Service Credit Union Durham NH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Service Credit Union, your trusted financial partner located at 155 Main St, Durham, NH 03824. Established in 1957, we have been proudly serving our community for over six decades. With a strong commitment to helping our members achieve their financial goals, we currently support a vibrant membership of 360,846 individuals. At Service Credit Union, we understand that your financial needs are unique. That's why we offer a comprehensive range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. With total assets of $5,717,610,074 and total deposits reaching $192,494,435, you can trust that your money is in safe hands. Our dedicated team of 983 employees works hard every day to provide you with the best banking experience possible. Under the leadership of CEO David Araujo and Board President Susan Desjardins, we strive to foster a welcoming environment where all members feel valued. While members can visit us at our branch address for all banking needs, official correspondence should be sent to the same location at 155 Main St, Durham, NH 03824. We also invite you to explore our services online at Service Credit Union or reach out to us at 603-868-1425 for any inquiries or assistance. Join us today and discover how Service Credit Union can help you navigate your financial journey with confidence!

Branch History & Mission

At Service, located at 155 Main St in Durham, NH, we have built a strong legacy since our founding in 1957. Our journey began with a commitment to serve the financial needs of our members and the community around us. Over the decades, we have grown significantly, now proudly serving over 360,000 members with total assets exceeding $5.7 billion. This growth reflects our dedication to providing exceptional financial services and support. Our mission is simple yet profound: to empower our members by offering accessible financial solutions while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether through checking and savings accounts, auto loans, or mortgage financing. Our focus is not just on transactions but on building lasting relationships with our members. While you can visit us at our branch address of 155 Main St in Durham, NH 03824 for all your banking needs, please note that official correspondence should be sent to the same address. We are conveniently located near local landmarks that make us easy to find. In addition to traditional banking services, we have embraced digital advancements that enhance member experience. Our online and mobile banking platforms allow for easy access to accounts anytime and anywhere. We are also proud to offer ATM availability for quick cash withdrawals and basic services. Community engagement is at the heart of what we do. We actively participate in outreach programs and partnerships that benefit the Durham area. Our shared service center ensures that even if you're a member of another partner credit union, you can enjoy essential banking services here. As we look to the future, we invite you to join us on this journey. Experience the benefits of membership with Service today! Whether you're looking for personal banking options or business solutions, we are here to help you succeed. Contact us at 603-868-1425 or visit our website at Service Credit Union to learn more about how we can support your financial journey.

Branch Location & Accessibility

Accessibility Features

At our branch, accessibility is a top priority. We offer ample parking spaces right outside, along with ADA-compliant features such as ramps and spacious entrances to ensure everyone can visit us comfortably.

Call-to-Action

If you're looking for friendly service and expert advice on your financial journey, don't hesitate to visit us or give us a call at 603-868-1425. At Service Credit Union, we're excited to help you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed with your convenience in mind: Monday through Friday from 9 AM to 4 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance during the week or prefer to come in on the weekend, we are here for you!

Services Offered

Our branch provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards there's something for everyone. Plus, we also offer business banking solutions including merchant services and business loans. For those who prefer self-service options, we have an ATM available on-site, allowing you quick access to cash or balance checks anytime during our operating hours.

Member Eligibility

Joining the Service family means becoming part of a supportive community that truly cares about your financial well-being. To become a member, you'll need to meet some simple eligibility criteria. Generally, those who live, work, worship, or attend school in our local area are welcome to join us. This means if you're from around Durham, NH, or have ties to the community, you're likely eligible! Plus, being a member at Service comes with fantastic benefits like lower loan rates and personalized service that feels like home. For more details on membership eligibility, feel free to check out this link for the most up-to-date information. Opening an account is as easy as pie! You can start your journey online by visiting this page or give us a call at (603) 868-1425 if you have any questions. Our friendly team is here to help you every step of the way. Come see us at 155 Main St Durham Nh 03824, and let's get started on achieving your financial goals together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that make transactions easier for your business. Picture this: you're at a busy market day, and customers want to pay quickly. Our merchant services ensure you can accept payments effortlessly, boosting customer satisfaction and sales. Located at 155 Main St Durham Nh 03824 in Durham, NH, we're here to help your business thrive. Contact us today at (603) 868-1425 for more information about how we can support your financial journey!

