Service 1st Credit Union Sunbury PA | Best Auto Loans & Drive-Thru Banking

Introduction

At Service 1st, we believe that banking should be more than just transactions; it should be about building lasting relationships with our members. Located at 1185 N 4th St, Sunbury, PA 17801, we have proudly served our community since 1975, welcoming over 46,159 members into our family. Our mission is to empower you with the financial tools and support you need to achieve your goals. With total assets amounting to an impressive $689,030,962 and total deposits of $35,305,451, we are well-equipped to meet your needs. Our commitment to the community is reflected not only in our financial strength but also in the services we offer, including personal banking, auto loans, mortgages, and business banking solutions. While members can visit us at our branch in Sunbury, official correspondence should be sent to the same address for your convenience. Under the leadership of our dedicated CEO, Michael Thomas, and Board President, Tracy Shirk, we strive to maintain transparency and trust in every interaction. Our team of 148 employees is here to assist you with any questions or services you may require. Whether you're looking for a new vehicle loan or a credit card with rewards, we're ready to help. Feel free to reach out at 800-562-6049 or explore more about what we offer on our website at service1.org. Join us at Service 1st and experience the difference of being part of a community-focused credit union where your financial success is our priority!

Branch History & Mission

Community Impact

As part of our dedication to community support, we actively engage in outreach programs that benefit local organizations and initiatives. By partnering with schools and nonprofits in Northumberland County and beyond, we work towards creating a brighter future for all residents. While members can visit us at our branch address in Sunbury for all their banking needs, official correspondence should be sent to the same address since it is both the branch and mailing address.

Join Us!

We invite you to become part of the Service 1st family! Experience firsthand how we can help you achieve your financial goals while being an active participant in making Sunbury a better place. Call us today at 800-562-6049 or visit our website for more information about membership eligibility or opening an account. Together, let's build a stronger community!

Our Journey

Located at 1185 N 4th St, Sunbury, PA 17801, Service 1st has always been more than just a financial institution. We have been a cornerstone of the community for nearly five decades. As we opened our doors in 1975, our mission was clear: to provide accessible financial services that empower individuals and families. Over the years, we have expanded our offerings while maintaining our core values of integrity, service, and community support. Our operating hours are designed to accommodate your busy lifestyle: Monday from 8:30 AM to 5:00 PM; Tuesday through Thursday from 8:30 AM to 4:00 PM; and Friday from 8:30 AM to 6:00 PM. On Saturdays, we're here for you from 8:30 AM to noon. Whether you visit us in person or use our online banking services available through our website at Service 1st, we strive to make your banking experience as convenient as possible.

Our Mission

At Service 1st, our mission goes beyond providing financial products. We aim to enrich lives by fostering strong relationships within our community. We believe that when individuals succeed financially, the entire community thrives. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards tailored for every member's unique needs. We're also committed to ensuring everyone can access our services through ADA compliance and state-of-the-art digital banking solutions. For those who prefer face-to-face interactions, we offer drive-thru banking for quick transactions without leaving your car.

Branch Location & Accessibility

Welcome to Service 1st, your trusted financial partner located at 1185 N 4Th St, Sunbury, PA 17801. Nestled in the heart of Northumberland County, our branch is conveniently situated near popular landmarks that are easy to access. Whether you're visiting us for banking needs or just passing through, you'll find our location to be both inviting and accessible. At Service 1st, we pride ourselves on creating a welcoming atmosphere. Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can visit us comfortably. With ADA-compliant ramps and entryways, we make it easy for all members of the community to access our services. Our operating hours are designed to fit your busy schedule: we're open Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, and Friday from 8:30 AM to 6:00 PM. We also offer Saturday hours from 8:30 AM to noon, so you can drop by when it's most convenient for you. In addition to our friendly staff ready to assist with a range of services including checking and savings accounts, auto loans, personal loans, and more we also provide an ATM on-site for quick cash withdrawals and balance checks. For those who prefer the convenience of drive-thru banking, we have that available as well for deposits and simple transactions. While members can visit us at our branch address for all their financial needs, official correspondence should be sent to the same address: 1185 N 4th St, Sunbury, PA 17801. We invite you to come by or give us a call at 800-562-6049 if you have any questions or need assistance. At Service 1st, we're here for you every step of the way!

