Service Credit Union Salem NH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Service, your trusted financial partner located at 159 N Broadway, Salem, NH 03079. Since opening our doors in 1957, we have proudly served our community with a commitment to providing personalized banking solutions and fostering financial wellness. With over 360,846 members and $5,717,610,074 in total assets, we stand as a pillar of support for individuals and families alike. At Service, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your specific needs from personal checking and savings accounts to auto loans and business financing. Our total deposits reach an impressive $192,494,435, demonstrating the trust our members place in us. Under the leadership of our CEO, David Araujo, and Board President, Susan Desjardins, we are dedicated to maintaining the highest standards of service while ensuring that our members feel valued and empowered. Whether you're looking for a new loan or simply want to explore your financial options, our knowledgeable staff is here to assist you every step of the way. For your convenience, we offer modern banking features such as online banking, mobile payments, and access to ATMs. Plus, our drive-thru service ensures that you can manage your banking needs quickly and efficiently. If you need assistance or have questions about our services, please don't hesitate to call us at 603-893-4377. While members can visit us at 159 N Broadway, official correspondence should be sent to the same address. We invite you to stop by or explore more about us on our website: Service Credit Union. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Commitment to Community

As part of our dedication to supporting local communities, we actively engage in outreach efforts and partnerships that uplift those around us. From sponsoring local events to providing financial education programs, we are proud to give back and make a difference in the lives of our members. While you can visit us at 159 N Broadway, official correspondence should be sent to the same address for your convenience. Our branch operates Monday through Friday from 8:30 AM to 6:00 PM and on Saturdays from 8:30 AM to 1:00 PM, ensuring that we are here when you need us most. With features such as ATM availability and drive-thru banking services, we prioritize your comfort and accessibility. For any inquiries or assistance, feel free to contact us at 603-893-4377. We invite you to join the Service Credit Union family today! Experience firsthand how our commitment to exceptional service can help you reach your financial dreams. Visit us online at servicecu.org or stop by our Salem branch we look forward to welcoming you!

Our Mission

At Service Credit Union, our mission is simple yet profound: We aim to empower individuals and families by offering personalized financial solutions while fostering a sense of community. We believe that everyone deserves access to quality banking services that can help them achieve their goals be it purchasing a new home, financing a vehicle, or managing everyday expenses. We strive to create an inclusive environment where every member feels valued and heard. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. We also embrace digital advancements to ensure that banking is convenient and accessible through online banking and mobile applications.

Branch Location & Accessibility

Accessibility Features

At Service, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features such as ramps and designated parking spots to ensure everyone can access our services without hassle. Additionally, we offer ample parking space for those driving to see us.

Get in Touch!

Whether you're already a member or considering joining us, we invite you to stop by the Service branch in Salem or give us a call at 603-893-4377. Our team is excited to help you with all your banking needs!

Operating Hours

We know your time is valuable, which is why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 8:30 AM to 6:00 PM and on Saturday from 8:30 AM to 1:00 PM. We strive to be available when you need us most!

Services Offered

Our friendly staff is ready to help with a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick withdrawal? Our ATM is available for your convenience. Plus, if you're looking for basic transactions on-the-go, our drive-thru service makes it easy. For members who belong to partner credit unions, we also offer shared branching services making it easy for you to handle deposits and withdrawals right here at our location.

Member Eligibility

At Service, we believe that becoming a member is more than just opening an account; it's about joining a supportive community that cares about your financial well-being. If you're looking to become part of our family, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the Salem area. This means whether you're a long-time resident or new to the neighborhood, you can enjoy the benefits of being part of our credit union. Membership here comes with numerous advantages, including personalized service, competitive rates, and access to a wide range of financial products tailored just for you. To get started, simply visit us at our branch located at 159 N Broadway Salem Nh 03079 or give us a call at (603) 893-4377. We've made the account opening process straightforward and welcoming for everyone. For detailed eligibility criteria and more information on how to join, feel free to check out our website at https://servicecu.org/about-us/become-a-member/. Together, let's work towards achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services that streamline transactions for your business. Picture this: you're a local retailer handling a busy weekend rush. With our easy-to-use payment processing solutions, you can accept payments quickly and securely, keeping your customers happy and your operations running smoothly. If you're ready to take your business further, visit us at 159 N Broadway Salem Nh 03079 in Salem, NH, or give us a call at (603) 893-4377. Let's work together to achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Services

Need quick access to cash? Our branch provides ATM & Cash Withdrawal Services, ensuring you can get what you need without hassle. We also offer basic drive-thru banking for deposits, withdrawals, and simple transactions making it convenient for those on the go. Additionally, if you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions, which allow you to perform deposits and withdrawals seamlessly.

Business Banking Services

If you're a business owner, you'll find that our offerings extend beyond personal finance. Our Business Banking services include essential tools like Merchant Services & Business Loans designed to support your growth and success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can access your accounts anytime, anywhere because we know life doesn't stop for banking hours.

Join Us Today!

With so many services available at Service, there's something here for everyone. If you're interested in learning more or becoming a member, don't hesitate to reach out! Call us at (603) 893-4377, or visit us during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. We look forward to helping you achieve financial success!

Personal Banking Solutions

We understand that managing finances can be overwhelming. That's why our personal banking services include Checking & Savings Accounts designed to help you manage your money effectively. Whether you're just starting out or looking for a place to grow your savings, we have options that fit your lifestyle. When it comes to making big purchases, our Auto Loans & Vehicle Financing make it easy to drive away in your dream car without breaking the bank. And if homeownership is on your mind, our Mortgage Loans & Refinancing options can help you navigate the process smoothly. For those moments when unexpected expenses arise, our Personal Loans & Debt Consolidation services provide flexible solutions tailored to meet your individual needs. Plus, don't forget about our Credit Cards with Rewards a great way to earn while you spend!

Digital & Online Banking

Always Here for You

With our 24/7 online banking services, help is always available when you need it. Whether you're managing daily expenses or planning for future goals, Service is committed to making banking simple and accessible. Join us today and experience how our digital banking solutions can enhance your financial journey!

Convenient Features

We know security is a top priority for our members. That's why we provide electronic signature authorization, allowing you to sign documents safely and easily from the comfort of your home. You can also opt for e-statements, which are not only environmentally friendly but also help you keep track of your finances without cluttering your mailbox. Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that with ease no cash or checks needed! If you're out shopping or dining, enjoy the convenience of mobile payments right from your smartphone.

Financial Strength

At Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which showcases our commitment to your financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $69,897 in used auto loans and $4,669,873,346 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $15,538,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 780,113, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 159 N Broadway Salem Nh 03079 or call (603) 893-4377 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

Our branch is conveniently located at 159 N Broadway Salem Nh 03079, Salem, NH. For any questions or to discuss your loan options further, feel free to reach out to us at (603) 893-4377 during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or need assistance with a reliable used vehicle, our dedicated team is here to help simplify the process.

Business Financing

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our commercial lending options are designed to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We strive to provide competitive rates and flexible terms that fit your budget. If you're considering refinancing your current mortgage, we can guide you through eligibility options that might save you money.

Unsecured Credit Card Loans

Managing finances can sometimes require extra flexibility. We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. This can be an excellent option for those who want to consolidate debt or cover unexpected expenses without tying up other assets.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This means users can trust the information they see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their financial needs.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SERVICE FEDERAL CREDIT UNION - Salem, NH

Compare Loan Rates Near You

Loan rates in Salem, NH (03079)