Service Credit Union Franklin NH | Best Auto Loans & Business Banking

Introduction

Welcome to Service, your trusted credit union located at 886 Central St, Franklin, NH 03235. Since our establishment in 1957, we've dedicated ourselves to providing personalized financial services that empower our members and strengthen our community. With over 360,846 members relying on us for their financial needs, we take pride in being a cornerstone of support and guidance. At Service, we understand that each member's financial journey is unique. That's why we offer a variety of products designed to fit your needs, whether you're looking for a new auto loan, mortgage refinancing, or simply want to open a checking account. Our total assets exceed $5.7 billion, reflecting our commitment to stability and growth for our members. We currently hold $192,494,435 in deposits and have issued 204,286 loans and leases, ensuring that we can meet your borrowing needs while maintaining robust financial health. Our leadership team is dedicated to serving you well. Under the guidance of CEO David Araujo and Board President Susan Desjardins, we're constantly striving to enhance our services while keeping member satisfaction at the forefront of our mission. With a talented workforce of 983 employees, you can trust that there's always someone ready to assist you with friendly, knowledgeable support. While members can visit us at our Franklin branch, official correspondence should be sent to the same address: 886 Central Street, Franklin, NH 3235. We invite you to explore our website at servicecu.org for more information on how we can help you achieve your financial goals. Join us today and experience the Service difference where community matters and your financial success is our priority! Feel free to call us at 603-934-6323 during business hours; we're here to help!

Branch History & Mission

At Service, we take pride in our rich legacy and the profound impact we've had on the Franklin community since our establishment in 1957. Located at 886 Central St, Franklin, NH 03235, our branch has grown alongside its members, adapting to their needs while remaining steadfast in our commitment to provide personalized financial services. Over the years, we have welcomed more than 360,000 members into our family, a testament to the trust and loyalty we have built within the community. Our mission is simple yet powerful: to empower individuals and families through reliable financial services while actively supporting local initiatives. We believe that when our members thrive, so does the community. From offering personal banking solutions like checking and savings accounts to providing auto loans and business banking services, we are dedicated to making banking accessible for everyone. As we evolved, we embraced technology to enhance member experiences. Our online and mobile banking options allow members to manage their finances effortlessly from anywhere. We also ensure that everyone can access our services by maintaining ADA compliance throughout our facilities. At Service, we recognize that banking should be convenient and inclusive. In addition to our comprehensive financial offerings, we are proud of our partnerships with local organizations. Our outreach efforts support various community events and initiatives aimed at improving the quality of life in Franklin. These collaborations reflect our belief in giving back and fostering a vibrant community where everyone can succeed. While you can visit us at 886 Central St for all your banking needs during our lobby hours Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 8:30 a.m. to 1:00 p.m. official correspondence should be directed to our mailing address at 886 Central Street, Franklin, NH 3235. With total assets exceeding $5.7 billion, Service is well-equipped to serve you now and into the future. Join us today and discover how being part of Service not only strengthens your financial well-being but also contributes positively to the Franklin community. Together, let's build a brighter future! For more information or to become a member, give us a call at 603-934-6323 or visit us online at servicecu.org.

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 603-934-6323. Our dedicated team is here to help you navigate your banking needs every step of the way. We invite you to stop by and experience the welcoming atmosphere of Service Credit Union today!

Operating Hours

We know your time is valuable! That's why our lobby is open Monday through Friday from 8:30 a.m. to 6:00 p.m., and on Saturdays from 8:30 a.m. to 1:00 p.m. For those quick transactions, our drive-thru service offers convenient access to banking without leaving your car.

Services Offered

Our branch provides a wide range of financial services tailored just for you. Whether you're interested in personal banking, auto loans, or mortgage refinancing, we have something for everyone. Plus, with our ATM available on-site, accessing cash has never been easier. While members can visit us at 886 Central St for all their needs, official correspondence should be sent to our mailing address at 886 Central Street, Franklin, NH 3235 if it differs from the branch address.

