Sesloc Credit Union Paso Robles CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sesloc, your trusted partner in financial growth and community support! Located at 705 Golden Hill Rd, Paso Robles, CA 93446, our branch has been serving members since 1942. With a commitment to providing exceptional services, we proudly cater to a total membership of 57,922 individuals. At Sesloc, we understand that every member's financial journey is unique. That's why we offer a range of products tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. With assets totaling over $1.13 billion, our financial strength ensures that we can meet your needs now and in the future. While you can visit us at our Paso Robles branch for all your banking needs, please note that official correspondence should be sent to the same address: 705 Golden Hill Rd, Paso Robles, CA 93446-3057. Our friendly team, led by CEO Mike Quamma and Board President Tom Lebens, is dedicated to ensuring you receive personalized service every time you reach out. With total deposits exceeding $39.67 million and robust cash reserves of $32.86 million, Sesloc stands ready to support your ambitions whether it's securing a new home or expanding your business with our competitive loan offerings. We currently have an impressive portfolio of 24,917 loans and leases that reflect our commitment to helping members thrive. As part of our dedication to community impact, we not only focus on individual financial success but also invest back into the local economy through various initiatives and business loans totaling over $114 million. We believe in creating a brighter future together! We invite you to explore our services further by visiting our website at www.sesloc.org or calling us at 805-543-1816. Whether you're looking for assistance with online banking or have questions about loans, we're here for you. Join us today at Sesloc where your financial well-being is our priority!

Branch History & Mission

Community Focus

Our roots run deep in Paso Robles and San Luis Obispo County. We take pride in supporting local organizations and initiatives that uplift those around us. Through partnerships with schools, charities, and community events, we strive to create lasting impacts that resonate far beyond our branch walls. While members can visit us at 705 Golden Hill Rd for all their banking needs including ATM access and drive-thru services official correspondence should be sent to our mailing address at 705 Golden Hill Rd, Paso Robles, CA 93446-3057.

Join Us

As we look towards the future, we invite you to be part of our journey. Whether you're seeking financial advice or looking for a place where you truly belong, Sesloc is here for you. Experience the benefits of membership today by visiting us or reaching out at 805-543-1816. Together, let's build a brighter financial future!

Our Mission

At Sesloc, our mission is clear: we aim to empower our members by providing accessible financial solutions while fostering a sense of belonging within our community. We believe that everyone deserves the opportunity to achieve their financial goals and dreams. Our commitment extends beyond banking; we actively engage in community outreach initiatives that strengthen local ties and promote social responsibility. We understand the importance of adapting to modern needs. That's why we've embraced digital advancements such as online banking and mobile payments. These tools ensure that our members can manage their finances with ease and convenience while maintaining the personal touch that defines us.

Branch Location & Accessibility

Convenience Features

At Sesloc, we prioritize accessibility for everyone. Our branch features ADA-compliant facilities and ramps for easy entry. Parking is available right outside our doors, allowing you to quickly pop in without any worries. If you're on the go, you'll appreciate our drive-thru service, where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Operating Hours

We're open Monday through Friday from 9:00 a.m. to 5:00 p.m., both in the lobby and at the drive-thru. This schedule makes it easy for you to find a time that works best for your busy day.

Services Offered

Our branch is equipped with an ATM for quick cash access and offers a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Need assistance? Our friendly staff is always ready to help you navigate your financial journey. Feel free to give us a call at 805-543-1816 if you have any questions or need further information. We invite you to visit Sesloc today where your financial well-being matters!

Member Eligibility

Welcome to the community at Sesloc, where your journey towards financial empowerment begins! Becoming a member is simple and open to anyone who lives, works, or worships in the area. At Sesloc, we believe that everyone deserves access to quality financial services, so we invite you to join us if you meet these friendly criteria. You can learn more about the specific eligibility details by visiting this link. Once you're ready to take the next step, opening an account is just as easy! Head over to our account opening page for a straightforward guide. If you have any questions or need assistance, feel free to give us a call at (805) 543-1816. We can't wait to welcome you into our supportive family at Sesloc, located right at 705 Golden Hill Rd Paso Robles Ca 93446!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine processing payments seamlessly, whether it's at the point of sale or online. Our services help you manage payments efficiently, so you can focus on what you do best running your business. Located at 705 Golden Hill Rd Paso Robles Ca 93446 in Paso Robles, CA, our dedicated team is here to assist you Monday through Friday from 9:00 a.m. to 5:00 p.m. Call us at (805) 543-1816 to learn how we can support your business goals today!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $149 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $113,986,516, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Access

Need quick access to cash? Our ATM and cash withdrawal services ensure that you can get your money when you need it. Additionally, our basic drive-thru banking makes deposits, withdrawals, and simple transactions hassle-free.

