Service 1st Credit Union Danville PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Service 1st, where our commitment to your financial well-being is at the heart of everything we do. Located at 1985 Montour Blvd, Danville, PA 17821, our branch has been a cornerstone of the community since we opened our doors in 1975. With a growing membership of 46,159 and total assets reaching an impressive $689,030,962, we are proud to serve you with a range of personalized banking solutions. At Service 1st, we understand that each member has unique financial goals. That's why we offer various services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards tailored to fit your lifestyle. Our dedicated team of 148 employees, led by CEO Michael Thomas and Board President Tracy Shirk, is always ready to assist you in navigating your financial journey. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 1985 Montour Blvd, PO Box 159, Danville, PA 17821. With total deposits amounting to $35,305,451 and a net worth of $77,519,064, Service 1st stands as a reliable partner in your financial endeavors. Our cash reserves of $10,481,845 ensure that we are well-equipped to meet your needs promptly. We invite you to explore all that we have to offer and experience the difference that comes from being part of a member-focused credit union. Feel free to reach out via phone at 570-271-6060 or visit our website at service1.org for more information. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to become part of the Service 1st family. Experience firsthand how our commitment to service can benefit you and your loved ones. Visit us today or check out our website at service1.org for more information on how you can join us in building a better future together!

Mission Statement

At Service 1st, our mission goes beyond just offering financial services. We are committed to supporting our community through outreach programs and partnerships that uplift those around us. We believe in empowering individuals by providing them with the tools they need to achieve their financial goals. Our dedication to customer service ensures that each interaction leaves a positive impact. We also prioritize innovation in banking. With features like online banking and mobile payments available to all members, we ensure that managing your finances is as easy as possible. While members can visit us at 1985 Montour Blvd for all their banking needs, official correspondence should be sent to 1985 Montour Blvd, Danville, PA 17821 if it differs from this address.

Our Story

Since opening our doors at 1985 Montour Blvd, Danville, PA 17821, we have been dedicated to building lasting relationships with our members. We understand that every member's journey is unique, which is why we strive to offer personalized service and a wide range of financial products. From personal banking and auto loans to mortgage refinancing and business services, we aim to meet the diverse needs of our community. Our location is not just about numbers; it's about people. Nestled in the heart of Montour County, our branch is easily accessible for anyone in the area. Whether you're stopping by for a quick transaction at our drive-thru or accessing cash from our ATM, we are here to make banking convenient and stress-free.

Branch Location & Accessibility

Get in Touch

While members can visit us at our Danville location, official correspondence should be sent to our mailing address at 1985 Montour Blvd, Danville, PA 17821. If you have any questions or need assistance before visiting, feel free to call us at 570-271-6060. We invite you to stop by and experience firsthand the welcoming atmosphere at Service 1st. Your financial journey starts here!

Nearby Landmarks and Accessibility

Located just off the main road, our branch is close to popular spots like the Montour County Courthouse and the scenic Susquehanna River, making it easy to combine errands with a visit to us. Parking is readily available, ensuring that you can access our services without any hassle. We also prioritize accessibility; our facility is ADA-compliant with ramps and other features designed to assist everyone.

Operating Hours and Services

Our friendly team is ready to serve you during our convenient operating hours. We are open Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, and on Friday until 6:00 PM. Whether you're interested in opening a new account, applying for an auto loan, or simply need assistance with online banking, we offer a variety of services tailored to meet your needs. You'll find that we have an ATM available for quick cash withdrawals and basic transactions. Plus, if you're in a hurry, take advantage of our drive-thru service for simple deposits and withdrawals.

Member Eligibility

At Service 1st, we're excited to welcome you into our community where every member is valued and supported. Becoming a member is simple! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We believe in making banking accessible for everyone, so if you have any questions about your eligibility or the process, feel free to give us a call at (570) 271-6060. Joining Service 1st means gaining access to a range of benefits tailored just for you think lower fees, better rates on loans, and personalized service that puts your needs first. To get started with opening an account, check out the details here. We can't wait to help you achieve your financial goals right here at 1985 Montour Blvd Danville Pa 17821!

Business Banking & Commercial Services

Merchant Services that Make Transactions Easy

In addition to loans, we offer robust merchant services designed to simplify your payment processes. Picture a busy day at your shop customers are eager to make purchases, but you need a reliable way to handle transactions quickly. Our services ensure that whether it's credit cards or mobile payments, you can focus on what matters most serving your customers. Visit us at 1985 Montour Blvd Danville Pa 17821 in Danville, PA, or give us a call at (570) 271-6060 to learn how we can help your business grow!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $41,164,810, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans that can help grow your venture. We understand the challenges of running a business and provide support tailored just for you.

