Service 1st Credit Union Danville PA | Affordable Auto Loans & Business Banking

Introduction

At Service 1st, we believe that financial services should be as accessible and friendly as your local community. Nestled at 861 Bloom Rd, Danville, PA 17821, our Danville Main Office stands as a pillar of support for our members. Since our establishment in 1975, we've dedicated ourselves to fostering strong relationships with our 46,159 members while managing a robust total asset base of $689,030,962. We are proud of the impact we've made in the community, offering a wide range of services from personal banking to business loans. With over 148 employees working hard every day, we ensure that our members receive personalized care and attention they deserve. Our CEO, Michael Thomas, along with Board President Tracy Shirk, leads our team with a commitment to transparency and excellence. Whether you're looking to open an account or need assistance with loans our total loans and leases amount to 27,708 we're here to help. You can trust us with your finances; we have a solid net worth of $77,519,064 and cash reserves of $10,481,845 to back it up. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to the same address: 861 Bloom Rd, Danville, PA 17821. Feel free to reach out by phone at 570-271-6060 or explore more about our offerings on our website here. Join us today and experience a credit union that prioritizes community growth and member satisfaction!

Branch History & Mission

Community Commitment

At Service 1st, our mission goes beyond banking. We are deeply committed to making a positive impact in Danville and its surrounding areas. Through various outreach programs and partnerships with local organizations, we strive to give back and uplift those around us. Whether it's sponsoring community events or providing financial education workshops, we believe that supporting our neighbors is essential to building a thriving community. While members can visit us at our branch on Bloom Rd, official correspondence should be sent to the same address for consistency. Our operating hours are designed for your convenience: Monday from 8:30 AM to 5:00 PM; Tuesday through Thursday from 8:30 AM to 4:00 PM; Friday from 8:30 AM to 6:00 PM; and Saturday from 8:30 AM to noon. With ATM availability and drive-thru banking options, accessing your funds has never been easier. We also emphasize digital advancements like online banking and mobile payments to ensure that you can manage your finances wherever you are.

Join Us

We invite you to experience the difference at Service 1st. With nearly half a century of service under our belt, we are ready to help you navigate your financial journey. Whether you're looking for a new checking account or need assistance with a loan application, our team is here for you every step of the way. Join us today and be part of a credit union that truly cares about its members and community! For more information or assistance, feel free to call us at (570) 271-6060 or visit our website at Service 1st.

Our Story

Since opening our doors, Service 1st has dedicated itself to providing personalized banking solutions tailored to meet the needs of our diverse membership. We started as a small credit union focused on helping individuals and families achieve their financial goals. Today, we offer a wide array of services including checking and savings accounts, auto loans, mortgages, personal loans, business banking solutions, and more. Our evolution has been marked by key milestones that reflect both growth and adaptability. From introducing online banking options to enhance convenience for our members to expanding our loan offerings to support local businesses, Service 1st has always prioritized the needs of our community. We take pride in being not just a financial institution but also a partner in the lives of those we serve. Our mission is clear: to empower individuals through accessible financial services while fostering a sense of community and support.

Branch Location & Accessibility

Banking Services Designed for You

At Service 1st, we offer a range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick access? Our ATM services are available for cash withdrawals and balance checks whenever you need them. And if you're looking for a bit more convenience, our drive-thru service allows you to handle simple transactions without leaving your vehicle. While members can visit us at 861 Bloom Rd, official correspondence should be sent to the same address as our mailing address aligns perfectly with our physical location.

Convenience and Accessibility

At Service 1st, we understand the importance of accessibility. Our branch is designed with features that cater to all members of our community. You'll find ample parking available right outside, making your visit hassle-free. We also ensure that our facilities meet ADA compliance standards, providing ramps and other necessary features for everyone.

Let’s Connect!

Have questions or want to learn more about how we can assist you? Don't hesitate to give us a call at 570-271-6060. We invite you to visit us at Service 1st where friendly faces and personalized service await! Your financial journey starts here.

Operating Hours Tailored for You

We're here when you need us! Our lobby hours are designed to accommodate your busy schedule: we're open from 8:30 AM to 5:00 PM on Mondays, and from 8:30 AM to 4:00 PM Tuesday through Thursday. On Fridays, we extend our hours until 6:00 PM so you can take care of your banking needs after work. Plus, we welcome you on Saturdays from 8:30 AM to noon!

