Settlers Credit Union Bruce Crossing MI | Affordable Auto Loans & ATM Access

Introduction

At Settlers Federal Credit Union, we believe that financial stability is the foundation of a thriving community. Established in 1932, our commitment to serving members in Bruce Crossing, MI has only grown stronger over the years. With a proud membership base of 3,848 and total assets of $36,212,606, we are dedicated to providing personalized banking solutions that empower our members to achieve their financial goals. Located at 14623 State Highway M28 E, Bruce Crossing, MI 49912, our branch is more than just a place to bank; it's where relationships flourish and dreams take shape. For any official correspondence, please feel free to write to us at our mailing address: PO Box 260, Bruce Crossing, MI 49912. Under the leadership of our CEO, Lisa Lindberg, and Board President, Pamela Malnar, we strive to create an environment where every member feels valued and supported. Our team of 11 employees is always ready to assist you with services ranging from checking and savings accounts to auto loans and mortgages. With total deposits reaching $3,624,151 and a net worth of $6,045,454, Settlers Federal Credit Union stands strong in its mission to enhance the financial well-being of our members. Our commitment goes beyond numbers; it's about making a positive impact within the community we cherish. We invite you to experience the difference at Settlers Federal Credit Union. Whether you're looking for competitive loan options or convenient online banking services, we're here for you. Call us today at 906-827-3240 or visit our website at Settlers Federal Credit Union for more information. Your journey towards financial success starts here!

Branch History & Mission

Welcome to Settlers Federal Credit Union, where our rich legacy and commitment to the community come together. Established in 1932, we have been a trusted financial partner for generations of members in Bruce Crossing, MI. Our branch is conveniently located at 14623 State Highway M28 E, nestled amidst the natural beauty of Ontonagon County. Whether you're visiting us for a loan, opening an account, or simply seeking financial guidance, you will find a warm welcome and dedicated service. Over the years, Settlers has grown significantly. Today, we proudly serve over 3,800 members with total assets amounting to $36,212,606. Our journey reflects not just growth in numbers but also a deepening commitment to our members' financial well-being. From humble beginnings to being a cornerstone of this community, our evolution has been driven by our mission: to provide exceptional financial services while supporting the needs of our local community. At Settlers Federal Credit Union, our mission extends beyond banking. We strive to empower our members through personal banking solutions that include checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We believe that everyone deserves access to quality financial products that help them achieve their goals. While members can visit us at 14623 State Highway M28 E for their banking needs, official correspondence should be sent to PO Box 260, Bruce Crossing, MI 49912 if you need to reach us by mail. Our operating hours are designed with your convenience in mind: Monday to Thursday from 8:30 a.m. to 4:00 p.m., Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to noon. We understand the importance of accessibility in today's world. That's why we offer both drive-thru banking and ATM services for quick transactions. Our digital advancements ensure you can manage your finances online or via mobile banking whenever it suits you best. Our commitment extends into the community as well. We actively engage in partnerships and outreach initiatives aimed at fostering growth and development within Bruce Crossing and surrounding areas. Supporting local events and organizations is part of who we are helping build a stronger community for all. As we look ahead, we invite you to join us on this journey. Experience the benefits of membership with Settlers Federal Credit Union today! Call us at 906-827-3240 or visit our website at settlersfcu.com for more information on how you can become part of our family-oriented financial institution. Together, we can achieve great things!

Branch Location & Accessibility

Welcome to Settlers Federal Credit Union, conveniently located at 14623 State Highway M28 E in Bruce Crossing, Michigan. Nestled in the heart of Ontonagon County, our branch is easy to find and accessible for all members of our community. Whether you're stopping by to discuss your banking needs or simply withdrawing cash from our ATM, we strive to make your experience as smooth as possible. While you can visit us at our main branch address, please note that any official correspondence should be directed to PO Box 260, Bruce Crossing, MI 49912. This way, you can stay connected with us no matter where you are! Our location is surrounded by familiar landmarks, making it easy to locate us. With ample parking available and features that ensure everyone can access our services comfortably, we prioritize convenience for all our members. Our branch is ADA compliant, offering ramps and accessible entrances for those who need them. At Settlers Federal Credit Union, we're proud to offer a variety of services designed to meet your financial needs. You can rely on us for personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking solutions including merchant services and business loans. Our operating hours are designed with your schedule in mind: Monday through Thursday from 8:30 a.m. to 4:00 p.m., Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. until noon. Whether you're rushing in during your lunch break or planning a weekend visit, we're here when you need us. For added convenience, we offer drive-thru banking for quick transactions without leaving your vehicle. You can enjoy the ease of basic ATM access for withdrawals and balance checks whenever it suits you. We invite you to stop by Settlers Federal Credit Union today! If you have questions or need assistance before visiting, feel free to give us a call at 906-827-3240. Our friendly team is ready to help you achieve your financial goals!

