Sesloc Credit Union Santa Maria CA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Sesloc, your trusted partner in financial well-being, located at 2506 S Broadway, Santa Maria, CA 93454. Since our establishment in 1942, we have proudly served our community with integrity and commitment, growing alongside our members. With a total membership of 57,922 and assets amounting to an impressive $1,132,016,926, we are dedicated to providing personalized banking solutions that meet your unique needs. At Sesloc, we understand the importance of community. That's why we offer a range of services from personal banking like checking and savings accounts to auto loans, mortgages, and business banking solutions. Our aim is to empower you financially while ensuring you feel valued and supported every step of the way. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 2506 S Broadway, Santa Maria, CA 93454. We are here to help make your financial journey smooth and straightforward. Our dedicated team of 181 employees, led by CEO Mike Quamma and Board President Tom Lebens, is always ready to assist you. With a net worth of $107,997,257 and cash in hand totaling $32,858,249, we stand strong in our commitment to serve you better. Whether you're looking for a loan or want to explore investment options, we've got the resources you need. Feel free to reach out to us at (805) 543-1816 or visit our website at Sesloc.org for more information about our services. We invite you to experience the difference that comes with being a member of Sesloc where your financial goals become our priority!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking services; we actively participate in local initiatives that uplift and enhance the well-being of Santa Maria. Through partnerships with schools and local organizations, we invest in programs that promote education and economic development within the community. As technology evolves, so do we. Our digital services ensure that members can manage their accounts conveniently from anywhere through online banking and mobile applications. We're also proud of our efforts towards ADA compliance, ensuring that all members have equal access to our services.

Join Us!

Experience the difference at Sesloc by becoming a member today! Whether you're looking for a checking account or need assistance with loans, we're here for you every step of the way. Visit us at Sesloc or check out how you can join us on this journey toward financial empowerment! Together, let's build a brighter future for ourselves and our community.

Our Journey

When we first opened our doors in 1942, we aimed to provide accessible financial services to those in our community. Since then, we have expanded significantly and now proudly serve over 57,900 members. With total assets exceeding $1.1 billion, we've built a solid foundation that allows us to offer diverse financial products tailored to fit every member's unique situation from personal banking and auto loans to business financing solutions. Our branch is more than just a place for transactions; it's where relationships flourish and dreams take shape. Our staff is dedicated to helping you navigate your financial journey with personalized service and expert advice. We believe that your success is our success.

Our Mission

At Sesloc, our mission is clear: we are committed to empowering our members through quality financial services while supporting the communities we serve. We strive to foster financial literacy and provide resources that help individuals achieve their goals whether that's buying a home, starting a business, or planning for retirement. While members can visit us at 2506 S Broadway, official correspondence should be sent to the same address as well. We invite you to connect with us during our operating hours from Monday through Friday, 9:00 a.m. to 5:00 p.m., or reach out via phone at 805-543-1816.

Branch Location & Accessibility

Call Us Anytime!

If you have any questions or need assistance, please don't hesitate to call us at 805-543-1816. We're here to help! While members can visit us at 2506 S Broadway for all their banking needs, official correspondence should be sent to the same address. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility Features

You'll find us near popular local spots, making it simple to stop by while you're out running errands or enjoying a day in town. Our location is designed with accessibility in mind, featuring ADA-compliant facilities and ramps to ensure everyone can access our services comfortably. Parking is readily available so you can easily drop in without worrying about finding a spot.

Operating Hours and Services

At Sesloc, we know how important it is to have banking options that fit your schedule. That's why we're open Monday through Friday from 9:00 a.m. to 5:00 p.m., ready to assist you with everything from personal checking accounts to auto loans and mortgage refinancing. While we don't have drive-thru service, our dedicated staff is always on hand to provide personalized support inside the branch.

Member Eligibility

Joining the Sesloc family is more than just opening an account; it's about becoming part of a community that truly cares about your financial well-being. At Sesloc, we welcome individuals who live, work, or attend school in our local area. This means if you're in the neighborhood or have ties to our community, you're likely eligible to become a member! Becoming a member not only gives you access to a variety of personalized financial services but also opens the door to special benefits and lower fees that can help you save money. If you're ready to take this step, you can find all the detailed eligibility criteria on our website at https://www.sesloc.org/why-sesloc/membership-benefits/ . It's simple and straightforward! When you're ready to open your account, just visit us at https://www.sesloc.org/personal/remote-and-digital-banking/accounts-eservices-enroll-online-banking/ or give us a call at (805) 543-1816 for any questions. We're here to help you every step of the way as you join our supportive family at Sesloc located at 2506 S Broadway Santa Maria Ca 93454.