Member Eligibility

Becoming a member of Service is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Franklin area, or if you are a family member of an existing member, you're likely eligible to join us! At Service, we're committed to providing personalized service and a variety of financial products designed to meet your needs. Plus, as a member, you gain access to exclusive benefits like competitive loan rates and low fees. To learn more about the specific eligibility requirements, feel free to visit our website at https://servicecu.org/about-us/become-a-member/. It's easy to become part of our community just reach out to us at (603) 934-6323 or start the account opening process online at https://app.loanspq.com/apply.aspx?lenderref=scu6916&list=ccplvlstcb. We can't wait to welcome you into our supportive network!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer essential merchant services designed to simplify daily operations. Imagine having the ability to accept payments seamlessly from your customers whether it's through credit cards or mobile payments right at your fingertips. This convenience can enhance customer satisfaction and improve cash flow for your business. Located at 886 Central St Franklin Nh 03235 in Franklin, NH, we're here to help you take your business to new heights. For more information or to discuss how we can assist you, give us a call at (603) 934-6323. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions such as deposits and withdrawals. If you're a member of a partner credit union, take advantage of our shared branch transactions for added flexibility when accessing your funds. If you're ready to experience all that we offer at Service, stop by our location at 886 Central St Franklin Nh 03235 or give us a call at (603) 934-6323. Our friendly staff is here to assist you Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturdays from 8:30 a.m. to 1:00 p.m. Join us today and discover how Franklin Branch Office can help you achieve your financial goals!

Business Banking Services

For our business members, we provide robust Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we offer financial tools that cater specifically to your business needs.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Service, we prioritize digital banking features like online banking and mobile banking. You can easily manage your accounts from anywhere pay bills, transfer funds, or check balances all from the palm of your hand. Our ATM & Cash Withdrawal Services give you 24/7 access to your funds so you can withdraw cash whenever needed.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on every purchase. Use those points for travel, gifts, or even cash back! With flexible payment options and no hidden fees, these cards make it simple to maximize your spending power while enjoying perks along the way.

Personal Banking Solutions

Our Personal Banking services include checking and savings accounts that help you manage your day-to-day finances effectively. Imagine having a convenient place to deposit your paycheck, pay bills online, and save for future goals all while earning interest on your savings. We also offer Auto Loans & Vehicle Financing, making it easier for you to drive away in the car of your dreams without breaking the bank. When life presents unexpected challenges, our Personal Loans & Debt Consolidation options can provide relief by simplifying your payments into one manageable loan. And if you're looking to purchase or refinance a home, our Mortgage Loans & Refinancing services are designed to guide you through the process with competitive rates and personalized assistance.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our online banking is the ability to send money quickly with person-to-person transfers. You can easily split bills or send funds to friends and family with just a few taps on your smartphone. Plus, our mobile application makes it even more convenient to handle your banking tasks on the go. For those who prefer going paperless, we offer e-statements that provide an eco-friendly way to keep track of your transactions. You'll receive timely updates directly to your email inbox, which helps you stay organized without clutter.

Secure Transactions at Your Fingertips

Our electronic signature authorization feature allows you to sign documents securely from anywhere. This means no more waiting for paperwork in the mail or needing to visit the branch for signatures. Everything is handled digitally, streamlining the process so you can focus on what matters most. Additionally, if you enjoy using mobile payments, you'll be pleased to know that our platform supports this feature as well. Just link your accounts and make secure purchases with ease. With all these capabilities available at Service, managing your finances has never been simpler or more secure. Embrace the freedom of digital banking today!

Financial Strength

Growing Member Base

The trust our members place in us is evident through our robust statistics: with 780,113 total share accounts, it's clear that more people are choosing Service as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 886 Central St Franklin Nh 03235 or call (603) 934-6323 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $15,538,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $69,897 in used auto loans and $4,669,873,346 in total loans and leases.

Strong Financial Health

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. We believe that having reliable transportation shouldn't break the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. We understand that running a business can be challenging, and having the right funding can make all the difference. If you're considering refinancing any of these loans or want more information about eligibility options, we encourage you to reach out to us. Our team is ready to assist you with personalized advice based on your unique situation. You can visit us at our branch located at 886 Central St Franklin NH 03235, or give us a call at 603-934-6323 during our operating hours: Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 8:30 a.m. to 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing transparent information and excellent service as you consider your financing options with us!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team is here to help you navigate the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. These cards are designed for those who want easy access to credit without putting up collateral.

Loan Aggregator

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SERVICE FEDERAL CREDIT UNION - Franklin, NH

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