Sharon & Crescent United Credit Union Brockton MA | Best Auto Loans & Business Banking

Introduction

Welcome to Sharon & Crescent United, your trusted financial partner located at 835 Oak St, Brockton, MA 02301. Since our establishment in 1956, we have been dedicated to serving our community with reliable financial solutions tailored to your needs. With a membership base of 75,986 and total assets reaching an impressive $1,235,574,728, we are proud to be a cornerstone of support for countless individuals and families. At Sharon & Crescent United, we believe in building lasting relationships with our members. Our commitment is reflected not only in our diverse range of services such as personal banking, auto loans, mortgage options, and business banking but also in our focus on member satisfaction. We currently hold total deposits of $24,616,841 and maintain a robust net worth of $162,555,755, ensuring that we are well-equipped to meet your financial aspirations. Led by our CEO, Glenn Parsons, and Board President, Howard Spiller, our team of 164 employees is here to assist you every step of the way. We pride ourselves on offering convenient services including online banking and an accessible ATM for your cash withdrawal needs. While members can visit us at our branch for face-to-face service, official correspondence should be sent to the same address: 835 Oak St, Brockton, MA 2301. Whether you're looking to open an account or explore loan options our friendly staff is just a phone call away at 508-559-5420. Join us at Sharon & Crescent United and experience how we prioritize your financial well-being. Visit our website at www.scucu.com or stop by today; we're excited to help you achieve your financial goals!

Branch History & Mission

Join Us

As we look ahead to the future, we invite you to become part of the Sharon & Crescent United family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in Brockton. Visit us today or explore more about what we offer at our website. Together, let's build a brighter future!

Mission Statement

The mission of Sharon & Crescent United is clear: we strive to empower individuals and families by providing them with reliable financial solutions while actively participating in community outreach programs. We believe that supporting our members extends beyond just banking; it includes giving back to the communities we serve through partnerships with local organizations and initiatives that promote financial literacy. While you can visit us at our branch on Oak St, official correspondence should be sent to our mailing address at 835 Oak St, Brockton, MA 2301. We are here for you during operating hours: Monday through Wednesday from 8:00 AM to 5:00 PM, Thursday and Friday from 7:00 AM to 7:00 PM, and Saturdays from 8:30 AM to 1:30 PM. With amenities like ATM access and drive-thru banking available for your convenience, we make it easier than ever for you to manage your finances. Whether you need assistance with a loan or guidance on saving for the future, our friendly staff is always ready to help.

Our Journey

Our journey began with a simple mission: to provide accessible financial services while fostering a strong sense of community. From humble beginnings at our current location 835 Oak St, Brockton, MA 02301 we have expanded our offerings and improved our services to meet the diverse needs of our members. Not only do we provide personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards, but we also support local businesses through merchant services and business loans. As technology advanced, so did we. Our commitment to digital accessibility ensures that all members can manage their finances conveniently through online banking and mobile applications. We are also proud to offer ADA-compliant facilities and services that cater to everyone in our community.

Branch Location & Accessibility

Welcome to the Sharon & Crescent United branch, your friendly neighborhood credit union! Conveniently located at 835 Oak St in Brockton, MA, our branch is here to serve you with a range of banking options designed to meet your needs. If you need to send us official correspondence, please use our mailing address: 835 Oak St, Brockton, MA 2301. Nestled in a vibrant part of Brockton, our location is just a stone's throw away from popular local spots, making it easy for you to stop by while running errands or enjoying a day out. With ample parking available and ADA-compliant features like ramps, we ensure that everyone can access our services comfortably. We know your time is valuable, which is why we're proud to offer flexible operating hours. Visit us Monday through Wednesday from 8:00 AM to 5:00 PM, Thursday and Friday from 7:00 AM to 7:00 PM, and Saturday from 8:30 AM to 1:30 PM. Whether you prefer visiting during the week or on weekends, we're here when you need us! For your convenience, we also have an ATM on-site for quick cash withdrawals and balance checks. If you're looking for an easy banking experience, take advantage of our drive-thru service for deposits and simple transactions without leaving your vehicle. At Sharon & Crescent United, we offer a wide array of services including personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our business banking solutions also cater to merchants looking for financial support. We invite you to come by our branch or give us a call at 508-559-5420. Our dedicated team is excited to assist you with all your banking needs!

