Service 1st Credit Union Bloomsburg PA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Service 1st, your trusted financial partner located at 327 Columbia Blvd, Bloomsburg, PA 17815. Since our establishment in 1975, we have proudly served the community with a commitment to providing excellent service and reliable financial solutions. With a total membership of 47,823, we are dedicated to helping our members achieve their financial goals, whether it's through personal banking, auto loans, mortgages, or business services. At Service 1st, we manage over $735 million in assets and have facilitated a robust portfolio of 28,135 loans and leases, showcasing our ability to meet diverse financial needs. Our members benefit from over $57 million in deposits, reflecting the trust placed in us by our valued community. With a net worth of $80 million, we maintain a strong financial foundation that allows us to support you effectively. Our team is led by CEO Michael Thomas and Board President Tracy Shirk, who together ensure that we operate with integrity and transparency. We have a dedicated workforce of 143 employees ready to assist you. Whether you're looking for online banking options or prefer visiting us in person, we offer convenient services tailored just for you. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to the same address: 327 Columbia Blvd, Bloomsburg, PA 17815. Explore our range of services today by visiting our website at Service 1st. For any inquiries or assistance, feel free to call us at 800-562-6049. Join us on this journey towards achieving your financial aspirations!

Branch History & Mission

Community Commitment

We are more than just a credit union; we are a cornerstone of the Bloomsburg community. Our dedication includes not only providing excellent banking services but also participating in local events and supporting charitable causes. This connection allows us to understand better and address the needs of our members. With features like ADA-compliant facilities, digital advancements such as online banking and mobile payments, and customer-centric initiatives like drive-thru service and ATM availability, we ensure that all members can access their finances conveniently and safely.

Join Us

As we look towards the future, we invite you to join us at Service 1st. Experience firsthand how our commitment to quality service can help you navigate your financial journey successfully. Visit us today or call us at 800-562-6049 for any inquiries. Together, let's build a brighter future for ourselves and our community!

Our Journey

From the moment we opened our doors, our mission has been clear: to empower individuals and families in our community through accessible banking solutions. Over the years, we have introduced various services tailored to meet the evolving needs of our members. Whether it's personal banking, auto loans, or business financing, Service 1st is committed to helping our members achieve their financial goals. Our commitment extends beyond just numbers; it's about building relationships. We take pride in being a part of Bloomsburg's vibrant community. Through partnerships with local organizations and outreach programs, we strive to make a positive impact on the lives of those around us.

Our Mission Statement

At Service 1st, our mission is simple: to provide valuable financial services that enhance the well-being of our members while promoting economic development within Bloomsburg and beyond. We believe in creating opportunities for everyone from first-time homebuyers to small business owners. While you can visit us at 327 Columbia Blvd, any official correspondence should be sent to the same address since it also serves as our mailing address.

Branch Location & Accessibility

Accessibility Features

At Service 1st, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can comfortably access our services. There's ample parking available right outside the entrance, so you won't have to worry about finding a spot when you visit us.

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. You can stop by on Monday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:00 PM, and on Friday from 8:30 AM to 6:00 PM. For those who need to take care of business on Saturdays, we're open from 8:30 AM to 12:00 PM as well!

Services Offered

Our Bloomsburg Office provides a wide range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, our drive-thru service offers convenience for quick transactions like deposits and withdrawals without leaving your vehicle. And if you're in need of cash after hours or on weekends, our ATM is available for your convenience. Whether you're coming in for a friendly chat or to conduct some essential banking tasks, our dedicated team is ready to assist you every step of the way. Feel free to call us at 800-562-6049 if you have any questions or if you'd like more information about what we offer. We invite you to visit us soon and see how Service 1st can support your financial journey!