Member Eligibility

At Settlers, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to those who live, work, worship, or attend school in the area. If you're part of our local fabric, you're already eligible! We offer a variety of benefits designed to support your financial journey, including competitive loan rates and personalized service that makes you feel valued. To learn more about the specific criteria for membership, feel free to check out this helpful resource: http://www.settlersfcu.com/about-us/membership. Ready to take the next step? Opening an account with us is just as easy. You can start your application online at https://bsdc.onlinecu.com/settlersfcu/#/sign-up, or if you prefer a personal touch, give us a call at (906) 827-3240. Our friendly team is here to help guide you through the process and answer any questions you may have. Join us at Settlers located at 14623 State Highway M28 E Bruce Crossing Mi 49912 and experience the difference of being part of a credit union that truly cares!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Imagine running your business and having the ability to process payments seamlessly. Our merchant services provide practical solutions that simplify transactions, allowing you to focus on what matters most growing your enterprise. From credit card processing to online payment options, we equip you with the tools necessary to enhance customer satisfaction. Visit us at 14623 State Highway M28 E Bruce Crossing Mi 49912 in Bruce Crossing, MI or call us at (906) 827-3240 to learn how we can support your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $64,917, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, we offer robust Business Banking solutions that include merchant services and business loans. This helps ensure that your venture has the necessary support it needs to thrive in today's competitive market.

Credit Cards

Our Credit Cards with Rewards add extra value to your everyday spending. Whether you're planning a family trip or simply shopping for groceries, earn rewards on purchases that matter most to you.

Drive-Thru Services

For those who prefer face-to-face interactions but want to avoid waiting inside, our Basic Drive-Thru Banking offers quick service for deposits, withdrawals, and simple transactions without the hassle. At Settlers, located at 14623 State Highway M28 E Bruce Crossing Mi 49912, Bruce Crossing, MI, we strive to make banking easy and accessible for everyone. Our friendly team is ready to assist you with any questions about our services or how we can help meet your financial needs. Ready to explore what we can do for you? Call us today at (906) 827-3240 or visit us online at Settlers Federal Credit Union to learn more about opening an account or applying for a loan!

Loans and Financing Options

If you're considering buying a car or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are designed with you in mind. We aim to make financing straightforward and accessible so you can drive off in your dream car or settle into a new home without stress. For those unexpected expenses, our Personal Loans & Debt Consolidation services provide flexible solutions to help you regain control of your finances.

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow members to manage their accounts from anywhere at any time. With features like e-statements and person-to-person payments, handling your finances has never been easier.

Personal Banking

For individuals seeking reliable banking solutions, we offer Personal Banking services that include checking and savings accounts tailored to fit different lifestyles. Imagine being able to easily access your funds while enjoying features like online banking and mobile applications. With our ATM & Cash Withdrawal Services, you can withdraw cash or check your balance with ease anytime, anywhere.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service allows you to view your account balances, transfer funds, and pay bills with just a few clicks. If you're looking to send money to friends or family quickly, our person-to-person transfer feature makes it easy to share funds without hassle. Plus, with electronic signatures available, you can complete important transactions from the comfort of your own home. For those who prefer going paperless, we offer e-statements that keep your financial information organized and easily accessible. This means no more cluttered mailboxes just straightforward digital statements whenever you need them.

Mobile Access at Your Fingertips

If you enjoy banking on the move, our mobile application provides a user-friendly interface for managing your accounts right from your smartphone. While mobile payments are not currently available, our app still offers everything you need for efficient banking. From checking balances to making transfers, you'll have real-time access to your finances wherever life takes you.

Safety and Security First

Security is our top priority at Settlers. Our online banking platform is equipped with advanced security measures to protect your personal information and ensure safe transactions. You can bank confidently knowing that your data is safeguarded every step of the way. In summary, whether you're using a computer or a mobile device, Settlers offers reliable digital and online banking services tailored for today's lifestyle. Enjoy the ease of managing your accounts anytime and anywhere!

Financial Strength

A Growing Community Trust

Our dedication to service is evident in the number of accounts we manage 5,995 total share accounts demonstrating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Settlers is your trusted partner. Visit us at 14623 State Highway M28 E Bruce Crossing Mi 49912 or call (906) 827-3240 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Options

Members' savings are secured through $2,021,960 in share certificates and $2,350,925 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinforcing Our Commitment to You

With $6,012,775 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio with $526 in used auto loans and $17,751,344 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $6,045,454, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,668 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,215,571 in used vehicle loans and $1,362,682 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $64,917 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you through tailored financing options.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,415,119 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, making them an excellent choice for everyday purchases or larger expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,109, make buying or refinancing simple. We offer competitive rates and personalized service to ensure you find the right mortgage solution for your situation.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask us about our refinancing options. We can help evaluate your current situation and determine if refinancing is right for you. At Settlers, we are committed to providing transparent information and straightforward solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about our loan offerings or discuss eligibility options, feel free to reach out at (906) 827-3240 or visit us at 14623 State Highway M28 E Bruce Crossing Mi 49912 in Bruce Crossing, MI. Your financial journey starts here!

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