Service 1st Credit Union Mifflinburg PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Service 1st, your trusted financial partner located at 52 E Chestnut St, Mifflinburg, PA 17844. Established in 1975, we have proudly served our community for decades, providing a range of personalized banking solutions designed with our members in mind. With over 46,000 members and total assets exceeding $689 million, we strive to make a positive impact on the lives of those we serve. At Service 1st, we believe that your financial journey should be as seamless and rewarding as possible. Our offerings include everything from personal checking and savings accounts to auto loans, mortgages, and business banking services. We are committed to ensuring you have access to the resources you need whether you're looking to buy your first home or expand your business. While members can visit us at our branch in Mifflinburg, official correspondence should be sent to 52 E Chestnut St, Mifflinburg, PA 17844-1406 if needed. Our friendly staff is here to help guide you through every step of your financial endeavors. Under the leadership of our CEO, Michael Thomas, and Board President, Tracy Shirk, we prioritize transparency and member satisfaction above all else. As a member-focused credit union, we take pride in maintaining a strong financial foundation with total deposits of $35 million and net worth of $77 million. Our commitment extends beyond just numbers; it's about fostering relationships built on trust and support within our community. Whether you want to explore new loan options or simply ask questions about managing your finances better, don't hesitate to reach out! Call us today at 570-966-7900 or visit our website at service1.org to learn more about how we can assist you on your financial journey. Your goals are our priority!

Branch History & Mission

At Service 1st, we take pride in our rich history and commitment to serving the community of Mifflinburg, PA. Since opening our doors in 1975, we have grown from a small credit union into a trusted financial partner for 46,159 members. Located at 52 E Chestnut St, our branch is more than just a place to conduct transactions; it's a hub for community connection and support. Over the years, we have achieved remarkable milestones, including managing total assets of nearly $689 million. This growth reflects our dedication to providing excellent financial services tailored to the needs of our members. Our mission is simple yet powerful: to empower our members by providing accessible financial solutions while fostering a sense of community. We believe that when our members thrive, so does the entire community. While members can visit us at 52 E Chestnut St, official correspondence should be sent to 52 E Chestnut St, Mifflinburg, PA 17844-1406 if different. Our branch is easily accessible and conveniently located near local landmarks, making it easy for you to stop by during your day. At Service 1st, we offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our operating hours are designed with your convenience in mind: Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. In addition to traditional banking services, we are committed to embracing technology that improves member experiences. From online banking and mobile payments to convenient ATM access and drive-thru services, we strive to make banking simple and accessible for everyone. Community outreach remains at the heart of what we do. Through partnerships with local organizations and initiatives aimed at supporting those in need, we aim to give back and strengthen the bonds within Mifflinburg. Join us at Service 1st and discover how we can help you achieve your financial goals while being part of a caring community. Experience the benefits of membership today by calling us at 570-966-7900 or visiting our website at service1.org. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Service 1st, your friendly neighborhood credit union located at 52 E Chestnut St, Mifflinburg, PA 17844. Our branch is easy to find and conveniently situated near popular local spots, making it a breeze for you to stop by for all your banking needs. Whether you're heading to the nearby parks or running errands in town, we're right on your way! At Service 1st, we prioritize accessibility for all our members. Our branch is designed with features such as ADA compliance and ramps, ensuring everyone can visit us comfortably. Plus, parking is readily available, allowing you to pop in without any hassle. Our operating hours are designed with your schedule in mind: we're open Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, and Friday until 6:00 PM. On Saturdays, we welcome you from 8:30 AM to noon! If you need assistance outside of these hours, don't hesitate to reach out at 570-966-7900. For added convenience, our location features an ATM that's accessible anytime you need cash or wish to check your balance. We also offer drive-thru banking for quick deposits and withdrawals perfect for those busy days when you're on the go. While members can visit us at our physical address for all their banking needs, official correspondence should be sent to 52 E Chestnut St, Mifflinburg, PA 17844-1406. Come see us at Service 1st! We're excited to help you with everything from checking and savings accounts to auto loans and more. Feel free to stop by or give us a call; we're here for you!