Member Eligibility

Becoming a member of Service 1st is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, or worship in our community, making it easy for you to connect with us. Whether you're looking for savings accounts, loans, or just friendly advice, we have something for everyone! If you're interested in joining, you can find all the details about eligibility on our website at http://www.service1.org/join. The process is straightforward and designed to make you feel at home from the very start. Plus, our dedicated team is here to help every step of the way. If you have any questions or want to learn more about opening an account, don't hesitate to reach out to us at (570) 271-6060. We can't wait to welcome you to Service 1st, located at 861 Bloom Rd Danville Pa 17821!

Business Banking & Commercial Services

Lending Solutions That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $151 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $41,164,810, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine having a reliable partner that makes handling transactions easier. Our merchant services allow you to accept payments quickly and securely, ensuring you never miss a sale. With options tailored for various business types, you can focus on what matters most growing your enterprise. Located at 861 Bloom Rd Danville Pa 17821 in Danville, PA, our dedicated team is here to provide personalized assistance and guidance. Connect with us today at (570) 271-6060 and discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive banking solutions tailored for entrepreneurs and small business owners. With our merchant services, you can easily accept payments from customers and streamline your operations. Our business loans are designed to support your growth ambitions, whether you're starting a new venture or expanding an existing one.

Digital Banking Features

We know that convenience is key in today's fast-paced world. That's why at Service 1st, we offer robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even make person-to-person payments all from the comfort of your home or on the go using our mobile app. Additionally, our branch features an ATM for quick cash withdrawals and balance checks without waiting in line. If you prefer face-to-face interactions but need quick service, our drive-thru banking offers basic transactions like deposits and withdrawals right from your car.

Get Started Today!

With so many services available at Service 1st in Danville, we're here to help simplify your financial journey. If you're ready to take the next step towards achieving your financial goals or have questions about any of our offerings, feel free to reach out by calling us at 570-271-6060. Our dedicated team is eager to assist you! Visit us today and discover how we can help make banking easier for you. For more information about becoming a member or opening an account, check out our website or stop by during our operating hours: Monday from 8:30 AM - 5:00 PM; Tuesday through Thursday from 8:30 AM - 4:00 PM; Friday from 8:30 AM - 6:00 PM; Saturday from 8:30 AM - 12:00 PM. We look forward to serving you!

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day expenses while building your savings. If you're considering purchasing a new car, our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans can provide competitive rates and flexible terms. In addition to these options, we also understand that life can sometimes throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help you stay on track financially. Plus, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Digital & Online Banking

Accessibility and Convenience

Managing your finances shouldn't feel complicated. With all of these features available through Service 1st, accessing your accounts is straightforward and stress-free. You'll have everything you need to stay on top of your financial goals without the need to visit a branch in person. In summary, whether you prefer using a computer or a smartphone, Service 1st offers flexible solutions that cater to all members. Enjoy peace of mind knowing that our digital banking services keep your information safe while providing the convenience you deserve. Explore more about what we offer today at https://service1.org/!

Key Features

Navigating through your finances has never been simpler. With our user-friendly platform at https://service1.org/, you can check balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, if you're always on the go, our mobile application ensures that all these functions are right in your pocket. Security is our priority. We offer electronic signature authorization to make signing documents safe and convenient. You can also opt for e-statements, which not only help keep your information secure but also reduce clutter in your mailbox. And yes, mobile payments are available too! Whether you're at the store or out with friends, you can make payments directly from your phone.

Financial Strength

At Service 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to serving you reliably. With a net worth of $77,519,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $173,217,464 in share certificates and $74,443,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,010, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $74,935,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $7,821 in used auto loans and $601,178,515 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $1,806,646 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 133 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $533,628. Total Share Accounts: 100,129, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 861 Bloom Rd Danville Pa 17821 or call (570) 271-6060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,406,884 in used vehicle loans and $103,839,913 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our flexible terms can fit any budget.

Business Loans

For business owners, our outstanding commercial loans totaling $41,164,810 provide the capital needed to grow and expand. We understand the challenges faced by businesses today and are here to support your entrepreneurial spirit with tailored financing options.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $10,993,030 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending power without the burden of high-interest rates.

Credit Lines

If you're looking for flexibility, our credit lines totaling $58,758,650 allow you to borrow as needed while only paying interest on what you use. This option is ideal for managing unexpected expenses or planning for future investments. At Service 1st, we believe that everyone deserves access to the right financial products. If you're interested in refinancing existing debt or exploring eligibility options, our team is here to guide you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at 861 Bloom Rd Danville Pa 17821, Danville, PA, or call us at (570) 271-6060 for more information about our loan offerings and how we can assist you further. Your financial success is just a conversation away!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $189,168,493, make buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the home buying process smoothly.

Loan Aggregator

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SERVICE 1ST FEDERAL CREDIT UNION - Danville, PA

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