Service Credit Union Grand Forks Afb ND | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Service at our Grand Forks Afb Branch, located at 589 Holzapple St Bldg 210, Grand Forks Afb, ND 58204. Since our establishment in 1957, we have been dedicated to serving our community with trust and reliability. With a robust membership of 360,846 and total assets exceeding $5.7 billion, we strive to provide our members with personalized financial solutions that empower their lives. At Service, we understand the importance of financial well-being. That's why we're committed to offering a wide range of services, including personal banking, auto loans, mortgages, and business banking options. Our dedicated team of 983 employees, led by CEO David Araujo and Board President Susan Desjardins, is here to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 589 Holzapple St Bldg 210, Grand Forks Afb, ND 58204-1020. With a net worth of $684,943,916 and total deposits amounting to $192,494,435, we are in a strong position to support our members' financial goals. Our cash reserves stand at $32,178,090, ensuring we can meet your needs effectively. Join us as we continue to make an impact in the community through exceptional service and commitment. If you're ready to explore how we can help you achieve your financial dreams or if you have any questions, don't hesitate to call us at 701-594-3347 or visit our website at servicecu.org. Your journey toward better banking starts here!

Branch History & Mission

Join Us

While you can visit us at our branch address for all your banking needs during our operating hours (Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 3 PM), official correspondence should be sent to 589 Holzapple St Bldg 210, Grand Forks Afb, ND 58204-1020 if it differs from our branch location. We invite you to experience the benefits of membership with Service. Join us today and discover how we can help you reach your financial aspirations while contributing positively to our vibrant community. For more information or to become a member, please give us a call at 701-594-3347 or visit us online at Service Credit Union. Together, let's build a brighter future!

Our Mission

At Service, our mission goes beyond just providing financial services; it's about building a stronger community. We strive to empower individuals by offering tools that help them achieve their financial goals whether that's buying a car or saving for a home. We believe that when one member succeeds, we all succeed. We also recognize the importance of giving back. Through various partnerships and outreach programs, we actively contribute to local initiatives aimed at improving quality of life in Grand Forks Afb. By supporting education programs and community events, we reinforce our commitment to being more than just a credit union; we are your neighbor.

Our Story

Located at 589 Holzapple St Bldg 210 in Grand Forks Afb, ND, our branch has seen significant growth and change throughout the decades. From our humble beginnings to becoming a pillar of support for local families and businesses, we've consistently prioritized the needs of our community. As we expanded our offerings from personal banking services like checking and savings accounts to auto loans and mortgages we have remained committed to our core values of trust, integrity, and service. Our headquarters in Portsmouth, NH is where it all began, but our heart lies here in Grand Forks Afb. We are dedicated to making banking easier for everyone by embracing technology while ensuring that personal connections remain at the forefront of what we do. Our members enjoy digital advancements such as online banking and mobile payments alongside traditional face-to-face interactions.

Branch Location & Accessibility

Additional Features

While visiting us at our physical location is encouraged, please note that official correspondence should be sent to the same address: 589 Holzapple St Bldg 210 in Grand Forks Afb. Although we do not currently offer drive-thru banking or shared service center access, our friendly staff is always available to assist you in person or over the phone at 701-594-3347. Ready to take the next step in your financial journey? We invite you to come by and see how Service can help you achieve your goals!

Convenient Location

Situated near the heart of Grand Forks Afb, our location is easily accessible whether you're coming from nearby homes or visiting local businesses. We're proud to be a part of this vibrant community, making it simple for you to stop by whenever you need assistance. Plus, we offer ample parking and are fully ADA compliant, ensuring that everyone can access our services with ease.

Operating Hours & Services

We understand that life gets busy, which is why we've designed our operating hours for your convenience. You can visit us Monday through Friday from 10 AM to 6 PM, and on Saturdays from 10 AM to 3 PM. Whether you want to open a new account, apply for an auto loan, or discuss your mortgage options, our dedicated team is ready to help during these hours. At Service, we provide a variety of services including checking and savings accounts, vehicle financing, personal loans, and even business banking solutions. Need quick access to cash? Our ATM is available on-site for your convenience.

Member Eligibility

Becoming a member of Service is like joining a caring family that prioritizes your financial well-being. If you live, work, or worship in the area around 589 Holzapple St Bldg 210 Grand Forks Afb Nd 58204, you're already on the right path to membership! We welcome individuals who share our values and goals, making it easy for you to connect with us. To learn more about the specific eligibility requirements, feel free to check out this helpful resource: https://servicecu.org/about-us/become-a-member/ . Opening an account at Service is straightforward and inviting. With just a few simple steps, you can start enjoying our range of services designed with your needs in mind. Whether you're looking for personal banking solutions or loans, we're here to support you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (701) 594-3347. Join us today and experience the difference of being part of a community-focused credit union! You can also begin your membership journey by visiting https://app.loanspq.com/apply.aspx?lenderref=scu6916&list=ccplvlstcb .