Credit Cards

Our credit cards come with rewards that can benefit your everyday purchases. Imagine earning points while shopping for groceries or gas it's a great way to get more from your spending!

Digital Banking Solutions

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances from anywhere. Check balances, transfer funds, or pay bills with just a few taps on your device. Plus, our ATM services ensure that cash withdrawals are always accessible.

Drive-Thru & ATM Services

For quick transactions, take advantage of our basic drive-thru banking services ideal for deposits, withdrawals, and simple transactions without leaving your car. Our ATMs also provide easy access for withdrawals and balance checks when you're on the go. At Service 1st, we strive to make banking as convenient as possible while offering personalized service. No matter what financial service you need, we're here to assist you in reaching your goals. Visit us today at 1985 Montour Blvd Danville Pa 17821 or explore more about us at Corporate Center here. Don't hesitate to call us at (570) 271-6060; we look forward to serving you!

Financial Support

If you find yourself needing some extra cash, our personal loans and debt consolidation services are designed with you in mind. We aim to help ease financial burdens while providing flexible terms that fit your budget.

Home Loans

Homeownership is a goal for many, and with our mortgage loans and refinancing options, we're here to help turn that dream into reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we've got the tools you need.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts tailored for your lifestyle. Whether you're saving for a vacation or keeping track of everyday spending, our accounts are simple to manage. For those considering a vehicle purchase, our auto loans and vehicle financing options make it easy to drive away in your dream car without breaking the bank.

Digital & Online Banking

Key Services

Our online banking service gives you access to your accounts 24/7, ensuring you can check balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it quick and simple. Plus, with mobile payments enabled, paying for everyday purchases is as easy as tapping your phone. For those who prefer managing their finances on the go, our mobile application is at your fingertips. You can check account statements, deposit checks using electronic signature authorization, and even receive e-statements directly to your device saving both time and paper.

Security and Ease of Use

We prioritize your security with robust measures that protect your personal information while ensuring ease of use. Whether you're accessing your account from a computer or a mobile device, rest assured that our systems are designed to keep your data safe. With all these features combined, Service 1st makes it easier than ever for you to stay on top of your financial game. From real-time account management to hassle-free transactions, we're here to support you every step of the way. Experience the freedom of banking digitally with us today!

Financial Strength

Committed Team

We also take pride in having 133 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. You can trust that there are dedicated professionals here to assist you with all your banking needs.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $1,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your membership truly matters here.

Growing Member Base

Total Share Accounts stand at 100,129, showing a strong and growing member base that trusts us with their finances. This collective trust strengthens our community-focused approach. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 1985 Montour Blvd Danville Pa 17821 or call (570) 271-6060 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,806,646 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This income allows us to invest back into the credit union for your benefit.

Reinvesting in Our Future Together

With $74,935,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. These earnings help us improve services and expand offerings tailored to your needs.

Secure Savings Opportunities

Members' savings are secured through $173,217,464 in share certificates and $74,443,898 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to grow your funds safely while earning attractive returns.

Solid Capital Foundation

Our net worth ratio of 11.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio is a key indicator of our stability and ability to weather market fluctuations.

Strong Net Worth

With a net worth of $77,519,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices ensures that we can support you through every stage of your financial journey.

Supporting Your Financial Goals

We have $7,821 in used auto loans and $601,178,515 in total loans and leases available for our members. This robust lending capacity supports various financial goals across different sectors be it purchasing a vehicle or funding home improvements.

Loan Offering

Additional Options

In addition to these products, we also offer credit lines totaling $58,758,650, which can serve as a safety net for those unforeseen costs. If you're considering refinancing any existing loans, our team can help you explore eligibility options that might suit your current situation. If you're ready to take the next step towards achieving your financial aspirations or have questions about which loan option is right for you, feel free to reach out! You can contact us at (570) 271-6060 or visit us at our branch located at 1985 Montour Blvd Danville Pa 17821, Danville, PA. Let's work together to find the best financial solutions tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,406,884 in used vehicle loans and $103,839,913 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in your desired vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $41,164,810 provide the capital needed to grow and expand your business operations. We understand the unique challenges that small businesses face and are committed to supporting local entrepreneurs through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,168,493, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable staff is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,993,030 in loans helping members manage their finances effectively. This option provides you with the flexibility to cover unexpected expenses while enjoying the benefits of rewards programs and low fees.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent, allowing users to make informed decisions based on reliable information.

SERVICE 1ST FEDERAL CREDIT UNION - Danville, PA

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