Service 1st Credit Union Elysburg PA | Affordable Auto Loans & Online Banking

Introduction

Welcome to Service 1st, your trusted financial partner in Elysburg, PA. Located at 196 W Valley Ave, our branch has been serving the community since 1975 with a commitment to providing exceptional banking solutions tailored to your needs. With a strong membership base of over 46,159 members and total assets exceeding $689 million, we pride ourselves on our ability to deliver personalized service and financial stability. At Service 1st, we understand that banking is more than just transactions it's about building relationships. Under the leadership of our dedicated CEO, Michael Thomas, and Board President, Tracy Shirk, we strive to foster a welcoming environment where every member feels valued. Our team of 148 employees is here to assist you with everything from checking and savings accounts to auto loans, mortgages, and business banking services. Our branch is equipped with modern conveniences, including an ATM for easy cash access and drive-thru service for quick transactions. Whether you're looking to open a new account or apply for a loan, you can count on us to provide the support you need. While members can visit us at our branch address, official correspondence should be sent to 196 W Valley Ave, Elysburg, PA 17824-9703. For any inquiries or assistance, feel free to reach us at 800-562-6049 during our operating hours: Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Join us at Service 1st today and discover how we can help you achieve your financial goals! Visit our website at service1.org for more information or to get started with your banking journey.

Branch History & Mission

A Journey of Growth

Since our inception, Service 1st has strived to provide exceptional financial services tailored to the needs of our members. As we evolved, we embraced new technologies and methods to enhance banking experiences. Today, we offer a full range of personal banking services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. We are proud to keep pace with modern demands by providing online and mobile banking solutions that allow our members to manage their finances conveniently.

Commitment to Accessibility

We understand that accessibility is vital for all our members. That's why we've implemented ADA-compliant facilities and customer-centric initiatives like drive-thru banking and ATM services available on-site for added convenience. While you can visit us at our physical location at 196 W Valley Ave in Elysburg, official correspondence should be sent to the same address or reach us at our phone number: 800-562-6049.

Join Us Today!

As we continue this journey together, we invite you to become part of the Service 1st family. Experience firsthand how our personalized approach can make a difference in your financial life. Visit us today or check out more about membership eligibility on our website at Service 1st. Let's work together towards your financial success!

Our Mission

At Service 1st, our mission is clear: to empower our members financially while making a positive impact in the communities we serve. We believe that everyone deserves access to quality financial products and services that can help them achieve their goals. Our dedicated team is here not just for transactions but for guidance and support as you navigate your financial journey. We recognize the importance of community support; therefore, we actively engage in outreach programs aimed at enhancing the lives of those around us. Whether it's sponsoring local events or partnering with organizations for community development initiatives, we are committed to giving back.

Branch Location & Accessibility

Get in Touch!

If you have questions or need assistance, don't hesitate to call us at 800-562-6049. Our dedicated team is eager to help you with all your banking needs. Visit us at Service 1st today we look forward to welcoming you into our community!

Nearby Landmarks and Accessibility

Located just minutes from the heart of Elysburg, our branch is easy to find. We're near popular spots like the Elysburg Area School District and the scenic Knoebels Amusement Resort. With ample parking available, getting to us is hassle-free, and our facility is equipped with ADA-compliant features to ensure that everyone can access our services comfortably.

Operating Hours and Services

Service 1st understands that your time is valuable. That's why we offer flexible hours to fit your busy schedule. Our lobby is open Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, and Friday until 6:00 PM. We also welcome you on Saturday mornings from 8:30 AM to 12:00 PM! In addition to traditional banking services like checking and savings accounts, we offer a range of loans including auto financing, mortgages, and personal loans. Need cash? Our ATM is available for your convenience, along with drive-thru banking options for quick deposits or withdrawals without leaving your car.