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $616 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $731,139,574, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer practical merchant services that help you manage daily transactions effortlessly. Imagine having a reliable payment processing system that allows you to accept payments anytime, anywhere. This means more convenience for your customers and better cash flow for your business. Located at 589 Holzapple St Bldg 210 Grand Forks Afb Nd 58204 in Grand Forks Afb, ND, our dedicated team is ready to assist you with personalized service and expert advice. Contact us at (701) 594-3347 to learn how we can partner together on your business journey!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking solutions, including merchant services and business loans. We understand the importance of having reliable financial backing as you grow your venture.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your finances right from the palm of your hand. With easy access to ATM services for cash withdrawals and balance checks, you can stay on top of your finances anytime, anywhere.

Loans & Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. They're designed to give you peace of mind when you need it most. And for those who love rewards, check out our credit cards with benefits that suit your spending habits.

Member Support

At Service, member satisfaction is our priority. Whether you have questions about opening an account or need assistance with any service, our friendly team is here to help. Feel free to reach us at (701) 594-3347 during operating hours: Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 3 PM. We invite you to visit us at 589 Holzapple St Bldg 210 Grand Forks Afb Nd 58204 in Grand Forks Afb, ND or explore more about our services online at Grand Forks Afb Branch. Join us today and discover how we can support your financial goals!

Personal Banking

Our personal banking options include checking and savings accounts that fit every lifestyle. Imagine easily managing your daily expenses with an account that offers features tailored just for you. Plus, our competitive rates on auto loans and vehicle financing make it simpler than ever to get behind the wheel of a new car. If you're considering buying a home, our mortgage loans and refinancing options can help you navigate the process smoothly.

Digital & Online Banking

Key Features

Our online banking services make it easy to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can also take advantage of our electronic signature authorization for a hassle-free experience when signing documents. Prefer paperless communication? You'll love our e-statements, which are available anytime you need them. If you're always on the move, our mobile application is here to help. It allows you to manage your accounts right from your smartphone perfect for those who prefer to handle their banking in real-time. Plus, with our mobile payments feature, making purchases has never been easier or more convenient.

Security and Accessibility

We know that security is a top concern for our members. That's why every transaction made through our online banking services is protected with advanced security features. You can rest easy knowing that your personal information is safe while you enjoy all the conveniences of modern banking. Need to send money to friends or family? Our person-to-person transfer option makes it quick and easy to send funds without the hassle of cash or checks. With all these features at your fingertips, managing your finances with Service is not just easy it's empowering. Whether you're checking in on your accounts late at night or sending money during lunch break, we're here to support you every step of the way. Visit us online today at https://servicecu.org/ and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $651,514,275 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $69,897 in used auto loans and a total of $4,669,873,346 in loans and leases supporting your financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at 780,113, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service is your trusted partner. Visit us at 589 Holzapple St Bldg 210 Grand Forks Afb Nd 58204 or call (701) 594-3347 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,896,344,400 in share certificates and $405,361,373 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 875 full-time employees and 108 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $684,943,916, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,197 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,123,124,974 in used vehicle loans and $522,034,567 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are designed to fit your budget and lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $731,139,574 provide the capital needed to grow and expand. We know that every business has unique needs, so we work closely with you to customize financing solutions that fit your business model.

Credit Lines

Additionally, we provide credit lines with a total value of $924,899,627, giving you the flexibility to cover unexpected expenses or opportunities as they arise. Our credit lines are designed to help you manage cash flow without unnecessary stress. Whether you're considering refinancing existing loans or exploring eligibility options, our team is here to assist you every step of the way. Contact us today at (701) 594-3347 to learn more about our loan products or visit us at 589 Holzapple St Bldg 210 Grand Forks Afb Nd 58204 in Grand Forks Afb, ND. We're committed to providing support and guidance tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $394,250,024, make buying or refinancing simple. We provide guidance throughout the process and offer competitive rates to ensure that your journey to owning a home is smooth and straightforward.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,140,205 in loans helping members manage their finances effectively. These cards can be an excellent tool for everyday purchases while building or improving your credit score.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified information guarantees that you receive fair and transparent offers, allowing you to confidently explore your financing options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions about your borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of our tool in finding the best loan options available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SERVICE FEDERAL CREDIT UNION