Member Eligibility

At Service 1st, we believe that joining our community is more than just opening an account it's about becoming part of a family that genuinely cares for its members. If you live, work, worship, or attend school in Northumberland County, you're already on your way to becoming a valued member! We also welcome those related to current members and employees of select organizations. This inclusive approach means that many people can take advantage of the friendly service and financial products we offer. You can find more detailed eligibility criteria by visiting our website at http://www.service1.org/join . Becoming a member is simple and straightforward. Once you confirm your eligibility, just reach out to us at (800) 562-6049 or visit us at 1185 N 4Th St Sunbury Pa 17801 to get started on opening your account. We're here to help you every step of the way, making it easy for you to enjoy all the benefits of being with Service 1st. Whether it's saving for a goal or securing a loan, we look forward to supporting you on your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $41,164,810, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, our merchant services offer practical tools to simplify your operations. Imagine being able to process payments seamlessly, giving your customers more ways to pay while keeping your cash flow steady. Our solutions are tailored to meet the unique needs of your business, allowing you to focus on what you do best growing your enterprise. Located at 1185 N 4Th St Sunbury Pa 17801 in Sunbury, PA, we invite you to discover how Service 1st can partner with you on your journey to success. For more information, call us at (800) 562-6049 or visit our website at https://service1.org/.

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash on the go? Our branch offers reliable ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. This means that whether you prefer managing transactions in person or through an ATM, we've made it easy for you.

Business Banking Services

For local entrepreneurs and business owners, we offer comprehensive Business Banking solutions. From Merchant Services that facilitate smooth transactions to tailored Business Loans, we aim to empower your business growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. You can access your accounts anytime, anywhere whether it's checking balances, making transfers, or paying bills. Our mobile application also supports features like Person-to-Person payments, ensuring that sending money to friends or family is as easy as a few taps on your phone.

Join Us Today!

At Service 1st, we pride ourselves on being more than just a financial institution; we are part of the community. With dedicated staff ready to assist you at every step and hours designed for your convenience (M 8:30-5:00 T-Th 8:30-4:00 F 8:30-6:00 S 8:30-12:00), there's no better time than now to explore what we have to offer. Call us today at (800) 562-6049 or visit our website at https://service1.org/ to learn more about how we can support your financial journey!

Personal Banking Solutions

For individuals and families, our Personal Banking options include a variety of Checking & Savings Accounts designed to help you manage your daily finances efficiently. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can offer competitive rates and flexible terms to get you on the road sooner. Need a place to call home? Explore our Mortgage Loans & Refinancing options tailored to fit your budget and lifestyle. Moreover, if you're facing unexpected expenses or want to consolidate existing debts, our Personal Loans & Debt Consolidation services provide the support you need. Plus, don't forget about our Credit Cards with Rewards, allowing you to earn while you spend.

Digital & Online Banking

Accessibility and Support

We believe that everyone should have easy access to their finances. That's why our digital services are designed to be straightforward and user-friendly. If you ever have questions or need assistance while using our online tools, our dedicated team is just a phone call away at (800) 562-6049. At Service 1st, we're committed to providing you with the best banking experience possible. Embrace the ease of digital banking today!

Key Features

Our online banking service is available 24/7, allowing you to check your account balance, pay bills, and transfer money with just a few clicks. You can also enjoy the convenience of e-statements no more paper clutter! Simply opt in for electronic statements and receive your financial summaries directly in your inbox. Plus, for those times when you need to sign documents quickly, we offer electronic signature authorization, making it simple to complete transactions without the hassle of printing and mailing. Managing your money on the go? Our mobile application is here to help! With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases has never been easier. Just tap your phone, and you're done! Our app is designed with security in mind, ensuring your personal information stays safe while you enjoy all these conveniences.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 100,129, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $533,628. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 1185 N 4Th St Sunbury Pa 17801 or call (800) 562-6049 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $74,935,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,821 in used auto loans and $601,178,515 in total loans and leases.

Safe Savings Options

Members' savings are secured through $173,217,464 in share certificates and $74,443,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $77,519,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,406,884 in used vehicle loans and $103,839,913 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have the support you need to make your next vehicle purchase a reality.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,993,030 in loans helping members manage their finances effectively. These cards are designed to provide you with the purchasing power you need while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,168,493, make buying or refinancing simple. We offer flexible terms and competitive rates to help you secure your dream home or refinance your current mortgage.

Other Loan Options

In addition to auto and mortgage loans, we have total credit lines reaching $58,758,650, providing members with access to additional funds when needed. For business owners looking for growth opportunities, our outstanding commercial loans totaling $41,164,810 provide the capital needed to expand operations. If you're considering refinancing any existing loans or want to know more about eligibility options for our products, feel free to reach out. Our team is here to guide you through every step of the process. For inquiries or assistance with applications, don't hesitate to call us at 800-562-6049. We're located at 1185 N 4Th St, Sunbury PA 17801. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Service 1st, we're committed to helping you find the right loan solution tailored just for you!

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SERVICE 1ST FEDERAL CREDIT UNION