Service Credit Union Somersworth NH | Quick Personal Loans & ATM Access

Introduction

Welcome to Service at our Somersworth Branch Office, located at 15 Penny Ln, Somersworth, NH 03878! With a proud history since 1957, we've dedicated ourselves to fostering community and enhancing the financial well-being of our members. Our commitment is reflected in our impressive membership base of over 360,846 individuals who trust us with their financial needs. At Service, we understand that every member's journey is unique. That's why we offer a wide range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage financing, we are here to help. Our total assets stand strong at an impressive $5,717,610,074, ensuring that your money is in safe hands. You'll find our friendly team ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. Feel free to reach out at 603-692-5620 for any inquiries or assistance. While you can visit us at our Somersworth location for all your banking needs, official correspondence should be sent to the same address. Our leadership team, including CEO David Araujo and Board President Susan Desjardins, are committed to upholding our values of trust and service excellence. With total deposits of $192,494,435 and a net worth of $684,943,916, we are well-positioned to support your financial aspirations. We also take pride in maintaining a healthy cash reserve of $32,178,090, allowing us to serve you better. Join us today as we continue to make a positive impact in our community! Visit us or call for more information about how we can help you achieve your financial goals. For more details about our offerings and membership eligibility, explore our website at Service Credit Union. Your journey towards better financial health begins here!

Branch History & Mission

Join Us

We invite you to become part of our growing family at Service. Experience firsthand how we can assist you in achieving your financial goals while being an integral part of a supportive community. For inquiries or assistance, feel free to reach us at 603-692-5620 during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. Join us today and discover how Service can help you thrive financially!

Our Journey

Our journey began with a simple mission: to provide accessible financial services that empower our members. As we evolved, we embraced advancements in technology while ensuring that our services remained personal and community-focused. From traditional banking methods to modern digital solutions like online banking and mobile payments, we strive to meet the needs of our members in every aspect of their financial lives. We take pride in offering various services including personal banking options, auto loans, mortgages, and business banking solutions. The introduction of features like e-statements and mobile applications has made managing finances easier for our members. Additionally, our commitment to accessibility is evident through ADA-compliant facilities and shared service centers that expand our reach.

Our Mission

At Service, our mission is not just about providing financial services; it's about building lasting relationships with our community. We believe in giving back and supporting local initiatives that make Somersworth a better place for everyone. Our outreach programs focus on education, financial literacy, and community development ensuring that we contribute positively to the lives of those we serve. While members can visit us at 15 Penny Ln, official correspondence should be sent to the same address for consistency and ease. We are also excited to offer convenient drive-thru banking and ATM access for those on the go.

Branch Location & Accessibility

Convenient Access

Situated near local landmarks, our branch is easily accessible and offers ample parking for your convenience. If you prefer not to come inside, we also provide drive-thru banking options for quick deposits and withdrawals. Plus, our ATM is available 24/7 for those times when you need cash after hours.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. Whether you have a busy schedule during the week or prefer weekend banking, we strive to accommodate your needs. While members can visit us at 15 Penny Ln, official correspondence should be sent to the same address. For any inquiries or additional assistance, feel free to give us a call at 603-692-5620. We invite you to stop by and experience the community-focused service that makes Service branch a trusted choice for your financial needs!

Welcoming Environment

Inside, you'll find a welcoming atmosphere where our team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. We are proud to offer shared service center access as well, allowing members of partner credit unions to conduct basic transactions right here.

