Servu Credit Union Alfred NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Servu, your trusted financial partner in the heart of Alfred, NY. Nestled at 180 N Main St, our branch has proudly served the community since 1956. With a commitment to providing exceptional services and support, we currently boast a robust membership of 37,849 individuals who rely on us for their banking needs. At Servu, we understand that every member's financial journey is unique. That's why we offer a wide range of products tailored just for you, from checking and savings accounts to various loan options including auto loans, mortgages, and personal loans. With total assets amounting to an impressive $469,252,670 and total deposits reaching $46,688,942, we are well-equipped to meet your financial needs. Our dedicated team of 123 employees, led by CEO Keith Orfanides and Board President Michael Harris, is here to ensure you receive personalized attention and expert advice at every turn. Whether you're walking into our branch or reaching out via phone at 607-587-8788, we are eager to assist you in achieving your financial goals. For any official correspondence, please note that our mailing address remains the same as our branch address: 180 N Main St, Alfred, NY 14802. Join us at Servu today visit our website at www.servucu.com or give us a call! Experience the difference of community-focused banking where your financial well-being is always our top priority.

Branch History & Mission

At Servu, located in the heart of Alfred, NY, we take pride in our rich history and commitment to serving our community. Since our opening in 1956, we've been dedicated to empowering individuals and families through personalized financial solutions. Our branch at 180 N Main St, Alfred, NY 14802, has become a trusted partner for nearly four decades and continues to grow alongside our valued members. Over the years, Servu has evolved significantly. From humble beginnings, we've grown to serve over 37,800 members with total assets reaching an impressive $469,252,670. This growth reflects our unwavering commitment to providing exceptional financial services while fostering strong relationships within the community. We understand that a credit union is more than just a place to bank; it's a place where lives are transformed through financial education and support. Our mission is clear: we strive to enhance the lives of our members by offering accessible financial products and services designed to meet their unique needs. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, we're here to help every step of the way. Furthermore, we believe in giving back to the community that has supported us throughout the years. Our partnerships with local organizations demonstrate our dedication to making a positive impact in Alfred and surrounding areas. While members can visit us at 180 N Main St for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing address. Our branch operates Monday through Friday from 9 AM to 5 PM and features convenient amenities such as ATM access and drive-thru banking for simple transactions. In this digital age, we also embrace technology with online banking services that make managing finances easier than ever. Members can enjoy mobile payments and e-statements all designed with user-friendly experiences in mind. At Servu, we invite you to join our family. Experience firsthand how we prioritize your financial well-being while nurturing our local community. Together, let's build a brighter future one member at a time! For any inquiries or assistance, feel free to reach out at (607) 587-8788 or visit us online at Servu's website.

Branch Location & Accessibility

Accessibility Features

We believe that banking should be accessible to everyone. Our facility is designed with ADA compliance in mind, featuring ramps and accessible entrances. Whether you're walking in or using our drive-thru service for quick transactions, we aim to provide a comfortable experience for all our members.

Convenient Location

Servu is conveniently situated near local landmarks that make it easy to find us. If you're in the area, you can easily pop over from nearby parks or shops. Plus, our branch offers ample parking for all members, ensuring a hassle-free visit.

Get in Touch

Have questions? Feel free to call us at 607-587-8788. We look forward to welcoming you into our branch soon! Visit us today and discover how Servu can support your financial journey.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM. Whether you need to deposit a check or inquire about loan options, our dedicated staff is ready to assist you during these hours.

Services Offered

At Servu, we offer an array of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 180 N Main St for their banking needs, official correspondence should be sent to the same address since it serves as both our branch and mailing address.

Member Eligibility

At Servu, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible to join us. We cherish our local connections and are excited to extend our services to individuals who share our community spirit. To ensure you meet all eligibility criteria, you can visit our detailed page here. Once you're ready to take this step, opening an account with us is a breeze! You can find all the information you need about starting your membership on our account opening page here. For any questions or assistance, feel free to call us at (607) 587-8788. Join us at 180 N Main St, Alfred, NY 14802, and start enjoying the many benefits of being part of the Servu family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the ability to accept payments effortlessly while focusing on running your business. Our merchant services provide just that, allowing you to process transactions smoothly and securely. This means more time for what matters most growing your business and serving your customers. If you're ready to take your business to the next level, visit us at 180 N Main St Alfred Ny 14802, Alfred, NY, or give us a call at (607) 587-8788. Let's work together to turn your business goals into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? With our ATM and cash withdrawal services, getting money is quick and easy. Plus, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days when every minute counts!

