Service 1st Credit Union Greenville TX | Best Auto Loans & Business Banking

Introduction

Welcome to Service 1st, your trusted financial partner located at 10001 Jack Finney Blvd, Greenville, TX 75402. Established in 1954, we have built a strong community presence with over 5,112 dedicated members who rely on us for their banking needs. Our commitment to exceptional service and community support sets us apart as a leading credit union in the area. At Service 1st, we pride ourselves on our robust financial standing, boasting total assets of $73,694,380 and total deposits reaching $6,482,023. Our net worth stands strong at $9,760,458, ensuring that your funds are secure with us. We offer a variety of services tailored to meet your financial needs from personal banking and auto loans to business banking solutions. Our leadership team is dedicated to fostering an environment of trust and reliability. Under the guidance of CEO Ryon Gilliam and Board President Fred Hite Jr., our staff of 16 employees is here to assist you with any inquiries or banking needs you may have. Whether you prefer visiting us in person or using our online banking services, we strive to make your experience seamless and enjoyable. While members can visit us at our branch address, official correspondence should be sent to PO Box 8155, Greenville, TX 75404. If you need assistance or have questions about our services, please feel free to reach out at 903-457-4686. Join us today and discover how Service 1st can help you achieve your financial goals! Visit our website at Service 1st for more information or stop by during our operating hours: Monday through Thursday from 8 AM to 5 PM (Lobby) and Friday from 7 AM to 6 PM (Drive-Thru). We look forward to serving you!

Branch History & Mission

Welcome to Service 1st, a credit union deeply rooted in the heart of Greenville, TX. Since opening our doors in 1954, we have proudly served our community, evolving from a small organization into a trusted financial partner for over 5,100 members. Our branch is located at 10001 Jack Finney Blvd, a convenient spot that's easily accessible for all. Whether you're visiting us for personal banking needs or looking to secure a loan, our team is here to support you. Over the years, Service 1st has grown significantly. Today, we boast total assets of $73,694,380 and continue to expand our services to meet the diverse needs of our members. From auto loans and mortgage refinancing to personal loans and business banking solutions, we strive to provide comprehensive financial support that empowers our community. At the core of Service 1st lies our mission: to enhance the financial well-being of our members while fostering community growth. We are dedicated not only to providing excellent financial services but also to being an active participant in local initiatives. Through partnerships with various organizations and community outreach programs, we aim to uplift those around us and create lasting positive change. Our operating hours make it easy for you to connect with us. We are open Monday through Thursday from 8 AM to 5 PM, with extended lobby hours until 6 PM on those days as well as Friday hours from 7 AM to 6 PM for your convenience. Our branch also features a drive-thru service and an ATM for quick access to your funds whenever you need them. While you can visit us at our branch address for all your banking needs, official correspondence should be directed to PO Box 8155, Greenville, TX 75404 if it differs from your visit. As we look ahead, we remain committed to embracing digital advancements and enhancing customer experiences. Our online banking platform offers easy access to your accounts anytime, anywhere. We also prioritize accessibility by ensuring that our facilities comply with ADA standards. Join us at Service 1st and experience how we can help you achieve your financial goals while being part of a caring community. Your journey starts here become a member today!

Branch Location & Accessibility

Connect With Us

Have questions or ready to start banking with us? Give us a call at 903-457-4686 or drop by our branch! Our friendly staff at Service 1st is eager to assist you on your financial journey. Visit us today and discover how easy banking can be!

Convenient Access

Parking is ample and easy at our branch. We also prioritize accessibility for all our members; our facilities comply with ADA standards, featuring ramps and designated parking spaces to ensure everyone can visit us without hassle.

Operating Hours

At Service 1st, we value your time. Our lobby hours are designed to fit your schedule. We're open Monday through Thursday from 8 AM to 5 PM, and on Fridays from 7 AM to 6 PM. Whether you need assistance with personal banking or want to explore loan options, we're here to help during those hours.

Services Offered

We offer a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks right outside the branch. Plus, enjoy the convenience of drive-thru banking for simple transactions without leaving your car.

Member Eligibility

At Service 1st, we believe in creating a welcoming community where everyone can thrive together. Becoming a member is easy and open to those who live, work, worship, or attend school in our service area. If you share these connections, you're already on your way to enjoying the many benefits of membership! Not only will you gain access to competitive rates on loans and savings, but you'll also receive personalized service tailored just for you. To explore the full eligibility criteria and see if you're ready to join us, please visit . If you have any questions or need assistance, don't hesitate to call us at (903) 457-4686 or drop by our branch located at 10001 Jack Finney Blvd Greenville Tx 75402. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work

When it comes to managing daily transactions, our merchant services simplify payment processing. Imagine running your café and seamlessly accepting payments from customers using credit cards or mobile wallets all while keeping track of sales in real-time. Our easy-to-use tools help you focus on what matters most: growing your business. Visit us at 10001 Jack Finney Blvd Greenville Tx 75402, Greenville, TX 75402, or call us at (903) 457-4686 to learn more about how our business banking solutions can work for you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members in the community, we offer comprehensive business banking services including merchant services and business loans tailored to help you grow and succeed. We understand the unique challenges businesses face and aim to provide solutions that make managing finances easier.