Member Eligibility

Welcome to the family at Service 1st! Becoming a member is more than just opening an account; it's about joining a community that cares about your financial well-being. If you live, work, worship, or attend school in our local area, you're likely eligible for membership. We're here to support you with personalized services and competitive rates that make banking easier and more rewarding. To find out the specific eligibility criteria, feel free to visit our website at http://www.service1.org/join. Getting started is simple! You can open your account online or visit us at our convenient location: 196 W Valley Ave Elysburg Pa 17824. If you have questions or need assistance, don't hesitate to give us a call at (800) 562-6049. We look forward to welcoming you into our community and helping you achieve your financial goals!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $41,164,810, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services are designed to simplify your daily operations. Imagine being able to accept payments easily, manage transactions seamlessly, and focus more on what you love running your business. At Service 1st, we empower local entrepreneurs with tools that make financial management straightforward and efficient. For more information on how we can help your business thrive, visit us at 196 W Valley Ave Elysburg Pa 17824 in Elysburg, PA or call us at (800) 562-6049. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We provide ATM & Cash Withdrawal Services along with basic drive-thru banking for deposits and withdrawals. Our ATMs are easily accessible so you can get cash when you need it most. At Service 1st in Elysburg, we pride ourselves on being more than just a credit union; we're your financial partner. Our friendly team is ready to assist you at every step of the way. Ready to explore how these services can benefit you? Visit us at 196 W Valley Ave or give us a call at 800-562-6049 today! Your financial future starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing make it simple and affordable. We provide competitive rates and flexible terms, ensuring that you can drive away in the vehicle of your dreams without breaking the bank.

Business Banking

We don't just cater to personal needs; our services extend to local businesses too! Our Business Banking solutions include everything from Merchant Services that streamline payments to customized Business Loans designed to fuel growth.

Credit Cards with Rewards

For those who love rewards, our Credit Cards with Rewards program offers great benefits on every purchase. You can earn points for travel, shopping, and more while enjoying the convenience of cashless transactions.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking options. With easy access to your accounts through our mobile app and website, managing your finances has never been easier. You can check balances, transfer funds, and even pay bills from anywhere at any time!

Mortgage Loans & Refinancing

If homeownership is on your radar, consider our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we guide you through the process, making it as smooth as possible.

Personal Banking

Whether you're opening your first checking account or looking for a savings plan that fits your lifestyle, we offer a variety of Personal Banking options. From Checking & Savings Accounts that help you manage your day-to-day expenses to strategies for saving for future goals, we are committed to helping you achieve financial stability.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. Whether it's for a home project or consolidating high-interest debt into one manageable payment, we have solutions tailored just for you.

Digital & Online Banking

Key Features

With our online banking services available at https://service1.org/, you can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our 24/7 online banking ensures that you have real-time access to your financial information whenever you need it. Need to sign a document? No problem! We provide electronic signature authorization, making it simple and secure for you to complete transactions without the hassle of printing or mailing paperwork. Plus, our e-statements feature allows you to view your account statements online, helping you stay organized while reducing paper waste.

Mobile Accessibility

Our mobile application makes banking even easier. Whether you're making person-to-person transfers or using mobile payments for quick purchases, everything is just a tap away. You can manage your finances right from your smartphone, ensuring that you're always in control of your money.

Security You Can Trust

At Service 1st, we prioritize your security. Our systems are designed with multiple layers of protection to keep your personal information safe. You can bank confidently knowing that your data is secure while enjoying the convenience of digital banking. Experience the freedom of managing your finances at any time with Service 1st's digital and online banking services. Visit us at https://service1.org/ today to learn more about how we can help simplify your banking experience!

Financial Strength

At Service 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our financial health reflects our commitment to providing you with the best possible services and support, ensuring your trust is well-placed. With a net worth of $77,519,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $173,217,464 in share certificates and $74,443,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $74,935,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,821 in used auto loans and $601,178,515 in total loans and leases, we support your financial goals across various sectors. Our efficiency shines through with a net income of $1,806,646, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $533,628. Total Share and Deposit Accounts: 100,129, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 196 W Valley Ave Elysburg Pa 17824 or call (800) 562-6049 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,406,884 in used vehicle loans and $103,839,913 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable used vehicle, our flexible terms can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $41,164,810 provide the capital needed to grow and expand. Whether you're starting a new venture or upgrading existing operations, our team is dedicated to supporting your business journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,993,030 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without the hassle.

Eligibility and Refinancing Options

If you're unsure about eligibility or have questions regarding refinancing options, we invite you to reach out. Our knowledgeable team is ready to assist you in understanding how our loan products can work for your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to apply for a loan, please contact us at (800) 562-6049. We're here to help you take the next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,168,493, make buying or refinancing simple. We are here to guide you through each step of the process so you can feel confident as you invest in your future.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that users receive fair and transparent offers. Each comparison reflects current market conditions, allowing users to view accurate rates without hidden fees or misleading information.

SERVICE 1ST FEDERAL CREDIT UNION - Elysburg, PA

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