Service Plus Credit Union Moline IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Service Plus, where our commitment to our members goes beyond just banking it's about building a community. Located at 2110 53Rd St, Moline, IL 61265, we are proud to serve over 1,600 members with a variety of financial services tailored to meet your needs. Since our establishment in 1950, we have grown into a trusted partner in the financial journeys of our members, boasting total assets of $31,669,443 and total deposits of $2,480,846. At Service Plus, we understand that your financial health is essential. That's why we offer an array of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our dedicated team of 5 employees, led by CEO Kristine Kilburg and Board President Dale Adamson, is here to ensure you receive the best support possible. We take pride in our strong financial foundation with a net worth of $3,878,998 and cash in hand totaling $266,571. We also value transparency; for those seeking loans or financing solutions, we currently manage 930 loans and leases. This means we are equipped to help you make informed decisions about your finances. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to the same address: 2110 53rd St, Moline, IL 61265. Whether you're looking for guidance on a new loan or simply want to ask questions about your account, feel free to reach out by phone at (309) 736-2500. Join us at Service Plus today and experience the difference of being part of a credit union that truly cares about its members! Explore more about what we offer by visiting our website at service-pluscu.org. Your financial well-being is just a call or click away!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we are an integral part of the Moline area. Through partnerships with local organizations and various outreach programs, we strive to give back and support those in need. Our focus remains on building lasting relationships that foster trust and collaboration within our community. As we look toward the future, we invite you to join us on this journey. Experience firsthand the difference that comes from being part of Service Plus. Whether you're looking for personal banking solutions or seeking guidance on your financial goals, we're here for you every step of the way. For more information about becoming a member or exploring our services further, visit us online at Service Plus or call us at 309-736-2500. Together, let's build a brighter financial future!

Our Mission

At Service Plus, our mission is clear: we are dedicated to empowering our members through accessible financial services while actively contributing to the well-being of our community. We believe that when our members thrive, so does the community. Whether it's offering competitive rates on loans or engaging in local outreach initiatives, we are committed to making a positive impact. While you can visit us at our main office in Moline for all your banking needs including drive-thru service and ATM access official correspondence should be directed to 2110 53rd St, Moline, IL 61265 if different from the branch address.

Our Story

From humble beginnings more than seven decades ago, Service Plus has continuously adapted to meet the changing needs of our community. Our journey began with a vision: to create a financial institution focused on people rather than profit. Over the years, we've achieved numerous milestones expanding our services and enhancing member experiences. Today, we offer personal banking solutions including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In addition to traditional banking services, we have embraced digital advancements to make banking easier for our members. Our online banking platform allows for convenient access to accounts anytime, anywhere. Features such as mobile payments and e-statements are just a few examples of how we strive to meet modern banking expectations while ensuring compliance with ADA standards.

Branch Location & Accessibility

Banking Made Easy

Here at Service Plus, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Enjoy the convenience of our ATM services available on-site, along with basic drive-thru banking for deposits and withdrawals. While our main office is located at 2110 53Rd St, please note that any official correspondence should be sent to the same address as our mailing address is also 2110 53rd St, Moline, IL 61265.

Convenient Access and Features

At Service Plus, we understand that convenience is key. That's why our branch features ample parking and easy access points, ensuring that everyone can visit without hassle. We're proud to be ADA compliant, with ramps and accessible entrances to accommodate all members of our community. If you're looking for flexibility, our operating hours are designed with you in mind. We're open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 5:30 PM. For those busy Saturdays, we offer drive-thru service from 8:30 AM to 11:30 AM perfect for quick transactions while you're on the go!

Get In Touch!

We invite you to visit us or give us a call at 309-736-2500 if you have any questions or need assistance. Our dedicated team is ready to help you navigate your financial journey with ease. Discover how Service Plus can make banking not just simple but enjoyable!

