Sharon & Crescent United Credit Union Sharon MA

Introduction

Welcome to Sharon & Crescent United, where we believe in building strong financial futures for our community. Located at 30 Pond St, Sharon, MA 02067, our credit union has been a trusted partner for members since 1956. With over 75,986 members and total assets exceeding $1.23 billion, we pride ourselves on offering personalized service and a wide range of financial products tailored to meet your needs. At Sharon & Crescent United, we understand that your financial journey is unique. Our dedicated team of 164 employees, led by CEO Glenn Parsons and Board President Howard Spiller, is committed to providing you with the support and resources necessary to achieve your goals. Whether you're looking for a loan or seeking advice on saving for the future, we're here to help you every step of the way. While members can visit us at our branch for face-to-face support, official correspondence should be sent to our mailing address: 30 Pond Street, Sharon, MA 2067. You can reach us easily at (781) 784-7725 during our operating hours from 8:30 am to 5:30 pm. Our commitment goes beyond just banking; we are deeply rooted in the community we serve. With total loans amounting to 20,289 and deposits totaling $24,616,841, we continually strive to ensure that your money works for you while strengthening local businesses and families. Explore what makes us different! For more information on services or to apply online, please visit our website at www.scucu.com. Join us today and discover how Sharon & Crescent United can help you achieve financial success!

Branch History & Mission

At Sharon & Crescent United, our journey began in 1956 when we first opened our doors in the heart of Sharon, MA. Since then, we have grown into a vibrant community-focused credit union with a strong commitment to serving our members and fostering financial well-being. With a current membership of 75,986 individuals, we have become a trusted partner for many families and businesses throughout the region. Located at 30 Pond St, Sharon, MA 02067, our branch is easily accessible for members who seek personalized service and support. Nearby landmarks such as the beautiful Lake Massapoag make our location not only convenient but also picturesque. While members can visit us at this address, official correspondence should be sent to our mailing address at 30 Pond Street, Sharon, MA 2067. Our mission is simple yet impactful: to provide exceptional financial services while actively supporting our community. We believe that everyone deserves access to quality banking solutions that help them achieve their financial goals. Whether you are looking for loans, savings accounts, or advice on managing your finances, we are here for you every step of the way. Over the years, we've made significant strides in enhancing our services. Our total assets now stand at an impressive $1,235,574,728. This growth allows us to offer a wider range of products and services tailored to meet the diverse needs of our members. Our commitment to digital advancements ensures that members can manage their accounts online with ease through platforms like online banking and mobile applications. Community outreach is at the core of what we do. We actively participate in local events and initiatives aimed at improving the lives of those around us. By partnering with local organizations and providing educational resources on financial literacy, we strive to empower our members beyond just banking. As part of our dedication to accessibility, we ensure that all our facilities comply with ADA standards so that everyone can enjoy seamless access to our services. We invite you to become part of the Sharon & Crescent United family. Experience firsthand how we prioritize your financial success while making a positive impact in the community. Join us today and discover the difference that a member-focused credit union can make! For more information or to open an account online, please visit our website or call us at 781-784-7725 during our lobby hours from 8:30 am to 5:30 pm on weekdays.

Branch Location & Accessibility

Welcome to the Sharon & Crescent United branch, conveniently located at 30 Pond St in beautiful Sharon, MA. Our location is easy to find, just a stone's throw away from popular spots like the Sharon Public Library and adjacent to scenic local parks, making it a perfect stop for your banking needs while you're out and about. At our branch, we prioritize accessibility for all our members. The building is fully ADA compliant, featuring ramps and spacious areas to ensure everyone can navigate comfortably. Parking is ample, so you can easily find a spot without any hassle. Our lobby hours are designed to fit your busy schedule. We are open Monday through Friday from 8:30 AM to 5:30 PM. Whether you're looking to open an account or need assistance with existing services, our friendly staff is here to help during those hours. While you can visit us at 30 Pond St for all your banking needs, please note that official correspondence should be sent to our mailing address at 30 Pond Street, Sharon, MA 2067 if it's different from the branch address. Currently, we do not have ATM services or drive-thru banking available at this location; however, we strive to offer essential services that cater directly to our members' needs. If you have any questions or would like more information about the services we provide, feel free to give us a call at 781-784-7725. We invite you to come by and see how Sharon & Crescent United can serve you better. Your financial well-being is our priority!

