Service Credit Union Lancaster NH | Best Auto Loans & Checking Accounts

Introduction

Welcome to the Service Credit Union! Nestled in the heart of Lancaster at 148 Main St, Lancaster, NH 03584, we have been proudly serving our community since 1957. With a strong commitment to our members and a focus on building lasting relationships, we have grown to support over 360,846 members. Our dedication to your financial well-being is reflected in our impressive total assets of $5,717,610,074 and total deposits of $192,494,435. At Service Credit Union, we understand that financial services should be personal. That's why we offer a range of products designed with you in mind from checking and savings accounts to auto loans and mortgages. With 204,286 loans and leases under our belt, we strive to provide options that fit your unique needs. Our team is led by CEO David Araujo and Board President Susan Desjardins, who are dedicated to ensuring that our credit union remains a trusted partner for all your financial needs. We take pride in our knowledgeable staff of 983 employees, who are always ready to assist you. While members can visit us at our branch address for face-to-face interactions, official correspondence should be sent to the same address: 148 Main St, Lancaster, NH 03584-3059. Join us today and experience the benefits of being a member of Service Credit Union! Whether you need help with everyday banking or planning for future goals, we're here for you every step of the way. Call us at 603-788-4450 or visit our website at Service Credit Union to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Service Credit Union has a rich legacy that dates back to 1957, when it first opened its doors in Lancaster, NH. Located at 148 Main St, our branch has grown alongside the community, providing financial services that have helped shape the lives of countless members. Over the years, we have built a strong foundation and fostered relationships that reflect our commitment to supporting our members and the local community. As of now, Service Credit Union proudly serves over 360,000 members with total assets reaching an impressive $5,717,610,074. Our mission is clear: to empower individuals and families by offering personalized financial solutions while actively contributing to community development. We strive to ensure that everyone feels welcome and valued at our branch. Whether you're looking for checking accounts, auto loans, or business banking solutions, we're here to guide you every step of the way. Our branch operates during convenient hours from Monday to Friday, allowing us to meet your needs effectively. While we do not have drive-thru service available, we ensure accessibility through our ATM facilities. We understand that life can get busy; hence we've embraced digital advancements such as online banking and mobile applications to make managing your finances easier than ever. At Service Credit Union, we believe in giving back. Our partnerships with local organizations and initiatives underscore our dedication to enriching the community. We take pride in being more than just a financial institution; we are neighbors committed to making Lancaster a better place for all. While members can visit us at 148 Main St, Lancaster, NH 03584 for their banking needs, official correspondence should be sent to 148 Main St, Lancaster, NH 03584-3059 if different. Join us at Service Credit Union today and discover how we can support you in achieving your financial goals while being part of a caring community! For more information or assistance, feel free to call us at 603-788-4450. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Service branch, located at 148 Main St in Lancaster, NH! Here at the Lancaster Branch Office, we pride ourselves on being conveniently situated for all your banking needs. Whether you're a long-time member or new to our community, we are here to serve you with warmth and dedication. Our branch is easy to find, nestled near local landmarks that make it a central part of Lancaster. Parking is readily available, ensuring that your visit is hassle-free. We've made sure our facility is accessible for everyone, including features like ADA-compliant ramps to accommodate all members of our community. When you visit us, you'll find that our lobby hours are designed to fit your schedule: we're open Monday through Friday from 9 AM to 4:30 PM, with extended hours on Fridays until 5:30 PM. While we don't have drive-thru banking available, we do offer a convenient ATM for quick cash withdrawals and balance checks right outside our door. If you need assistance or want to learn more about our services ranging from checking and savings accounts to personal loans and vehicle financing don't hesitate to reach out. You can give us a call at 603-788-4450. Our friendly staff is always ready to help! For any official correspondence, please note that our mailing address is also 148 Main St, Lancaster, NH 03584-3059. We look forward to seeing you soon at the Service branch! Come by and discover how we can help you with your financial journey today.

Member Eligibility

At Service, we believe that everyone deserves the chance to join our close-knit community and enjoy the many benefits of membership. If you're a resident of New Hampshire or work in certain fields, you may be eligible to become a member. We welcome individuals from various professions, including those in education, healthcare, and local government, as well as family members of current members. This means that joining us isn't just about banking; it's about becoming part of a supportive network that genuinely cares about your financial well-being. Getting started with us is simple! You can find all the detailed eligibility criteria at https://servicecu.org/about-us/become-a-member/ . Once you're ready, opening an account is just a click away through our easy online application found here: https://app.loanspq.com/apply.aspx?lenderref=scu6916&list=ccplvlstcb . If you have any questions or need assistance, feel free to reach out at (603) 788-4450. We're here to help you take this exciting step toward financial empowerment right at our branch located at 148 Main St Lancaster Nh 03584. Join us today and discover how we can support you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services that simplify daily operations. Imagine processing payments quickly and securely so you can focus on what you do best running your business. Our services are designed to streamline transactions, making it easier for your customers to shop with you. Located at 148 Main St Lancaster Nh 03584 in Lancaster, NH, we're here to help you navigate your business's financial landscape. Reach out to us at (603) 788-4450 to learn more about how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible ATM Services

