Service Credit Union Seabrook NH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Service, your trusted credit union located at 700 Lafayette Rd, Seabrook, NH 03874. Since our establishment in 1957, we have been dedicated to serving our community with personalized financial solutions that cater to your unique needs. With a robust membership base of over 360,846 members and total assets exceeding $5.7 billion, we pride ourselves on being a reliable partner in your financial journey. At Service, we understand that every member's financial situation is different. That's why we offer a diverse range of services, including personal banking, auto loans, mortgage loans, and business banking options. Our commitment to providing excellent service is matched by our strong financial standing, reflected in our net worth of $684,943,916 and total deposits of $192,494,435. While you can visit us at our Seabrook branch for all your banking needs, please note that any official correspondence should be sent to the same address: 700 Lafayette Rd, Seabrook, NH 3874. Our friendly team of 983 employees, led by CEO David Araujo and Board President Susan Desjardins, is here to assist you Monday through Friday from 9 AM to 7 PM, Saturday from 10 AM to 5 PM, and Sunday from 11 AM to 3 PM. We invite you to explore how Service can help you achieve your financial goals. Whether you're looking for competitive loan rates or solid investment options, we are here for you every step of the way. For more information or to speak with a representative directly, call us at 603-474-0950 or visit our website at servicecu.org. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

As we continue to grow and adapt to the changing financial landscape, we invite you to be part of our story. Experience the benefits of membership at Service today! For more information on how to join or explore our services further, please call us at 603-474-0950 or visit us online at Service Credit Union. Together, let's build a brighter future for you and your community!

Our Growth Story

Located at 700 Lafayette Rd, Seabrook, NH 03874, our branch has become an integral part of the local landscape. As we evolved from our humble beginnings to a thriving credit union, we've always maintained our focus on providing accessible financial services that meet the needs of our diverse community. While you can visit us at this address for all your banking needs, official correspondence should be sent to our mailing address: 700 Lafayette Rd, Seabrook, NH 3874. Throughout the years, we have embraced advancements in technology to enhance our members' experiences. From online banking and mobile payments to e-statements and person-to-person transfers, we are committed to making banking easy and convenient for everyone. We also take pride in being ADA compliant, ensuring that all members can access our services comfortably.

Our Mission

At Service, our mission is simple yet profound: to provide financial solutions that empower individuals and strengthen communities. We understand that each member's journey is unique, which is why we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We believe that by fostering strong relationships with our members and offering tailored solutions, we can help them achieve their financial goals. Community outreach is at the heart of what we do. We actively engage in local initiatives and partnerships aimed at improving the lives of those around us. Whether it's supporting local charities or hosting financial literacy workshops, we strive to make a positive impact beyond just banking.

Branch Location & Accessibility

Accessibility Features

Our branch is committed to providing a welcoming environment for all members. With ADA-compliant features and easy parking options, we ensure that everyone can access our services without hassle. If you're driving by, you'll find ample parking available right outside our doors.

Call to Action

We invite you to visit us at our Seabrook branch today! Feel free to call us at 603-474-0950 if you have any questions or need assistance before coming in. At Service Credit Union, we're dedicated to helping you achieve your financial goals with friendly service every step of the way!

Operating Hours

We understand that everyone has busy schedules. That's why we offer extended hours to meet your banking needs. Our lobby is open Monday through Friday from 9:00 AM to 7:00 PM, Saturday from 10:00 AM to 5:00 PM, and Sunday from 11:00 AM to 3:00 PM. Whether you're stopping by during your lunch break or on the weekend, we strive to be available when you need us.

Services Offered

At the Service Credit Union branch in Seabrook, we provide a wide variety of services tailored for personal banking. From checking and savings accounts to auto loans and mortgages, we are equipped to handle all your financial needs. While there isn't a drive-thru service at this location, we do have an ATM available for quick cash withdrawals and balance checks.

Member Eligibility

At Service, we believe that everyone deserves to be part of a welcoming community where financial dreams can flourish. If you're looking to become a member, the process is simple and inclusive! Generally, anyone who lives, works, or worships in our area is eligible to join us at Service. We also welcome family members of existing members, so you can share the benefits of membership with your loved ones. Joining means you'll have access to a variety of financial services designed to support your goals and needs. For more detailed information on eligibility criteria, feel free to visit our website at https://servicecu.org/about-us/become-a-member/ . Ready to take the next step? Opening an account with us is straightforward! Just give us a call at (603) 474-0950, or you can start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=scu6916&list=ccplvlstcb . We're excited to have you as part of our family at Service, located conveniently at 700 Lafayette Rd Seabrook Nh 03874. Join us today and discover all the advantages waiting for you!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide robust merchant services that make everyday operations easier. Imagine processing payments quickly and securely, allowing you to focus on what truly matters: serving your customers. Our tailored solutions help streamline transactions, making it simple for you to accept payments from clients both in-store and online. Explore how Service can be your partner in business success. Contact us today at (603) 474-0950 or visit us at our branch!

