Sharepoint Credit Union Andover MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sharepoint, your trusted financial partner located at 13735 Round Lake Blvd NW, Andover, MN 55304. Established in 1933, we have proudly served our community for decades, fostering financial growth and stability for our 26,317 members. With a commitment to personalized service and community impact, Sharepoint has grown into a strong credit union with total assets reaching an impressive $379,417,724. At Sharepoint, we understand the importance of managing your finances effectively. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our members benefit from competitive rates and transparent fees as we strive to provide the best possible financial solutions tailored to your needs. Led by our dedicated CEO Phillip Kopischke and Board President Joseph Budnick, our team of 76 employees works tirelessly to ensure you receive exceptional service every time you visit or call us at 952-930-0700. We also have an ATM available for your convenience. While members can visit us at our branch location, official correspondence should be sent to the same address: 13735 Round Lake Blvd NW, Andover, MN 55304. Join our growing family today! Whether you're looking to open a new account or simply need advice on managing your finances, we're here to help. Visit our website at Sharepoint or give us a call for more information. Together, let's build a brighter financial future!

Branch History & Mission

At Sharepoint in Andover, MN, we have a proud history that stretches back to 1933. Since our doors first opened, we've been dedicated to serving our community with integrity and care. Located at 13735 Round Lake Blvd NW, Andover, MN 55304, our branch has become a cornerstone of financial support for thousands of members in the area. Over the years, Sharepoint has evolved significantly. From our humble beginnings, we have grown to serve over 26,000 members with total assets reaching $379,417,724. This growth reflects not just our financial stability but also the trust and loyalty of those we serve. We pride ourselves on being more than just a financial institution; we're a partner in the lives of our members. Our mission is simple yet powerful: to provide accessible financial services while fostering community growth and support. We offer a variety of services tailored to meet the needs of individuals and businesses alike from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to serving you goes beyond banking; we actively participate in community outreach initiatives that uplift those around us. While members can visit us at our branch address, official correspondence should be sent to 13735 Round Lake Blvd NW, Andover, MN 55304. Our operating hours are convenient for all: Monday through Friday from 10:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. We understand that life can be busy, which is why we also provide ATM access for quick transactions. As we continue forward, Sharepoint embraces digital advancements to enhance your banking experience. With online banking options and mobile payments available, managing your finances has never been easier or more secure. Join us at Sharepoint and become part of a community-focused credit union that values you as an individual. Whether you're looking for personal banking solutions or business support, we're here to help you thrive financially. Experience the difference today! For more information or to open an account, please visit our website or call us at 952-930-0700.

Branch Location & Accessibility

Additional Services

Sharepoint offers a wide range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we aim to meet all your financial needs under one roof. While we don't have drive-thru banking available right now, our dedicated staff is eager to assist you inside the branch. For any official correspondence, please remember that while you can visit us at our main location on Round Lake Blvd NW, you can also send mail to the same address for consistency. If you have any questions or need assistance before your visit, feel free to give us a call at 952-930-0700. We look forward to welcoming you soon!

Convenient Access

At Sharepoint, we understand that accessibility matters. Our branch is designed with all members in mind, featuring ADA-compliant entrances and parking to ensure everyone can visit us comfortably. While you're here, take advantage of our available ATM services for quick transactions without needing to step inside.

Operating Hours

We're open during the week from Monday through Friday, welcoming you from 10:00 AM to 7:00 PM. If weekends work better for you, stop by on Saturday when we're available from 9:00 AM to 2:00 PM. Please note that we are closed on Sundays, but our online banking services are always at your fingertips!

Member Eligibility

At Sharepoint, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! If you live, work, or worship in the Andover area, you're already eligible for membership. We also welcome family members of current members, making it easy to share the benefits of being part of our credit union with your loved ones. Enjoy a range of services designed to help you thrive, from competitive loan rates to personalized banking options. Getting started is a breeze! You can find detailed eligibility information by visiting this link. If you're ready to open an account, just head over to our easy application page. For any questions or assistance, feel free to give us a call at (952) 930-0700. We're excited to help you take this step toward better banking at our branch located at 13735 Round Lake Blvd Nw Andover Mn 55304!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $51 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,036,931, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Transactions

Imagine running your business without the hassle of complicated payment processes. Our merchant services streamline transactions, allowing you to focus on what really matters serving your customers. Whether you're a local shop or a service provider, our solutions make it easy to accept payments efficiently and securely. Discover how Sharepoint can be your partner in achieving financial success. Visit us at 13735 Round Lake Blvd Nw Andover Mn 55304 or call us at (952) 930-0700 for more information!

