Service One Credit Union Bowling Green KY | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Service One, your trusted financial partner located at 1609 Campbell Ln, Bowling Green, KY 42104. Established in 1963, we have proudly served our community for decades, building a strong foundation of trust and reliability among our 17,166 members. Our commitment to your financial well-being is reflected in our impressive total assets of $276,712,172 and robust total deposits amounting to $15,831,817. At Service One, we believe that every member deserves personalized attention and exceptional service. Under the leadership of our CEO, Rebecca Stone, and Board President, J. Pat Stewart, our dedicated team of 67 employees works tirelessly to provide a range of services tailored to meet your needs from personal banking and auto loans to mortgage financing and business banking solutions. While you can visit us at our convenient branch location, official correspondence should be sent to our mailing address: PO Box 51770, Bowling Green, KY 42102-6770. Whether you are looking to secure a new auto loan or open a savings account, we invite you to explore the variety of options available at Service One. With a net worth of $23,423,233 and cash in hand totaling $2,770,487, we are well-equipped to support our members' financial journeys. Join us today and experience the difference that comes with being part of a community-focused credit union. For inquiries or assistance, feel free to reach out at (270) 796-8500 or visit our website at www.socu.com. Your financial future starts here!

Branch History & Mission

Service One has a rich legacy that dates back to its opening in 1963, right here in Bowling Green, Kentucky. From humble beginnings, we have grown into a trusted financial partner for over 17,000 members, offering a wide range of services that include personal banking, auto loans, mortgages, and more. Our branch is conveniently located at 1609 Campbell Ln, Bowling Green, KY 42104, easily accessible for anyone looking to take charge of their financial future. Over the years, Service One has consistently evolved to meet the changing needs of our community. We proudly manage total assets of $276,712,172 and are committed to providing exceptional service and support to our members. Our mission is clear: to empower our members through quality financial solutions while fostering a spirit of community engagement and collaboration. At Service One, we believe in making banking accessible for everyone. That's why we offer convenient operating hours Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 1 PM for drive-thru service. We also ensure that our services are available around the clock with ATM access for quick cash withdrawals and balance checks. Our mission goes beyond just providing financial services. We aim to be a pillar in the Bowling Green community by participating in various outreach programs and partnerships that help improve the lives of those around us. We strive to create a welcoming environment where every member feels valued and supported. For those who may need to send official correspondence, please note that while you can visit us at our branch address, you can also reach us at PO Box 51770, Bowling Green, KY 42102-6770 if needed. Join us at Service One today! Experience not only the benefits of our financial products but also the warmth of a community-focused credit union dedicated to your success. For more information or to start your membership journey, visit us online at Service One or call us at (270) 796-8500. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Service One, we strive to ensure that everyone can visit us without any hassle. Our branch features ADA-compliant access points, including ramps and spacious parking options right outside the entrance. Whether you're coming in for a quick transaction or need assistance with your accounts, our welcoming staff is here to help.

Operating Hours

We understand that life gets busy, which is why we're open Monday through Friday from 8 AM to 5 PM, with special drive-thru hours on Saturdays from 8 AM to 1 PM. This flexibility allows you to choose a time that works best for you. You can reach us at 270-796-8500 if you have any questions before your visit.

Services Offered

Service One offers a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. Plus, our convenient ATM access means you can withdraw cash or check your balance anytime during operating hours. While members can visit us at our physical location, please note that official correspondence should be sent to PO Box 51770, Bowling Green, KY 42102-6770 if different from our branch address. We invite you to drop by Service One today! Our team is eager to assist you with all your banking needs. Whether you're looking for a new loan or simply want to chat about your financial goals, we're here for you!

