Service Credit Union Amherst NH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Service, your trusted financial partner located at 85 State Route 101A, Amherst, NH 03031. Since our establishment in 1957, we have proudly served our community and fostered a strong relationship with our members. With a total membership of 360,846, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. At Service, we understand that financial stability is essential for you and your family. Our robust assets totaling $5,717,610,074 enable us to offer a wide range of services, including personal banking, auto loans, mortgages, and business financing. We currently manage over $192,494,435 in deposits and boast a net worth of $684,943,916, ensuring that your money is safe with us. Our team is led by CEO David Araujo and Board President Susan Desjardins, who are committed to enhancing member experiences and driving community engagement. With a workforce of 983 employees, we are here to help you navigate your financial journey with ease. While members can visit us at our Amherst branch for all their banking needs, official correspondence should be sent to the same address: 85 State Rte 101A, Amherst, NH 3031. Whether you're looking for assistance or advice, feel free to reach out at 603-249-9532 or explore our services further on our website at servicecu.org. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Our commitment to providing modern conveniences includes online and mobile banking options that allow members to manage their finances easily and securely from anywhere. We ensure that all our digital platforms meet ADA compliance standards so that everyone can access our services without barriers. While members can visit us at 85 State Route 101A, official correspondence should be sent to 85 State Rte 101A, Amherst, NH 3031 if different. With over $5.7 billion in total assets, Service is well-equipped to handle your financial journey. We invite you to experience the benefits of being part of our credit union family. Join us today and discover how Service can help you achieve your financial goals! For more information or assistance, please call us at 603-249-9532 or visit our website.

Our Mission

At Service, our mission is clear: to provide exceptional financial services while fostering community development and support. We strive to empower our members with the tools they need for financial success. Whether it's personal banking options like checking and savings accounts, auto loans, mortgages, or business banking services we're here to help every step of the way. We understand that financial wellness goes beyond transactions; it's about building relationships. That's why we actively engage in partnerships and outreach efforts within the community. Our goal is to make a positive impact on the lives of those we serve by not only meeting their banking needs but also supporting local initiatives that uplift our neighborhood.

Branch Location & Accessibility

Welcome to the Service Credit Union, your friendly neighborhood financial partner located at 85 State Route 101A in Amherst, NH. We pride ourselves on being easily accessible to our members, making it simple for you to manage your banking needs. Our branch is situated near local landmarks that you may recognize, which makes finding us a breeze! At Service, we understand that convenience matters. That's why our location is designed with accessibility in mind. Whether you're driving or walking, you'll find plenty of parking available right outside our doors. Plus, our branch is equipped with features that ensure everyone can access our services comfortably. Our operating hours are crafted to fit into your busy schedule: we're open Monday through Friday from 9 AM to 7 PM, Saturday from 10 AM to 5 PM, and Sunday from 11 AM to 2 PM. No matter when you need us, we're here to help! You can reach us at (603) 249-9532 for any questions or assistance. If you prefer banking on the go, you'll be pleased to know that we offer ATM services right here at our branch. While we currently don't have drive-thru banking, we invite you to come inside and experience our welcoming atmosphere. For official correspondence or mail inquiries, please send them to our mailing address: 85 State Rte 101A, Amherst, NH 3031. We're excited about serving you and encourage you to stop by or give us a call today!

