Service Credit Union Lebanon NH | Quick Personal Loans & Checking Accounts

Introduction

Welcome to Service at our Lebanon Branch, located at 225 Mechanic St, Lebanon, NH 03766. Established in 1957, we have been dedicated to serving our community for over six decades. With a strong commitment to our members, we proudly support a growing membership of 360,846 individuals who trust us with their financial needs. At Service, we understand that banking is not just about transactions; it's about relationships and community impact. Our assets total an impressive $5,717,610,074, allowing us to offer a wide range of services that cater to both personal and business needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our team is here to guide you every step of the way. Our branch operates with a friendly and knowledgeable staff of 983 employees, led by CEO David Araujo and Board President Susan Desjardins. Together, they ensure that your experience with us is smooth and rewarding. You can reach us at 603-448-9620 during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. For official correspondence, please note that while members can visit us at our branch address, mail should be sent to 225 Mechanic Street, Lebanon, NH 03766-1510. Explore the financial opportunities we provide and discover how we can help you achieve your goals. Visit our website at servicecu.org or stop by today! Your financial journey starts here with Service where community meets commitment.

Branch History & Mission

Welcome to the heart of our community at Service in Lebanon, NH! Established in 1957, our branch has grown alongside the vibrant residents of this beautiful city. Over the decades, we have committed ourselves to not just providing financial services, but also fostering a strong sense of community. Today, we proudly serve 360,846 members with total assets exceeding $5.7 billion. Nestled at 225 Mechanic St, our branch is easily accessible and close to local landmarks that many in the area recognize. We strive to create a welcoming atmosphere where everyone feels valued and supported. If you need to reach us for official correspondence, please send your mail to 225 Mechanic Street, Lebanon, NH 03766-1510. Our mission is simple yet profound: we aim to empower our members through exceptional financial services while actively contributing to community well-being. At Service, we believe that when our members thrive, so does the entire community. This belief drives us to offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. In an age where convenience is key, we are proud to offer robust online and mobile banking options along with ATM access for easy transactions. While we currently do not have drive-thru services or shared service centers available, our dedicated team is always here during our operating hours Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM to assist you personally. Our commitment goes beyond financial products; we actively participate in community outreach initiatives and partnerships that make a real difference. Whether it's sponsoring local events or providing educational resources about financial literacy, we are deeply rooted in making Lebanon a better place for everyone. We invite you to join us at Service and experience the benefits of being part of a cooperative that truly cares about its members. Discover how we can help you achieve your financial goals while supporting a mission that uplifts our entire community. For more information or assistance, feel free to give us a call at 603-448-9620 or visit our website at servicecu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Service Credit Union's Lebanon Branch, conveniently located at 225 Mechanic St, Lebanon, NH 03766. Our branch is easily accessible and designed with your banking needs in mind. Whether you're a long-time member or new to our services, we aim to provide a welcoming atmosphere for everyone. Situated near popular landmarks like the picturesque Mascoma Lake and just a short drive from downtown Lebanon, our location is both convenient and inviting. We offer ample parking space, ensuring that your visit is hassle-free. Additionally, our facility is ADA compliant, featuring ramps and accessible entrances for those who need them. Our operating hours are tailored to fit your busy schedule: we're open Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 1:00 PM. This flexibility allows you to stop by at a time that works best for you. If you have any questions or need assistance, feel free to give us a call at 603-448-9620. At Service Credit Union, we provide a range of services designed to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. Plus, with ATM access available on-site, you can quickly manage your cash withdrawal needs without any added stress. While members can visit us at our physical location in Lebanon, official correspondence should be directed to our mailing address at 225 Mechanic Street, Lebanon, NH 03766-1510. We invite you to drop by and experience the friendly service that makes Service Credit Union stand out. Whether you're looking for banking solutions or simply want to ask a question, we're here for you!

Member Eligibility

Becoming a member of Service means joining a welcoming community that values you and your financial well-being. If you're living or working in the areas we serve, including Lebanon and beyond, you're likely eligible to join us! We believe everyone deserves access to quality financial services, so we keep our membership criteria straightforward and inclusive. By choosing Service, you'll gain access to personalized service and a range of benefits designed to support your financial goals. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://servicecu.org/about-us/become-a-member/ . If you're ready to take the next step, opening an account with us is quick and easy just visit https://app.loanspq.com/apply.aspx ?lenderref=scu6916&list=ccplvlstcb to get started. Have questions? Don't hesitate to reach out at (603) 448-9620; we're here to help! Our branch is located at 225 Mechanic St Lebanon Nh 03766, where our friendly team is eager to assist you in your journey towards better banking.

