Service Credit Union Somersworth NH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Service, your trusted financial partner in the heart of Somersworth, NH! Located at 59 Waltons Way, our branch has been serving the community since 1957 with a strong commitment to providing exceptional banking services tailored to your needs. With over 360,000 members and total assets exceeding $5.7 billion, we pride ourselves on being a cornerstone of financial stability in our area. At Service, we understand that every member has unique financial goals. That's why we offer a wide range of products from checking and savings accounts to auto loans and mortgage options ensuring you have the tools to achieve your dreams. Our total deposits stand at a robust $192,494,435, reflecting the trust our members place in us. Our dedicated team of 983 employees is led by CEO David Araujo and Board President Susan Desjardins, who work tirelessly to foster an environment where members feel valued and supported. We believe in building long-lasting relationships with our members, which is evident in our personalized service approach. While you can visit us directly at our Somersworth location, any official correspondence should be directed to the same address: 59 Waltons Way, Somersworth, NH 03878. If you have questions or need assistance, don't hesitate to reach out at 603-692-5435 during our operating hours: Monday through Friday from 9 AM to 7 PM, Saturday from 10 AM to 5 PM, and Sunday from 11 AM to 2 PM. Join us at Service for all your banking needs and experience the difference that comes from being part of a credit union that truly cares about its community! For more information about our services or how to become a member, visit us online at servicecu.org.

Branch History & Mission

At Service, we take pride in our rich legacy and commitment to the community since our inception in 1957. Located at 59 Waltons Way in Somersworth, NH, our branch has grown from humble beginnings to become a trusted financial partner for over 360,000 members. With total assets exceeding $5.7 billion, we have worked tirelessly to provide exceptional services that cater to the diverse needs of our members. Our mission is simple yet profound: to empower our members by providing affordable financial services while actively supporting and enriching the communities we serve. We believe that financial stability is not just about numbers; it's about fostering relationships and creating opportunities for growth. Whether it's through personal banking options like checking accounts, auto loans, or mortgages, or business services tailored for local enterprises, our goal is to help everyone achieve their financial dreams. As a member-focused credit union, we continuously seek ways to improve and adapt to the changing needs of our community. Our digital advancements ensure that services like online banking and mobile payments are accessible and user-friendly. We also comply with ADA standards to ensure everyone can access our services with ease. In addition to offering a wide range of financial products, Service is deeply committed to giving back. We engage in various community outreach efforts and partnerships that strengthen ties with local organizations. By supporting initiatives that benefit education, health, and social welfare, we strive to make a real difference beyond just banking. While members can visit us at 59 Waltons Way for all their banking needs, official correspondence should be sent to the same address. Our operating hours are convenient: Monday through Friday from 9 AM to 7 PM, Saturday from 10 AM to 5 PM, and Sunday from 11 AM to 2 PM. At Service Credit Union, you're not just a number; you're family. Join us today and experience the benefits of membership firsthand. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 603-692-5435 or explore our website at servicecu.org.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our location features ADA-compliant entrances and ramps to make your visit smooth and hassle-free. Parking is readily available, so you can easily find a spot close to the entrance.

Operating Hours

We understand that life gets busy! That's why we offer flexible hours to accommodate your schedule. You can visit us Monday through Friday from 9 AM to 7 PM, Saturday from 10 AM to 5 PM, and Sunday from 11 AM to 2 PM. Whether you're stopping by before work or during the weekend, we're here for you!

Services Offered

At Service, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. We also provide online and mobile banking solutions for those who prefer managing their finances on the go. Plus, our ATM is available for quick cash withdrawals and balance checks. If you're in the area or just passing through, we invite you to stop by and experience our welcoming atmosphere firsthand. Have questions? Don't hesitate to call us at 603-692-5435. We look forward to serving you!

