Servu Credit Union Hornell NY | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Servu, your trusted partner in financial wellness since 1956. Located at 10 Taylor St, Hornell, NY 14843, we are dedicated to serving our community with a personal touch and a focus on your financial needs. With over 37,849 members and total assets exceeding $469 million, our credit union is not just a place to bank; it's a place where you belong. At Servu, we pride ourselves on offering a range of services designed to support your goals whether you're looking for personal banking solutions, auto loans, mortgage refinancing, or business banking options. We understand that every member has unique needs, which is why we provide tailored financial solutions that fit your lifestyle. Our commitment to you is reflected in our robust financial health, boasting total deposits of $46,688,942 and a net worth of $69,623,239. Under the leadership of our CEO, Keith Orfanides, and Board President, Michael Harris, our team of 123 employees is here to ensure you receive the highest level of service. While members can visit us at our branch location for assistance or just to chat, official correspondence should be sent to the same address: 10 Taylor St, Hornell, NY 14843. Join us as we continue to build strong relationships within our community through trust and transparency. We invite you to reach out by calling us at 607-324-0573, or explore our website at Servu Credit Union for more information about how we can assist you in achieving your financial dreams. Your journey towards financial empowerment starts here!

Branch History & Mission

A Legacy of Growth

Since our inception, Servu has evolved significantly. We have embraced changes in technology while maintaining our commitment to personal service. As we grew, so did our offerings. Today, we provide a wide range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. Our team works diligently to ensure that each member feels valued and supported. Our mission extends beyond traditional banking; we aim to uplift our community by participating in outreach programs and supporting local initiatives. This commitment has made us a trusted partner for many families and businesses in Hornell and the surrounding areas.

Community Focus

At Servu, we believe that financial success goes hand-in-hand with community support. Our mission statement emphasizes our dedication to providing excellent financial services while also fostering growth within our community. We strive to make a positive impact through various partnerships and community events designed to support those in need.

Join Us

As we continue this journey together with our members, we invite you to become part of the Servu family. Experience firsthand how we blend personalized service with innovative solutions tailored for your financial needs. Together, let's build a brighter future for Hornell and beyond! For more information on how you can join us or to explore our offerings further, please visit our website.

Modern Conveniences

To meet the needs of today's members, we've integrated modern banking conveniences such as online banking and mobile payments. We understand that accessibility is vital; that's why we offer ATM availability as well as drive-thru services for easy transactions without leaving your vehicle. For any official correspondence or inquiries, you can reach us at our branch phone number: 607-324-0573. While members can visit us at 10 Taylor St Hornell NY 14843, official correspondence should be sent to the same mailing address.

Branch Location & Accessibility

Convenient Access and Features

At Servu, we know that convenience matters. Our branch is easily accessible with ample parking available right outside, so you can hop in and out without any hassle. If you require special assistance, rest assured that our facilities are ADA compliant with ramps and spacious entryways. While you can visit us at 10 Taylor St for all your banking needs, please remember that official correspondence should be sent to the same address as our mailing address: 10 Taylor St, Hornell, NY 14843.

Get in Touch

Have questions or want to learn more? Feel free to give us a call at 607-324-0573. We invite you to stop by our branch in Hornell today our team at Servu is excited to assist you with all your banking needs!

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. Whether you're looking to open a new account, apply for a loan, or just ask a question about your finances, our friendly staff is ready to help during these hours.

Services Offered

At Servu, we offer a range of services tailored to meet your financial needs. Enjoy personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we provide merchant services and business loans. Plus, with online and mobile banking available, managing your finances has never been easier! You can also take advantage of our drive-thru service for quick transactions without leaving your vehicle. Need cash? Our ATM is readily available on-site for withdrawals and balance checks.

Member Eligibility

Becoming a member of Servu is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Hornell area, or have a family member who's already part of our community, you're eligible to join us! We believe that everyone deserves access to friendly and personalized financial services. At Servu, you can enjoy a range of benefits including competitive loan rates, savings options tailored for you, and access to online banking tools that make managing your finances easy and convenient. To learn more about eligibility criteria, check out our detailed resource at this link. Ready to take the next step? Opening an account is simple! Just visit us at 10 Taylor St, Hornell NY 14843 or give us a call at 607-324-0573. Our team is here to help guide you through the process and answer any questions you might have. Start your journey with Servu today and discover the difference of being part of a credit union that puts its members first! For more information on how to open an account, click here.

