Service One Credit Union Hopkinsville KY | Best Auto Loans & Business Banking

Introduction

Call to Action

If you're ready to experience personalized service and financial solutions tailored for you, don't hesitate to reach out! Call us at 270-796-8500 or visit us online at Service One to learn more about how we can assist you today. Your journey towards financial empowerment starts here!

Community Commitment

Our team of 67 employees, led by CEO Rebecca Stone and Board President J. Pat Stewart, is committed to making a positive impact in Hopkinsville. We are proud to offer a variety of services including personal banking, auto loans, mortgage refinancing, and more all designed with you in mind. With total deposits reaching $15,831,817 and a net worth of $23,423,233, you can trust that your finances are in capable hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 51770, Bowling Green, KY 42102-6770.

Branch History & Mission

Welcome to the Service One Credit Union, proudly serving the Hopkinsville community since 1963. Our journey began with a small group of dedicated individuals who believed in the power of community and financial cooperation. Over the years, we have grown into a trusted institution, now boasting over 17,000 members and total assets exceeding $276 million. Located at 120 Griffin Bell Dr, Hopkinsville, KY 42240, our branch has become a cornerstone for local families and businesses alike. We're not just about numbers; we're about people. Our mission is to provide accessible financial services while fostering growth and support within our community. We understand that life can be unpredictable, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to our members goes beyond traditional banking. We strive to be a resource for financial education and empowerment, helping you make informed decisions about your finances. We also ensure that our services are easily accessible with features such as ATM availability and drive-thru banking options. While you can visit us at our branch location, if you need to send official correspondence, please use our mailing address: PO Box 51770, Bowling Green, KY 42102-6770. At Service One Credit Union, we believe in giving back to the community that supports us. Through various partnerships and outreach programs, we actively engage in initiatives that uplift local residents and promote economic development in the area. As we look ahead to the future, we continue to embrace digital advancements that enhance your banking experience while ensuring compliance with ADA standards for accessibility. Our focus remains on providing personalized service tailored to meet your needs. Join us today and discover how Service One Credit Union can support you on your financial journey. Whether you're looking to open an account or apply for a loan, we're here to help every step of the way. Visit us or call us at 270-796-8500 to learn more about becoming a member!

Branch Location & Accessibility

Banking Services

At Service One, we provide a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with both ATM access and drive-thru banking available, managing your finances has never been easier. While members can visit us at 120 Griffin Bell Dr Hopkinsville Ky 42240, official correspondence should be sent to PO Box 51770 in Bowling Green if needed. Feel free to reach out at 270-796-8500 with any questions or just stop by we're excited to help you achieve your financial goals!

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to stop by before or after work. Whether you're looking to open an account, apply for a loan, or simply ask questions, our dedicated team is ready to assist.

Parking and Accessibility

We understand how important it is for our members to have hassle-free access. That's why we offer ample parking right outside our branch. For those with mobility challenges, you'll find that our facilities are ADA compliant, featuring ramps for easy entry.

Member Eligibility

At Service One, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and rewarding! If you live, work, or worship in the area around 120 Griffin Bell Dr Hopkinsville Ky 42240, you're already eligible to join us. We welcome individuals from all walks of life, ensuring that our membership reflects the diverse needs of our community. For more detailed eligibility criteria, feel free to check out this link. Once you're ready to take the next step, opening an account is easy. Just give us a call at (270) 796-8500, and our friendly team will guide you through the process. At Service One, we offer not just financial services but also a sense of belonging and support. We look forward to having you as part of our family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to streamline daily operations. Whether it's processing payments or managing cash flow, our services help you focus on what you do best running your business. Located at 120 Griffin Bell Dr Hopkinsville Ky 42240 in Hopkinsville, KY, we're here to help you take your business to the next level. Reach out today at (270) 796-8500, and let's discuss how we can support your goals!

Tailored Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $139 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,529,332, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Take advantage of our ATM services available at various locations. Our ATMs allow for quick withdrawals and balance checks whenever you need them.

Auto Loans & Vehicle Financing

If you're considering buying a new car, our auto loans and vehicle financing can help you get behind the wheel sooner. We offer flexible terms and competitive rates tailored to fit your budget, making it easier for you to drive away in the vehicle you want without breaking the bank.

