Service 1st Credit Union Milton PA | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Service 1st, your trusted credit union located at 2613 State Route 45, Milton, PA 17847. Established in 1975, we have proudly served our community for nearly five decades, building strong relationships with over 46,000 members who rely on us for their financial needs. At Service 1st, we prioritize your financial well-being by offering a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment to you is backed by substantial resources; we currently manage assets totaling $689,030,962 and hold deposits amounting to $35,305,451. With a net worth of $77,519,064, you can trust that your money is safe and secure with us. We also have $10,481,845 in cash readily available to meet our members' needs. Led by our dedicated CEO, Michael Thomas, and Board President Tracy Shirk, our team of 148 employees is here to provide personalized service tailored to your financial journey. Whether you need help applying for a loan or navigating our online banking options, we're ready to assist you every step of the way. While members can visit us at our branch for immediate assistance, official correspondence should be sent to the same address: 2613 State Route 45, Milton, PA 17847. We invite you to explore the variety of services we offer on our website at service1.org. If you have questions or need assistance right away, don't hesitate to call us at 570-522-9710. We're here to support you in achieving your financial goals!

Branch History & Mission

At Service 1st, we take pride in our rich history and commitment to serving the community. Founded in 1975, our branch has been a cornerstone for financial support in Milton, PA. Over the years, we have grown alongside our members, expanding our services and strengthening our roots in the community. Located at 2613 State Route 45, Milton, PA 17847, our branch is easily accessible for all your banking needs. We invite you to visit us during our operating hours: Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, and Friday from 8:30 AM to 6:00 PM. On Saturdays, we're open from 8:30 AM to noon. With an ATM available and drive-thru banking options, we strive to make your banking experience convenient and efficient. Our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering community growth and support. With over 46,000 members and total assets reaching $689 million, we are dedicated to ensuring that everyone has access to the resources they need for financial success. We believe that when our members thrive, so does the community. As part of our commitment to innovation, we offer online and mobile banking options along with electronic statements for easy access to your accounts anytime, anywhere. We also prioritize accessibility with ADA-compliant facilities and customer-centric initiatives designed to serve you better. Throughout the years, Service 1st has developed strong partnerships with local organizations to enhance community outreach efforts. From financial literacy programs to local sponsorships, we are actively engaged in uplifting those around us. While members can visit us at our Milton branch address, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, feel free to reach out at (570) 522-9710. Join us at Service 1st today and experience firsthand how we can help you achieve your financial goals while supporting a community-focused mission. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Service 1st, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can access our services comfortably. If you prefer not to enter the building, take advantage of our drive-thru banking service that allows you to complete transactions right from your vehicle.

Operating Hours

We understand that life can get busy! That's why we're here for you during flexible hours: Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to noon. This way, you can find a time that works best for you to come in or call us at 570-522-9710.

Services Offered

Our branch provides a variety of services tailored for your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. You can also enjoy convenient ATM access for quick cash withdrawals or balance checks anytime. Ready to experience friendly service and expert assistance? We invite you to visit us at Service 1st today or give us a call! Your financial well-being is our top priority.

Member Eligibility

Joining the vibrant community at Service 1st is easier than you might think! If you live, work, or worship in the area surrounding our branch at 2613 State Route 45 Milton Pa 17847, you're likely eligible to become a member. We warmly welcome individuals and families who want to enjoy the many benefits of credit union membership, such as lower loan rates and personalized service. Whether you're looking for a place to save, borrow, or simply manage your finances better, Service 1st has something special for everyone. For more detailed eligibility information, feel free to check out our resource at http://www.service1.org/join. Getting started is simple! You can open an account online by visiting http://www.service1.org/personal/loans/apply-for-a-loan, or if you prefer a personal touch, give us a call at (570) 522-9710. We're excited to have you join us and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $41,164,810, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer comprehensive merchant services that streamline payment processing. Picture this: your customers can pay quickly and easily, whether they're using a credit card or mobile payment option. This not only enhances their experience but also helps you manage your cash flow more effectively. Located at 2613 State Route 45 Milton Pa 17847 in Milton, PA, our dedicated team is ready to assist you in navigating your business finances. Call us today at (570) 522-9710 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs provide easy access for withdrawals and balance checks without any hassle. Plus, with our drive-thru service, completing simple transactions like deposits or withdrawals is quick and convenient. At Service 1st, we're dedicated to making banking accessible and straightforward for all members. If you're interested in learning more about how we can assist you financially, give us a call at 570-522-9710 or visit us online at service1.org. Your financial journey starts here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to drive away in the vehicle you want without breaking the bank. We offer competitive rates and flexible terms so you can find a loan that fits comfortably within your budget.

