strong financial futures for our members and the community. Located at 8944 J M Keynes Dr Ste 320, Charlotte, NC 28262, our branch has been a trusted partner since 1976. With a dedicated team of 286 employees, we proudly serve over 87,000 members and manage assets totaling an impressive $1.5 billion. Our commitment to providing excellent service is reflected in our diverse offerings, including personal banking, auto loans, mortgage financing, and business banking services. With total deposits reaching $78,850,191 and a net worth of $130,219,707, our financial strength ensures that we can meet your needs today and in the future. Under the leadership of CEO Herb White and Board President Roy Fahl, we strive to create a welcoming environment where you can feel confident in your financial decisions. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to the same address: 8944 JM Keynes Drive Ste 320, Charlotte, NC 28262. With access to modern online banking and mobile payment options, managing your finances has never been easier. Whether you're looking to open a checking account or explore loan options like our total of 40,861 loans and leases we're here to help. Feel free to reach out at 704-969-2540 or visit us online at sharonview.org for more information. Join us today and discover how Sharonview can support your financial journey!

Branch History & Mission

Community Engagement

Sharonview is more than just a credit union; we are an active part of the Charlotte community. We take pride in fostering partnerships with local organizations and participating in events that benefit those we serve. Our goal is not just about financial transactions; it's about making a positive impact on people's lives. While members can visit us at 8944 J M Keynes Dr Ste 320 Charlotte Nc 28262, official correspondence should be sent to 8944 JM Keynes Drive Ste 320, Charlotte, NC 28262. Additionally, we offer ATM availability for easy access to your funds anytime you need it. Join us at Sharonview today! Experience the difference that comes from being part of a community-focused credit union dedicated to your success. Whether you're looking for personal banking services or want to learn more about how we can support your financial journey, we invite you to reach out at (704) 969-2540 or visit us online at Sharonview. Your future starts here!

Our Mission

At the heart of Sharonview is our mission: to improve the financial well-being of our members and communities. We focus not only on providing comprehensive personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards but also on building lasting relationships within the community. We believe in supporting local initiatives and engaging in outreach efforts that uplift those around us. Our team works diligently to ensure that everyone who walks through our doors feels welcome and valued. We are committed to maintaining an accessible environment for all members by ensuring compliance with ADA standards. With convenient operating hours from Monday through Friday between 9 am and 5 pm, we aim to be available when you need us most.

Branch Location & Accessibility

ATM Availability

Need cash on the go? We have ATM services available right at our branch, making it convenient for you to manage your finances anytime.

Convenient Access and Parking

Accessibility is a top priority for us. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. Plus, ample parking is available right outside our doors, so you won't have to worry about finding a spot when you come to see us.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 5 PM. Feel free to drop by during these hours for any banking assistance you may need! At Sharonview, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for business banking solutions or need help with online and mobile banking, our friendly team is ready to assist.

Stay Connected

If you have any questions or want more information about our services before visiting, don't hesitate to give us a call at 704-969-2540. Our dedicated team is here to help! We invite you to visit us at Sharonview where community banking meets convenience. We look forward to serving you soon!

Member Eligibility

At Sharonview, we're excited to welcome you into our vibrant community! Becoming a member is simple and opens the door to a wealth of benefits designed just for you. To join, you'll need to meet some friendly eligibility criteria. Typically, individuals who live, work, or worship in the Charlotte area are encouraged to apply. We believe that everyone deserves access to financial services that support their goals and dreams. You can find all the specific details about membership requirements at . Once you're ready to take the next step, opening an account with us is straightforward. Just visit us at our branch located at 8944 J M Keynes Dr Ste 320 Charlotte Nc 28262, or give us a call at (704) 969-2540 for any questions. Our dedicated team is here to help guide you through the process and ensure your experience is as smooth as possible. Join us today and discover how being a part of Sharonview can make a positive difference in your financial journey!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $245,828, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient payment processing is key. Our merchant services streamline transactions so you can focus on what you do best running your business. From credit card processing to mobile payments, we ensure that your customers have a smooth experience every time they shop with you. Visit us at 8944 J M Keynes Dr Ste 320 Charlotte Nc 28262 or call us at (704) 969-2540 to learn more about how our business banking and commercial services can help your business reach its full potential!

