Service Credit Union Laconia NH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Service, your trusted financial partner located at 11 Veterans Sq, Laconia, NH 03246. Since opening our doors in 1957, we have been dedicated to serving our community with integrity and care. With a strong membership base of over 360,846 individuals, we pride ourselves on being more than just a credit union; we're a family committed to your financial success. At Service, we understand the importance of accessibility and convenience. That's why we offer a variety of banking services tailored to meet your needs, including personal checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our total assets stand at an impressive $5,717,610,074, ensuring that we have the resources to support you every step of the way. Under the leadership of our CEO, David Araujo, and Board President Susan Desjardins, our team of 983 employees is ready to assist you with personalized service. Whether you're looking to secure a loan or open an account, our friendly staff is here to guide you through the process. For any official correspondence, please note that it can be sent to our mailing address: 11 Veterans Sq, Laconia, NH 3246. Feel free to reach out at 603-524-4967 or visit us online at servicecu.org for more information about how we can help you achieve your financial goals. Join us today and experience the difference that a community-focused credit union can make in your life!

Branch History & Mission

A Legacy of Growth and Trust

Since our inception, Service has focused on providing exceptional financial services that meet the needs of our members. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. Today, with total assets exceeding $5.7 billion, we are well-equipped to support both individual and business financial goals.

Join Us!

We invite you to become part of the Service family. Experience firsthand how we can help you achieve your financial goals while supporting your community. Visit us today or explore more about becoming a member at our website. Together, let's build a brighter future!

Looking Ahead: Innovation Meets Tradition

In today's digital age, Service remains committed to advancing technology while maintaining a personal touch. Our online banking platform allows members to perform transactions anytime and anywhere. With features like mobile payments and e-statements, managing your finances has never been easier or more secure. As we look to the future, we continue to embrace innovation while staying true to our roots. Our dedicated team is here to provide personalized service every step of the way.

Our Mission: Empowering Members and Community

At Service, our mission goes beyond just banking. We believe in empowering our members through financial education and support. Our commitment to community involvement is strong; we actively participate in local events and initiatives aimed at improving the quality of life in Laconia and surrounding areas. We strive to be a resource not only for financial services but also for guidance and assistance as our members navigate their financial journeys. While members can visit us at 11 Veterans Square for all their banking needs, official correspondence should be sent to 11 Veterans Sq, Laconia, NH 3246. We understand that convenience is key; that's why we offer ATM availability and shared service center access to ensure you can manage your finances with ease.

Branch Location & Accessibility

Accessibility Features

We take pride in being accessible to everyone. Our branch complies with ADA standards, featuring ramps and other accommodations to ensure that all members can comfortably access our services.

Easy Access and Nearby Landmarks

Our branch is just a stone's throw away from popular local spots like the beautiful Lake Winnipesaukee and the iconic Laconia City Hall. This prime location makes it simple for you to drop by while enjoying all that our vibrant community has to offer. Plus, parking is available nearby, ensuring a hassle-free visit.

Operating Hours

You can visit us Monday through Friday from 8:30 AM to 6 PM and on Saturdays from 8:30 AM to 1 PM. We understand that life can be busy, so we're here when you need us most! For quick questions or assistance, feel free to give us a call at 603-524-4967.

Services Offered

At the Laconia Branch, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Members can also enjoy ATM access for cash withdrawals and balance checks, along with basic shared branch transactions if you're part of another credit union. While our location provides great services, please note that we do not have drive-thru banking available at this branch. However, our friendly staff is always ready to assist you inside. If you're looking for a welcoming place where your financial needs are prioritized, come visit us at the Laconia Branch of Service Credit Union today! We look forward to serving you soon!

Member Eligibility

At Service, we believe that everyone deserves a chance to join our supportive community. Becoming a member is simple and welcoming, designed for individuals who live, work, or worship in our area. If you're looking to enjoy the benefits of personalized banking services, competitive rates, and a strong sense of belonging, you're in the right place! Whether you're a first-time account holder or someone looking to switch from another bank, we invite you to explore your eligibility. You can find all the details about who can join us at https://servicecu.org/about-us/become-a-member/ . Once you're ready to take the next step, opening an account is just as easy! Just visit us at https://app.loanspq.com/apply.aspx ?lenderref=scu6916&list=ccplvlstcb to get started. If you have any questions along the way, feel free to reach out at (603) 524-4967. We're excited to welcome you to Service and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments easily from customers, whether they're shopping in-store or online. Our merchant services allow you to do just that, providing secure payment processing and valuable insights into sales trends. This means you can focus on what you do best running your business while we take care of the financial details. Located at 11 Veterans Sq Laconia Nh 03246 in Laconia, NH, we are dedicated to being your partner in success. Reach out at (603) 524-4967 to learn more about how our business banking and commercial services can support your goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