Business Banking Services

If you're a business owner, we understand how important it is to have reliable financial support. Our business banking services include merchant services and business loans designed to help you manage cash flow and grow your operations efficiently.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like person-to-person payments and electronic statements, keeping track of your finances has never been easier.

Get Started Today!

We invite you to visit us at our branch located at 705 Golden Hill Rd Paso Robles Ca 93446 in Paso Robles or call us at (805) 543-1816 for more information about any of our services. Let us help you achieve your financial goals with personalized support and exceptional service at Paso Robles Branch. Join us today and experience the difference!

Personal Banking Solutions

Our personal banking options start with checking and savings accounts that cater to your lifestyle. If you need help financing your next vehicle, our auto loans and vehicle financing solutions can get you on the road quickly and affordably. Planning to buy a home? Our mortgage loans and refinancing options make it easier for you to achieve your dream of homeownership. For those looking to consolidate debt or make a significant purchase, our personal loans offer flexible terms that fit within your budget. Plus, with credit cards that come with rewards, you can earn while you spend!

Digital & Online Banking

At Sesloc, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a full suite of digital and online banking services designed with you in mind. Whether you're at home or on the go, our user-friendly platform allows you to handle your banking needs anytime, anywhere. With our 24/7 Online Banking Services available at https://www.sesloc.org/, you can check your balances, transfer funds, and pay bills without stepping foot into a branch. Need to send money to a friend? Our Person-to-Person Transfers make it easy to send cash quickly and securely. Plus, if you're looking for a paperless option, enjoy the benefits of E-Statements, helping you keep track of your transactions without clutter. For those who prefer using their mobile devices, our Mobile Application is here to simplify your banking experience even further. From making payments to accessing your accounts, everything is just a tap away. And with the added convenience of Mobile Payments, you can make purchases seamlessly right from your phone. Security is a top priority at Sesloc. Our Electronic Signature Authorization feature ensures that all your transactions are protected while providing a hassle-free way to sign documents digitally. You can trust us to keep your financial information safe and sound. Join the many members who have embraced our digital services! With easy access and real-time account management, banking has never been simpler or more secure. Experience the future of banking today with Sesloc!

Financial Strength

Building Member Trust

Total Share and Deposit Accounts stand at 120,412, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,365,960. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sesloc is your trusted partner. Visit us at 705 Golden Hill Rd Paso Robles Ca 93446 or call (805) 543-1816 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $102,257,045 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,268 in used auto loans and $845,763,591 in total loans and leases. Our $4,545,626 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 178 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $230,593,260 in share certificates and $17,217,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $107,997,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,759,616 in used vehicle loans and $48,711,539 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or a reliable pre-owned vehicle, we have financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $113,986,516 provide the capital needed to grow and expand. We understand the challenges that come with running a business, and our tailored loan solutions can help you invest in opportunities that drive success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,974,677, make buying or refinancing simple. We know that securing a home loan can be daunting, which is why our team is here to guide you through every step of the process.

Personal Loans and Credit Lines

For those looking for flexibility in their finances, we offer unsecured credit card loans totaling $24,602,985. These loans provide a great way to manage expenses without tying up your assets. Additionally, our total credit lines available amount to $464,358,776, giving you even more options for accessing cash when you need it.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, talk to us about how we can help you lower your payments or access equity from your current assets. We are committed to ensuring our members have access to the best possible loan products tailored to their situation. Our team at Sesloc, located at 705 Golden Hill Rd Paso Robles Ca 93446 in Paso Robles, CA, is ready to assist you. For inquiries or to start your loan application process, feel free to reach out at (805) 543-1816 during our operating hours from Monday through Friday between 9:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

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