Business Banking

For our entrepreneurial members, we offer business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tools that can help propel your business forward.

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards come with great benefits that allow you to earn points on everyday purchases. It's an easy way to get something back for what you already spend!

Mortgage Loans & Refinancing

Homeownership is a big step, and at Service 1st, we're here to guide you through it. Our mortgage loans provide the support you need to purchase your dream home. If you're looking to lower your monthly payments or cash out some equity, our refinancing options can help you make the most of your investment.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking services, managing your finances has never been easier. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer.

Personal Banking

We know that managing finances can sometimes feel overwhelming. That's why our personal banking services include checking and savings accounts that help you save for the future while keeping your money accessible. Whether you're saving for a vacation or setting aside funds for emergencies, our accounts are designed with your needs in mind.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can provide quick access to funds when you need them most. Plus, if you're juggling multiple debts, consider our debt consolidation services to simplify your payments and possibly lower your interest rates.

Digital & Online Banking

Key Features for Convenience

Our online banking system includes features that enhance your banking experience. Enjoy the convenience of e-statements, which allow you to view your statements electronically. This not only helps you save paper but also keeps your financial information organized and easily accessible. Plus, with our electronic signature authorization, signing documents has never been easier or more secure. Need to send money to a friend? Our person-to-person transfer feature lets you quickly send funds directly from your account to theirs, making splitting bills or sending gifts a breeze. If you're always on the go, you'll love our mobile payments option, allowing you to make purchases right from your phone.

Stay Connected Anytime, Anywhere

For those who prefer managing their finances on mobile devices, our mobile application offers all the essential features right at your fingertips. Whether you're checking balances or making payments, you'll find it user-friendly and efficient. With real-time updates, you can keep track of your accounts wherever life takes you. At Service 1st, we prioritize your security while ensuring that our services are straightforward and easy to use. We invite you to explore all these features and more through our website at https://service1.org/. Join us in experiencing a smarter way to bank!

Financial Strength

Commitment to Growth

With $74,935,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,821 in used auto loans and $601,178,515 in total loans and leases.

Growing Membership Base

Total Share Accounts stand at 100,129, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $533,628, reinforcing our capability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 2613 State Route 45 Milton Pa 17847 or call (570) 522-9710 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Approach

Members' savings are secured through $173,217,464 in share certificates and $74,443,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,806,646 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 15 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support.

Solid Financial Foundation

With a net worth of $77,519,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,406,884 in used vehicle loans and $103,839,913 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or a reliable used option, our flexible financing solutions can make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $41,164,810 provide the capital needed to grow and expand your operations. We understand the challenges small businesses face and are here to support your ambitions with tailored financing solutions.

Credit Lines and Unsecured Loans

Managing day-to-day expenses is easier with our credit lines and unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $10,993,030 in loans helping members manage their finances effectively. If you need quick access to funds for unexpected costs or want to consolidate debt, we have options available for you.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,168,493, make buying or refinancing simple. We work closely with you to tailor a plan that fits your budget and timeline.

Refinancing Options

If you're considering refinancing any existing loans, we provide various eligibility options tailored to fit your specific situation. Our team is ready to assist you in exploring how refinancing could lower your monthly payments or consolidate debt. We're dedicated to making the loan process as straightforward as possible. For more information about our loan offerings or to see if you qualify, don't hesitate to reach out at (570) 522-9710 or visit us at 2613 State Route 45 Milton Pa 17847 in Milton, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

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SERVICE 1ST FEDERAL CREDIT UNION - Milton, PA

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