SERVICE 1ST FEDERAL CREDIT UNION

Welcome to Service 1st, your trusted financial partner in Elysburg, PA. Located at 196 W Valley Ave, our branch has been serving the community since 1975 with a commitment to providing exceptional banking solutions tailored to your needs. With a strong membership base of over 46,159 members and total assets exceeding $689 million, we pride ourselves on our ability to deliver personalized service and financial stability. At Service 1st, we understand that banking is more than just transactions it's about building relationships. Under the leadership of our dedicated CEO, Michael Thomas, and Board President, Tracy Shirk, we strive to foster a welcoming environment where every member feels valued. Our team of 148 employees is here to assist you with everything from checking and savings accounts to auto loans, mortgages, and business banking services. Our branch is equipped with modern conveniences, including an ATM for easy cash access and drive-thru service for quick transactions. Whether you're looking to open a new account or apply for a loan, you can count on us to provide the support you need. While members can visit us at our branch address, official correspondence should be sent to 196 W Valley Ave, Elysburg, PA 17824-9703. For any inquiries or assistance, feel free to reach us at 800-562-6049 during our operating hours: Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Join us at Service 1st today and discover how we can help you achieve your financial goals! Visit our website at service1.org for more information or to get started with your banking journey.

Welcome to the family at Service 1st! Becoming a member is more than just opening an account; it's about joining a community that cares about your financial well-being. If you live, work, worship, or attend school in our local area, you're likely eligible for membership. We're here to support you with personalized services and competitive rates that make banking easier and more rewarding. To find out the specific eligibility criteria, feel free to visit our website at http://www.service1.org/join . Getting started is simple! You can open your account online or visit us at our convenient location: 196 W Valley Ave Elysburg Pa 17824. If you have questions or need assistance, don't hesitate to give us a call at (800) 562-6049. We look forward to welcoming you into our community and helping you achieve your financial goals!

At Service 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our financial health reflects our commitment to providing you with the best possible services and support, ensuring your trust is well-placed. With a net worth of $77,519,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,123 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $173,217,464 in share certificates and $74,443,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $74,935,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,821 in used auto loans and $601,178,515 in total loans and leases, we support your financial goals across various sectors. Our efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $533,628. Total Share and Deposit Accounts: 100,129, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 196 W Valley Ave Elysburg Pa 17824 or call (800) 562-6049 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.