Sewerage & Water Board Employees CU New Orleans LA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sewerage & Water Board Employees Credit Union, where our commitment to the community and our members is at the heart of everything we do. Established in 1937, we've proudly served our members from our branch located at 625 Saint Joseph St B13, New Orleans, LA 70165. With a total membership of 1,572, we are dedicated to providing personalized financial services that truly make a difference in the lives of those we serve. At Sewerage & Water Board Employees Credit Union, our total assets have grown to an impressive $8,674,658, reflecting our stability and strength as your trusted financial partner. We understand that financial needs vary from person to person, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our total deposits stand at $1,754,359, demonstrating the trust our members place in us. Under the leadership of CEO Mindy Taylor and Board President Joseph Ladek, Jr., our team works tirelessly to ensure each member receives top-notch service. Our dedicated staff of just 3 employees is here to assist you during our lobby hours from 8:00 AM to 3:00 PM, ready to help you achieve your financial goals. While members can visit us at our main branch for all their banking needs, official correspondence should be sent to the same address: 625 Saint Joseph St - B13, New Orleans, LA 70165-6500. We invite you to explore all that we have to offer by visiting our website at www.swbfcu.com. Whether you're looking for a new loan or just want to learn more about managing your finances effectively, we're here for you every step of the way. Call us today at 504-585-2014 and experience the difference with Sewerage & Water Board Employees Credit Union!

Branch History & Mission

Commitment to Innovation and Accessibility

In today's fast-paced world, we understand the importance of convenience. That's why we've embraced digital banking solutions that allow you to manage your finances anytime and anywhere. With online banking and mobile applications available, our members can enjoy hassle-free transactions right from their devices. We also take pride in ensuring accessibility for all members of our community. Although we do not currently offer ATM or drive-thru services at our location, we do provide shared service center options for basic transactions. This ensures you can still access your funds when you need them.

Join Us

As we look forward to the future, we invite you to become part of our growing family at Sewerage & Water Board Employees Credit Union. Experience the difference that comes from being part of a member-focused organization dedicated to your financial well-being. Visit us today or call us at 504-585-2014 to learn more about how we can help you achieve your goals!

Our Mission

At Sewerage & Water Board Employees Credit Union, our mission is clear: to empower our members through exceptional financial services while fostering community support and engagement. We believe that everyone deserves access to affordable banking options that enable them to achieve their dreams. Whether it's saving for a new home or financing a vehicle, we offer various products including checking and savings accounts, auto loans, personal loans, and more. Our commitment goes beyond just providing financial services; we actively engage in community outreach efforts that uplift those around us. By partnering with local organizations and participating in events, we strive to make a positive impact on the lives of our members and neighbors alike.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize your comfort and convenience. We offer accessible parking options and are fully ADA compliant, ensuring that everyone can easily navigate our facilities. If you're driving in, you'll find ample parking nearby, making your visit hassle-free.

Operating Hours

We understand that life can get busy! That's why our lobby is open for you from 8:00 AM to 3:00 PM, Monday through Friday. We invite you to drop by during these hours for any banking needs or questions you may have.

Services Offered

Our branch provides a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to support you every step of the way. Plus, if you're a member of a partner credit union, you can enjoy basic shared branch transactions with us too!

Stay Connected

Have questions or need assistance? Feel free to reach out at 504-585-2014. Our friendly team is eager to help you with whatever you need. We look forward to welcoming you at the Sewerage & Water Board Employees branch! Come see how we can assist with your financial journey today!

Member Eligibility

At Sewerage & Water Board Employees, becoming a member means joining a warm and supportive community focused on your financial well-being. If you're associated with the Sewerage & Water Board or live, work, or worship in the New Orleans area, you may qualify for membership. It's that simple! Enjoy the many benefits we offer, like personalized banking solutions tailored to your needs, competitive loan rates, and convenient online services. For more detailed information about eligibility, check out our membership page. If you have any questions or need assistance, feel free to give us a call at (504) 585-2014. We're here to help you take this important step toward better financial health!

