Service Credit Union Portsmouth NH | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Service Credit Union, your trusted financial partner located at 3003 Lafayette Rd, Portsmouth, NH 03801. Established in 1957, we take pride in serving our community with integrity and dedication. With over 360,000 members and a robust asset base of $5,717,610,074, we are committed to providing you with personalized financial solutions that meet your needs. At Service Credit Union, our mission goes beyond just banking; it's about building relationships and fostering a sense of belonging within our community. We offer a wide range of services including personal banking, auto loans, mortgages, credit cards, and business banking options. Our total deposits stand at $192,494,435, reflecting the trust our members place in us. Our leadership team is spearheaded by CEO David Araujo and Board President Susan Desjardins, who are dedicated to enhancing your banking experience. With a total of 983 employees, we ensure that you receive the highest level of service every time you visit or contact us. While members can visit us at 3003 Lafayette Rd, official correspondence should be sent to the same address as our mailing address. If you have questions or need assistance, feel free to reach out to us at 800-936-7730. Join us today and discover how we can help you achieve your financial goals! For more information about becoming a member or to explore our services, please visit our website at servicecu.org.

Branch History & Mission

At Service, we take pride in our rich history and unwavering commitment to our community. Founded in 1957, our Portsmouth branch has grown from humble beginnings into a vital financial institution serving over 360,000 members. Located at 3003 Lafayette Rd, Portsmouth, NH 03801, we are strategically positioned to meet the needs of our members while being close to key local landmarks. Throughout the years, Service has evolved significantly. We started with a mission to provide accessible financial services to our community and have since expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Our total assets now stand at an impressive $5,717,610,074, reflecting our growth and stability as a trusted financial partner. Our mission is clear: to empower our members through exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to quality financial resources that can help them achieve their dreams. This commitment extends beyond just providing banking services; it includes active participation in community outreach programs and partnerships that uplift those around us. While members can visit us at our branch on Lafayette Road for all their banking needs during our convenient operating hours of 24/7, official correspondence should be sent to the same address: 3003 Lafayette Rd, Portsmouth, NH 03801. We also offer digital advancements such as online and mobile banking for those who prefer managing their finances from the comfort of their homes. We recognize the importance of accessibility; hence we are dedicated to ensuring ADA compliance in all aspects of our operations. Although we currently do not have ATM or drive-thru facilities at this location, we strive to provide comprehensive services that cater to all your financial needs. As we look ahead, we invite you to join the Service family. Experience the benefits of being part of a member-focused organization that prioritizes your financial well-being and actively contributes to enhancing our community. Together, let's build a brighter future! If you're interested in becoming a member or learning more about our services, please visit our website or call us at 800-936-7730 today!

Branch Location & Accessibility

Call to Action

We invite you to visit us at our Portsmouth branch or give us a call at 800-936-7730 if you have any questions. Our friendly staff is eager to assist you in achieving your financial goals. Come see how being a member of Service can benefit you today!

Nearby Landmarks and Accessibility

Our branch is close to several local landmarks, including the picturesque Great Bay and the bustling Market Square. If you're out enjoying the sights, remember that we're here to assist you with anything from opening a new account to discussing loan options. With ample parking available right outside our doors and ADA-compliant features like ramps, we ensure that everyone can access our services comfortably.

Operating Hours & Services

At Service, we understand that life can be busy. That's why we offer flexible hours for your convenience, operating 24 hours a day, 7 days a week. You can count on us whenever you need assistance! Our dedicated team is ready to help with personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and even business banking services. While our location does not feature an ATM or drive-thru service at this time, our online and mobile banking options make transactions quick and easy from anywhere.

