Sharefax Credit Union Cincinnati OH | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Sharefax, your trusted financial partner located at 10590 Reading Rd, Cincinnati, OH 45241. Since our establishment in 1960, we have dedicated ourselves to serving our community with personalized banking solutions tailored to meet the diverse needs of our members. With a robust membership base of 31,458 individuals, we pride ourselves on fostering relationships built on trust and support. At Sharefax, we understand that each member's financial journey is unique. That's why we offer a wide range of services including personal and business banking options, auto loans, mortgages, and credit cards with rewards. As of now, our total assets stand at an impressive $501,375,128, reflecting our commitment to stability and growth for our members. Our community impact goes beyond numbers; it's about making a difference in the lives of those we serve. We maintain a strong net worth of $49,873,022 and hold total deposits amounting to $11,391,291, ensuring your savings are secure with us. Plus, with over 79 employees, led by our CEO Todd Cain and Board President David Aaronson, we strive to provide exceptional service every day. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 10590 READING ROAD, CINCINNATI, OH 45241. Our friendly staff is here to help you Monday through Saturday during convenient hours. Ready to take the next step in your financial journey? Feel free to call us at 513-753-2440 or explore more about our services at www.sharefax.org. Let's work together towards achieving your financial goals!

Branch History & Mission

Community Focus

Sharefax takes pride in its commitment to community involvement. We actively participate in various local events and initiatives aimed at supporting education, health, and economic development in Cincinnati. By collaborating with other organizations and businesses, we strive to make a meaningful impact where it matters most. While members can visit us at 10590 Reading Rd Cincinnati Oh 45241, official correspondence should be sent to 10590 READING ROAD, CINCINNATI, OH 45241 if it differs from our branch location. For inquiries or assistance, don't hesitate to reach out at (513) 753-2440. As we look toward the future, we invite you to join the Sharefax family. Experience firsthand how our dedicated team can help you navigate your financial journey while being part of a vibrant community. Discover all that Sharefax has to offer by visiting us online at www.sharefax.org or stop by today!

Our Mission

At the heart of Sharefax is a mission that goes beyond just banking; we aim to empower our members through accessible financial solutions while fostering a sense of community. We believe in supporting not only individual aspirations but also collective growth by engaging in local outreach and partnership initiatives. Our mission is simple: to enhance the financial well-being of our members and contribute positively to the neighborhoods we serve. We understand that each member's journey is unique, which is why we offer personalized services from checking and savings accounts to credit cards with rewards. With modern conveniences like online banking and mobile payments, managing your finances has never been easier. Plus, for those who prefer face-to-face interactions, our drive-thru service ensures you can conduct your banking quickly and efficiently.

Branch Location & Accessibility

Convenient Access and Local Landmarks

Our branch is conveniently located near popular landmarks such as the Evendale Commons Park and just a short drive from the I-75 exit. With ample parking available right outside our doors, accessing your financial needs has never been easier. Plus, our facility is fully ADA compliant, ensuring that everyone can enjoy our services with ease.

Get in Touch

We're excited to serve you! If you have any questions or need assistance, feel free to give us a call at 513-753-2440. Our team is always ready to help you navigate your financial journey. Come visit us at Sharefax today where community matters!

Operating Hours

We understand that life can be busy, which is why we strive to accommodate your schedule. Our lobby hours are Monday through Thursday from 9 AM to 5:30 PM, Friday from 8:30 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. We're here when you need us!

Services Offered

At Sharefax, we pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need to make a quick transaction? Our drive-thru service allows for convenient deposits and withdrawals without leaving your vehicle. Additionally, we offer ATM access for quick cash withdrawals and balance checks. For those who might need shared services with partner credit unions, we're here to help with basic transactions as well.

Member Eligibility

Becoming a member of Sharefax feels like joining a warm and welcoming community where your financial needs are prioritized. If you live, work, or worship in the Cincinnati area, you're already on your way to enjoying all the benefits we offer. Membership is open to individuals who meet our simple eligibility requirements, which you can read more about at . Joining us means you can access a range of services from personal banking to auto loans, all designed with your needs in mind. Opening an account is just as easy! You can start the process online by visiting https://www.sharefax.org/apply-for-loan/, or feel free to give us a call at (513) 753-2440 if you have any questions or need assistance. We're here for you at our branch located at 10590 Reading Rd Cincinnati Oh 45241, ready to help you take the next step toward better banking.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $71 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,150,885, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily, manage transactions efficiently, and keep your cash flow steady. Our merchant services help you do just that. Whether you're a retailer or service provider, our tailored solutions ensure you get paid quickly while keeping costs low. Located at 10590 Reading Rd Cincinnati Oh 45241, Cincinnati, OH 45241, we're here to empower your business. Let's work together to build a brighter financial future for your enterprise! For more information, reach out at (513) 753-2440 or visit us online at https://www.sharefax.org/.