Member Eligibility

Becoming a member of Service 1st is like joining a caring community that supports your financial journey. If you're looking to take advantage of our services, you'll be glad to know that eligibility is designed to be inclusive. You can qualify for membership if you live, work, or worship in the Mifflinburg area or have family members who are already part of our credit union family. This means that many people can easily join us! Not only will you gain access to a variety of financial products and services tailored to your needs, but you'll also benefit from lower fees and better rates compared to traditional banks. For more detailed eligibility criteria, feel free to check out our website at http://www.service1.org/join. Opening an account is straightforward simply visit us at 52 E Chestnut St Mifflinburg Pa 17844 or give us a call at (570) 966-7900 for assistance. We're here to help guide you through the process and answer any questions you might have. Join us today and experience all the advantages that come with being part of Service 1st!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer essential merchant services that simplify payment processing. Imagine being able to accept payments quickly and securely from your customers whether they pay with a card or through mobile options. These services not only enhance customer satisfaction but also streamline your operations, allowing you to focus on what matters most: growing your business. Visit us at 52 E Chestnut St Mifflinburg Pa 17844 in Mifflinburg, PA or call us at (570) 966-7900 to discover how our business banking solutions can empower your success today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $41,164,810, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Anytime, Anywhere

In today's busy world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. With easy access to ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, we strive to make banking hassle-free.

Personal Banking Made Easy

Whether you're looking to manage your day-to-day finances or save for the future, our personal banking options have got you covered. We offer Checking & Savings Accounts that are designed to help you keep track of your money easily. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing options can provide the funds you need with competitive rates.

Rewards That Matter

Looking for a credit card that works for you? Our Credit Cards with Rewards not only allow you to make purchases but also earn points that can be redeemed for various perks. It's a great way to enjoy your spending while getting something back!

Simple Transactions Made Simple

For those quick transactions, our basic drive-thru service offers a convenient way to handle deposits and withdrawals without leaving your car. Additionally, our ATMs provide easy access for cash withdrawals and balance checks whenever you need it. At Service 1st, we understand that financial needs vary from person to person. That's why we work hard to create an environment where every member feels valued and supported. To learn more about how we can help you achieve your financial goals or to explore any of our services further, visit us online at http://www.service1.org or give us a call at (570) 966-7900. We look forward to serving you!

Supporting Local Businesses

For business owners, we offer specialized services under our Business Banking umbrella. This includes essential tools like Merchant Services & Business Loans that can help your business thrive in today's competitive market.

Your Home, Your Way

Thinking about buying a home? Our Mortgage Loans & Refinancing services are here to guide you through the process, making it simpler and more affordable. And if you're facing unexpected expenses, consider our Personal Loans & Debt Consolidation solutions to get back on track without stress.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://service1.org/, allows you to check your account balances, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, you can enjoy 24/7 access to your accounts through our user-friendly interface. Need to send money quickly? Our person-to-person transfers make it easy to send funds to friends and family without any hassle. Plus, with our mobile payments feature, you can make purchases directly from your phone no cash or cards needed!

Mobile Access

For those who prefer managing their finances on the go, our mobile application is available for download, making it even easier to stay connected with your accounts. With this app, you can check balances, deposit checks using your phone's camera, and access all the services available through online banking. With Service 1st's digital banking solutions, managing your finances has never been easier or more secure. Enjoy real-time account management from wherever life takes you!

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are protected every step of the way. Additionally, you can opt for e-statements, which not only help reduce paper clutter but also provide a secure way to keep track of your financial activities.

Financial Strength

At Service 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable partner for your financial journey is essential. That's why we want to share insights into our strong financial standing and how it directly benefits you. With a net worth of $77,519,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $173,217,464 in share certificates and $74,443,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further reflected in our $74,935,148 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $7,821 in used auto loans and $601,178,515 in total loans and leases, our lending capacity supports your financial goals across various sectors. Additionally, our efficient operations are highlighted by our $1,806,646, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 100,129, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $533,628, reinforcing the robust support we provide to help you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 52 E Chestnut St Mifflinburg Pa 17844 or call (570) 966-7900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,406,884 in used vehicle loans and $103,839,913 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, we provide flexible financing options that cater to both choices.

Business Loans

For business owners, our outstanding commercial loans totaling $41,164,810 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funding for operations and development, and we're here to support those efforts. If you're considering refinancing any existing loans, please reach out to us for eligibility options. Our team is ready to assist you in finding the best solution based on your unique circumstances. For more details on our loan products or to discuss which option may be best for you, don't hesitate to contact us at (570) 966-7900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and see how Service 1st can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,168,493, make buying or refinancing simple. We aim to assist you through every step of the process, ensuring that you feel confident as you make one of life's biggest investments.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $10,993,030 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features that can help simplify your day-to-day transactions.

Loan Aggregator

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SERVICE 1ST FEDERAL CREDIT UNION - Mifflinburg, PA

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