Servu Credit Union Bath NY | Best Auto Loans & Business Banking

Introduction

Welcome to Servu, your trusted partner in financial services located at 7215 State Route 54, Bath, NY 14810. Established in 1956, our credit union has been dedicated to serving our community for over six decades. With a solid membership base of 37,849 and total assets amounting to an impressive $469,252,670, we pride ourselves on being a reliable source for personal and business banking needs. At Servu, we understand the importance of financial stability and growth. That's why we offer a wide array of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our commitment to our members is reflected in our total deposits of $46,688,942 and a net worth of $69,623,239, showcasing our strong financial foundation. Our leadership team is here to support you every step of the way. Led by CEO Keith Orfanides and Board President Michael Harris, our experienced staff is dedicated to providing exceptional service that meets your unique financial goals. With 123 employees ready to assist you, we ensure that you receive personalized attention whenever you need it. While members can visit us at our branch location in Bath for all their banking needs, official correspondence should be sent to the same address: 7215 State Route 54, Bath, NY 14810. Whether you're looking to open an account or need assistance with loans or financing options, we invite you to reach out. Call us at 607-776-9139 or visit our website at Servu to learn more about how we can help you achieve your financial dreams. Join us today and experience the Servu difference!

Branch History & Mission

Commitment to Service

While members can visit us at our branch address above for all their banking needs during our operating hours from 9 AM to 5 PM Monday through Friday, official correspondence should be sent to the same address for your convenience. We are proud to offer drive-thru banking services for quick transactions and have made strides in ensuring ADA compliance so everyone can access our services comfortably. Join us at Servu and experience the difference that a community-focused credit union can make in your life. Together, we can achieve greater financial wellness while supporting one another in this vibrant community. We invite you to become part of our family today! For any inquiries or assistance, feel free to call us at 607-776-9139 or visit our website.

Our Mission

Our mission is simple yet powerful: to empower our members by providing accessible financial services while fostering a sense of community. We believe in supporting not just individual financial growth but also the collective well-being of Bath and its surrounding areas. We strive to be more than just a bank; we aim to be a resource for education and outreach that enhances the lives of those we serve. Whether it's through financial literacy programs or community events, we actively engage with local organizations to promote growth and prosperity. We also embrace technology to ensure convenience for our members. With features like online banking, mobile payments, and an ATM available on-site, accessing your finances has never been easier.

Branch Location & Accessibility

Welcome to Servu, your friendly credit union located at 7215 State Route 54 in the heart of Bath, NY. Our branch is easy to find and conveniently positioned for all your banking needs. Whether you're just passing through or a longtime resident of Steuben County, our location provides quick access to personal and business banking services. As you approach our branch, you'll notice its proximity to local landmarks that make it familiar and accessible. With ample parking available, visiting us is hassle-free, whether you're stopping by for a quick transaction or spending time exploring our range of services. Plus, we pride ourselves on being ADA compliant, ensuring everyone can access our facilities comfortably. At Servu, we're here for you during the week from 9 AM to 5 PM, Monday through Friday. Our drive-thru service adds an extra layer of convenience for those on the go, allowing you to complete simple transactions without leaving your vehicle. For members needing cash or making deposits after hours, we also offer ATM access right at our branch. While members can visit us at 7215 State Route 54, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out at 607-776-9139. We invite you to stop by and discover how we can help with everything from checking and savings accounts to auto loans and credit cards with rewards. At Servu, we're committed to serving our community with care and dedication. Come see us today!

Member Eligibility

Joining Servu is like stepping into a welcoming family where your financial needs are prioritized and understood. If you're interested in becoming a member, you'll find that eligibility is quite straightforward. Generally, anyone who lives, works, worships, or attends school in the Bath area can apply. This means that whether you're a long-time resident or new to the community, you're likely eligible to enjoy the benefits of membership. Being part of Servu opens doors to a variety of financial services tailored just for you, from personal loans to savings accounts designed to help you reach your goals. To get started with opening your account, simply visit us at our branch located at 7215 State Route 54 Bath Ny 14810, or check out our website for more detailed information. You can find everything you need about eligibility and account opening at http://www.servucu.com/home/about-us/pressrelease and http://www.servucu.com/home/loans-rates/loans-requests respectively. If you have any questions, feel free to give us a call at (607) 776-9139. We're here to help you every step of the way on your journey with us!

