Service 1st Credit Union Williamsport PA | Top Checking & Business Loans

Introduction

Welcome to Service 1st, your trusted partner in financial well-being, located at 814 Westminster Dr, Williamsport, PA 17701. Since our establishment in 1975, we've dedicated ourselves to serving our community with a personal touch and a commitment to excellence. With over 46,000 members benefiting from our services, we take pride in being a cornerstone of support for families and businesses alike. At Service 1st, we understand that financial needs vary widely among our members. That's why we offer a comprehensive range of services from checking and savings accounts to auto loans, mortgages, and even business financing options. Our total assets stand strong at an impressive $689,030,962, ensuring that we have the resources to support your financial journey. Our CEO, Michael Thomas, along with Board President Tracy Shirk, leads a dedicated team of 148 employees who are here to assist you every step of the way. Whether you're looking to open a new account or apply for one of our 27,708 loans and leases, we are ready to help you achieve your goals. For any official correspondence, please use our mailing address: 814 Westminster Dr, Williamsport, PA 17701. You can reach us by phone at 570-567-0800 or visit our website at service1.org for more information about our offerings. Join us today and discover how Service 1st can empower your financial future!

Branch Location & Accessibility

Accessibility and Amenities

At Service 1st, we understand that accessibility is key. Our branch is fully ADA compliant, featuring ramps and wide entryways to ensure everyone can access our services comfortably. We also provide ample parking space right outside, making it easy for you to pop in whenever you need assistance. For those who prefer banking on the go, we have an ATM available for quick cash withdrawals and balance checks. If you're looking for added convenience, take advantage of our drive-thru banking service. This allows you to handle basic transactions like deposits and withdrawals without having to leave your vehicle.

Contact Us

If you have any questions or would like more information about our services including personal banking options like checking accounts, auto loans, mortgages, and credit cards please don't hesitate to reach out! You can call us at (570) 567-0800. Come visit us at Service 1st today! We're excited to help you achieve your financial goals.

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, and Friday from 8:30 AM to 6:00 PM. On Saturdays, we're available from 8:30 AM until noon. Whether you need personal banking services or want to explore loan options, our friendly team is ready to assist you.

Member Eligibility

At Service 1st, we're excited to welcome you into our family! Becoming a member is more than just opening an account; it's about joining a supportive community that cares for your financial well-being. To qualify for membership, you simply need to meet some basic criteria, such as living or working in the area, or being a relative of an existing member. This makes it easy for individuals from all walks of life to enjoy the benefits we offer. For a complete overview of eligibility details, feel free to check out our resource at http://www.service1.org/join . Once you're ready to take the next step, opening an account with us is straightforward and welcoming. You can find all the information you need to get started at http://www.service1.org/personal/loans/apply-for-a-loan . If you have any questions or would like assistance along the way, don't hesitate to reach out to us at (570) 567-0800. We look forward to having you join us at Service 1st, located at 814 Westminster Dr Williamsport Pa 17701!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $41,164,810, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: a busy Saturday morning at your store where customers are flowing in. With our easy-to-use payment processing solutions, you can ensure quick and secure transactions. This not only enhances customer satisfaction but also helps you manage your cash flow effectively. Visit us at 814 Westminster Dr Williamsport Pa 17701 in Williamsport, PA, or call us at (570) 567-0800 to learn more about how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you ready to hit the road? Our Auto Loans & Vehicle Financing services make purchasing or refinancing a vehicle simple and affordable. With competitive rates and flexible terms, we help put you behind the wheel without breaking the bank. Picture driving off in your dream car while knowing you're getting the best deal possible.

Business Banking Solutions

If you're a business owner, our Business Banking services are tailored for you. From merchant services that simplify payment processing to business loans designed to fuel your growth, we are committed to supporting local businesses like yours thrive.

Convenient Access Anytime, Anywhere

In addition to these core offerings, Service 1st provides essential services such as ATM access for easy cash withdrawals and drive-thru banking for quick transactions. Our online banking features ensure you have access to your accounts whenever and wherever you need it. Our friendly staff is always ready to assist you with any questions regarding our services or help you find the right financial products suited for your needs. Reach out at (570) 567-0800 or visit us at 814 Westminster Dr Williamsport Pa 17701 during our operating hours: Monday 8:30 AM - 5:00 PM, Tuesday-Thursday 8:30 AM - 4:00 PM, Friday 8:30 AM - 6:00 PM, and Saturday 8:30 AM - 12:00 PM. Join us today at Loyalsock, where we're not just about banking; we're about building lasting relationships with our members and empowering them on their financial journeys!

Credit Cards with Rewards

Make every purchase count with our Credit Cards with Rewards program. Enjoy benefits like cashback and points for travel while managing your spending effectively. It's an excellent way to earn rewards just for using your card for everyday purchases.

Home Sweet Home with Mortgage Loans

Thinking about buying a home? We offer tailored Mortgage Loans & Refinancing options that support you every step of the way. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through the process, ensuring you understand each option available.

Personal Banking Made Easy

Managing your finances shouldn't be complicated. That's why we offer Personal Banking options like checking and savings accounts that are designed to fit your lifestyle. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, where you can check balances, pay bills, and transfer money with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us. With our Personal Loans & Debt Consolidation services, you can tackle those challenges head-on. Whether it's consolidating debt or funding a significant purchase, we provide straightforward solutions that help ease financial stress.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our online banking platform is the ability to manage your accounts in real-time. Whether you want to check your balance, pay bills, or transfer funds, everything can be done with just a few clicks. Plus, with electronic signature authorization, signing documents is simple and secure no need to print anything out. We also know how important it is to keep track of your statements. That's why we provide e-statements at Service 1st. You'll receive your financial information quickly and securely, eliminating clutter from your mailbox while keeping everything organized in one place.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application has got you covered. It offers all the features of online banking right at your fingertips. You can even use mobile payments to make purchases quickly and conveniently just another way we help simplify your life. Additionally, if you ever need to send money to friends or family, our person-to-person transfers make it easy and fast. No more waiting in line or dealing with cash; just a few taps on your screen will do. At Service 1st, we're committed to providing services that fit seamlessly into your lifestyle. Explore all that our digital banking has to offer by visiting us online today at https://service1.org/ !

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 100,129, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $533,628. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 814 Westminster Dr Williamsport Pa 17701 or call (570) 567-0800 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $74,935,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,821 in used auto loans and $601,178,515 in total loans and leases.

Secure Savings Options

Members' savings are secured through $173,217,464 in share certificates and $74,443,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $77,519,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,406,884 in used vehicle loans and $103,839,913 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive off in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $41,164,810 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are dedicated to helping you succeed. If you're considering refinancing or have questions about eligibility for any of our loan products, please don't hesitate to reach out. Our team is here to assist you in finding the best options tailored to your needs. For more information or assistance with your loan application, feel free to contact us at 570-567-0800 or visit us at 814 Westminster Dr Williamsport PA 17701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,993,030 in loans helping members manage their finances effectively. This option allows you to handle day-to-day expenses while building your credit score.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,168,493, make buying or refinancing simple. We guide you through the process and offer competitive rates to help you achieve your dream of owning a home.

Loan Aggregator

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Ensuring Accurate Comparisons

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SERVICE 1ST FEDERAL CREDIT UNION - Williamsport, PA