We know convenience is key in today's fast-paced world. With our extensive network of ATMs available for cash withdrawals and basic transactions like deposits and balance checks, you can access your money whenever necessary. Plus, members can enjoy basic shared branch transactions through partner credit unions, ensuring that help is always nearby. As we strive to keep up with modern banking needs, our digital features like mobile payments and secure online banking are designed for ease of use so you can manage your finances wherever life takes you. At Service, we believe that financial success starts with the right resources and support. We invite you to visit us at 11 Veterans Sq Laconia Nh 03246 or give us a call at (603) 524-4967. Discover how we can assist you today! For more information about becoming a member and accessing all these fantastic services, check out our website or stop by during our operating hours: Monday through Friday from 8:30 AM to 6 PM and Saturday from 8:30 AM to 1 PM. Your journey towards better financial health begins here!

Financing Your Dreams

Whether you're looking to buy a car or finance your home, we've got you covered with our comprehensive loan options. Our Auto Loans & Vehicle Financing make it easier for you to hit the road in style without breaking the bank. If home ownership is on your mind, consider our Mortgage Loans & Refinancing services that offer competitive rates and flexible terms tailored for every budget.

Managing Debt with Confidence

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation options, you'll have the support you need to manage your finances effectively. Our loans can help simplify payments and reduce interest rates, allowing you to focus on what matters most.

Personal Banking Made Easy

We understand that managing your finances can be challenging. That's why we offer Personal Banking services, including checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds anytime you need them through our Online & Mobile Banking platforms. You can check balances, transfer money, and pay bills right from your smartphone.

Rewarding Credit Options

Looking for a credit card that gives back? Our Credit Cards with Rewards program lets you earn points or cash back on purchases you already make. It's a great way to save while spending!

Support for Businesses

If you're an entrepreneur or business owner, we also provide essential services under our Business Banking umbrella. From Merchant Services that make transactions smoother for customers to tailored Business Loans, we're here to help your business thrive.

Digital & Online Banking

Key Services

With our user-friendly mobile application, banking has never been more convenient. You can check your balance, transfer funds, and even pay bills right from your smartphone. Plus, our mobile payments feature lets you make purchases quickly and securely without needing cash or cards. We know security is a top concern, which is why we offer electronic signature authorization for added peace of mind when signing documents online. And if you prefer going paperless, you'll appreciate our e-statements, which provide a safe and eco-friendly way to keep track of your financial transactions.

Manage Your Money with Ease

Need to send money to a friend? Our person-to-person transfer service makes it simple and fast. Just a few taps on your screen and the money is on its way! At Service, we believe in empowering our members with real-time account management tools that are both accessible and easy to use. Our commitment to providing secure and efficient banking solutions means you can focus on what matters most while we take care of the rest. Experience the convenience of digital banking today!

Financial Strength

Commitment to Growth

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $69,897 in used auto loans and $4,669,873,346 in total loans and leases.

Growing Community Trust

Total Share and Deposit Accounts stand at 780,113, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 11 Veterans Sq Laconia Nh 03246 or call (603) 524-4967 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and aim to support your ambitions with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We provide guidance throughout the process to ensure you feel confident about your investment.

Refinancing Options

If you're considering refinancing any existing loans, we can help evaluate your options. Our team can guide you through what refinancing might mean for your financial future, ensuring you're getting the best deal possible. Whether you're ready to apply for a loan or just have questions about what might work best for you, feel free to reach out. You can visit us at 11 Veterans Sq Laconia Nh 03246, Laconia, NH, or call us at (603) 524-4967 during our operating hours: Monday to Friday from 8:30 AM to 6 PM and Saturday from 8:30 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. This can be an excellent option for those looking for short-term solutions or wanting to build their credit history.

Loan Aggregator

Ensuring Accurate Comparisons

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Key Benefits of Using LendMesh

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SERVICE FEDERAL CREDIT UNION