Member Eligibility

At Service, we believe that joining our community is a step toward greater financial well-being, and we're excited to welcome you! To become a member, you'll find that eligibility is straightforward and inclusive. If you live, work, worship, or attend school in the area, or if you're related to someone who does, you can easily join us. This means many people in our community can enjoy the benefits of membership from competitive rates on loans to personalized service that puts your needs first. For detailed information about eligibility criteria, check out our page at https://servicecu.org/about-us/become-a-member/ . Ready to take the next step? Opening an account with us is a breeze! You can get started by visiting our account opening page at https://app.loanspq.com/apply.aspx?lenderref=scu6916&list=ccplvlstcb . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (603) 692-5620. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services streamline transactions so you can focus on what matters most growing your business. For instance, imagine a busy Saturday where customers are flowing in. Our point-of-sale solutions make it easy for you to accept payments quickly and securely, allowing you to serve more customers without delay. Located at 15 Penny Ln Somersworth Nh 03878 in Somersworth, NH, we're ready to partner with you on your journey toward success. Contact us at (603) 692-5620 to learn how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our business banking services include essential tools like merchant services and tailored business loans. We aim to support local businesses by providing the resources they need to thrive in today's market.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Check your balance, transfer funds, or pay bills anytime and anywhere through our user-friendly platform. Plus, with access to an ATM network, withdrawing cash is as simple as a few taps on your smartphone.

Credit Cards and Debt Management

Managing expenses can be daunting, but with our credit cards featuring rewards, you can earn benefits while making everyday purchases. If debt is weighing you down, our personal loans and debt consolidation services are here to ease your burden. We work closely with you to create a plan that fits your budget.

Drive-Thru and Shared Services

If you prefer face-to-face interactions for basic transactions like deposits or withdrawals, our drive-thru service makes banking quick and easy. We also participate in shared branch transactions, allowing members from partner credit unions to access their accounts at our location effortlessly.

Get in Touch!

Located at 15 Penny Ln, Somersworth, NH 03878, we invite you to visit us or call us at (603) 692-5620 during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. Our dedicated team is ready to assist you with all your financial needs. Join us at Service, where we prioritize your financial well-being with comprehensive services designed just for you! Explore all that we have to offer by visiting our website today!

Personal Banking Solutions

Our personal banking options are designed with you in mind. You can choose from various checking and savings accounts that suit your lifestyle. If you're considering buying a car, our auto loans and vehicle financing options provide competitive rates and flexible terms to help you get on the road without breaking the bank. For those dreaming of homeownership, we offer mortgage loans and refinancing solutions that make it easier than ever to achieve your goals.

Digital & Online Banking

Key Features for Your Convenience

Our commitment to security means that you can bank confidently. We use electronic signature authorization for secure document signing, allowing you to complete important transactions without the hassle of paperwork. E-statements are also available, giving you a simple and environmentally-friendly way to keep track of your financial activity without waiting for the mail. Need to send money to friends or family? Our person-to-person transfer feature allows you to send funds instantly, making it easy to split bills or help someone out in a pinch. Everything about our digital banking services is designed with user-friendliness in mind, so you can focus on what really matters. In summary, Service's digital and online banking services provide accessible and efficient solutions for managing your money anytime, anywhere. Experience the ease of modern banking today!

Financial Strength

A Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 15 Penny Ln Somersworth Nh 03878 or call (603) 692-5620 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings by creating options that fit your needs while ensuring they are protected. Unlike traditional banks, we focus on you our members. With non-member deposits at $0, we ensure that our resources are centered around benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency helps keep our costs down so that you can enjoy the best possible services. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, they work diligently to provide you with exceptional service every time you visit.

Our Financial Health

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This level of net worth reflects our commitment to sound financial practices and helps us support our members' aspirations. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is crucial as it shows our ability to withstand challenges while still focusing on serving you.

Reinvestment for Your Benefit

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These earnings allow us to continually improve our services and provide even more value to you. Our lending capacity is impressive as well $69,897 in used auto loans and $4,669,873,346 in total loans and leases mean we're here to support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. We also provide options for refinancing existing auto loans, making it easier than ever to save money.

Business Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey.

Contact Us

If you're interested in learning more about any of our loan products or would like assistance with eligibility options, please don't hesitate to reach out. You can visit us at 15 Penny Ln Somersworth Nh 03878, call us at (603) 692-5620, or check our website for more information: https://servicecu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together to achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We offer flexible terms and competitive interest rates to help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. These cards come with no collateral requirements and can be an excellent way to build or improve your credit score.

Loan Aggregator

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SERVICE FEDERAL CREDIT UNION