SERVICE FIRST FEDERAL CREDIT UNION

At Service First, we believe that financial growth begins with strong community ties and personalized service. Located at 3600 S Kiwanis Ave, Sioux Falls, SD 57105, our branch has been serving our members since 1934, establishing a legacy of trust and support in the heart of the community. With a dedicated team of 62 employees led by our CEO, Travis Kasten, and Board President, Kyle Scholten, we are committed to providing exceptional banking experiences tailored to your needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address. As a member-focused credit union, we proudly serve over 17,455 members and manage total assets of approximately $200,051,859. Our commitment to helping you achieve your financial goals is reflected in our wide range of services from personal banking solutions like checking and savings accounts to auto loans and business financing. With total deposits reaching $26,004,201 and a net worth of $17,178,082, Service First is not just about numbers; it's about creating lasting relationships with our members. We understand that each financial journey is unique, which is why we offer personalized guidance every step of the way. We invite you to explore what makes us different. Whether you're looking for a new auto loan or seeking advice on managing your finances, we're here to help. Don't hesitate to reach out to us at 605-357-8085 or visit our website at servicefirstfcu.org to learn more about how we can assist you on your financial journey. Your future starts here!

At Service First, our story began in 1934, a year that marked the start of a journey dedicated to serving the community of Sioux Falls, SD. From humble beginnings, we have grown into a trusted financial institution with a proud legacy that spans decades. Today, we are located at 3600 S Kiwanis Ave, right in the heart of Sioux Falls. This accessible location ensures that our members can easily visit us for their banking needs. Over the years, Service First has achieved significant milestones and built strong relationships within our community. With a total membership of over 17,455 individuals and total assets amounting to $200,051,859, we have become a cornerstone for those seeking reliable financial services. Our mission is clear: to empower our members through personalized banking solutions while fostering a supportive environment that gives back to the community. Our operating hours are designed to accommodate busy lifestyles: Monday through Friday from 9:00 AM to 4:30 PM for lobby services and extended drive-thru hours from 8:00 AM to 5:30 PM. We also offer Saturday services from 9:00 AM to 1:00 PM. While members can visit us at our branch address for transactions and inquiries, official correspondence should be sent to our mailing address at 3600 South Kiwanis Avenue, Sioux Falls, SD 57105. Service First is committed not only to providing exceptional financial services but also to enhancing the quality of life in Sioux Falls through various outreach programs and partnerships. We understand that our success is tied directly to the well-being of our community. This belief drives us as we strive to create opportunities and support local initiatives. In addition to traditional banking products like checking accounts and auto loans, we embrace technology with online banking and mobile payment options. Our ADA-compliant facilities ensure everyone has access to our services without barriers. We take pride in offering simple yet effective solutions tailored to meet the diverse needs of our members. If you're looking for a credit union that prioritizes people over profits while being deeply rooted in the community, we invite you to join Service First. Experience firsthand how we can help you achieve your financial goals while making a positive impact on those around us. For more information or to become a member today, give us a call at 605-357-8085 or visit our website. Together, let's build a brighter future!

Becoming a member of Service First feels like joining a family where everyone supports each other in achieving their financial goals. If you live, work, worship, or attend school in Minnehaha County, or if you're a family member of someone who does, you're already on the right track to becoming part of our community! We believe in making banking accessible and friendly, which is why we invite you to explore all the benefits that come with membership like lower fees, competitive loan rates, and personalized service. To find out more about eligibility details and ensure you meet the criteria, feel free to visit our website at http://www.servicefirstfcu.org/membership . Once you're ready to take the next step towards joining us at Service First, opening an account is simple! Just head over to http://www.servicefirstfcu.org/apply for straightforward instructions on how to get started. If you have any questions along the way, don't hesitate to call us at (605) 357-8085. We can't wait to welcome you into our community at 3600 S Kiwanis Ave Sioux Falls Sd 57105!

At Service First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable partner for your financial needs is crucial. That's why we are proud to share our strong financial position with you. With a net worth of $17,178,082, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 859% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,752,231 in share certificates and $8,972,842 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,557,875 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident; with $126,353,463 in total loans and leases and $3,699 in used auto loans, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $620,207, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With 12,931,196 in net shares available for lending and investments and a strong member base represented by 28,775 total share accounts, Service First stands out as a trusted partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service First is your trusted partner. Visit us at 3600 S Kiwanis Ave Sioux Falls SD 57105 or call 605-357-8085 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.