Sharon & Crescent United Credit Union Brockton MA | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Sharon Crescent United, a trusted financial partner for the Brockton community since 1956. Located at 1219 Main St, Brockton, MA 02301, we are dedicated to providing exceptional service and support to our valued members. With a strong commitment to your financial well-being, we proudly serve over 75,986 members, offering a wide range of services tailored to meet your needs. At Sharon Crescent United, our total assets amount to an impressive $1,235,574,728, reflecting our solid foundation and ability to support you in achieving your financial goals. Our robust portfolio includes over 20,289 loans and leases to help you with everything from auto financing to mortgages. We ensure that your deposits are secure; currently, we hold total deposits of $24,616,841 with a net worth of $162,555,755. Our leadership team is here for you! Under the guidance of CEO Glenn Parsons and Board President Howard Spiller, we foster a culture of trust and transparency. Our team of 164 employees is dedicated to providing you with the personalized service you deserve. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1219 Main St, Brockton, MA 2301. Whether you're looking for personal banking services like checking and savings accounts or business loans and merchant services, we're here to help. Don't hesitate to reach out! Give us a call at 508-559-5414 or explore more about what we offer by visiting our website at www.scucu.com. Join us as we continue to build a stronger community together!

Branch History & Mission

Join Us

If you're looking for a credit union that truly cares about its members and the community it serves, look no further than Sharon & Crescent United. Experience firsthand how we can help you achieve your financial goals. Call us today at 508-559-5414 or visit us during our operating hours Monday to Wednesday from 8:30 AM to 5:00 PM; Thursday and Friday from 8:30 AM to 6 PM; and Saturday from 9:00 AM to 1:00 PM. We invite you to become part of our family!

Mission Statement

At Sharon & Crescent United, our mission is simple: to empower individuals and families by providing affordable financial services while fostering community development. We believe in building strong relationships with our members and supporting local initiatives that uplift Brockton and its surrounding areas. We take pride in being more than just a financial institution; we are dedicated to making a positive impact within our community through partnerships and outreach programs. By collaborating with local organizations and participating in events that promote financial literacy and inclusion, we aim to create a brighter future for all. While members can visit us at 1219 Main St, official correspondence should be sent to 1219 Main St, Brockton, MA 2301 if different.

Our Evolution

Since opening our doors, Sharon & Crescent United has evolved significantly. Over the years, we have expanded our offerings to include checking and savings accounts, auto loans, mortgage loans, personal loans, and various business banking solutions. With total assets exceeding $1.2 billion, we are committed to maintaining a solid foundation that supports our growth and enhances our ability to serve the community. Our commitment to innovation is evident through our digital banking services. We offer online banking and mobile applications to ensure that managing your finances is convenient and straightforward. Additionally, with one ATM on-site and a drive-thru service available for quick transactions, we strive to make banking as easy as possible for everyone.

Branch Location & Accessibility

Easy Access and Parking

At our Campello Branch, we prioritize accessibility for all members. Our location is ADA compliant, featuring ramps and ample parking spaces to ensure everyone can visit us comfortably. Plus, if you're in a hurry, our drive-thru service makes it easy to handle deposits and withdrawals without leaving your vehicle.

Let’s Connect!

We're excited to welcome you at Sharon & Crescent United's Campello Branch! If you have questions or need assistance before your visit, don't hesitate to give us a call at 508-559-5414. Come see how we can support your financial journey today!

Operating Hours Tailored for You

We understand that life can be busy. That's why we offer flexible operating hours: Monday through Wednesday from 8:30 AM to 5 PM, Thursday and Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 1 PM for your convenience. Whether you need assistance with personal banking or business loans, our friendly staff is ready to help during these hours.

Services Designed for Your Needs

Our Campello Branch offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? We have an ATM available right on-site for quick access to your funds whenever you need them. While members can visit us at 1219 Main St for all their banking needs, official correspondence should be sent to our mailing address: 1219 Main St, Brockton, MA 2301.