Business Banking & Commercial Services

Loan Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $113,986,516, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services that simplify transactions. Imagine being able to accept payments effortlessly, whether online or at your physical location. Our solutions help you manage cash flow better, ensuring that you can focus on what matters most growing your business. Visit us at 2506 S Broadway Santa Maria Ca 93454 in Santa Maria, CA, or call us at (805) 543-1816 to learn more about how our business banking and commercial services can benefit you today!

Comprehensive List Of Services

Business Solutions

For local entrepreneurs, we also provide comprehensive Business Banking solutions. From Merchant Services that simplify payment processing to Business Loans designed to fuel your growth, we're committed to supporting the success of businesses in our community.

Convenient Access

We know that convenience matters when it comes to banking. That's why we offer ATM & Cash Withdrawal Services at various locations, ensuring you can access your funds when needed. Our Basic ATM Access allows for easy withdrawals and balance checks without any hassle. If you have questions or need assistance, feel free to reach out to us at (805) 543-1816 during our operating hours from Monday to Friday, 9:00 AM - 5:00 PM. At Sesloc, we're here to empower you with the right tools and resources for all your financial needs. Visit us today or check out our website at https://www.sesloc.org/ to learn more about how we can help!

Loans and Financing

If you're considering a new vehicle or home, our Auto Loans & Vehicle Financing services can assist you in making those dreams a reality. With competitive rates and flexible terms, getting behind the wheel has never been easier. For those looking to buy a home, explore our Mortgage Loans & Refinancing options that can help you secure the best deal on your mortgage. Need some extra cash? Our Personal Loans & Debt Consolidation services provide the support you need to manage expenses or consolidate existing debt into one manageable payment. Plus, don't forget about our Credit Cards with Rewards, which offer great benefits while you spend.

Personal Banking

We understand that managing your personal finances is essential. That's why we offer Personal Banking options, including Checking and Savings Accounts tailored for everyday needs. Whether you're saving for a special occasion or just want a reliable place for your funds, we've got you covered. You can easily monitor your accounts and transactions through our Online & Mobile Banking features, making banking as convenient as possible.

Digital & Online Banking

Key Services Available

With our online banking platform, accessible at https://www.sesloc.org/ , you can take care of your banking needs anytime, anywhere. From checking your balance to transferring money between accounts, everything is just a few clicks away. Plus, our services are available 24/7, so you can bank whenever it suits you best. For those who love the ease of mobile technology, our mobile application makes banking even more straightforward. You can make person-to-person transfers quickly and securely, enabling you to send or receive money without needing cash. Our mobile payments feature also allows you to pay for purchases directly from your phone no need to carry a wallet!

Security and User-Friendly Features

Security is a top priority at Sesloc. We use electronic signature authorization to keep your transactions secure while providing you with the freedom to sign documents from anywhere. Additionally, e-statements are available for members who prefer paperless options, making it easy to keep track of your financial history without clutter. Our platform is designed with you in mind simple navigation ensures that even if you're not tech-savvy, you'll find what you need without hassle. Real-time account management gives you up-to-date information about your balances and transactions. In summary, the digital and online banking services at Sesloc empower you to take charge of your finances with ease and confidence. Explore all that we offer today by visiting https://www.sesloc.org/ !

Financial Strength

Growing Together

Our financial strength means we can continue serving you with confidence. With total share accounts reaching 120,412, it's clear that many trust us with their finances. Whether you're saving, borrowing, or planning for the future, Sesloc is your trusted partner. Visit us at 2506 S Broadway Santa Maria Ca 93454 or call (805) 543-1816 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Lending Support for Your Goals

We understand that borrowing needs vary. That's why we're proud to offer $7,268 in used auto loans and a total of $845,763,591 in loans and leases to support your financial goals across various sectors. We also take pride in having 178 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $102,257,045 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our operational efficiency, as shown by our impressive $4,545,626.

Secure Savings Options

Your savings are secure with us. We have $230,593,260 in share certificates and $17,217,033 in money market shares, offering stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $107,997,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,759,616 in used vehicle loans and $48,711,539 in new vehicle loans already helping members get on the road. We make it easy to finance your vehicle, whether it's new or pre-owned.

Credit Lines

If you need extra flexibility in managing your finances, our total credit lines amounting to $464,358,776 can help you cover unexpected expenses or make larger purchases without breaking the bank. For those considering refinancing options, we have solutions available that could lower your monthly payments and save you money over time. It's worth exploring whether you're eligible for these benefits. Feel free to reach out for more information! You can contact us at (805) 543-1816, or visit us at our branch located at 2506 S Broadway Santa Maria Ca 93454 in Santa Maria, CA. Our friendly staff is ready to assist you during our operating hours from Monday through Friday, 9:00 a.m. to 5:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sesloc, we're committed to helping you achieve your financial dreams with confidence and ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,974,677, make buying or refinancing simple. We also offer competitive rates and flexible terms to help you find the right fit for your financial situation.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $24,602,985 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying rewards on everyday purchases.

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SESLOC CREDIT UNION