Member Eligibility

At Sharon & Crescent United, we believe in building a community where everyone feels welcome and supported. Becoming a member is simple and opens the door to a world of financial benefits tailored just for you. To be eligible, you typically need to live, work, or attend school in the Brockton area, but we encourage you to check out the specific details at . This friendly approach ensures that we can serve those who truly benefit from our services. Once you're ready to join us, opening an account is just a click away! Visit our easy online application at http://www.scucu.com/resources-and-tools/apply-online or give us a call at (508) 559-5420 if you have any questions. We're excited to have you as part of our Sharon & Crescent United family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $86,403,045, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify your operations. Imagine processing payments seamlessly while focusing on what you do best running your business. Whether you're a retail store or a service provider, our services ensure that accepting payments is hassle-free, allowing you to serve your customers better. With the right support from Sharon & Crescent United, your business can reach new heights. Contact us today at (508) 559-5420 to learn more about how we can assist you!

Comprehensive List Of Services

Accessing Services Made Easy

Visiting us is straightforward with our convenient drive-thru banking available for deposits, withdrawals, and simple transactions. For those times when you need assistance on the go, our ATMs are always accessible for quick cash needs. At Sharon & Crescent United, we're committed to providing exceptional service that prioritizes your financial well-being. If you're ready to explore all these options further or have questions about any of our services, don't hesitate to reach out! Call us at 508-559-5420 or visit us online at scucu.com. Your financial journey begins here!

Business Banking Services

For our business members, we provide robust solutions like merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, our team is here to help guide you through every step.

Credit Cards with Rewards

Why not earn rewards while you spend? Our credit cards come with great benefits that make every purchase rewarding. You can enjoy cashback or points that add up for future use perfect for those who want to get more from their everyday spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. You can manage your accounts anytime, anywhere making it easy to check balances, transfer funds, and pay bills right from your smartphone or computer. And if you need cash quickly, our ATM services allow for easy withdrawals and balance checks.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed to fit every lifestyle. Imagine having easy access to your funds while earning interest on your savings. With our auto loans and vehicle financing, you can drive away in the car of your dreams without breaking the bank. Our competitive rates make it easier than ever to get behind the wheel. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide flexible terms that cater to your situation. We also understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options, helping you manage those costs with ease.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking services provide 24/7 access to your accounts. You can check balances, transfer funds, and pay bills all from the comfort of your device. For those who prefer mobile convenience, our user-friendly mobile application lets you manage your finances right from your smartphone. With electronic signature authorization, signing documents is quick and secure no need for paper or ink! If you're looking to keep track of your statements, you'll be pleased to know that we offer e-statements. They are not only environmentally friendly but also help you stay organized by providing quick access to your financial history. Plus, with person-to-person transfers available, sending money to friends or family has never been easier.

Security and Accessibility

We prioritize your security while ensuring our services remain accessible. Our online banking is fortified with advanced security measures so you can feel confident when managing your money digitally. Whether it's setting up automatic payments or reviewing account activity, every feature is designed with ease-of-use in mind. In today's fast-paced world, having control over your finances should be straightforward. At Sharon & Crescent United, we're committed to providing tools that simplify banking while keeping your information safe. Explore all our digital offerings and experience the difference today!

Financial Strength

Commitment to Innovation

With $99,689,440 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,655 in used auto loans and $899,104,041 in total loans and leases, we support our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 133,507, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,282,995. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharon & Crescent United is your trusted partner. Visit us at 835 Oak St Brockton Ma 02301 or call (508) 559-5420 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 157 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $279,187,875 in share certificates and $119,949,357 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $162,555,755, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,315 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,479,993 in used vehicle loans and $13,715,742 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we provide flexible terms and competitive interest rates tailored to your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $86,403,045 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital for day-to-day operations, our lending solutions are designed with your success in mind.

Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $4,172,771 in loans helping members manage their finances effectively, we offer flexible terms that empower you to take control of your spending without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $102,634,077, make buying or refinancing simple. We understand that purchasing a home is one of the most significant financial decisions you'll make, and we're here to guide you through every step of the process.

Refinancing and Eligibility Options

We also offer refinancing options that allow you to adjust your current loan terms for better rates or lower payments. If you're interested in exploring eligibility requirements for any of our loan products or want to start an application process today, don't hesitate to reach out! You can contact us at 508-559-5420 for more information. At Sharon & Crescent United, we pride ourselves on transparency and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can help you meet your financial aspirations today!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Every loan offer on LendMesh comes from legitimate financial institutions, providing peace of mind through transparency. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to deliver unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the tool in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process ensures that users receive fair and transparent offers that reflect current market conditions.

SHARON & CRESCENT UNITED CREDIT UNION