Sharon & Crescent United Credit Union Brockton MA | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Sharon & Crescent United, your trusted partner in financial success located at 115 Commercial St, Brockton, MA 02302. Since our establishment in 1956, we've dedicated ourselves to serving our community with integrity and a personal touch. With a robust membership of 75,986 and total assets exceeding $1.2 billion, we strive to provide exceptional financial services tailored to your needs. At Sharon & Crescent United, we understand that life can be unpredictable. That's why we offer a variety of services, from checking and savings accounts to auto loans and business financing options. Our commitment to our members is reflected in our impressive total deposits of $24,616,841 and a solid net worth of $162,555,755. We pride ourselves on being more than just a credit union; we are a community hub where everyone can thrive. Our team, led by CEO Glenn Parsons and Board President Howard Spiller, is here to help you navigate your financial journey. Whether you're looking for advice on saving for a new home or need assistance with an auto loan our knowledgeable staff is ready to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 115 Commercial St, Brockton, MA 02302. Feel free to reach out by phone at 508-559-5434 if you have any questions or need assistance. Join us today and experience the difference that comes from being part of the Sharon & Crescent United family! Visit our website at scucu.com to learn more about our services or apply online for an account. Your financial future starts here!

Branch History & Mission

Community Commitment

We are deeply committed to giving back to the community that has supported us throughout the years. Whether through partnerships with local organizations or outreach initiatives aimed at improving financial literacy, we strive to make a positive impact beyond just banking. With accessibility in mind, our branch features both ATM availability and drive-thru banking services, ensuring you can access your funds when needed. We understand that convenience matters; that's why we're open from Monday to Friday from 8:30 AM to 6:00 PM and on Saturdays from 8:30 AM to 1:00 PM. While members can visit us at 115 Commercial St, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, feel free to reach out at (508) 559-5434.

Join Us Today!

We invite you to experience the benefits of being part of Sharon & Crescent United. Together, let's achieve your financial dreams while nurturing our vibrant community. Join us today! Visit our website for more information or apply online here.

Our Mission

At the heart of Sharon & Crescent United lies our mission: to empower members by providing reliable financial solutions while enriching the community around us. We believe that banking should be more than just transactions; it should be about building relationships and supporting one another in achieving financial goals. Our array of services includes personal banking like checking and savings accounts as well as auto loans, mortgage loans, credit cards with rewards, and business banking options. We also embrace technology with online banking and mobile apps to ensure that managing finances is convenient and straightforward for all members.

Branch Location & Accessibility

Accessibility and Features

We prioritize accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots for individuals with disabilities. You can easily navigate our space whether you're visiting for personal banking or business services.

Contact Us

If you have any questions or need assistance, don't hesitate to call us at 508-559-5434. We invite you to visit us at our branch to experience friendly service and personalized banking solutions tailored just for you. While members can visit us at 115 Commercial St, official correspondence should be sent to the same address. Discover how Sharon Crescent United can help you achieve your financial goals today!

Convenient Services

At Sharon Crescent United, we offer a wide range of services tailored to fit your lifestyle. Enjoy the convenience of our drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Plus, our ATM is available for those who prefer cash transactions or balance inquiries at any time. Our operating hours are designed to accommodate your busy schedule: we're open Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturday from 8:30 AM to 1:00 PM. Whether you need assistance during the week or on Saturdays, we're here for you.