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having a reliable partner that simplifies your payment processes. Our merchant services allow you to accept payments seamlessly, whether in-store or online. This means you can focus more on serving your customers while we handle the transactions smoothly. It's about making your operations easier and enhancing customer satisfaction. Located at 10 Taylor St Hornell Ny 14843 in Hornell, NY, we're here to empower your business every step of the way. Connect with us today at (607) 324-0573 to discover how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also understand the importance of accessibility. With our ATM and cash withdrawal services, you can easily access your funds at any time. Plus, our basic drive-thru banking allows for quick transactions like deposits or withdrawals without leaving your vehicle. At Servu, we're dedicated to providing exceptional service while meeting all your financial needs under one roof. If you're interested in learning more about how we can support your financial journey or if you have any questions about our services, don't hesitate to reach out! You can contact us at (607) 324-0573 or visit us at 10 Taylor St Hornell Ny 14843 in Hornell, NY. Join us today and discover what makes us a trusted partner in your financial success!

Auto Loans and Financing Options

If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options can make that dream car a reality. We understand how important reliable transportation is for your daily life, and we strive to provide competitive rates that suit your budget.

Business Banking Services

For our business members, we provide tailored solutions including merchant services and business loans. We know how crucial it is for local businesses to thrive, so we're committed to helping entrepreneurs succeed with the right financial tools.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer comprehensive online and mobile banking services that let you manage your accounts anytime, anywhere. From making deposits to transferring money with just a few taps on your phone banking has never been easier.

Home Financing Made Easy

Homeownership is a big step, and at Servu, we simplify it through our mortgage loans and refinancing options. Our mortgage specialists are ready to guide you through the process, ensuring that you find the best loan terms available.

Personal Banking Solutions

For individuals seeking to manage their day-to-day finances, we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having an account that not only helps you save but also rewards you for your spending with our credit cards with rewards.

Support for Your Personal Needs

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether it's a medical bill or home repair, having access to funds when you need them can alleviate stress.

Digital & Online Banking

Key Features for Your Convenience

Enjoy the freedom of managing your finances through our mobile application, which allows you to take control of your banking right from your smartphone. Need to send money quickly? With our person-to-person transfers, sending cash to friends or family has never been easier no need for cash or checks! For those who prefer going paperless, we provide e-statements that keep you informed about your account activity without cluttering your mailbox. Plus, if you ever need a document signed quickly, our electronic signature authorization feature makes it as simple as a few clicks. And let's not forget about payments! Our mobile payments feature allows you to make purchases effortlessly right from your device, ensuring that you're always prepared for whatever life throws your way.

Security You Can Trust

We know how important security is when it comes to banking online. That's why we employ robust measures to protect your information while providing a safe environment for all transactions. Your peace of mind matters to us. At Servu, we are committed to making banking easier and more accessible for everyone in our community. With all these features at your fingertips, managing your money has never been more straightforward. Experience the convenience of digital banking with us today!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts stand at 102,175, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Servu is your trusted partner. Visit us at 10 Taylor St Hornell Ny 14843 or call (607) 324-0573 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $58,693,230 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $67,205,502 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,807 in used auto loans and $331,786,182 in total loans and leases.

Strong Net Worth

With a net worth of $69,623,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,484 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,681,934 in used vehicle loans and $30,885,630 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you have options that fit your budget.

Credit Cards and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,431,089 in loans helping members manage their finances effectively. This can be an excellent option for those who need extra cash flow or want to consolidate debt without putting up collateral.

Credit Lines

Our total credit lines stand at $20,787,784, providing additional flexibility for those unexpected expenses or projects that might come up. For business owners, while we currently do not have outstanding commercial loans available, we remain committed to supporting our members' financial journeys. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to reach out. You can call us at (607) 324-0573 or visit us at our branch located at 10 Taylor St Hornell Ny 14843 in Hornell, NY. For more information and assistance regarding our loan offerings, please visit our website at https://www.servucu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,087,082, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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SERVU FEDERAL CREDIT UNION - Hornell, NY