Member Eligibility

At Service, we believe that becoming a member is like joining a warm, welcoming family. To be part of our community, you'll find that eligibility is quite straightforward. If you live, work, or attend school in the areas we serve, you're likely to qualify! We also extend membership to immediate family members of existing members. This means that not only can you enjoy the benefits of being with us, but your loved ones can too! The advantages of membership at Service include personalized service, competitive rates on loans and savings products, and access to resources designed to help you reach your financial goals. Getting started is easy! You can find all the specific eligibility criteria by visiting our website at https://servicecu.org/about-us/become-a-member/. When you're ready to open an account, simply follow the instructions available at https://app.loanspq.com/apply.aspx?lenderref=scu6916&list=ccplvlstcb. If you have any questions or need assistance during the process, feel free to give us a call at (800) 936-7730. We're here for you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your business. Picture this: a customer walks into your store and pays using their mobile phone. Our merchant services ensure that you can accept payments easily and securely, enhancing customer satisfaction while streamlining your operations. Located at 3003 Lafayette Rd Portsmouth Nh 03801, Portsmouth, NH 03801, we're here for all your business banking needs. For more information or assistance, don't hesitate to reach out at (800) 936-7730. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Accessibility and Convenience

We know that banking should be convenient. That's why we offer features like ATM & Cash Withdrawal Services, ensuring access whenever you need it. Plus, with our commitment to 24/7 availability through online channels, managing your finances has never been easier. Whether you're visiting us in person at 3003 Lafayette Rd Portsmouth Nh 03801 or connecting via phone at (800) 936-7730, we're here to assist you with all your financial needs. If you're ready to take control of your finances or explore how we can support your goals, don't hesitate! Visit us today or learn more about our services online at Contact Center. Your financial journey starts here!

Business Banking Solutions

For entrepreneurs and small business owners, we offer robust Business Banking services including Merchant Services & Business Loans. These services are designed to help your business thrive by providing the tools needed for effective cash flow management and growth opportunities.

Credit Options

Managing expenses is easier with our Credit Cards with Rewards, which not only allow you to make purchases but also earn rewards along the way. Imagine earning points on everyday spending that can lead to exciting rewards it's just one more way we support your financial journey.

Personal Banking Services

For individuals seeking to manage their finances effectively, our personal banking options include Checking & Savings Accounts tailored to fit various lifestyles. Imagine easily accessing your funds through our user-friendly Online & Mobile Banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere at any time. If you're considering purchasing a vehicle or need financing for one, our Auto Loans & Vehicle Financing solutions can help you hit the road without breaking the bank. We provide competitive rates and flexible terms to ensure you find an option that works for you. Additionally, if you're dreaming of home ownership or looking to refinance, our Mortgage Loans & Refinancing services can guide you through the process with ease. We prioritize helping you secure a loan that fits your budget and goals. For those looking to consolidate debt or fund personal projects, our Personal Loans & Debt Consolidation options provide a straightforward path towards financial freedom. With clear terms and transparent fees, we strive to make borrowing simple and accessible.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your balances, pay bills, and transfer money whenever it suits you. No need to wait until the branch opens; everything is right at your fingertips. If you're looking for quick and easy ways to send money to friends or family, our person-to-person transfer option makes it effortless. Worried about security? We've got you covered. Our electronic signature authorization feature ensures that your transactions are safe and verified. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements.

Mobile Banking

Stay connected wherever life takes you with our mobile application. It's designed to be user-friendly so you can easily navigate through your accounts. Want to make payments on-the-go? Our mobile payments feature allows you to pay securely using just your phone. At Service, we're committed to providing not just accessibility but also a banking experience that fits into your lifestyle. You deserve a banking partner that understands modern needs, and with our digital banking options, managing your money has never been easier or more secure. Explore everything we offer today!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts: 780,113, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 3003 Lafayette Rd Portsmouth Nh 03801 or call (800) 936-7730 to learn more about how we can help you achieve your financial goals.

Investment Back into Our Services

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $69,897 in used auto loans and $4,669,873,346 in total loans and leases.

Member Savings Security

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $15,538,426, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. Our team is here to assist you in finding the right financing solutions for your business needs.

Conclusion

At Service, we believe that financial empowerment starts with having the right tools at your disposal. Whether you're considering an auto loan, mortgage, or managing credit effectively with our credit cards, we're committed to helping you succeed. For more information about our loan offerings or to see if you qualify, feel free to reach out at (800) 936-7730. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We guide you through every step, ensuring you understand your options and can make informed decisions about your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. These cards come with competitive rates and various benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer you see is based on reliable information, ensuring that you receive fair and transparent offers.

SERVICE FEDERAL CREDIT UNION - Portsmouth, NH

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