Business Banking & Commercial Services

Business Loan Options

Imagine having the resources to expand your business, hire more staff, or invest in new technology. Our commercial loans can help make that vision a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services designed to simplify your payment processes. Picture this: your customers can pay easily and securely, whether they're using credit cards or mobile payments. This not only enhances customer satisfaction but also helps streamline your operations. Located at 625 Saint Joseph St B13 New Orleans La 70165 in New Orleans, LA, we are dedicated to helping local businesses like yours reach their full potential. Contact us at (504) 585-2014 or visit our website at https://www.swbfcu.com/ for more information on how we can assist you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch location, we ensure access through shared branches where members can perform basic transactions like deposits and withdrawals easily. At Sewerage & Water Board Employees, member satisfaction is our priority. If you're interested in any of these services or have questions about what we offer, please don't hesitate to reach out at (504) 585-2014. We're here to help! You can also visit us at [our website](https://www.swbfcu.com/) for more information or to get started today!

Auto Loans & Vehicle Financing

If you're thinking about buying a new car or refinancing your existing auto loan, we offer competitive rates on auto loans and vehicle financing. With the right loan options, you can drive away in your dream car without breaking the bank.

Business Banking

For small business owners, we offer business banking solutions including merchant services and business loans. If you're looking to grow your business or manage day-to-day operations more effectively, we're here to support you every step of the way.

Credit Cards with Rewards

With our credit cards, not only can you make purchases easily, but you also earn rewards as you spend. Whether it's cash back or travel points, enjoy benefits while shopping for everyday needs.

Mortgage Loans & Refinancing

Purchasing a home is one of the most significant decisions you'll make. At Sewerage & Water Board Employees, we provide mortgage loans and refinancing options that fit your budget and lifestyle. Our friendly team will guide you through the process, ensuring you understand every step along the way.

Online & Mobile Banking

In today's fast-paced world, managing your finances should be simple and accessible. That's why we offer robust online and mobile banking options. You can check balances, deposit checks remotely, and even send money to friends with just a few taps on your smartphone.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored for you. Imagine having easy access to your funds, allowing you to manage everyday expenses effortlessly. Our accounts come with user-friendly online banking features that let you check your balance, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you need extra cash for emergencies or want to consolidate debt into one manageable payment, our personal loans are here to help. We work with you to create a repayment plan that feels comfortable.

Digital & Online Banking

Mobile Application

Take control of your banking right from your pocket! Our mobile application makes it simple to manage your accounts on the go. You can check balances, pay bills, and even make person-to-person transfers to friends or family with ease. If you're always on the move, this feature will keep you connected.

Security First

We prioritize your security. While we don't currently support electronic signature authorization for transactions, our systems are built with strong security measures to keep your information safe. Your peace of mind is important as you navigate through your financial needs. Although we don't offer mobile payments yet, our commitment to providing top-notch online services means we're continually looking for ways to enhance your experience. In summary, with the digital and online banking services at Sewerage & Water Board Employees, managing your money has never been easier or more secure. Visit us at https://www.swbfcu.com/ today and discover how these tools can simplify your banking experience!

Financial Strength

At Sewerage & Water Board Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's uncertain world, you need a credit union you can trust to safeguard your finances. That's why we focus on maintaining a strong financial foundation. With a net worth of $598,782, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 690 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,000 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $573,940 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,389,924 in total loans and leases and 121 used auto loans. Our operational efficiency is reflected in our net income of $24,842, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees who are dedicated to serving you with knowledge and commitment. Total Share Accounts stand at 2,642, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sewerage & Water Board Employees is your trusted partner. Visit us at 625 Saint Joseph St B13 New Orleans La 70165 or call 504-585-2014 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,621,974 in used vehicle loans and $603,141 in new vehicle loans already helping members get on the road. We cater to all types of borrowers, whether you are purchasing a brand-new vehicle or a reliable used option. Our team is ready to assist you through every step of the process.

Business Financing

For business owners looking to grow, although we do not currently have outstanding commercial loans available, our staff can help explore other avenues for capital that may suit your business needs. We also want to remind you that we're here for any questions about refinancing or eligibility options just give us a call at (504) 585-2014 or visit us at 625 Saint Joseph St B13 New Orleans La 70165 in New Orleans, LA. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts with informed choices let's take those steps together!

Credit Lines and Personal Loans

Need extra funds for unexpected expenses? We provide total credit lines amounting to $750,000, giving our members access to quick cash when they need it most. Additionally, while we currently do not offer unsecured credit card loans, we aim to support our members with effective financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team can guide you through various options tailored to your circumstances.

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