Sharon & Crescent United Credit Union Brockton MA | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Sharon Crescent United, your trusted partner in financial success right here at the Belmont St. Branch located at 1300 Belmont St, Brockton, MA 02301. Established in 1956, our credit union has grown into a community cornerstone, proudly serving over 75,986 members with a commitment to personalized banking solutions. With total assets exceeding $1.23 billion, we are here to empower your financial journey through competitive rates and exceptional service. At Sharon Crescent United, we believe that every member is part of our family. Our leadership team, guided by CEO Glenn Parsons and Board President Howard Spiller, works diligently to ensure that our services meet your needs. Whether you're looking for auto loans, mortgages, or personal banking services, we've got you covered. We invite you to experience the difference of being a member of our credit union. While you can visit us at 1300 Belmont St, please note that any official correspondence should be sent to the same address as it serves as both our branch and mailing location. With a robust portfolio that includes over 20,289 loans and leases and total deposits reaching $24,616,841, we provide stability and security for your finances. Our dedicated staff of 164 employees is ready to assist you with all your banking needs. Reach out to us at 508-559-5424 or visit our website at www.scucu.com for more information. Let's work together towards a brighter financial future!

Branch History & Mission

Join Us!

As we continue this journey of growth and community engagement, we invite you to become part of the Sharon & Crescent United family. Experience the benefits of membership today whether you're looking for personal loans or business banking solutions we're here for you every step of the way. Visit us online at scucu.com or give us a call at 508-559-5424. Let's work together towards a brighter financial future!

Our Mission

At Sharon & Crescent United, our mission is straightforward: to provide exceptional financial services while fostering community support. We believe that everyone deserves access to fair and affordable financial products. Whether it's personal banking solutions like checking and savings accounts or financing options including auto loans and mortgages, we strive to meet the diverse needs of our members. Our commitment extends beyond banking; we actively engage in community outreach programs that make a real difference. From partnerships with local organizations to initiatives that promote financial literacy, we aim to uplift our neighborhood and empower individuals. While members can visit us at 1300 Belmont St for all their banking needs, official correspondence should be sent to our mailing address: 1300 Belmont St, Brockton, MA 2301. Our dedicated team is here during operating hours Monday through Wednesday from 7:30 AM to 5:00 PM, Thursday and Friday until 5:30 PM, and Saturday mornings from 9:00 AM to 1:00 PM to assist you.

Branch Location & Accessibility

Accessibility Features

At Sharon & Crescent United, we believe that everyone should have access to financial services. Our branch is ADA compliant and equipped with ramps for easy entry. We strive to create an inviting atmosphere for all members of the community.

Convenient Location

Nestled in Plymouth County, we are close to several local landmarks, making us easy to find. Whether you're running errands or heading to the nearby parks, stopping by our branch is simple and hassle-free. Parking is available right outside, ensuring you can get in and out without any stress.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open Monday through Wednesday from 7:30 AM to 5:00 PM, Thursday and Friday until 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. Need assistance? Feel free to give us a call at 508-559-5424 during business hours.

Services Offered

Our branch features a drive-thru for quick transactions like deposits and withdrawals, along with an ATM that's available for cash withdrawals and balance checks anytime you need it. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and even business banking services our team is here to help you navigate your financial journey. While members can visit us at 1300 Belmont St, official correspondence should be sent to our mailing address at 1300 Belmont St, Brockton, MA 2301.

Visit Us Today!

Whether you're an existing member or looking to join our credit union family, we invite you to visit us at the Sharon & Crescent United branch today! Our friendly staff is ready to assist you with any questions or services you may need. Let us help you achieve your financial goals!

Member Eligibility

At Sharon & Crescent United, we believe that everyone deserves a financial partner who truly understands their needs, and becoming a member is your first step into our welcoming community. If you're looking to join us, you'll be pleased to know that eligibility is designed to be inclusive. Typically, anyone who lives, works, or worships in the Brockton area can become a member. We also welcome family members of existing members, making it easy for you to share the benefits of our services with your loved ones. To discover all the details about eligibility, check out this resource: . Once you're ready to take the plunge and open an account with us, the process is simple! You can easily apply online through our website at http://www.scucu.com/resources-and-tools/apply-online . If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (508) 559-5424. We're here to help you every step of the way as you embark on this journey with Sharon & Crescent United!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $86,403,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Our merchant services make it easy for you to accept payments from customers, whether in-person or online. Imagine seamlessly processing transactions while managing your cash flow more effectively. With our tools, you can focus on what matters most growing your business. Located at 1300 Belmont St Brockton Ma 02301 in Brockton, MA, we invite you to explore how Sharon & Crescent United can be your partner in achieving financial success. Call us at (508) 559-5424 or visit us online at https://www.scucu.com/ to learn more about our offerings!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer robust Business Banking solutions that include merchant services and business loans. We know running a business comes with its challenges, so having the right financial partner is essential.