Business Banking Solutions

For local entrepreneurs, our business banking services include merchant services and business loans that support your growth ambitions. Imagine having access to the funds needed to expand operations or invest in new equipment all while receiving personalized service from people who understand the challenges small businesses face.

Convenience at Your Fingertips

At Servu, we understand that life can get hectic. That's why we focus on providing digital banking features like e-statements and mobile payments. You can send money to friends or family instantly through person-to-person payments, making splitting bills or sharing expenses easier than ever. If you're ready to explore how our services can help improve your financial well-being, don't hesitate to reach out! Give us a call at (607) 587-8788 or visit us at 180 N Main St Alfred Ny 14802 in Alfred, NY. We're here for all your banking needs!

Credit Cards with Rewards

Our credit cards with rewards are designed to give back every time you spend. Whether it's cash back on groceries or travel points for your next vacation, you can enjoy benefits that enhance your lifestyle while managing your expenses effectively.

Loans for Every Need

For those considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing options can make your dreams a reality. Picture driving away in your new car with manageable monthly payments tailored just for you. We also offer mortgage loans and refinancing to help you secure the perfect home or adjust your current mortgage for better terms. If you're facing unexpected expenses, our personal loans and debt consolidation services can provide the financial relief you need, simplifying your payments into one manageable monthly amount.

Personal Banking

Whether you're looking to open a checking or savings account, we have options designed to help you manage your money effectively. Imagine being able to set up automatic transfers from your checking account to savings, helping you reach your financial goals without even thinking about it. With our user-friendly online and mobile banking, you can check balances, pay bills, and transfer funds anytime, anywhere.

Digital & Online Banking

Convenient Access Anytime

With our 24/7 online banking services available at https://www.servucu.com/, you can check your balances, pay bills, and transfer funds without stepping foot in a branch. Whether you're at home or on the go, accessing your account is just a few clicks away. Plus, our user-friendly mobile application allows you to manage your finances right from your smartphone.

Effortless Money Management

Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends or family with just a few taps on your phone. And if you're looking for modern payment options, our mobile payments feature lets you make purchases directly from your device no wallet required! At Servu, we are committed to making banking simple and accessible for all our members. Embrace the future of banking with us and enjoy peace of mind knowing that you have everything you need right at your fingertips!

Secure Transactions Made Easy

Security is our top priority. We offer electronic signature authorization to simplify the process of signing important documents without the hassle of printing or mailing. You can trust that your information is protected while enjoying the convenience of e-statements. Say goodbye to paper clutter and hello to instant access to your financial statements whenever you need them.

Financial Strength

At Servu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable gives you peace of mind. Our financial data reflects our commitment to serving you well. With a net worth of $69,623,239, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of $1,484 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $58,693,230 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $67,205,502 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $6,807 in used auto loans and $331,786,182 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $0, while our Total Share Accounts reflect the trust placed in us by our community currently standing at 102,175. This shows a strong and growing member base that believes in what we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Servu is your trusted partner. Visit us at 180 N Main St Alfred Ny 14802 or call (607) 587-8788 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,681,934 in used vehicle loans and $30,885,630 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with the car you want.

Credit Lines

For those needing additional flexibility, our credit lines totaling $20,787,784 offer an easy way to access funds when unexpected expenses arise. This product allows you to borrow as needed, giving you peace of mind. If you're considering refinancing options or want to see if you're eligible for any of our products, feel free to reach out. You can contact us at (607) 587-8788, or visit us at our branch located at 180 N Main St Alfred Ny 14802 in Alfred, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals may be, we're here to help you find the right loan solution at Servu. Visit us today or explore our website for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,087,082, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team can guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,431,089 in loans helping members manage their finances effectively. These cards are designed to provide you with the purchasing power you need while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans. Each lender's information is verified to guarantee that users are accessing accurate data.

Servu