Service 1st Credit Union Shamokin Dam PA | Quick Personal Loans & Auto Financing

Introduction

Welcome to Service 1st, your trusted financial partner located at 3054 N Susquehanna Trl, Shamokin Dam, PA 17876. Since opening our doors in 1975, we have proudly served our community with a focus on building strong relationships and fostering financial well-being. With over 46,000 members, we are committed to providing personalized services that cater to your unique needs. At Service 1st, we believe in the power of community. Our total assets amount to a remarkable $689,030,962, which reflects our dedication to helping you achieve your financial goals. From auto loans and mortgages to savings accounts and business banking solutions, we offer a comprehensive suite of services designed for every member's journey. Our leadership team is headed by CEO Michael Thomas and Board President Tracy Shirk, both passionate about empowering our members and contributing positively to the local economy. With 148 employees ready to assist you, we ensure that expert support is always just a phone call away at 570-743-0881. While members can visit us at our branch location, official correspondence should be sent to the same address: 3054 North Susquehanna Trail, Shamokin Dam, PA 17876. We invite you to explore our website at service1.org for more information on how we can help you thrive financially. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

At Service 1st, we take pride in our rich legacy and unwavering commitment to the community. Established in 1975, our Shamokin Dam Office has grown into a trusted financial partner for many individuals and families in Shamokin Dam, PA. Located at 3054 N Susquehanna Trail, our branch stands as a beacon of support and service amidst the beautiful landscapes of Snyder County. Over the years, Service 1st has evolved significantly. From humble beginnings, we now serve over 46,000 members and manage total assets exceeding $689 million. Our journey reflects not only financial growth but also a deep-rooted dedication to uplifting our community through various outreach programs and partnerships. We believe that when our members succeed, so does our community. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community support. We strive to empower our members by offering a range of services tailored to meet their needs. Whether it's personal banking, auto loans, mortgage refinancing, or business banking solutions, we are here to guide you every step of the way. While members can visit us at 3054 N Susquehanna Trl Shamokin Dam Pa 17876, official correspondence should be sent to 3054 North Susquehanna Trail, Shamokin Dam, PA 17876. Our operating hours are convenient for everyone Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. We also offer modern conveniences like ATM access and drive-thru banking for your ease. At Service 1st, we prioritize your comfort and accessibility ensuring that banking with us is as simple as possible. As we look towards the future, we remain committed to enhancing our services and expanding our digital offerings. With initiatives like online and mobile banking available, we make managing your finances easier than ever before. We invite you to join us at Service 1st and experience the difference of being part of a member-focused credit union. Together, let's build a brighter financial future for you and our beloved community! For more information or to get started today, give us a call at (570) 743-0881 or visit us online at Service 1st.

Branch Location & Accessibility

Convenient Access and Features

At our Shamokin Dam Office, we understand that accessibility is key. Our location offers ample parking and features that comply with ADA standards, ensuring everyone can easily access our services. Whether you prefer banking in person or using our drive-thru service for quick transactions, we've got you covered. Plus, our ATM is available for your convenience, allowing you to manage your finances on the go.

Join Us Today!

We're excited to serve our community and help you achieve your financial goals. If you're in the area, stop by and see how we can assist you today! For more information about becoming a member or exploring our services further, visit us online at Service 1st or call us anytime. Your journey towards better banking starts here!

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are designed to fit your busy schedule: we're open Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, and Friday until 6:00 PM. We also welcome you on Saturday mornings from 8:30 AM to 12:00 PM. Feel free to call us at 570-743-0881 if you have any questions or need assistance.

Services Tailored for You

At Service 1st, we offer a range of services to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. Whether you're looking for personal loans or business banking solutions, we strive to provide everything under one roof. While members can visit us at our Shamokin Dam branch for all their banking needs, official correspondence should be sent to the same address as we don't have a separate mailing location.