Member Eligibility

At Service Plus, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Moline area or surrounding communities, you're likely eligible to join us. Our commitment is to serve our members with a range of financial products tailored to your needs. For more detailed information on eligibility criteria, feel free to check out our resource at this link. Once you're ready to take the next step, opening an account with us is a breeze! Just give us a call at (309) 736-2500, and our friendly team will guide you through the process. We're here to make your banking experience enjoyable and accessible, helping you build a brighter financial future right from our branch at 2110 53Rd St Moline Il 61265. Join us today and enjoy the many benefits that come with being part of the Service Plus family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! Our merchant services make transactions smoother, allowing you to focus on what you do best running your business. Picture this: quick payment processing, easy access to funds, and the tools you need to manage your sales effectively. That's the kind of support that helps you thrive in today's competitive market. Visit us at 2110 53Rd St Moline Il 61265 in Moline, IL or give us a call at (309) 736-2500 to learn more about how we can help your business grow!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services allow you to make withdrawals and check balances with ease. If you prefer face-to-face interactions but have limited time, our drive-thru banking offers simple transactions like deposits and withdrawals without leaving your car. At Service Plus, we strive to be more than just a financial institution; we aim to be a partner in your financial success. Whether you're in Moline or just passing through, feel free to stop by or call us at 309-736-2500 if you have any questions about our services or would like assistance in choosing the right products for your needs. Come visit us today at 2110 53Rd St we're here to serve you!

Business Banking

For local businesses looking to thrive, Service Plus provides specialized business banking services including merchant services and business loans. We understand the unique challenges small businesses face and are here to help you grow with tailored financial support.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier. Our secure online platform ensures that all your transactions are safe while giving you the flexibility you need.

Personal Banking

When it comes to managing your everyday finances, our personal banking services have you covered. We offer checking and savings accounts that cater to various lifestyles and goals. Whether you're saving for a special occasion or need a reliable account for daily transactions, our accounts come with features that help you manage your money effectively. In addition, if you're considering a new vehicle or want to refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. For those larger investments like buying a home, we also offer mortgage loans and refinancing solutions tailored to fit your needs. If life presents unexpected expenses, our personal loans and debt consolidation options can provide the relief you need. Plus, don't forget about our credit cards with rewards perfect for earning benefits on your everyday purchases!

Digital & Online Banking

Convenient Features

We also offer features like electronic signature authorization, which means you can sign documents securely without needing to visit a branch. Plus, our e-statements provide an eco-friendly way to keep track of your transactions without the clutter of paper statements available whenever you need them! Want to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family in moments. And if you're looking for a quick way to pay for everyday purchases, our mobile payments option lets you tap and pay securely at participating retailers. At Service Plus, we prioritize your security. All online transactions are protected with advanced encryption technology, ensuring that your personal information remains safe while you enjoy the convenience of digital banking. Join us today and experience hassle-free banking that fits into your lifestyle! Whether you're at home or on the move, Service Plus has the tools you need for effective financial management.

Mobile Application

For those who prefer banking on the go, our mobile application makes it easy to manage your accounts right from your smartphone. Available for download now, this app gives you the power to make transactions, deposit checks using your camera, and even set up alerts so you never miss important updates about your accounts.

Online Banking Services

Our online banking platform is available 24/7 at https://www.service-pluscu.org/ , allowing you to check your account balance, transfer funds, and pay bills whenever it suits you. No more rushing to the branch before closing time! Whether it's early morning or late at night, you're always in charge of your financial activities.

Financial Strength

A Solid Foundation

With a net worth of $3,878,998, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,225 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member Savings Security

Members' savings are secured through $8,197,407 in share certificates and $4,172,612 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,453 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $3,323,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $246 in used auto loans and $19,295,434 in total loans and leases.

Trustworthy Growth

Total Share and Deposit Accounts stand at 3,646, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, reinforcing our position as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service Plus is your trusted partner. Visit us at 2110 53Rd St Moline Il 61265 or call (309) 736-2500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,781,953 in used vehicle loans and $1,513,484 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles to fit your budget and lifestyle.

Credit Lines

If you need additional flexibility in managing your finances, consider our credit lines totaling $1,000,000. This product can provide peace of mind knowing you have access to funds when needed. For those interested in refinancing options or checking eligibility for any of our loan products, we invite you to visit us or check out our membership application online at Service Plus. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. To learn more about how our loan products can work for you or if you have any questions, please give us a call at (309) 736-2500. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,569,642, make buying or refinancing simple. We offer competitive rates and terms designed to make the process easier for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $743,143 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without the hassle of securing collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh is in assisting users with their loan searches. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: NCUA), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the loan comparisons presented are legitimate and current.

SERVICE PLUS CREDIT UNION - Moline, IL