Connect with Us

At Sharon & Crescent United, we prioritize your banking experience by offering both physical locations and digital access to meet all your financial needs. Whether you're visiting us at our branch or accessing services online from home, we're here to help every step of the way. Ready to discover more about how we can assist you? Call us at 508-559-5424 or visit us at www.scucu.com today! Your financial wellness is just a click away!

Convenient Digital Banking

In today's fast-paced world, managing your finances should be easy. That's why we provide comprehensive Online & Mobile Banking services. With just a few clicks or taps on your phone, you can check balances, transfer funds, and pay bills without ever stepping foot in the branch. Plus, our ATM & Cash Withdrawal Services ensure that access to your funds is always convenient. For simple transactions, take advantage of our basic drive-thru banking services where deposits and withdrawals can be made quickly without leaving your car.

Loans for Every Need

If you're thinking about purchasing a new vehicle, our Auto Loans & Vehicle Financing make the process straightforward and affordable. Picture yourself driving off in your dream car with flexible payment options tailored just for you. For larger investments like buying a home, explore our Mortgage Loans & Refinancing services that can help make homeownership a reality or save you money on your current mortgage. Need some extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation can provide the financial relief you seek. Whether it's consolidating debt or covering emergency costs, we're here to assist.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a special occasion or need a reliable place for everyday expenses, we've got you covered. Imagine having the peace of mind that comes from knowing your money is secure and accessible whenever you need it.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! They not only offer convenience but also give you rewards on every purchase. Enjoy earning points while shopping for groceries or filling up your gas tank it's a win-win!

Digital & Online Banking

Key Features

With our online banking service available at scucu.com, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills without having to visit a branch. Our user-friendly platform makes navigating your financial world straightforward and stress-free. One standout feature is our electronic signature authorization. This allows you to sign documents securely from the comfort of your home, speeding up processes like loan applications or account openings. Plus, with e-statements available, you can say goodbye to paper clutter while keeping track of your transactions effortlessly.

Mobile Banking on the Go

For those who prefer banking on their smartphones, our mobile application provides all the tools you need right at your fingertips. Whether you're making person-to-person transfers or simply checking your balance on the go, our app is designed for easy use. While we currently don't offer mobile payments, our commitment to keeping your information secure remains a top priority across all platforms. With robust security measures in place, you can trust that your data is protected every step of the way. Managing your finances shouldn't be complicated. At Sharon & Crescent United, we strive to provide accessible and efficient online banking solutions that fit into your lifestyle. Explore all that we have to offer today!

Financial Strength

Community Trust

Total Share Accounts: 133,507 show a strong and growing member base that trusts us with their finances. This trust underlines our commitment to serving you effectively at every step of your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharon & Crescent United is your trusted partner. Visit us at 1300 Belmont St Brockton Ma 02301 or call 508-559-5424 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings

Members' savings are secured through $279,187,875 in share certificates and $119,949,357 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Our Members

With $99,689,440 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,655 in used auto loans and an impressive total of $899,104,041 in loans and leases across various sectors.

Solid Financial Foundation

With a net worth of $162,555,755, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1315 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,479,993 in used vehicle loans and $13,715,742 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive away in the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $86,403,045 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing business operations, our team is ready to assist you.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $102,634,077, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have solutions tailored for every situation.

Refinancing and Eligibility

If you're considering refinancing any existing loans or need help determining eligibility for any of our products, our knowledgeable staff at the branch is here to guide you through the process. We want to ensure that you have access to the best possible financing options available. Feel free to reach out to us at (508) 559-5424 or visit us at 1300 Belmont St Brockton Ma 02301. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together to find the right loan solution for you!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $4,172,771 in loans helping members manage their finances effectively. Our credit cards come with various rewards and low-interest rates to fit your spending habits.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent, allowing users to make informed decisions without the fear of hidden fees or misleading terms.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results every time you search for loans. - Real-Time Rate Comparisons: Enjoy up-to-date loan rates from multiple institutions, giving you the information needed to choose the best option for your financial situation. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce the value and credibility of this comparison tool. Ready to start finding better loan rates? Compare real-time loan offers today at LendMesh and discover the best options tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SHARON & CRESCENT UNITED CREDIT UNION