Service Credit Union Gorham NH | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Service, your trusted financial partner in Gorham, NH! Located at 561 Main St, we have been serving our community since 1957. With a strong commitment to our members, we proudly support over 360,846 individuals and families. Our total assets stand impressively at $5,717,610,074, reflecting our dedication to fostering financial stability and growth. At Service, we understand that every member's financial journey is unique. Whether you're looking for personal banking solutions, auto loans, or business services, we have tailored options just for you. Our total deposits amount to $192,494,435, ensuring that your savings are secure and accessible. With a net worth of $684,943,916 and cash in hand of $32,178,090, we are well-equipped to meet your needs. Our leadership team is dedicated to providing exceptional service. Under the guidance of CEO David Araujo and Board President Susan Desjardins, our staff of 983 employees is here to assist you with friendly advice and personalized solutions. While members can visit us at our branch location in Gorham, official correspondence should be sent to the same address: 561 Main Street, Gorham, NH 3581. We invite you to explore our range of services on our website here or give us a call at 603-752-0020. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Community

At Service, we recognize the importance of giving back. Our partnerships with local organizations and community outreach initiatives highlight our commitment to making Gorham a better place for everyone. We engage in various programs that support education, health, and wellness initiatives within our region. Additionally, as technology advances, so do we. We offer digital banking solutions that enhance accessibility for all members while ensuring ADA compliance. With online banking options and mobile applications available for seamless transactions, managing finances has never been easier. We invite you to join us at Service. Experience firsthand the benefits of being part of a credit union that prioritizes its members' needs and champions community growth. Together, let's build a brighter financial future! For more information or to become a member today, visit us at servicecu.org or call us at 603-752-0020.

Our Mission

Our mission at Service is straightforward: to empower our members to achieve their financial goals while making a positive impact in the communities we serve. We believe in providing accessible banking services that promote financial literacy and inclusion. Whether it's through personal banking options like checking and savings accounts or vehicle financing and mortgage loans, we aim to support every member at every stage of life. While members can visit us at 561 Main St, official correspondence should be sent to 561 Main Street, Gorham, NH 3581. Our operating hours are designed with your convenience in mind: Monday through Friday from 9 AM to 7 PM, Saturday from 10 AM to 5 PM, and Sunday from 11 AM to 2 PM.

Branch Location & Accessibility

Convenient Access and Features

Accessibility is a priority for us. Our branch features ADA-compliant facilities, ensuring that everyone can navigate comfortably. We also have ample parking available for members who choose to visit us in person. While you're here, you'll find that our operating hours are designed to fit your busy schedule: we're open Monday through Friday from 9 AM to 7 PM, Saturday from 10 AM to 5 PM, and Sunday from 11 AM to 2 PM.

Services Tailored for You

At Service Credit Union, we pride ourselves on offering a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, vehicle financing, or mortgage solutions, we've got you covered. For those who prefer flexibility, we provide online and mobile banking options so you can manage your finances anytime, anywhere. Additionally, our branch offers an ATM for quick cash withdrawals and balance checks. However, please note that we do not have drive-thru service available at this location. If you need assistance or have questions about our services, don't hesitate to give us a call at 603-752-0020. Our friendly team is ready to help you with whatever you need.

Visit Us Today!

We invite you to visit the Service Credit Union Gorham In-store Branch today! Experience firsthand the commitment we have towards providing exceptional service and support for all your banking requirements. Remember, if you need to send official correspondence, it should be directed to our mailing address at 561 Main Street, Gorham, NH 3581. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Service is like joining a caring community that prioritizes your financial well-being. If you're wondering if you can become part of this supportive family, the good news is that many people are eligible! Generally, anyone who lives, works, worships, or attends school in the Gorham area can join us. We also welcome family members of existing members, making it easier for you to share the benefits of membership with your loved ones. To learn more about the specific eligibility requirements and see if you qualify, check out our detailed information at https://servicecu.org/about-us/become-a-member/. Joining Service opens up a world of advantages, from personalized banking services to competitive loan rates. The process is simple and welcoming just visit us at our branch located at 561 Main St Gorham Nh 03581, or give us a call at (603) 752-0020 to get started on your journey toward membership. You can also open an account online by visiting https://app.loanspq.com/apply.aspx?lenderref=scu6916&list=ccplvlstcb. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Options for Growth

Imagine being able to turn your ideas into reality with the right funding. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In today's fast-paced world, having reliable merchant services can streamline your operations and enhance customer satisfaction. Picture this: easily accepting payments from customers whether they're shopping online or visiting your store. Our merchant services equip you with tools that make transactions simple and secure, allowing you to focus more on what you do best running your business. Located at 561 Main St Gorham Nh 03581 in Gorham, NH, we invite you to explore how our business banking solutions can empower your success. For more information, call us at (603) 752-0020 and let's take the next step together!