Business Banking & Commercial Services

Merchant Services That Work for You

Our merchant services simplify payment processing so you can focus on what matters most: running your business. Imagine having a reliable partner that provides easy-to-use tools for accepting payments from customers, whether online or in-store. This means less time worrying about transactions and more time building customer relationships. Located at 7215 State Route 54 Bath Ny 14810, Bath, NY 14810, we're here to help your business thrive. Contact us at (607) 776-9139 during our operating hours of 9 AM to 5 PM Monday through Friday, and let's explore how we can assist you in reaching your goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. Imagine having the financial backing to invest in new equipment or hire additional staff that's what our loans can do for you. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

For entrepreneurs and business owners, we understand the importance of reliable financial support. Our business banking services, including merchant services and business loans, are crafted to help you grow your venture without the hassle. Your business deserves the best tools for success.

Credit Cards

Managing everyday purchases can be rewarding with our credit cards that come with rewards. Not only do they offer convenience for transactions, but they also allow you to earn points on what you spend turning everyday expenses into exciting opportunities for savings.

Digital Banking Features

In today's fast-paced world, having access to banking at your fingertips is essential. At Servu, our commitment to convenience shines through our comprehensive digital banking features. With easy-to-use mobile applications and online banking platforms, managing your finances has never been easier.

Drive-Thru & ATM Access

We know life gets busy! That's why we offer basic drive-thru banking for simple transactions like deposits and withdrawals, along with easy access to ATMs for balance checks and cash withdrawals. Ready to experience all that we have to offer? Visit us at 7215 State Route 54 Bath Ny 14810, give us a call at (607) 776-9139, or explore more about our services online at our website. Your financial goals are important to us, and we're here to help every step of the way!

Loans and Financing

If you're considering a new car or home, our auto loans and vehicle financing options make it easier than ever. Picture driving off in that dream vehicle with manageable monthly payments. For those looking to settle existing debts or fund a personal project, we also provide personal loans and debt consolidation services. And when it's time to purchase a home, our mortgage loans and refinancing options can help you secure the best rates.

Personal Banking

When it comes to personal banking, we offer an array of options including checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances online or through our mobile app. With features like online banking and mobile payments, you can keep track of your money anytime, anywhere. Our ATM and cash withdrawal services ensure you have access to your funds when you need them.

Digital & Online Banking

Real-Time Account Management

Stay in control of your finances with real-time account management tools. Our mobile application allows you to receive instant notifications about account activity so you can track spending and stay informed about your finances wherever you are. At Servu, we believe that banking should be accessible and user-friendly for everyone. Experience the ease of digital banking today! Whether you're at home or out and about, we're here to help you manage your money efficiently. Visit us online at https://www.servucu.com/ to learn more about how our digital services can work for you!

Security and Convenience

Your security is our top priority. With features like electronic signature authorization available at Yes, signing documents online is safe and straightforward. Whether you're applying for a loan or making changes to your account, rest assured that your information is protected. In today's fast-paced world, mobile payments have become essential. With our mobile payments feature, you can easily make purchases directly from your smartphone. Our mobile application makes it simple to manage your finances on the go check balances, pay bills, and even initiate person-to-person transfers with friends or family using our convenient person-to-person service.

Financial Strength

At Servu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation, ensuring that your money is safe and well-managed. With a net worth of $69,623,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,484 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $58,693,230 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $67,205,502 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,807 in used auto loans and $331,786,182 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 102,175, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Servu is your trusted partner. Visit us at 7215 State Route 54 Bath Ny 14810 or call (607) 776-9139 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Offerings

If you're considering starting or expanding your business, our outstanding commercial loans can provide essential capital. Currently, there are no commercial loans issued; however, our focus remains on personal and auto lending. At Servu, we're committed to making borrowing straightforward and accessible. For those interested in refinancing options or checking eligibility, feel free to reach out for more information. For any inquiries or to learn more about our loan products, please call us at (607) 776-9139 during our operating hours from 9 AM to 5 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,681,934 in used vehicle loans and $30,885,630 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have options that will work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,087,082, make buying or refinancing simple. We can assist you in navigating the mortgage landscape, ensuring you find a solution that meets your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,431,089 in loans helping members manage their finances effectively. These cards provide a great way to build credit while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Users can trust that they are viewing accurate and relevant loan options tailored to their needs.

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