Member Eligibility

At Service 1st, we believe that becoming a member means joining a family that supports each other financially and emotionally. If you're looking to be part of our community, eligibility is simple and welcoming. You can become a member if you live, work, or worship in the area around 327 Columbia Blvd Bloomsburg Pa 17815 or if you have a family member who is already part of our credit union. This approach makes it easy for you to access our range of services, from personal loans to savings accounts, all designed with your needs in mind. Opening an account is straightforward and can be done online or in person. If you're ready to take the next step, just visit us at our website for detailed eligibility information and feel free to reach out at (800) 562-6049 if you have any questions. We're excited to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your business smoothly while offering your customers convenient payment options. Our merchant services make it easy for you to accept various payment methods, enhancing customer satisfaction and streamlining your operations. From credit card processing to mobile payments, we provide the tools you need to focus on what matters most growing your business. Located at 327 Columbia Blvd Bloomsburg Pa 17815 in Bloomsburg, PA, we are here to partner with you on your journey toward success. Reach out today at (800) 562-6049 to explore how our business banking solutions can help your enterprise flourish!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $169 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $61 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $49,073,572, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks without stepping inside the branch. Plus, with our drive-thru banking, completing simple transactions like deposits and withdrawals has never been easier. At Service 1st, we're committed to providing you with the tools and resources necessary for financial well-being. We invite you to visit us at 327 Columbia Blvd Bloomsburg Pa 17815 or explore more about our services online at our website. If you're ready to join our community or have any questions about opening an account or applying for a loan, don't hesitate to reach out! Let us help you navigate your financial journey with ease!

Business Banking

For our business members, we provide comprehensive business banking services, including merchant services and business loans. Your success is important to us, and we're here to support your entrepreneurial journey.

Credit Cards and Rewards

With our credit cards with rewards, you can earn points or cash back on everyday purchases. This is not just about spending but making your money work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere, and enjoy easy transactions through our user-friendly app. You can transfer money, pay bills, and even send money directly to friends through our person-to-person payment service.

Personal Banking

Our personal banking services are designed to simplify your financial life. We offer checking and savings accounts that cater to everyday needs, making it easy for you to manage your money effectively. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that can fit into any budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services ensure you get the best possible terms. We also understand that life can bring unexpected expenses; that's why we offer personal loans and debt consolidation solutions to help you regain control over your finances.

Digital & Online Banking

Easy Access Anytime

Whether you're at home, at work, or on the move, our online banking services ensure that you have real-time access to your accounts whenever you need it. From setting up alerts for account activity to easily transferring funds between accounts, managing your finances has never been simpler. Discover how easy banking can be with Service 1st's digital and online services. Visit us today at https://service1.org/ and take advantage of everything we have to offer!

Key Services for Your Convenience

Imagine being able to check your balance, pay bills, or transfer money anytime, anywhere! Our user-friendly online banking platform allows you to do just that. You can also enjoy electronic statements, so you'll always have easy access to your financial records without the clutter of paper. If you prefer a more personal touch, our electronic signature authorization feature makes it simple to sign important documents securely from your device. For those who love using their smartphones, our mobile application brings banking right to your fingertips. You can make mobile payments and send money directly to friends or family with our person-to-person transfer feature. This means no more hassles with cash or checks just quick and easy transactions whenever you need them.

Security You Can Trust

We prioritize your security with every transaction. Our digital banking services are equipped with advanced security measures to protect your personal information and funds. You can bank with confidence knowing that we are here to safeguard your financial data while providing you with a smooth experience.

Financial Strength

Commitment to Growth

With $78,897,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,092 in used auto loans and $625,742,512 in total loans and leases.

Growing Member Base

We are proud to have a strong member base with a total of 103,345 share accounts that trust us with their finances. This indicates not only our stability but also the growing confidence from our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1st is your trusted partner. Visit us at 327 Columbia Blvd Bloomsburg Pa 17815 or call (800) 562-6049 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $194,867,681 in share certificates and $75,699,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 128 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $80,930,968, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,099 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $131,532,444 in used vehicle loans and $113,786,859 in new vehicle loans already helping members get on the road. Whether you're interested in new or used vehicles, our flexible terms can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $49,073,572 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your entrepreneurial journey. If you're considering refinancing or want to learn more about eligibility options for any of these products, please visit our website or give us a call. Our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how our loan offerings can work for you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $195,738,337, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process.

Unsecured Credit Cards

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $10,650,533 in loans helping members manage their finances effectively. This option provides the freedom to make purchases while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources ensures that users receive fair and transparent offers tailored to their needs.

SERVICE 1ST FEDERAL CREDIT UNION - Bloomsburg, PA