Servu Credit Union Painted Post NY | Best Auto Loans & Personal Banking

Introduction

Welcome to Servu, your trusted financial partner located at 87 Victory Hwy, Painted Post, NY 14870. Since our establishment in 1956, we have been committed to serving our community with integrity and care. With a robust membership base of 37,849, we pride ourselves on fostering strong relationships with our members and providing services that cater to their unique financial needs. At Servu, we understand the importance of financial stability. That's why we manage an impressive $469,252,670 in total assets, ensuring that your hard-earned money is not just safe but also working for you. Our loan portfolio includes 22,103 loans, helping our members achieve their dreams whether it's buying a new car or purchasing a home. Our dedication to you extends beyond numbers. With a strong net worth of $69,623,239, we are well-equipped to support our members through various financial journeys. And with over $46,688,942 in deposits and $5,778,132 cash in hand, we are here to provide quick access to funds when you need them most. While you can visit us at our branch for personalized service, please note that official correspondence should be sent to the same address: 87 Victory Hwy, Painted Post, NY 14870-1006. Under the leadership of CEO Keith Orfanides and Board President Michael Harris, our dedicated team of 123 employees is always ready to assist you. Whether you're looking for personal banking solutions or business services like merchant accounts and loans, Servu is here for you every step of the way. Explore more about our offerings by visiting our website at www.servucu.com. We invite you to stop by or give us a call at 607-936-4615 during our lobby hours from 8 AM to 5 PM on weekdays. Let us help you navigate your financial future with confidence!

Branch History & Mission

At Servu, we take pride in our rich legacy of service and commitment to the community. Established in 1956, Servu has grown from a small financial institution into a trusted partner for nearly 38,000 members in Painted Post, NY. Our branch is conveniently located at 87 Victory Hwy, right in the heart of town, making it easy for our members to access the financial services they need. Over the years, Servu has achieved significant milestones. With total assets now exceeding $469 million, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and much more. We've always aimed to be more than just a credit union; we strive to be a supportive part of our members' lives and a contributing force in our community. Our mission is clear: to empower our members through accessible financial services while fostering a spirit of community support and engagement. We believe that everyone deserves the opportunity to achieve their financial goals, which is why we prioritize personalized service and innovative solutions. Whether you're looking for checking accounts, vehicle financing, or online banking options, we're here to help you every step of the way. In addition to our comprehensive banking services, we are dedicated to making banking convenient for all. Our branch features ATM availability and drive-thru banking options for quick transactions. We're committed to ensuring that everyone can access our services comfortably and efficiently. While members can visit us at 87 Victory Hwy for all their banking needs, official correspondence should be sent to our mailing address: 87 Victory Hwy, Painted Post, NY 14870-1006. As part of our ongoing commitment to community outreach, we actively engage in local initiatives and partnerships that make a positive impact on those around us. We invite you to join us in this journey become a member of Servu today and experience firsthand how we can support your financial aspirations while building a stronger community together. For more information or assistance, feel free to call us at 607-936-4615 during our operating hours from 8 AM to 5 PM on weekdays. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that convenience matters. Our branch is equipped with ADA-compliant features to ensure everyone can access our services comfortably. Parking is available nearby, and our drive-thru service makes quick transactions hassle-free.

Convenient Location

Nestled conveniently off the main highway, our location is easily accessible for all members and visitors. We're close to local landmarks, making it simple to stop by while you're out and about. Whether you're visiting us after picking up groceries or on your way home from work, we're here for you.

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! Call us at 607-936-4615. We invite you to stop by and see how we can help make your financial journey smoother. Your satisfaction is our top priority at Servu!

Operating Hours

At Servu, we value your time. Our lobby hours are set from 8 AM to 5 PM, Monday through Friday, allowing you to visit at a time that suits your schedule. Need cash outside of these hours? No problem! We also have an ATM available for your convenience.

Services Offered

We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our dedicated team is ready to assist you with any banking needs you may have whether you prefer to chat in person or use our online and mobile banking tools. While members can visit us at 87 Victory Hwy, official correspondence should be sent to our mailing address: 87 Victory Hwy, Painted Post, NY 14870-1006.