Member Eligibility

At Service One, we believe that becoming a member is like joining a welcoming family where your financial well-being is our top priority. If you live, work, or worship in the Bowling Green area, you're likely eligible to join us! We also welcome family members of existing members, which makes it even easier for loved ones to benefit from our services. To get more details on eligibility criteria, feel free to check out our website at http://www.socu.com/start-your-membership . Opening an account is a breeze! You can easily start the process online or give us a call at (270) 796-8500 if you have any questions. Our friendly team is here to guide you every step of the way as you take this exciting step towards better banking with Service One. We're looking forward to having you as part of our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $139 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,529,332, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies your payment processes while enhancing customer experience. Our merchant services allow you to accept payments easily, whether in-store or online. This flexibility means you can focus on what matters most running your business smoothly. Located at 1609 Campbell Ln Bowling Green Ky 42104 in Bowling Green, KY, we invite you to discover how our business banking services can empower your entrepreneurial journey. For more information, contact us at (270) 796-8500 or visit our website at Campbell Ln Office.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we understand the importance of having reliable banking solutions. Our business banking services include merchant services and business loans designed to help your company thrive. With us, you can focus on what really matters growing your business.

Call Us Today!

At Service One, we're here to support all your financial needs with a friendly face and expert guidance. Reach out today at (270) 796-8500 or visit us online at Campbell Ln Office to learn more about how we can serve you better. Your financial wellness is our priority!

Convenient Access Options

We know that flexibility is key when it comes to banking. That's why we provide various access options such as ATM services for cash withdrawals and balance checks. Additionally, our drive-thru service allows you to conduct simple transactions without leaving your vehicle perfect for busy days!

Credit Cards with Rewards

Shopping is more rewarding with our credit cards! Enjoy benefits like cashback and points on everyday purchases. This means every dollar spent brings you closer to rewards that can enhance your lifestyle, whether it's travel perks or discounts on future purchases.

Loans for Every Need

When life calls for extra support, our loan options are here to assist you. We provide auto loans and vehicle financing, making it easier than ever to get behind the wheel of your next car. If you're looking to buy a home or refinance an existing mortgage, our mortgage loans offer competitive rates and friendly terms. And for those unexpected expenses, our personal loans can help you consolidate debt or cover emergencies without breaking the bank.

Personal Banking

Starting with our personal banking services, we offer both checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a dream vacation or just want a secure place for your daily funds, our accounts come with features designed for convenience and flexibility. Imagine having quick access to your money through our online and mobile banking platforms! You can check balances, transfer funds, and manage your accounts from anywhere.

Digital & Online Banking

E-Statements and Mobile Access

Say goodbye to paper clutter! Enjoy the convenience of e-statements, which provide a quick and easy way to access your financial information right from your email. For those who prefer banking on their smartphones, our mobile application gives you the power to manage your accounts directly from your device.

Online Banking Services

Our 24/7 online banking services allow you to check balances, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, you have complete control over your accounts. Plus, with features like electronic signature authorization, you can sign documents quickly and securely without needing to visit a branch.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it simple. Just link your account, and you can send money instantly with ease. This means no more waiting for checks to clear or dealing with cash just smooth transactions whenever you need them. With all these tools at your fingertips, managing your finances has never been simpler. At Service One, we are committed to providing you with secure and accessible banking solutions tailored to fit your lifestyle. Visit us today at https://www.socu.com/ and experience the convenience of digital banking!

Financial Strength

Growing Membership Base

With 31,327 total share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further demonstrating our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service One is your trusted partner. Visit us at 1609 Campbell Ln Bowling Green Ky 42104 or call (270) 796-8500 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

Our commitment to your financial well-being is reflected in our $22,245,342 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,757 in used auto loans and $222,279,456 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Your savings are important to us. Members' funds are secured through $65,168,059 in share certificates and $8,025,072 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,296,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $433,223 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $23,423,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $845 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $36,229,835 in used vehicle loans and $7,011,585 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $1,529,332 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to providing solutions that work for you. At Service One located at 1609 Campbell Ln Bowling Green KY 42104, we prioritize transparency and accessibility in all our financial products. Interested in learning more about eligibility options or refinancing? Visit us or give us a call at 270-796-8500. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,876,072 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can help you save even more while making everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $21,589,569, we aim to support our members through every step of their journey to owning a home. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to guide you.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing accurate and reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users can confidently explore options without worrying about hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With LendMesh, you won't miss out on competitive rates that can save you money. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective the platform is in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SERVICE ONE CREDIT UNION