Member Eligibility

Welcome to the Service family, where becoming a member means stepping into a supportive community that truly cares about your financial well-being. At Service, we believe in making banking accessible and beneficial for everyone. If you're looking to join us, you'll be pleased to know that membership is open to individuals who live, work, worship, or attend school in our local communities. Whether you're a first-time member or looking to switch from another bank, we're here to help you every step of the way. Getting started is easy! You can find all the details about eligibility by visiting our website at https://servicecu.org/about-us/become-a-member/. Once you check that out and see how simple it is to qualify, you're just a few clicks away from opening an account. To start your journey with us, feel free to reach out at (603) 249-9532 or visit us at 85 State Route 101A Amherst Nh 03031. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that streamline your operations. Imagine processing payments easily while managing your cash flow more effectively. With our merchant services, you can accept various payment types without any hassle, allowing you to focus on what matters most growing your business. If you're ready to explore how our tailored solutions can benefit your company, visit us at 85 State Route 101A Amherst Nh 03031 in Amherst, NH, or give us a call at (603) 249-9532. Let's work together to make your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. You can manage your accounts from anywhere whether it's checking balances or transferring funds all at your fingertips. Our ATM services offer easy cash withdrawal options whenever you need them, along with basic ATM access for balance checks.

Credit Cards & Business Banking

For those who love rewards, our credit cards with rewards make everyday spending more rewarding. You can earn points on purchases that lead to exciting perks, making each transaction worthwhile. If you're a business owner, we have tailored solutions just for you! Our business banking services, including merchant services and business loans, are crafted to support your enterprise's growth and success.

Personal Banking Solutions

When it comes to personal banking, we offer flexible checking and savings accounts that suit various lifestyles. Imagine having easy access to your funds and the ability to save for future goals all in one place. With our auto loans and vehicle financing, you can drive away in your dream car with competitive rates and personalized service. Need a place to call home? Our mortgage loans and refinancing options provide you with the resources necessary for buying or upgrading your residence, ensuring that the process is smooth and stress-free. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help alleviate financial burdens, allowing you to focus on what truly matters.

We're Here for You

With extended hours during the week and weekend availability, visiting us at our branch located at 85 State Route 101A Amherst Nh 03031, Amherst NH 03031 is always convenient. Feel free to reach out at (603) 249-9532 if you have any questions or need assistance navigating any of our services. At Service, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. Explore our comprehensive list of services today and see how we can help you achieve your financial goals! Visit us online at Amherest In-store Branch or drop by our branch we can't wait to assist you!

Digital & Online Banking

At Service, we understand that life is busy, and you need banking solutions that fit your schedule. That's why we offer a range of digital and online banking services designed to give you easy access to your accounts, all while ensuring top-notch security. With our 24/7 online banking services, managing your finances has never been more convenient. One of the highlights of our services is the user-friendly online banking platform available at https://servicecu.org/. Here, you can check your account balances, transfer funds, and pay bills anytime and anywhere. Plus, with electronic signature authorization, signing documents is as simple as a click no more waiting for papers to arrive in the mail! For those who prefer paperless options, we provide e-statements that allow you to view your account statements online securely. This not only helps the environment but also keeps your financial information organized and accessible right when you need it. Our mobile application brings all these features straight to your fingertips. Whether you're making person-to-person transfers or using mobile payments for quick purchases, our app makes it easy. You can even manage your accounts on-the-go, so you'll always be in control of your finances. Accessibility is key, and with our services, you'll have real-time management of your accounts without any hassle. You can rest assured knowing that all transactions are protected with advanced security measures. In short, at Service, we're dedicated to making banking easier and safer for you. Explore all our digital offerings today by visiting https://servicecu.org/ and take control of your financial future!

Financial Strength

At Service, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to maintaining strong financial health, you can trust that your finances are in good hands. With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $69,897 in used auto loans and $4,669,873,346 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $15,538,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 780,113, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 85 State Route 101A Amherst Nh 03031 or call (603) 249-9532 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing any of your existing loans or want to explore eligibility options, our team is ready to assist you. We believe in transparency and are dedicated to helping you find the best financial path forward. At Service, we prioritize your financial well-being. If you have any questions or would like to discuss our loan offerings further, please don't hesitate to reach out at (603) 249-9532 or visit us at 85 State Route 101A Amherst Nh 03031 in Amherst, NH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to offering solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that can benefit you.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures fair and transparent offers. Users can trust that the information they receive reflects current market conditions and lender requirements.

SERVICE FEDERAL CREDIT UNION - Amherst, NH

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