Member Eligibility

At Service, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in our local area or have family members who are already part of our credit union, you're likely eligible to join us. We focus on building relationships and empowering our members, which means you'll enjoy personalized service and a range of financial products tailored just for you. To learn more about the specific eligibility criteria, feel free to visit our website at https://servicecu.org/about-us/become-a-member/. Once you're ready to take the next step toward membership, opening an account is quick and easy! Just head over to https://app.loanspq.com/apply.aspx?lenderref=scu6916&list=ccplvlstcb to get started. If you have any questions or need assistance, don't hesitate to give us a call at (603) 692-5435. We're here to help you every step of the way! Join us at Service located at 59 Waltons Way Somersworth Nh 03878, and experience the difference of being part of our community-focused credit union.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your operations. Imagine having a reliable payment processing system that allows you to accept various forms of payment effortlessly. Our services ensure that you can focus on what matters most growing your business while we handle the transactions smoothly. Visit us at 59 Waltons Way Somersworth Nh 03878, Somersworth, NH 3,878, or call us at (603) 692-5435 to learn more about how our business banking solutions can empower your enterprise. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Connect with Us

Whether you're a first-time member or a long-standing part of our family at Service, we invite you to explore all the ways we can assist you financially. Don't hesitate to reach out via phone at (603) 692-5435 if you have questions about any of our services or need assistance setting up an account. Join us today at Somersworth In-store Branch, where your financial well-being is our priority! Visit us in person or check out more information on our website: Service Credit Union.

Credit Cards and Business Banking

At Service, we believe in rewarding our members. That's why we offer credit cards with rewards that allow you to earn points on every purchase. These rewards can be redeemed for travel, merchandise, or even cash back whatever fits your lifestyle best! For small business owners, we provide robust business banking options, including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we're here to support you with the financial tools necessary for success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our comprehensive online and mobile banking services allow you to manage your accounts from anywhere at any time. With features like person-to-person payments and e-statements, keeping track of your finances has never been easier. Need cash? Our ATM services enable quick withdrawals and balance checks without any hassle. Plus, with our commitment to security through electronic signature authentication, you can feel confident conducting transactions online.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking services stand out. We offer various checking and savings accounts designed for both short-term needs and long-term goals. For those considering a new vehicle or wanting to upgrade, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank. If you're thinking about purchasing a home or refinancing your current mortgage, look no further! Our mortgage loans and refinancing solutions are tailored to suit different budgets and circumstances, making the process smoother than ever. Additionally, we provide personal loans and debt consolidation services that can help you streamline your expenses and gain financial freedom.

Digital & Online Banking

Key Features

One of the standout features is our person-to-person transfer option. This lets you send money quickly to friends or family without any hassle. It's perfect for splitting bills or sending a gift! Additionally, with electronic signature authorization available at Service, signing documents has never been easier or more secure. You also have the option to enroll in e-statements, which means you'll receive your account statements electronically. This helps keep your personal information safe while reducing paper waste an eco-friendly choice! If you're interested in making purchases directly from your phone, our mobile payments feature allows you to do just that. Simply link your accounts and enjoy the ease of contactless transactions.

Security and Support

We prioritize your security above all else. Our online banking system employs advanced security measures to protect your personal information and financial data. You can bank with peace of mind knowing that we're committed to keeping your accounts safe. With all these features combined, managing your money becomes effortless at Service. Whether you're at home or on the move, take control of your finances whenever you need to. For more details on how to get started with our digital banking services, visit us today at https://servicecu.org/!

Financial Strength

A Solid Foundation

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Service

Our operational efficiency is reflected in our $15,538,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts stand at 780,113, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 59 Waltons Way Somersworth Nh 03878 or call (603) 692-5435 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $69,897 in used auto loans and $4,669,873,346 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or change their loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or need funds for existing projects, our team is here to assist you. At Service, we're dedicated to providing personalized service. If you're interested in applying for any of our loan products or want to learn more about refinancing options and eligibility requirements, feel free to reach out at (603) 692-5435 or visit us at 59 Waltons Way Somersworth Nh 03878 in Somersworth, NH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We help guide you through every step of the process, ensuring that you find a solution that fits your budget and needs.

Unsecured Credit Card Loans

Managing finances can be challenging, but our flexible terms on unsecured credit card loans can help. With a total of $132,140,205 in loans available, we support members in effectively managing their expenses while enjoying added benefits like rewards programs.

Loan Aggregator

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SERVICE FEDERAL CREDIT UNION - Somersworth, NH

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