Comprehensive List Of Services

Convenient Access

We know that convenience matters when it comes to managing your finances. That's why we provide access to ATMs for easy cash withdrawals and balance checks. Our digital banking features ensure that whether you're at home or on the go, your bank is always within reach. With online banking, making transactions or reviewing your account statements is just a click away. Additionally, our mobile app offers features like mobile payments and person-to-person transfers, making it easier than ever to send money quickly. At Sharonview, we are dedicated to serving our community with exceptional financial services tailored for every member's needs. If you're ready to take control of your financial future or have any questions about how we can assist you further, don't hesitate to reach out! Call us today at 704-969-2540 or visit us online at Sharonview. Let's work together towards achieving your financial dreams!

Loans for Every Need

Sometimes life presents unexpected challenges. That's why we offer personal loans and debt consolidation options to help you navigate tough financial times without added stress. Plus, our credit cards with rewards allow you to earn points on everyday purchases while maintaining your budget. For small business owners, Sharonview provides tailored support through our business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to assist.

Personal Banking

Understanding that everyone has different financial goals, we offer a variety of personal banking options. Our checking and savings accounts are designed to help you manage your money efficiently. With user-friendly online and mobile banking platforms, you can easily check your balance, transfer funds, or deposit checks from anywhere. If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those looking to buy a home, our mortgage loans and refinancing services simplify the process, guiding you every step of the way.

Digital & Online Banking

Online Banking Made Easy

Our 24/7 online banking service allows you to check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. No more waiting in long lines at the branch! Plus, with our mobile application available for download, you can carry your bank in your pocket. This app makes it simple to manage your accounts and even enables mobile payments for quick transactions.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes this hassle-free. Just enter the recipient's information, and you're done! It's a quick way to settle up without needing cash or checks.

Security You Can Trust

While convenience is key, security is essential. We ensure that all transactions are protected with advanced encryption technologies. Although we currently do not offer electronic signature authorization, rest assured that our systems are designed with your safety in mind. Experience the ease of managing your finances with Sharonview's digital banking solutions. Whether you're checking balances or sending money, we're here to support you every step of the way. Visit us online at http://www.sharonview.org and take control of your banking today!

Stay Informed with E-Statements

Want to keep track of your finances without the clutter? We offer e-statements that let you view and download your bank statements electronically. It's an eco-friendly solution that keeps you informed while also saving paper.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharonview is your trusted partner. Visit us at 8944 J M Keynes Dr Ste 320 Charlotte NC 28262 or call 704-969-2540 to learn more about how we can help you achieve your financial goals.

Investments in Our Future

With $129,482,431 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement helps us adapt to your evolving needs while maintaining excellent service standards.

Member-Centric Approach

Members' savings are secured through $411,264,063 in share certificates and $290,266,556 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,348,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $130,219,707, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 864 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity is robust with $1,039,128,729 in total loans and leases and $12,907 in used auto loans, supporting members' financial goals across various sectors. Despite recent challenges reflected in our net income of -$8,813,506, we remain dedicated to operational efficiency and improving our offerings for you. We also take pride in having 286 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 235,413 share accounts, it's clear that many trust us with their finances and we value that trust deeply.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $141,894,446 in used vehicle loans and $26,704,534 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $245,828 provide the capital needed to grow and expand your business operations. We understand that access to funding can be critical for success, and our team is ready to work with you on tailored solutions that fit your unique needs. At Sharonview, we're dedicated to providing exceptional service and competitive rates across all our loan offerings. If you're interested in learning more about any of these options or would like assistance with applying, don't hesitate to reach out! You can contact us at (704) 969-2540, or visit us at our branch located at 8944 J M Keynes Dr Ste 320 Charlotte Nc 28262 in Charlotte, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $225,604,531, make buying or refinancing simple. We provide personalized guidance to ensure you find the right mortgage solution for your needs. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides an easy way to handle expenses while enjoying peace of mind knowing that you have the financial support when needed.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means that users can trust they are viewing fair and competitive offers.

SHARONVIEW FEDERAL CREDIT UNION