Business Banking & Commercial Services

Commercial Loan Options

Imagine a small bakery in the heart of town looking to expand its operations. With our commercial loans, we help businesses like this secure the funding they need to grow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify transactions and enhance customer experiences. Imagine being able to accept payments easily from customers using various methods. Whether it's credit cards or mobile payments, we offer solutions that keep your business running smoothly. For more information on how we can assist your business, visit us at 225 Mechanic St Lebanon Nh 03766 or call us at (603) 448-9620. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer robust business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the financial tools necessary to help your business thrive.

Credit Options

Our credit cards with rewards are designed to give you more back for your spending. Enjoy benefits like cash back or points redeemable for travel and merchandise, all while building your credit history responsibly.

Digital Banking Convenience

In today's fast-paced world, being able to manage your finances anytime, anywhere is essential. That's why we provide comprehensive online and mobile banking options. You can easily check balances, transfer funds, pay bills, and even use our ATM services for quick cash withdrawals all from the convenience of your smartphone or computer. With features like basic ATM access for withdrawals and balance checks available at locations throughout the area, accessing your money has never been easier. At Service, we believe in making banking simple and accessible for everyone. If you're ready to take control of your financial future or if you have any questions about our services, don't hesitate to reach out! Call us at (603) 448-9620 or visit us at our branch in Lebanon, NH today. Let us help you achieve your financial goals!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services provide various options that can suit different budgets and circumstances. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we have solutions that can help simplify the process for you.

Personal Banking

We understand that managing your personal finances is essential. That's why we offer checking and savings accounts tailored to fit your lifestyle. Our accounts come with no hidden fees, making it easier for you to save and manage your money effectively. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help turn your dreams into reality with competitive rates and flexible terms.

Personal Loans

Life can be unpredictable, which is why having access to funds when needed is crucial. With our personal loans and debt consolidation services, you can tackle unexpected expenses or consolidate existing debts into one manageable payment. We make borrowing straightforward so you can focus on what really matters.

Digital & Online Banking

Key Features

Our online banking system comes with an array of features designed with you in mind. You can easily sign documents using our electronic signature authorization, making transactions quicker and hassle-free. Plus, you'll have the option to enroll in e-statements, which means you can view your account statements anytime without the clutter of paper. Need to send money to a friend? Our person-to-person transfer feature lets you do just that! It's a fast and secure way to share funds without needing cash or checks. And if you're someone who enjoys the ease of mobile payments, you'll be pleased to know that we support this feature too, allowing for quick transactions right from your phone.

Security and Accessibility

Your security is our priority. We implement advanced security measures to ensure that your personal information is safe while you manage your accounts online. Plus, our system is designed to be user-friendly, so whether you're tech-savvy or just getting started with online banking, you'll find it straightforward and accessible. In summary, Service offers digital banking services that make managing your money easier than ever. With features like 24/7 online access, electronic signatures, e-statements, mobile payments, and person-to-person transfers all backed by strong security you're equipped to handle your financial needs wherever life takes you. Explore all these services today at https://servicecu.org/ !

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our strength is also demonstrated by the number of our members who trust us with their finances 780,113 total share accounts show a strong and growing member base. This commitment allows us to focus on what matters most: you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 225 Mechanic St Lebanon Nh 03766 or call (603) 448-9620 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $69,897 in used auto loans and $4,669,873,346 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're interested in refinancing options or need help determining eligibility for any of our products, feel free to reach out! You can call us at (603) 448-9620, visit us at our branch located at 225 Mechanic St Lebanon Nh 03766, Lebanon, NH, or explore more about our offerings online. At Service, we are committed to providing personalized service and competitive rates that help you thrive financially. Come discover how we can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Solutions

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment, we're here to support your business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We also provide guidance throughout the process to ensure you find the best solution for your situation.

Unsecured Credit Card Loans

Managing daily expenses? We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power.

Loan Aggregator

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SERVICE FEDERAL CREDIT UNION