Service Credit Union Service Concord NH | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Service, your trusted partner in financial well-being! Located at 8 Merchants Way, Concord, NH 03301, we've been serving our community since 1957. As a member-focused credit union, we pride ourselves on providing personalized financial services tailored to your needs. With over 360,846 members and total assets of an impressive $5,717,610,074, we are committed to helping you achieve your financial goals. While members can visit us at our Concord branch, official correspondence should be sent to our mailing address: 3003 Lafayette Rd, Portsmouth, NH 3801. Our dedicated team is here to assist you with a range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Led by our CEO David Araujo and Board President Susan Desjardins, Service boasts a robust team of 983 employees ready to support your journey. We understand that every member's needs are unique; that's why we focus on building lasting relationships with those we serve. With total deposits amounting to $192,494,435 and cash in hand of $32,178,090, you can rest assured knowing that your finances are secure with us. Whether you're looking for loans or just want to manage your accounts more effectively through online and mobile banking options available at our website, Service is here for you every step of the way. We invite you to experience the difference with us! Feel free to reach out via phone at 603-422-8300 or visit us during our operating hours: Monday-Wednesday from 9 AM - 5 PM, Thursday-Friday from 9 AM - 6 PM, and Saturday from 9 AM - 1 PM. Your financial success is our priority!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, staying connected is vital. That's why we embrace digital advancements like online banking and mobile payments while ensuring ADA compliance so everyone can access our services easily. Whether you prefer visiting our drive-thru or using an ATM yes, we have one available we strive to provide flexible options tailored to your lifestyle. As we continue to grow into the future, we invite you to join the Service Credit Union family. Experience the difference that comes with being part of a cooperative focused on your success and well-being. Together, let's build a brighter financial future! For more information about becoming a member or opening an account, please visit our website or call us at (603) 422-8300 today!

Our Mission

At Service Credit Union, our mission is simple yet impactful: to empower our members by providing accessible financial services while nurturing the communities we serve. We believe that banking should be personal and approachable. Our team is dedicated to delivering exceptional service whether you visit us in person or connect with us online. We offer personal banking options such as checking and savings accounts, auto loans, credit cards with rewards, and business banking solutions. In addition to traditional banking services, we also prioritize community outreach and support initiatives that uplift those around us. Our partnerships with local organizations allow us to give back and strengthen the fabric of Concord and its surrounding areas. While members can visit us at 8 Merchants Way Concord NH 03301 for all their banking needs, official correspondence should be sent to our mailing address: 3003 Lafayette Rd, Portsmouth, NH 3801. Our operating hours are designed for your convenience: Monday through Wednesday from 9 AM to 5 PM; Thursday and Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our location is not just about convenience; it's also about connection. Situated close to popular landmarks, you can swing by after visiting the nearby Concord Mall or take a quick stop while running errands in the area. With ample parking available, accessing our branch is hassle-free. Plus, we proudly offer ADA-compliant features to ensure everyone can visit us comfortably.

Get in Touch

If you have questions or want to learn more about our services like personal banking options including checking and savings accounts or our variety of loans feel free to give us a call at 603-422-8300. We invite you to come visit us at Service; your financial wellness is our priority!

Operating Hours and Services

At Service, we understand that life can get busy. That's why our lobby hours are tailored to fit your schedule: we're open Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday until 6 PM, and Saturday from 9 AM to 1 PM. Whether you're looking to open an account, apply for a loan, or just need some financial advice, our friendly staff is here to help! We also feature drive-thru banking for quick transactions such as deposits and withdrawals. Need cash on the go? Our ATM is readily available for your convenience. For those who bank with partner credit unions, we provide shared service center access making it easy for members of those institutions to conduct transactions with us as well.

