Sharefax Credit Union Cincinnati OH | Best Auto Loans & Business Banking

Introduction

Welcome to Sharefax, your trusted financial partner located at 604 Ivy Gateway, Cincinnati, OH 45245. Since our establishment in 1960, we have dedicated ourselves to serving our community with a personal touch and a commitment to your financial well-being. With over 31,000 members and total assets reaching an impressive $501,375,128, we pride ourselves on being a reliable resource for all your banking needs. At Sharefax, we believe in the power of community. Our members enjoy a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. With total deposits amounting to $11,391,291 and net worth of $49,873,022, we are well-equipped to support your financial goals. Our CEO, Todd Cain, alongside Board President David Aaronson, leads our team of 79 dedicated employees who are here to help you every step of the way. While you can always visit us at our branch for in-person assistance or to take advantage of our drive-thru services and ATMs, please remember that official correspondence should be sent to the same address: 604 IVY GATEWAY, CINCINNATI, OH 45245. Whether you're looking for a new savings account or need guidance on loans and investments, we're here to serve you. Feel free to give us a call at (513) 753-2440 during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. Join us at Sharefax where your financial future is our priority! Visit our website at Sharefax.org for more information or click here to start your journey with us today!

Branch History & Mission

At Sharefax, our journey began in 1960 in the heart of Cincinnati, Ohio. Over the years, we have proudly evolved from a small credit union to a thriving financial institution, now serving over 31,000 members. Our commitment to building strong relationships and providing exceptional service has been the cornerstone of our growth. Located at 604 Ivy Gateway in Cincinnati, we are easily accessible to our community. If you need to send official correspondence, please direct it to our mailing address: 604 IVY GATEWAY, CINCINNATI, OH 45245. From the start, our mission has been clear: to empower our members through quality financial services while supporting the local community. We believe that everyone deserves access to affordable financial solutions that can help them reach their goals. This belief is reflected in our diverse offerings from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. In addition to traditional banking services, Sharefax embraces modern advancements to enhance member experiences. Our digital platforms ensure that you can manage your finances on-the-go with mobile payments, online banking, and e-statements. With an ATM on-site and drive-thru services available, convenience is always at your fingertips. As part of our ongoing commitment to community support, we actively engage in outreach programs and partnerships that make a difference. Whether it's sponsoring local events or offering educational resources for financial literacy, we strive to give back and uplift those around us. Our financial strength speaks volumes about our stability currently boasting total assets of $501 million. This solid foundation allows us to continue expanding our services while maintaining a focus on meeting member needs. At Sharefax, we're more than just a credit union; we are a community partner dedicated to helping you achieve your dreams. We invite you to join us and experience the benefits of membership firsthand. Whether you're looking for reliable banking solutions or simply seeking advice on your financial journey, we're here for you every step of the way. Visit us today or give us a call at 513-753-2440!

Branch Location & Accessibility

ATM Availability & Shared Services

Need cash on the go? Our ATM is available for your convenience, providing easy access to withdrawals and balance checks. Additionally, we offer shared services for members of partner credit unions, allowing you to perform basic transactions like deposits and withdrawals right here at our location. While you can visit us at 604 Ivy Gateway for all your banking needs, please note that any official correspondence should be sent to the same address as our mailing address: 604 IVY GATEWAY, CINCINNATI, OH 45245. Feel free to reach out at 513-753-2440 if you have any questions or need assistance before your visit. We're excited to serve you at Sharefax!

Accessibility Features

We are committed to making banking easy for everyone. Our branch features ADA-compliant access, including ramps and designated parking spots for individuals with disabilities. Plus, if you're in a hurry, take advantage of our drive-thru banking services for deposits and withdrawals without leaving your vehicle.

Visit Us Today

At Sharefax, we understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5:30 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. Whether you're stopping by for a quick transaction or need assistance with a loan, our friendly staff is here to help.