Comprehensive List Of Services

Business Services

For small business owners, we understand how vital it is to have reliable banking solutions. Our Business Banking services include merchant services and business loans tailored to support your growth. Whether you're looking to expand or need assistance managing cash flow, we've got the tools to help your business thrive.

Credit Options

Don't forget about our Credit Cards with Rewards, which give you more than just purchasing power they offer rewards on every dollar spent! Imagine earning points for your regular purchases that can be redeemed for travel, merchandise, or cash back. It's an easy way to benefit from the things you buy every day.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Service, we offer robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills right from your phone or computer anytime, anywhere. Plus, with ATM access available for cash withdrawals and balance checks, you'll never be far from your money.

Get Started Today!

We invite you to visit us at 561 Main St Gorham Nh 03581 in Gorham, NH, or give us a call at (603) 752-0020 to learn more about how we can assist you. Explore all that Service has to offer by visiting our website at Gorham In-store Branch. Let us partner with you on your financial journey!

Loans and Financing

If you're considering buying a new car or refinancing your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are here for you. Picture driving off in your dream car or finally settling into the home you've always wanted. We offer personalized loan terms that fit within your budget, making the process smooth and stress-free. For those unexpected expenses or debt consolidation needs, our Personal Loans provide a straightforward solution. You can take control of your finances and get back on track without the burden of high-interest rates.

Personal Banking

For everyday banking needs, our Personal Banking options include checking and savings accounts designed to help you manage your money effectively. Imagine having a checking account that suits your lifestyle, whether you're saving for a big purchase or managing daily expenses. With our competitive interest rates and flexible account features, you can easily keep track of your finances.

Digital & Online Banking

At Service, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to give you control at your fingertips, anytime and anywhere. With our online banking platform, you can access your accounts 24/7. Whether it's checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with the availability of e-statements, you can stay organized and reduce paper clutter while keeping your financial documents secure. For those on the go, our mobile application ensures that you have all the essential banking features right in your pocket. You can make mobile payments effortlessly and enjoy person-to-person transfers without any hassle. Whether you're splitting a dinner bill with friends or sending money to family, it's simple and quick. Security is a top priority for us at Service. Our electronic signature authorization means you can sign important documents safely online without needing to visit a branch. This added layer of security gives you peace of mind while enjoying the convenience of digital banking. Overall, our digital banking services are built around accessibility and ease-of-use. With the combination of robust security features and user-friendly tools, managing your finances has never been easier. Experience the freedom of banking on your terms with Service today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 780,113, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 561 Main St Gorham Nh 03581 or call (603) 752-0020 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $15,538,426 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $69,897 in used auto loans and $4,669,873,346 in total loans and leases.

Strong Financial Health

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. Whether you're purchasing a new vehicle or a reliable used one, our financing options make it easier than ever.

Credit Lines and Business Loans

For those interested in additional borrowing options, our total credit lines amount to $924,899,627, providing the flexibility needed for personal or business expenses. Additionally, if you're a business owner, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We provide competitive rates and flexible terms that can fit into any budget.

Refinancing Options

If you're considering refinancing any of your current loans, talk to us about your eligibility options. We're here to help you navigate through the process so that you can potentially lower your monthly payments or reduce your interest rate. At Service, we pride ourselves on being more than just a lender; we're your partner in reaching your financial objectives. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Don't hesitate to reach out let's work together toward securing your future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. These cards come with no collateral required and can be a great option for those looking to build or rebuild their credit history.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. If you are looking for reliable loan comparisons that prioritize your needs, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, providing users with confidence in their choices.

SERVICE FEDERAL CREDIT UNION - Gorham, NH

Compare Loan Rates Near You

Loan rates in Gorham, NH (03581)