Need cash? Our ATM services are available for quick withdrawals and balance checks whenever needed. Plus, we ensure easy access so you never feel stranded without funds. At Service, located at 148 Main St Lancaster Nh 03584 in beautiful Lancaster, NH, we strive to create an inviting atmosphere where members feel valued and supported. If you're ready to explore how we can assist you further or have questions about any of our services, please reach out at (603) 788-4450. Join us today and experience the difference that comes with being part of a community-focused credit union! Your financial journey starts here!

Business Banking Support

For entrepreneurs in Lancaster, we also offer comprehensive business banking services. From merchant services that streamline payments to business loans that fuel growth, our team is here to support your business journey every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your finances anytime and anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even pay bills all from the comfort of your home.

Credit Options with Benefits

With our credit cards featuring rewards, you can earn while you spend. It's perfect for members who want to make the most out of their purchases while enjoying benefits like cash back or travel rewards.

Empowering Personal Loans

Life can throw unexpected expenses your way, and when it does, our personal loans can provide the financial relief you need. Whether it's for debt consolidation or funding a special project, we're here to help you navigate through those challenges with ease.

Home Financing Solutions

For those dreaming of homeownership or looking to refinance their existing mortgage, our mortgage loans offer flexible terms and competitive rates. We know that every member's situation is unique, so we work closely with you to find the best solution that fits your financial goals.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming at times. That's why our personal banking services are tailored to help you take control of your money. You can open checking and savings accounts that fit your lifestyle, allowing you to save for future goals or manage daily expenses effortlessly. If you're considering a new car or need a reliable vehicle, our auto loans and vehicle financing options can help you drive away in style without breaking the bank.

Digital & Online Banking

Convenient Online Services

With our online banking platform, accessible at https://servicecu.org/ , you can check balances, pay bills, and transfer funds 24/7. Need to send money to a friend? Our person-to-person transfer feature makes it simple to share funds with just a few taps. Plus, if you're looking for hassle-free statements, enjoy the convenience of e-statements that keep your financial records organized and easily accessible.

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for added peace of mind when conducting transactions online. All our digital services are designed with robust security features so you can bank confidently, knowing that your information is safe. At Service, we strive to provide accessible and user-friendly services that put you in control of your financial journey. Experience the ease of modern banking today!

User-Friendly Mobile Application

For members who prefer banking on their smartphones, our mobile application is available for download. With this app, you can manage your accounts from the palm of your hand, making it easier than ever to stay on top of your finances. You can even make mobile payments securely through the app ideal for those quick trips to the store.

Financial Strength

Commitment to Growth and Innovation

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; we have $69,897 in used auto loans and $4,669,873,346 in total loans and leases available for you.

Growing Member Base

Total Share and Deposit Accounts stand at 780,113, showing a strong and growing member base that trusts us with their finances. This trust allows us to foster an environment where your financial needs are met with care and expertise. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 148 Main St Lancaster Nh 03584 or call (603) 788-4450 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We also offer credit lines totaling $924,899,627, giving you more options for managing your finances as they change over time. If you're interested in refinancing any existing loans, our team can help determine your eligibility and discuss potential savings. At Service, we're committed to making your lending experience as easy as possible. For more information about our loan offerings or to apply today, please call us at (603) 788-4450 or visit us at 148 Main St Lancaster Nh 03584, Lancaster, NH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. We know that purchasing a vehicle is an important decision, which is why our team is here to guide you through the process and find the right loan for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we have financing solutions tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We are dedicated to making the mortgage process smooth and straightforward so that you can focus on enjoying your new home.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $132,140,205 in loans helping members manage their finances effectively, you'll find it easier to handle unexpected costs or build up rewards for future purchases.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every comparison you see is based on trustworthy information, ensuring fair and transparent offers. By working only with reputable lenders, LendMesh guarantees that users receive valid data that reflects the current market.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the tool in helping individuals secure better financial outcomes. Ready to find competitive loan rates? Compare real-time loan offers today at LendMesh and discover the best options for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SERVICE FEDERAL CREDIT UNION