Member Eligibility

Becoming a member of Sharefax is like joining a family that cares about your financial well-being. If you're looking to enjoy personalized banking experiences, you're in the right place! At Sharefax, membership is open to anyone who lives, works, worships, or attends school in the community surrounding our branch. We believe in making banking accessible and inclusive for everyone, so whether you're just starting out or looking to manage your wealth, we're here to help you every step of the way. To get started with us, simply visit our branch at 604 Ivy Gateway Cincinnati Oh 45245 or give us a call at (513) 753-2440. You can also find more information about eligibility requirements by checking out our website at . Opening an account is straightforward and can be done online through this link: https://www.sharefax.org/apply-for-loan/. Join us today and experience the benefits of being part of a supportive credit union community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $71 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,150,885, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is essential. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. With quick access to funds from debit and credit card sales, you can manage cash flow effectively and keep your operations smooth. Whether you're a startup or an established enterprise in Cincinnati, OH, 604 Ivy Gateway Cincinnati Oh 45245, we're here to support your financial journey. Contact us today at (513) 753-2440 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

Need cash on the go? Our ATM services ensure you have access to your funds whenever necessary. Additionally, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car perfect for those busy days when time is precious.

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services that simplify payment processing and business loans that help you grow your enterprise. We're committed to supporting local businesses because when they thrive, our community thrives.

Convenient Digital Banking

In today's fast-paced world, convenience matters. Our online and mobile banking features make it easy for you to manage your accounts anytime, anywhere. You can easily access your account balances, transfer funds, pay bills, and even use mobile payments for quick transactions right from your phone.

Personal Banking Solutions

We understand that managing your finances is essential. That's why we offer a variety of personal banking options including checking and savings accounts tailored for every lifestyle. If you're considering purchasing a new car or refinancing your current one, our auto loans and vehicle financing services can help you secure the best deal possible. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing solutions are designed with competitive rates and flexible terms. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation options provide the support you need to regain control of your finances.

Rewarding Credit Card Options

At Sharefax, we believe in rewarding our members. Our credit cards with rewards allow you to earn points for everyday purchases that can be redeemed for travel, merchandise, and more. This means that every swipe brings you closer to exciting rewards!

Shared Branch Transactions

If you're traveling or away from home, don't worry! We also provide basic shared branch transactions, so if you're a member of partner credit unions, you can perform deposits and withdrawals conveniently. At Sharefax, we're not just about numbers; we're about people. Our mission is to empower our members with financial tools that foster growth and stability. We invite you to explore all our services by visiting us at Eastgate or calling us directly at (513) 753-2440. Let us help you achieve your financial goals today!

Digital & Online Banking

E-Statements

Gone are the days of paper clutter! We offer e-statements that keep your financial documents organized and accessible. You can easily review your statements online whenever you need them, making it simple to stay on top of your finances. At Sharefax, we prioritize the safety of your personal information. Our robust security measures ensure that every transaction is protected. By offering these digital banking tools, we aim to provide an easy and secure way for our members to manage their accounts in real-time. No matter where life takes you, Sharefax is here to support your banking journey with convenient digital solutions tailored for modern living!

Mobile Application

For those who prefer managing their finances from their smartphones, our mobile application offers all the features you need. You can make mobile payments with ease, track your spending, and even send money to friends with our person-to-person transfer option. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free.

Online Banking Services

Our 24/7 online banking services allow you to access your accounts whenever it suits you. With just a few taps, you can check your balances, view transaction history, and transfer funds. To get started, simply visit us at https://www.sharefax.org/ and sign up for online banking today!

Financial Strength

A Solid Foundation

With a net worth of $49,873,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $994 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $49,182,919 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $6,081 in used auto loans and $350,892,024 in total loans and leases, we support members' financial goals across various sectors.

Growing Together

Total Share and Deposit Accounts: 62,079, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep enhancing our services while ensuring your financial well-being remains our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharefax is your trusted partner. Visit us at 604 Ivy Gateway Cincinnati Oh 45245 or call (513) 753-2440 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $186,962,096 in share certificates and $5,978,914 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 69 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $98,193,277.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $107,585,337 in used vehicle loans and $71,926,101 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,150,885 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or other operational costs, we're here to support your business journey. Our experienced team is committed to helping you navigate your options and find the right loan for your unique situation. If you're interested in refinancing or exploring eligibility options, don't hesitate to reach out for more information. You can contact us at (513) 753-2440, or visit us at our branch located at 604 Ivy Gateway Cincinnati Oh 45245 in Cincinnati, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to build a brighter financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,988,894, make buying or refinancing simple. We are dedicated to guiding you through the process, ensuring that you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,513,413 in loans helping members manage their finances effectively. This product is perfect for those who want to make purchases without tying up collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information tailored to their needs.

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