Business Banking

For business owners, we provide comprehensive business banking services including merchant services and business loans. We're committed to helping local businesses thrive by offering financial solutions that suit their unique operations.

Credit Cards with Rewards

Our credit cards come with rewards that allow you to earn points for everyday purchases. Whether it's dining out or shopping for essentials, you'll benefit from cashback or travel rewards while managing your expenses effectively.

Drive-Thru Banking

For those who prefer face-to-face interactions without leaving their vehicle, our drive-thru banking offers an efficient way to handle deposits, withdrawals, and other simple transactions. At Service One, we pride ourselves on being more than just a financial institution; we are a partner in your journey towards financial success. If you're ready to learn more about how we can assist with any of these services or want to discuss how we can meet your specific needs, give us a call at (270) 796-8500 or visit us at 120 Griffin Bell Dr Hopkinsville Ky 42240. Let's work together towards achieving your financial goals!

Mortgage Loans & Refinancing

Looking to buy a home or refinance an existing mortgage? We provide mortgage loans with attractive rates and personalized service. Our knowledgeable staff will guide you through the process, ensuring that you find the right loan option that meets your needs. Picture yourself settling into your new home with confidence, knowing you've made a smart financial choice.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking services, managing your accounts is easier than ever. Check balances, transfer funds, pay bills, and even send money to friends all from the comfort of your home or on-the-go.

Personal Banking

Managing your money shouldn't be complicated. That's why we offer a variety of personal banking options including checking and savings accounts that make it easy to keep track of your finances. Imagine having a checking account that not only provides easy access to your funds but also helps you save for that dream vacation or new home. Our savings accounts come with competitive interest rates, giving you more reasons to save.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to help when you need extra cash for emergencies or projects. Additionally, if you're juggling multiple debts, consider our debt consolidation options to simplify payments and reduce stress.

Digital & Online Banking

Key Features

Our online platform is not just user-friendly but also packed with features that enhance your experience. You can sign documents securely with electronic signature authorization, eliminating the hassle of printing and mailing forms. Plus, enjoy the convenience of e-statements, which allows you to receive your bank statements electronically, reducing paper clutter and providing quick access to your financial information. If you're on the go, our mobile application makes it even simpler to manage your accounts from your smartphone. You can set up person-to-person transfers easily, letting you send money to friends or family without any hassle. While we currently do not support mobile payments, our app provides robust tools for tracking and managing your spending.

Safety and Accessibility

Your security is our top priority. Our online banking services are built with advanced security measures to keep your information safe while ensuring that accessing your accounts is straightforward and stress-free. Whether you're at home or out running errands, we provide reliable access to your financial details in real time. At Service One, we're committed to making banking accessible for everyone. Our digital services are designed to provide convenience without sacrificing security, so you can focus on what really matters your life!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 31,327, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the trust you've placed in us as your financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service One is your trusted partner. Visit us at 120 Griffin Bell Dr Hopkinsville Ky 42240 or call (270) 796-8500 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $433,223 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $22,245,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,757 in used auto loans and $222,279,456 in total loans and leases.

Secured Savings for Members

Members' savings are secured through $65,168,059 in share certificates and $8,025,072 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,296,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth and Financial Health

With a net worth of $23,423,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $845 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,229,835 in used vehicle loans and $7,011,585 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan for better rates or terms, we can assist with that as well.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,876,072 in loans helping members manage their finances effectively. These cards come with various benefits designed to make spending easier and more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,589,569, make buying or refinancing simple. We aim to guide you through every step of the process to ensure you feel confident in your decision.

Other Loan Options

In addition to auto and mortgage loans, we provide credit lines totaling $81,344,392, offering you the flexibility and convenience needed for unexpected expenses or planned purchases. For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $1,529,332 are designed specifically for that purpose. To learn more about eligibility or start your membership with us today, visit here. You can also reach us at (270) 796-8500 or visit our branch located at 120 Griffin Bell Dr Hopkinsville Ky 42240 during our operating hours from Monday to Friday between 8:00 AM and 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Service One, we're committed to helping you navigate your borrowing needs efficiently and effectively. Reach out today we're here for you!

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SERVICE ONE CREDIT UNION - Hopkinsville, KY