Member Eligibility

Becoming a member of Sharon & Crescent United is like joining a caring community where your financial well-being is the top priority. If you live, work, worship, or attend school in the area around 115 Commercial St Brockton Ma 02302, you're likely eligible to join us! We believe everyone deserves access to personalized banking services and friendly support. Not only do our members enjoy competitive rates and diverse financial products, but they also benefit from being part of a cooperative that puts people first. To get started on your membership journey, simply check out our eligibility criteria for more details at . Once you're ready, opening an account is a breeze visit us online at http://www.scucu.com/resources-and-tools/apply-online or give us a call at (508) 559-5434. We can't wait to welcome you into the Sharon & Crescent United family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $86,403,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, efficient payment processing can make a significant difference. Our merchant services simplify transactions, enabling you to accept payments easily. Imagine serving customers at their convenience while ensuring smooth operations at your point of sale. This allows you to focus more on what you do best growing your business. Located at 115 Commercial St Brockton Ma 02302, Brockton, MA 02302, we are here to provide the financial support you need. For inquiries, call us at (508) 559-5434 or visit our website at https://www.scucu.com/ . Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We have you covered with our ATM services that allow for easy cash withdrawals and balance checks. Additionally, our basic drive-thru banking provides quick access for deposits, withdrawals, and simple transactions without leaving your car. At Sharon & Crescent United, we are committed to making banking easy and accessible for all our members. If you have any questions or would like to learn more about how we can help you achieve your financial goals, don't hesitate to give us a call at (508) 559-5434 or visit us today! Experience the difference with personalized service at Sharon & Crescent United we're here for all your financial needs!

Business Banking Solutions

For small business owners, we provide essential support through our business banking services, which include merchant services and business loans. These offerings are designed to help your business thrive and grow.

Credit Cards & Rewards

We know that credit cards can be more than just a means of payment; they can also reward you for your spending. That's why we offer credit cards with rewards, allowing you to earn points for travel, dining, and more with every purchase you make.

Digital Banking Made Easy

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. You can check balances, transfer funds, pay bills, and even send money through our person-to-person payment service all from the palm of your hand.

Personal Banking Services

Our personal banking options are designed with you in mind. With checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. If you're considering a new vehicle, our auto loans and vehicle financing solutions offer competitive rates that can help you get behind the wheel without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing services make it easier than ever to secure a loan tailored to your situation. Plus, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options are here to help you find relief.

Digital & Online Banking

Enhanced Mobile Experience

For members who prefer banking on the go, our mobile application is here to help! Available for download, it allows you to manage your accounts right from your smartphone. Whether you're making person-to-person transfers or simply checking your balance while out shopping, everything is just a tap away. While we currently do not support mobile payments, we're constantly looking for ways to enhance our services for you. In addition, our commitment to providing 24/7 online banking ensures that you can take care of your financial needs whenever it suits you best. In summary, Sharon & Crescent United combines modern technology with user-friendly features to offer an exceptional digital banking experience. Our goal is to make sure that managing your finances is easy and accessible. Join us today and discover how simple banking can be!

Key Features for Your Convenience

With our user-friendly online banking platform, managing your accounts is simple and straightforward. You can access your account anytime, check balances, pay bills, and transfer funds all from the comfort of your own device. We also provide electronic statements to help you keep track of your financial activity easily. Just sign up through our online portal and enjoy the benefits of going paperless! When it comes to security, we take every precaution to protect your information. With electronic signature authorization available, signing important documents has never been easier or safer. Plus, you can rest assured knowing that our systems are designed with your security in mind.

Financial Strength

Commitment to Our Members

Net Shares (Funds available for lending and investments): $3,282,995. Total Share Accounts: 133,507, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharon & Crescent United is your trusted partner. Visit us at 115 Commercial St Brockton Ma 02302 or call (508) 559-5434 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $279,187,875 in share certificates and $119,949,357 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $162,555,755, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,315 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Growth

With $99,689,440 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,655 in used auto loans and $899,104,041 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,479,993 in used vehicle loans and $13,715,742 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used car, we make it simple and affordable.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $86,403,045 provide the capital needed to expand and thrive in today's market. If you are interested in refinancing any of these loans or want to learn more about eligibility options available for each product, please don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sharon & Crescent United, we're committed to helping you make informed decisions that enhance your financial well-being. Explore our loan offerings today!

Credit Lines

For those needing extra flexibility in their finances, our credit lines total $443,102,686, giving members access to funds when they need them without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $102,634,077, designed to help you secure your dream home or refinance your existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky; that's why we also offer flexible terms on unsecured credit card loans. With a total of $4,172,771 in loans assisting members with their financial management effectively, our credit cards come with rewards and benefits tailored for your lifestyle.

Loan Aggregator

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SHARON & CRESCENT UNITED CREDIT UNION