Comprehensive List Of Services

Collaborating with Other Credit Unions

As part of our commitment to serving members better, we participate in shared branch transactions. This means that if you're a member of another partner credit union, you can enjoy basic deposit and withdrawal services at our branch as well. At Sharefax, located at 10590 Reading Rd Cincinnati Oh 45241, we strive to meet all your financial needs under one roof. Our friendly team is always available to assist you. Feel free to reach out at (513) 753-2440 or visit us during our operating hours: Monday - Thursday from 9 AM to 5:30 PM; Friday from 8:30 AM to 6 PM; and Saturday from 9 AM to 12:30 PM. Ready to take the next step? Explore all we have to offer by visiting us online at Evendale or stop by today!

Convenient Access Points

Need cash on the go? Our ATM services allow for easy withdrawals and balance checks without hassle. For those who prefer face-to-face interactions, our drive-thru service makes depositing or withdrawing funds quick and convenient.

Credit Cards with Benefits

We understand that credit can be an essential part of your financial journey. That's why we offer credit cards with rewards that allow you to earn points on everyday purchases. This feature can help you save money while enjoying the convenience of cashless transactions.

Embrace Digital Banking

In today's fast-paced world, having access to your accounts anytime and anywhere is crucial. That's why Sharefax offers robust online and mobile banking options. You can manage your accounts, transfer funds, pay bills, and even conduct person-to-person transactions right from your smartphone or computer. Our digital banking platform ensures that you're always connected to your finances.

Personal Banking Made Easy

For those managing day-to-day expenses or planning for future goals, our personal banking options include checking and savings accounts that help you keep track of your finances effortlessly. If you're considering purchasing a new car or refinancing an existing loan, we offer competitive auto loans and vehicle financing solutions tailored to fit your budget. Additionally, our mortgage loans provide flexible options for homebuyers, while our personal loans assist with debt consolidation and other financial needs.

Support for Businesses

Small businesses play a vital role in our community, which is why we provide specialized business banking services. From merchant services that streamline payment processes to business loans designed to fuel growth, we are here to support local entrepreneurs every step of the way.

Digital & Online Banking

Key Features

Our online banking is user-friendly and packed with features that make it easy for you to stay on top of your finances. You can sign documents electronically with our electronic signature authorization feature, making transactions faster without sacrificing security. Plus, if you prefer paperless options, e-statements are available to help you keep track of your financial activity without clutter. Do you love the ease of mobile payments? You're in luck! At Sharefax, we offer mobile payments so you can make purchases directly from your smartphone. And with our dedicated mobile application, managing your accounts is just a tap away.

Real-Time Management

Need to send money to a friend? Our person-to-person transfer service allows you to quickly and securely send funds right when you need to. All these features come together for real-time account management that puts you in control. With all these digital tools at your fingertips, banking with Sharefax has never been more accessible or convenient. Embrace the future of banking today!

Financial Strength

At Sharefax, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is earned through consistent performance and transparency, which is why we are proud to share our financial strength with you. With a net worth of $49,873,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 994 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $186,962,096 in share certificates and $5,978,914 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $49,182,919 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,081 in used auto loans and a total of $350,892,024 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 69 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $98,193,277. Total Share Accounts: 62,079, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sharefax is your trusted partner. Visit us at 10590 Reading Rd Cincinnati OH 45241 or call 513-753-2440 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans total $1,150,885. These loans provide access to funds necessary for business development and sustainability. At Sharefax, we also recognize that life changes often require adjustments to existing loans. If you're considering refinancing or exploring eligibility options for any of our products, our knowledgeable staff is here to assist you every step of the way. To learn more about our loan offerings or start an application process today, visit us online at Sharefax or stop by our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $107,585,337 in used vehicle loans and $71,926,101 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing solutions tailored to fit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $17,988,894, ensuring that you can find the right solution for your housing needs. Our team can help guide you through the process of securing a mortgage that works for you.

Unsecured Credit Card Loans

Managing expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $4,513,413 in unsecured credit card loans available, our products are designed to help you manage your finances effectively while enjoying the benefits of rewards programs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers presented are fair and transparent. By working exclusively with verified institutions, LendMesh ensures that users receive accurate information that reflects current market conditions.

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