Member Eligibility

At Service, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and rewarding! If you live, work, worship, or go to school in our local area, you're likely eligible to join us. We embrace individuals and families from all walks of life, so whether you're looking for better financial solutions or simply want to be part of a supportive network, we're here for you. For more detailed eligibility criteria, feel free to check out our website at https://servicecu.org/about-us/become-a-member/ . Joining Service opens the door to a range of benefits designed to enhance your financial well-being. From competitive rates on loans and savings accounts to personalized service that makes banking feel personal, we aim to cater to your needs. Ready to take the first step? You can easily open your account online by visiting https://app.loanspq.com/apply.aspx ?lenderref=scu6916&list=ccplvlstcb or give us a call at (603) 422-8300 if you have any questions. We're excited to welcome you to our family at 8 Merchants Way Concord Nh 03301!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify your daily operations. Imagine being able to accept payments seamlessly whether online or in-person making it easier for your customers to do business with you. Our solutions are designed to enhance your cash flow and streamline transactions, allowing you more time to focus on what you do best. Located at 8 Merchants Way Concord Nh 03301 in Concord, NH, our team is ready to partner with you on your journey toward success. For more information, give us a call at (603) 422-8300 or visit our website at https://servicecu.org/ . Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Take advantage of our ATM & Cash Withdrawal Services, available 24/7 for added convenience. You can also utilize basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. At Service, we strive to make banking easy and accessible for everyone in Concord. If you're ready to take advantage of our comprehensive services or if you have questions about how we can help meet your financial goals, don't hesitate to reach out at (603) 422-8300 or visit us at 8 Merchants Way Concord Nh 03301. Let's work together towards a brighter financial future!

Auto Loans & Vehicle Financing

If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We're here to make the process simple and stress-free, ensuring you find a loan that fits your budget without any hidden fees. Imagine driving off in your dream car with a manageable monthly payment it's closer than you think!

Business Banking Services

For small business owners in our community, our Business Banking services include merchant services and business loans tailored to help grow your enterprise. We know how vital it is for businesses to have reliable banking support, so we're committed to being partners in your success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. From making deposits and paying bills to transferring funds between accounts, everything is just a few clicks away.

Credit Cards with Rewards

We also offer Credit Cards with Rewards, which allow you to earn points on purchases you'll make anyway! From travel perks to cash back options, these credit cards can add value to your everyday spending while helping you manage your finances more effectively.

Mortgage Loans & Refinancing

Owning a home is one of life's biggest milestones. With our Mortgage Loans & Refinancing services, we guide you through the home buying or refinancing process, offering advice and support along the way. Our team can help you navigate various mortgage options, ensuring you get the best deal possible for your new home.

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to help you save effectively while enjoying easy access to your funds. Whether you're looking to establish your first account or seeking better options for your current banking needs, we have solutions tailored just for you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether it's for medical bills, education costs, or consolidating existing debt into a single payment, our loans are designed to meet your needs with favorable rates and terms.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you can stay connected to your finances with just a few clicks or taps. For those who prefer using their mobile devices, our dedicated mobile application enhances your banking experience further, putting all the tools you need right in the palm of your hand. We also offer electronic signature authorization for added convenience when handling important documents. Plus, you can opt for e-statements to keep track of your transactions without the clutter of paper statements. This feature not only helps you stay organized but also contributes to a greener planet!

Security and Accessibility

Your security is our priority. Our online banking system includes robust security features to ensure your personal information remains safe. You can make person-to-person transfers easily and securely, allowing you to send money directly to friends or family without any hassle. Additionally, we support mobile payments so that making purchases is quick and straightforward. Whether you're grabbing coffee or shopping for groceries, paying with your phone has never been easier. At Service, we're committed to making your banking experience smooth and efficient. Explore the full range of our digital services today by visiting https://servicecu.org/ and take control of your financial journey with confidence!

Financial Strength

Committed to Excellence

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 780,113, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 8 Merchants Way Concord Nh 03301 or call (603) 422-8300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Future Growth

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $69,897 in used auto loans and $4,669,873,346 in total loans and leases.

Solid Financial Health

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. Whether you're considering financing a new vehicle or need assistance with purchasing a reliable used car, our auto loan options can provide you with the flexibility and affordability you desire.

Commercial Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. We understand that every business has unique needs, and our commercial lending solutions are designed to support your specific objectives. In addition to these offerings, we also provide refinancing options to help you lower your monthly payments or adjust your loan terms as your financial situation changes. If you're interested in learning more about eligibility for any of our loan products or want to start an application today, feel free to reach out at (603) 422-8300, or visit us at our branch located at 8 Merchants Way Concord Nh 03301 in Concord, NH. Explore our loan offerings today and see how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We help streamline the mortgage process to ensure that you can navigate your path to owning a home without unnecessary hurdles.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. These credit cards come with various benefits designed to suit your lifestyle and spending habits.

Loan Aggregator

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SERVICE FEDERAL CREDIT UNION - Concord, NH