Comprehensive List Of Services

Accessibility

Located conveniently in Seabrook, NH, at 700 Lafayette Rd Seabrook Nh 03874, we invite you to visit us or give us a call at (603) 474-0950 if you have any questions about our services or need assistance getting started. Our friendly staff is always ready to help you make informed financial decisions. At Service, we believe in building lasting relationships with our members through excellent service and community involvement. Explore all that we have to offer today! Ready to take the next step? Visit us online at Seabrook In-store Branch or stop by for personalized assistance!

Business Banking Services

For our members who own businesses, we offer comprehensive business banking services tailored to meet your needs. From merchant services that simplify payment processing to business loans that help fuel growth, we stand by your side as you navigate the entrepreneurial journey.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Service provides robust online and mobile banking options. You can easily manage your accounts from anywhere, pay bills, transfer money using our person-to-person service, and access funds via our ATMs without any hassle. Our digital tools ensure that whether you're at home or on the go, banking is just a click away.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money effectively while earning interest on your deposits. If you're planning to purchase a car, our auto loans and vehicle financing options provide competitive rates and flexible terms to make your dream car a reality. For those considering buying a home, our mortgage loans and refinancing services can guide you through the process, ensuring you find the right solution for your situation. We also understand that life can be unpredictable. That's why our personal loans and debt consolidation services are here to assist you when unexpected expenses arise or if you're looking to simplify your finances by combining multiple debts into one manageable payment. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases turning spending into savings!

Digital & Online Banking

Embrace Modern Banking

With mobile payments enabled, making purchases has never been easier. Just link your account and enjoy the simplicity of paying with your phone. At Service, we're committed to offering accessible and user-friendly digital solutions that fit into your lifestyle. Explore all these features and more by visiting us at https://servicecu.org/ today!

Key Services Available

Our online banking offers a range of features that make managing your money straightforward and hassle-free. You can view your account balances, pay bills, and transfer funds at any time. Plus, with 24/7 online banking services, you're never out of touch with your finances. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Whether you're splitting a dinner bill or sending cash for a gift, it's simple and quick. And for those who are always on the go, our mobile application is available so you can bank right from your smartphone.

Security You Can Trust

We prioritize your security. Our electronic signature authorization ensures that all transactions are protected, giving you peace of mind while managing your accounts online. Additionally, you can opt for e-statements to keep track of your financial activities without the clutter of paper documents it's both eco-friendly and efficient!

Financial Strength

A Dedicated Team Ready to Serve

We take pride in having 875 full-time employees and 108 part-time employees at Service, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total number of share accounts stands at 780,113, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 700 Lafayette Rd Seabrook Nh 03874 or call (603) 474-0950 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members our non-member deposits stand at $0, ensuring that our resources focus on benefiting you.

Reinvestment for Growth

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being means we continuously seek ways to improve the services we offer.

Solid Financial Foundation

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,197, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust, with $69,897 in used auto loans and $4,669,873,346 in total loans and leases. This support enables us to help you achieve your financial goals across various sectors. Despite reporting a net income of $0, our operational efficiency allows us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new vehicle or a reliable used one, we have options to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business, and we're here to support you every step of the way.

Credit Lines

In addition to these offerings, we provide credit lines with totals reaching $924,899,627, giving you added flexibility for managing cash flow or unexpected expenses. If you're considering refinancing or want more information about eligibility options, our friendly team is here to help guide you through the process. Reach out to us at (603) 474-0950, visit us at 700 Lafayette Rd Seabrook Nh 03874, Seabrook, NH, or explore our website for more details: https://servicecu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Service, we are dedicated to supporting our members with competitive loan products designed for your financial success. Let's work together to find the right solution for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We strive to make the process straightforward so you can focus on settling into your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. This can be an excellent choice for those who want to consolidate debt or cover unexpected expenses without tying up their assets.

Loan Aggregator

Real-Time Comparisons

One of the standout features of LendMesh is its ability to present real-time rate comparisons. The site continuously updates loan rates from multiple institutions, ensuring you have the latest information at your fingertips. This means you won't miss out on potential savings when shopping for a loan. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight the effectiveness and reliability of this tool in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Transparency and Reliability

When using LendMesh, you can trust that all loan offers are derived from legitimate financial institutions. This guarantees transparency in the rates provided. Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to deliver unbiased results that empower users to make informed decisions.

SERVICE FEDERAL CREDIT UNION