Member Eligibility

At Servu, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports each other. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be accessible. Generally, anyone who lives, works, worships, or attends school in the area surrounding 87 Victory Hwy Painted Post Ny 14870 can join us. This means whether you're a long-time local or new to the neighborhood, you're welcome here! For more detailed eligibility criteria, feel free to check out our website at http://www.servucu.com/home/about-us/pressrelease. Becoming a member brings numerous benefits tailored just for you like competitive loan rates and personalized service that truly puts your needs first. Opening an account is straightforward; simply visit us online for all the details at http://www.servucu.com/home/loans-rates/loans-requests, or give us a call at (607) 936-4615 if you have any questions. We can't wait to welcome you into the Servu family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a busy café where customers can pay easily and efficiently. Our merchant services equip you with the tools to accept payments seamlessly, ensuring a smooth experience for both you and your customers. From credit card processing to online payment solutions, we help you focus on what you do best serving your customers. Visit us at 87 Victory Hwy Painted Post Ny 14870 in Painted Post, NY or call us at (607) 936-4615 to learn more about how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We ensure that accessing your funds is straightforward with our ATM services, allowing for easy withdrawals and balance checks whenever needed. Plus, our basic drive-thru banking offers quick service for deposits, withdrawals, and simple transactions without leaving your car. At Servu, we strive to create a welcoming environment where all members can find what they need under one roof. If you're ready to learn more about how we can assist you on your financial journey, please don't hesitate to contact us at (607) 936-4615 or visit us online at 87 Victory Hwy. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our competitive auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. With flexible terms and reasonable rates, we aim to fit your budget seamlessly. Picture driving off in your dream car with manageable monthly payments it's within reach!

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans tailored specifically for entrepreneurs like you. We know how crucial it is to have reliable financial support when running a business, and we're here to help you thrive.

Credit Cards with Rewards

Our credit cards come with rewards designed to benefit you as you spend. Think about earning points for travel, dining out, or even cash back on everyday purchases enjoying life while making smart financial choices has never been easier!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and our mortgage loans and refinancing services can help turn that dream into reality. Whether you're buying your first home or refinancing an existing loan for better rates, we'll guide you every step of the way. We understand how important it is for you to feel secure in your investment.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking services cater to everyone. You can choose from various checking and savings accounts that help you save for your future while enjoying the benefits of easy access through our online and mobile banking features. Imagine checking your balance or transferring funds while sipping coffee on a Sunday morning convenience is at your fingertips.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can tackle those challenges head-on. Whether it's consolidating debt or funding a special project, we're here to support you with personalized solutions that work for your situation.

Digital & Online Banking

Key Features

One of the standout features at Servu is our electronic signature authorization. This means you can sign documents digitally, saving you time and making the process more convenient. Plus, with e-statements available, you can keep track of your finances in a paperless manner helping both the environment and your organization! For those who love using their smartphones, our mobile application provides all the tools you need on the go. You can even make mobile payments easily, allowing you to pay for purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer option makes this quick and straightforward. Security is a top priority for us. Our digital banking services come equipped with advanced security measures so you can feel confident about every transaction. In short, whether you're looking to manage your accounts online or through our app, Servu is dedicated to providing accessible, user-friendly solutions tailored for you. Join us today and take control of your finances with ease!

Financial Strength

Growing Community Trust

Total Share Accounts: 102,175, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments): $0, further highlight our commitment to being a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Servu is your trusted partner. Visit us at 87 Victory Hwy Painted Post Ny 14870 or call (607) 936-4615 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $58,693,230 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 2 part-time employees who are dedicated to providing exceptional service.

Reinvesting for Growth

With $67,205,502 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, featuring $6,807 in used auto loans and $331,786,182 in total loans and leases to support your financial goals across various sectors.

Solid Foundation

With a net worth of $69,623,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,484 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,681,934 in used vehicle loans and $30,885,630 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we have competitive rates to make your purchase easier.

Credit Lines and More

In addition to our auto and mortgage products, we provide credit lines totaling $20,787,784. This option allows you to access funds when you need them most, giving you flexibility in managing your expenses. For more details about eligibility or refinancing options available through our loan offerings, feel free to contact us at (607) 936-4615 or visit us at our branch located at 87 Victory Hwy Painted Post Ny 14870 in Painted Post, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Servu, we're committed to helping you reach your financial aspirations with personalized service and expert guidance every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,087,082, make buying or refinancing simple. We aim to support you through every step of the process, ensuring you find the best terms for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,431,089 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to enhance your spending experience while keeping costs manageable.

Loan Aggregator

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