Member Eligibility

Becoming a member of Sharon & Crescent United feels like stepping into a welcoming community where your financial needs are truly understood. At our branch located at 30 Pond St Sharon Ma 02067, we pride ourselves on being inclusive and supportive. If you live, work, worship, or attend school in the areas we serve, you're likely already eligible to join us! Our commitment is to provide personalized service that makes banking easier and more rewarding for you. To get started with opening an account, simply visit us online at http://www.scucu.com/resources-and-tools/apply-online . For any questions or assistance, don't hesitate to reach out at (781) 784-7725. We invite you to explore the eligibility details further by visiting , where you'll find all the information you need to become part of our family.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine serving customers smoothly at your storefront while ensuring every transaction is secure and efficient. Our tools help you focus on what you do best running your business while we take care of the financial details. Located at 30 Pond St Sharon Ma 02067 in Sharon, MA, our team is ready to partner with you on your journey. Connect with us today at (781) 784-7725 to explore how we can help your business achieve its goals!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $86,403,045, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Contact Us

For more information about our services or if you have questions about how we can support your financial goals, please don't hesitate to reach out! You can contact us at 781-784-7725 during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. At Sharon & Crescent United, we're more than just a credit union; we're part of your community and committed to helping you achieve financial wellness. Come visit us today!

Our Services

Understanding that convenience is key in today's busy world, we offer essential services designed with our members in mind. One of the standout features is our ATM Services Only. With access to ATMs, you can manage your finances anytime, anywhere whether it's withdrawing cash for an unexpected outing or checking your balance on-the-go. Imagine it's a Saturday morning and you need cash for a family event later in the day. With our ATM services, you can easily find an ATM near you and get what you need without any hassle. This flexibility allows you to focus on what truly matters spending quality time with your loved ones. We understand that digital banking plays a significant role in how you manage your finances today. That's why we also provide online banking options through our website at scucu.com. You can check your accounts, transfer funds, and even pay bills from the comfort of your home or while out and about. Additionally, our mobile application makes it easy to stay connected with your finances right from your smartphone. Whether you're at work or running errands, managing your accounts has never been simpler.

Digital & Online Banking

Key Features of Our Digital Banking

With just a few clicks, you can access our online banking services at https://www.scucu.com/ . Check your balances, transfer funds, and pay bills anytime, anywhere. Our 24/7 online banking services ensure you have control over your money whenever you need it. Plus, enjoy the ease of electronic statements which are available to help you keep track of your financial activity without the clutter of paper. For those who prefer mobile access, our mobile application is here to help. You can download it to manage your accounts directly from your smartphone. With features like person-to-person transfers, sending money has never been easier just a few taps and it's done!

Security and User-Friendliness

We prioritize your security with robust measures in place to protect your information. You can sign documents electronically with confidence thanks to our electronic signature authorization feature. This not only speeds up processes but also keeps everything organized and secure. Accessibility is at the heart of what we do. Whether you're tech-savvy or new to online banking, our user-friendly interface is designed for everyone. You'll find that managing your finances is straightforward and stress-free. In a world where convenience matters, Sharon & Crescent United is committed to providing you with digital banking solutions that fit into your lifestyle seamlessly. Join us today and experience banking made simple!

Financial Strength

Commitment to Growth

With $99,689,440 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $7,655 in used auto loans and $899,104,041 in total loans and leases. This enables us to support your financial goals across various sectors.

Member Trust

With total share accounts reaching 133,507, it's clear that our growing member base trusts us with their finances. Net Shares available for lending and investments amount to $3,282,995, reinforcing our capability to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharon & Crescent United is your trusted partner. Visit us at 30 Pond St Sharon Ma 02067 or call (781) 784-7725 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 157 full-time employees and 7 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $279,187,875 in share certificates and $119,949,357 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $162,555,755, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,315 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,479,993 in used vehicle loans and $13,715,742 in new vehicle loans already helping members get on the road. We also have refinancing options available to help you lower your monthly payments or adjust your loan terms.

Business Financing

For business owners, our outstanding commercial loans totaling $86,403,045 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital for operations, our business financing solutions are designed to support your entrepreneurial journey. We invite you to explore our loan offerings today. For more information or assistance with applications, please contact us at 781-784-7725 or visit us at 30 Pond St Sharon Ma 02067. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $102,634,077, make buying or refinancing simple. We offer various terms and competitive interest rates to make sure you find a plan that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $4,172,771 in loans helping members manage their finances effectively. These cards provide the freedom to shop while maintaining control over your spending.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh prioritizes accuracy and fairness in loan comparisons. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means that users receive reliable offers that reflect current market conditions.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh as a trustworthy resource in navigating the lending landscape. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SHARON & CRESCENT UNITED CREDIT UNION - Sharon, MA