Convenient Access to Funds

Need cash? Our ATM services ensure that you have access to your money whenever you need it. Plus, our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days when every minute counts.

Credit Cards with Benefits

Our credit cards come with rewards that allow you to earn as you spend! Whether it's cash back on everyday purchases or points towards travel, our cards are designed to help maximize your spending power while keeping your finances in check.

Engage with Us

If you're ready to explore how Service 1st can support your financial goals, don't hesitate to reach out! You can give us a call at (903) 457-4686 or visit us at 10001 Jack Finney Blvd Greenville Tx 75402. Our team is eager to assist you in any way possible. Discover all that we have to offer today!

Financing Your Dreams

When it comes to bigger purchases, like buying a car or home, we've got you covered with our auto loans and mortgage options. Our friendly staff will guide you through the process, ensuring you find the best financing solution. We also offer personal loans for those times when unexpected expenses arise or when you want to consolidate debt into one manageable payment.

Personal Banking Made Simple

We understand that managing your finances can sometimes feel overwhelming. That's why we provide essential personal banking services like checking and savings accounts that fit right into your lifestyle. With our easy-to-use online banking and mobile services, you can check your balance, transfer funds, and pay bills from anywhere no need to make an extra trip to the branch!

Digital & Online Banking

At Service 1st, we understand that convenience and security are essential in today's banking world. That's why we offer a robust selection of digital and online banking services designed to fit your lifestyle and keep your information safe. With our 24/7 online banking services, you can manage your finances anytime, anywhere. Just visit us at https://service1.org/ to access your accounts with ease. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Our electronic signature authorization feature makes it easier than ever to handle important documents without the need for paper. You can sign forms securely online, saving time and reducing hassle. Plus, enjoy the peace of mind that comes with e-statements availability get your account statements delivered straight to your inbox instead of waiting for them in the mail. Need to send money to friends or family? Our person-to-person transfers let you do just that quickly and securely. It's as simple as sending a text message! And if you're on the go, don't worry our mobile banking features keep you connected wherever you are. While we currently do not offer a mobile application or mobile payment features, our website is fully optimized for mobile use, ensuring you can perform all your banking tasks from your smartphone or tablet without missing a beat. At Service 1st, we're committed to providing user-friendly services that empower you to take control of your finances. Explore our digital banking options today and experience how easy managing your money can be!

Financial Strength

Dedicated Team

Our commitment to service is backed by a dedicated team of 15 full-time employees and 1 part-time employees, ensuring that our branches are always ready to assist you with knowledgeable guidance.

Growing Member Base

Our strong member base is evident as we manage a total of 7,101 share accounts. This reflects the trust that our community has placed in us as their chosen credit union. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 10001 Jack Finney Blvd Greenville Tx 75402 or call (903) 457-4686 to learn more about how we can help you achieve your financial goals.

Lending Support

We support your financial goals with $1,844 in used auto loans and $38,998,552 in total loans and leases. This lending capacity helps members achieve their dreams whether it's buying a vehicle or financing other needs.

Member-Centric Savings

Members' savings are secured through $610,527 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members' interests over traditional banking practices; this is reflected in our management of resources, which allows us to provide better loan rates and exclusive perks.

Reinvestment for Growth

With $9,701,766 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This approach ensures that your funds contribute directly to enhancing the services we offer.

Solid Financial Health

With a net worth of $9,760,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,323 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,418,895 in used vehicle loans and $17,479,824 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we can guide you through the financing process.

Business Financing

For business owners seeking capital for growth, we also offer commercial loan options. Though currently there are no outstanding commercial loans available at Service 1st, we are committed to supporting local businesses when opportunities arise.

Contact Us

If you're interested in any of our loan products or want more information about eligibility options or refinancing opportunities, feel free to reach out! You can contact us at (903) 457-4686, or visit us at our branch located at 10001 Jack Finney Blvd Greenville Tx 75402 in Greenville, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're dedicated to providing transparent and supportive service as you navigate your financial journey with us.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer comprehensive mortgage solutions that cater to various needs, including Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're considering refinancing your current mortgage, we have flexible options available to help lower your payments or access equity in your home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our unsecured credit card loans provide you with the flexibility you need. With a total of $1,916,723 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that suit your lifestyle.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers. By relying on verified institutions, LendMesh guarantees that users are presented with legitimate loan options.

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from recognized financial institutions, which enhances transparency in the comparison process. Users can trust that they are looking at authentic rates. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so that every user can find the best deal available. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare offers and make decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this reflect the reliability and efficiency of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SERVICE 1ST CREDIT UNION