Member Eligibility

At Service 1st, we believe that becoming a member is like joining a caring community where everyone supports each other on their financial journey. If you're looking to join us at our Shamokin Dam location, located at 3054 N Susquehanna Trl Shamokin Dam Pa 17876, you'll find the process welcoming and straightforward. To be eligible for membership, you simply need to live, work, or worship in the surrounding area or have a family member who is already a member. This means that whether you're just starting out or looking for a place that understands your unique needs, we're here for you! Joining Service 1st opens the door to numerous benefits including personalized financial services and competitive loan options tailored to help you reach your goals. Plus, our friendly staff is always ready to assist you every step of the way. If you're ready to take the next step, visit us online at http://www.service1.org/join for detailed eligibility criteria or give us a call at (570) 743-0881. When you're ready to open an account, check out our easy application process at http://www.service1.org/personal/loans/apply-for-a-loan. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they're using credit cards or mobile wallets. This not only enhances customer satisfaction but also helps improve cash flow allowing you to focus on what you do best: running your business. Located at 3054 N Susquehanna Trl Shamokin Dam Pa 17876 in Shamokin Dam, PA, our team is ready to partner with you on your journey to success. Contact us at (570) 743-0881 today to learn more about how we can support your business ambitions!

Tailored Loan Options

Imagine being able to invest in new equipment, hire additional staff, or expand your physical space all thanks to the right financing. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $41,164,810, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, Service 1st offers merchant services and business loans designed to help you grow. Running a business is challenging enough without worrying about your finances; our dedicated team is here to provide the support you need every step of the way.

Convenience at Your Fingertips

We also prioritize convenience with features like ATM access for easy cash withdrawals and balance checks. If you're on the go, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. Our branch operates during convenient hours Monday through Friday making it easy for you to stop by whenever it suits you best.

Loans and Credit

Need cash for a big purchase or want to consolidate debt? Our personal loans provide flexible options tailored to your circumstances. Plus, our credit cards come with rewards that can turn everyday spending into something more rewarding. You might find that a little extra cash flow can make a significant difference in your life.

Personal Banking

Our personal banking services cover everything from checking and savings accounts to auto loans and vehicle financing. Imagine being able to manage your finances effortlessly; with our online and mobile banking options, you can check balances, pay bills, and transfer money right from your phone. For those looking to buy a new home or refinance an existing mortgage, we offer competitive mortgage loans that fit your budget.

Stay Connected Anytime, Anywhere

With our commitment to digital banking, members can access their accounts anytime through our online platform or mobile app. Whether you're at home in Shamokin Dam or traveling across the country, managing your finances has never been easier. At Service 1st, we believe in making financial services straightforward and accessible for everyone. If you're ready to take the next step towards better financial health or simply want more information about what we offer, don't hesitate to reach out! Call us today at 570-743-0881, visit us online at service1.org, or stop by our branch. We look forward to serving you!

Digital & Online Banking

Key Features

Our online banking services are available 24/7, so you can access your accounts whenever it suits you best. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, with mobile payments enabled, you can make purchases right from your smartphone without carrying cash or cards.

Security and Convenience

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. If you prefer to go paperless, you'll love our e-statements feature, which lets you receive bank statements electronically saving trees and making organization easier.

Stay Connected Anytime

For those who prefer managing their finances on the go, our mobile application is just what you need. It's user-friendly and packed with tools to help you stay connected with your money wherever life takes you. Whether you're checking your account balance during a lunch break or making a payment while waiting in line, we've got you covered. Experience the freedom of real-time account management with Service 1st's digital banking services. Join us today at https://service1.org/ and discover how easy it is to take charge of your financial journey!

Financial Strength

A Committed Team

We also take pride in having 133 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $1,806,646, which enables us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share Accounts: 100,129, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $533,628. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 3054 N Susquehanna Trl Shamokin Dam Pa 17876 or call (570) 743-0881 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investments in Your Future

With $74,935,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,821 in used auto loans and $601,178,515 in total loans and leases.

Our Financial Health

With a net worth of $77,519,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $173,217,464 in share certificates and $74,443,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,406,884 in used vehicle loans and $103,839,913 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible financing options make it easy to drive off with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $41,164,810 provide the capital needed to grow and expand. We understand that running a business requires financial flexibility, and we're here to support your journey. If you're considering refinancing any existing loans or unsure about your eligibility for our products, don't hesitate to reach out! We're here to help guide you through the process and find the best options tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to take the next step? Contact us at 570-743-0881 or visit us at 3054 N Susquehanna Trl Shamokin Dam Pa 17876 for more information on how we can assist you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,168,493, make buying or refinancing simple. We offer competitive rates and terms to help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,993,030 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees so you can use them worry-free.

Loan Aggregator

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SERVICE 1ST FEDERAL CREDIT UNION - Shamokin Dam, PA

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