Comprehensive List Of Services

ATM Services

With ATM access available right at our branch and throughout the network, withdrawing cash or checking balances is hassle-free. Our ATMs provide essential services like withdrawals and balance checks without any complications. We believe in creating relationships built on trust and support. If you're ready to take charge of your finances or if you have questions about any of our services, don't hesitate to reach out! Call us at 952-930-0700 or visit us in Andover today. Let Sharepoint be your partner in achieving financial well-being!

Business Banking

For our entrepreneurial members, Sharepoint offers comprehensive business banking services, including merchant services and business loans. We recognize the unique challenges businesses face and are committed to helping you thrive through tailored financial solutions.

Credit Cards

Looking for a credit card that rewards you? Our credit cards come with attractive rewards programs tailored to meet your spending habits. Whether you're using it for everyday purchases or special occasions, you'll earn benefits while managing expenses easily.

Debt Solutions

Managing debt can be challenging, but our personal loans and debt consolidation services are here to help lighten that burden. With flexible terms and competitive rates, we aim to provide solutions that empower you to regain control over your finances.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online banking, mobile payments, and person-to-person transfers. You can manage your accounts anytime, anywhere making transactions as simple as a few taps on your smartphone.

Home Financing

If home ownership is on your radar, look no further than our mortgage loans and refinancing solutions. We understand that buying a home is one of the biggest decisions you'll ever make. Our mortgage team will work closely with you, guiding you through each step so you can feel confident in securing the right loan for your situation.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit various lifestyles. Imagine having easy access to your funds with our online and mobile banking features, allowing you to check balances or transfer money right from your phone. For those considering a new vehicle or refinancing an existing one, we offer auto loans and vehicle financing options that make purchasing your dream car more affordable.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills without needing to visit a branch. You can also enjoy the ease of electronic signatures for document approvals yes, you read that right! No more printing or scanning; just sign digitally with our Yes feature. For those who prefer going paperless, we offer e-statements as an option. This means you can receive your account statements directly in your inbox, helping you keep track of your finances while being environmentally friendly talk about a win-win! Managing your daily expenses just got even easier with our mobile application. Not only can you access all your accounts on the go, but you can also utilize mobile payments for quick and secure transactions right from your smartphone. Want to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Whether you're splitting a dinner bill or sending a gift, it's all just a few taps away.

Security and Accessibility

At Sharepoint, security is our top priority. Our digital banking services use advanced encryption technology to keep your information safe. Plus, our user-friendly interface ensures that whether you're tech-savvy or just getting started with online banking, you'll find everything easy to navigate. In short, our digital and online banking services provide you with the tools you need for real-time account management and convenience all while keeping security front and center. Join us today at https://www.sharepointcu.com/ and experience how banking can fit seamlessly into your life!

Financial Strength

Growing Community Trust

Our community trusts us with their finances evident from our total share accounts of 50,664. This growing member base showcases the confidence people have in Sharepoint, proving that we're not just another financial institution but a partner in your journey toward achieving your goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharepoint is your trusted partner. Visit us at 13735 Round Lake Blvd Nw Andover Mn 55304 or call (952) 930-0700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

Our dedication to your financial well-being is further demonstrated by our $32,629,204 in undivided earnings. We reinvest these funds into innovative banking tools and stronger lending options to serve you better. Currently, we have $38,686 in used auto loans and $234,960,867 in total loans and leases, supporting your financial goals across various sectors.

Operational Efficiency

Despite facing challenges, our $-170,977 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. Our team is dedicated to ensuring that you receive the best service possible; we proudly employ 76 full-time employees who are ready to assist you.

Secure Savings Opportunities

Members' savings are secured through $98,712,376 in share certificates and $35,046,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $39,100,314, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,030 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,373,997 in used vehicle loans and $12,246,114 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $11,036,931 provide the capital needed to grow and expand your business. From startup costs to operational expenses, we have tailored solutions for your unique business needs. If you're interested in refinancing any existing loans or exploring eligibility options for our various loan products, please reach out! You can contact us at 952-930-0700 or visit our website at Sharepoint for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a commitment to serving our community and meeting our members' financial needs, Sharepoint is here to help you achieve your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,080,745, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,691,439 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees fair and transparent offers, allowing users to compare loans without the worry of hidden fees or misleading information.

SHAREPOINT CREDIT UNION - Andover, MN