Member Eligibility

Becoming a member of Sharon & Crescent United is like joining a family that truly cares about your financial well-being. Located at 1219 Main St Brockton Ma 02301, we welcome anyone who lives, works, worships, or attends school in our community, as well as their family members. This means if you have a connection to the area, you're eligible to experience all the benefits we offer, from personalized service to competitive rates on loans and savings accounts. Joining us is simple and straightforward. Just visit our website for detailed eligibility criteria at , where you can find all the information you need. When you're ready to open your account, it's just as easy! You can start the process online by checking out our account opening page at http://www.scucu.com/resources-and-tools/apply-online . If you have any questions along the way, don't hesitate to reach out at (508) 559-5414 we're here to help!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $86,403,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, efficient payment processing can set your business apart. Our merchant services offer reliable solutions that streamline transactions for you and your customers. Imagine being able to accept payments seamlessly, whether in-store or online, allowing you to focus on what matters most growing your business. Located at 1219 Main St Brockton Ma 02301 in Brockton, MA, we're here to provide personalized support tailored to your unique business needs. For more information or to get started, reach out to us at (508) 559-5414. Let's work together to achieve your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options make it simple for you to drive away in the car you want. With competitive rates and flexible terms, we help ease the burden of car payments so you can enjoy your new ride without stress.

Business Banking

For entrepreneurs and small business owners, our Business Banking solutions include Merchant Services & Business Loans that support growth and efficiency. We understand the unique challenges businesses face and offer products designed specifically for their success.

Convenient Access

In addition to traditional banking services, we also provide ATM & Cash Withdrawal Services, ensuring you have access to your cash whenever you need it. Our Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle perfect for those on the go!

Credit Cards with Rewards

Enjoy shopping and earning rewards with our Credit Cards with Rewards program. With every purchase you make, you'll earn points that can be redeemed for various benefits making every dollar spent work harder for you.

Digital Services

Take advantage of our online features like Online & Mobile Banking, which let you handle transactions at home or on-the-go. Whether it's checking balances or transferring money between accounts, managing your finances has never been easier. At Sharon & Crescent United, we are committed to serving our members with exceptional service and support. Feel free to reach out by calling us at 508-559-5414 or visit us today! Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans & Refinancing

For those considering buying a home or refinancing their current mortgage, our Mortgage Loans & Refinancing services are here to guide you through the process. We offer personalized assistance to ensure that you find the best mortgage solution tailored to your financial situation.

Personal Banking

Our personal banking services include Checking & Savings Accounts designed to fit your lifestyle. Need easy access to your funds? Our accounts come with online and mobile banking options, allowing you to manage your finances from anywhere. You can transfer money, pay bills, and check balances at your convenience.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options provide an effective way to regain control over your finances. We work with you to find a loan that meets your needs while helping reduce monthly payments.

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.scucu.com/ , allows you to view your balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can enjoy 24/7 access to your accounts, making it easier than ever to stay on top of your finances. Need to send money to friends or family? Our person-to-person transfer feature lets you do just that with ease. Plus, if you're always on the move, our mobile application brings all these features right to your fingertips, ensuring you never miss a beat.

Security and User-Friendliness

Your security is our top priority. We offer electronic signature authorization for added peace of mind while conducting transactions online. Additionally, we provide e-statements to keep you informed about your account without the clutter of paper statements. With our user-friendly interface, managing your finances has never been easier or more secure. Whether you're checking balances or making payments, you'll find everything you need at Sharon & Crescent United right at your fingertips. Experience the ease of real-time account management with our digital banking solutions today!

Financial Strength

Commitment to Operational Excellence

Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 157 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

We currently manage a total of 133,507 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $3,282,995, reflecting the strength of our overall financial position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharon & Crescent United is your trusted partner. Visit us at 1219 Main St Brockton Ma 02301 or call 508-559-5414 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $99,689,440 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $76,550 in used auto loans and a total of $899,104,041 across all loans and leases to support your financial goals.

Secure Savings Options

Members' savings are secured through $279,187,875 in share certificates and $119,949,357 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected by our non-member deposits standing at $0, which ensures that our resources focus solely on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $162,555,755, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.15% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

For those looking for extra flexibility or business funding options, we have total credit lines amounting to $443,102,686 available for personal or commercial use. If you're interested in expanding your business or need additional cash flow for personal projects, our services can help meet those needs. If you're considering refinancing any of your current loans or exploring eligibility options for our various products, please reach out to us at 508-559-5414 for personalized assistance. Our branch is located at 1219 Main St Brockton Ma 02301, where our friendly staff is ready to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check out our website at scucu.com to learn more about how we can assist you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,479,993 in used vehicle loans and $13,715,742 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $102,634,077, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,172,771 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit you in your everyday spending.

Loan Aggregator

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Ensuring Accurate Comparisons

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SHARON & CRESCENT UNITED CREDIT UNION