Comprehensive List Of Services

Accessibility for All Members

For members who prefer face-to-face interactions, we welcome you to visit us during our operating hours Monday through Friday from 9 AM to 4 PM and Saturday from 9 AM to 1 PM. With one ATM available on-site, accessing cash has never been simpler. At Service, we're not just about numbers; we're about people. Our commitment extends beyond transactions we're here to build lasting relationships with our members by understanding their needs and providing appropriate solutions. Ready to take the next step? Visit us at 155 Main St Durham Nh 03824 or give us a call at (603) 868-1425. Let's work together towards achieving your financial dreams! For more information on how to become a member or open an account, check out our website at Unh Branch.

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we proudly offer comprehensive Online & Mobile Banking features. Manage your accounts anytime, anywhere with ease! Our services include ATM & Cash Withdrawal Services, allowing you quick access to funds when you need them most. Additionally, basic shared branch transactions enable members from partner credit unions to deposit and withdraw easily.

Personal Banking Made Easy

We know that everyone's banking needs are different, which is why we provide flexible Personal Banking options. Whether you're opening a Checking or Savings Account, looking for competitive Auto Loans & Vehicle Financing, or considering Mortgage Loans & Refinancing, our team is ready to assist you every step of the way. Imagine driving away in your dream car or settling into a new home with favorable loan terms we're here to make those dreams come true.

Simplifying Your Finances

If you find yourself juggling multiple debts, our Personal Loans & Debt Consolidation services can help streamline your payments and reduce stress. Plus, our Credit Cards with Rewards offer great benefits that can enhance your spending experience, making every purchase rewarding.

Supporting Local Businesses

For our business members, we offer tailored solutions through our Business Banking services. From essential Merchant Services to flexible Business Loans, we are committed to helping local enterprises thrive. We recognize the importance of community support and strive to be a reliable partner for businesses in Durham.

Digital & Online Banking

Key Features

One of the standout features of our services is the option for electronic signature authorization. This means you can sign important documents securely online without needing to visit a branch. Plus, you'll never have to worry about paper clutter again with our e-statements available for all members. You can view and download your statements whenever you need them no more waiting for mail! Need to send money quickly? With our person-to-person transfer feature, you can easily send funds to friends or family without any hassle. You can also enjoy the convenience of mobile payments, making shopping and paying bills easier than ever.

Security and Accessibility

Your security is our top priority. All transactions conducted through our online banking system are protected with advanced security measures to keep your personal information safe. We strive to make our digital banking tools user-friendly, ensuring that managing your finances is straightforward and stress-free. At Service, we believe that banking should fit into your lifestyle seamlessly. Whether you're checking balances or making payments late at night, our digital services are here to help you every step of the way. Join us today and experience how easy banking can be!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $15,538,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 875 full-time employees and 108 part-time employees dedicated to serving you with knowledge and commitment.

Growing Membership Base

Our total share accounts stand at 780,113, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we are well-positioned to meet your needs as they evolve. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 155 Main St Durham Nh 03824 or call (603) 868-1425 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We prioritize our members above all else. Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our focus remains on benefiting you with better loan rates and exclusive perks.

Reinvestment for Growth

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; we have $69,897 in used auto loans and $4,669,873,346 in total loans and leases. This shows our ability to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $684,943,916, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of 11.97%, which demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing can make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. We understand the unique needs of businesses and are dedicated to supporting your entrepreneurial journey. At Service, we believe in providing transparent and straightforward lending solutions. If you're considering refinancing or want to explore eligibility options, our team is ready to assist you. You can always reach us at (603) 868-1425 for personalized support or visit us at our branch located at 155 Main St Durham Nh 03824 in Durham, NH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial stability starts here let's work together to make your dreams a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring that you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. This option can be a great way to handle everyday expenses or unexpected costs while enjoying the benefits of responsible credit use.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, allowing them to compare options confidently.

SERVICE FEDERAL CREDIT UNION - Durham, NH

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